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Old

Think This Can't Happen Here?

Posted 08-14-2018 at 08:22 AM by jdhpa

Quote:
Originally Posted by lchoro View Post
They're almost all t-bills. The margin requirements for short-term bills are nil for banks and other financial institutions. It is almost the same as printing money in the short-term. That's one of the reasons for the Euro sovereign debt crisis erupted in 2011 and 2012 and the mortgage debt crisis in 2008. The banks' holdings were 100% financed with debt or nearly 100% in the case of MBS.

Interesting article on the rigged bond market

https://www.theepochtimes.com/the-ru...e_2600435.html
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Old

Winterizing an older home

Posted 07-31-2018 at 11:34 AM by jdhpa

Quote:
Originally Posted by nativenewenglander View Post
We used cellulose in the was as it was blown in under pressure to fill the voids. Leave on any wallpaper in your house if it's plaster as it can compromise the walls. I made that mistake in one room and we had some bulging I had to repair afterward. Our home is all plaster with no sheetrock. The attic was knob and tube wiring, so I pulled two layers of attic boards, so the electrician could have access to the ceiling. When he was done I sprayed foam in all the holes. I sealed all the wall cavities
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Old

Winterizing an older home

Posted 07-21-2018 at 07:41 AM by jdhpa

Quote:
Originally Posted by OutdoorLover View Post
I don't think it's economical unless the house siding and windows are fairly well shot anyway, and you're doing a major remodel to fix condition issues. Then you could pull the siding, refill what's in the walls (which may have settled or degraded), and then hang 3-inches of foam or rock wool rigid board insulation on the outside to make the house nice and snug, before attaching new siding. Windows would be replaced at the same time with some decent quality double or triple pane windows. It's
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Old

True Cost of Medicare coverage . . . an update

Posted 07-16-2018 at 11:32 AM by jdhpa

Quote:
Originally Posted by 4khansen View Post
Medicare Supplemental Insurance - True Cost of Heathcare


This article has been updated to reflect 2018 premiums, etc. I found this to be very helpful for my wife and I. She was diagnosed with advanced cancer in 2014 and was considered disabled because of the type and severity. Anyway, she became eligible for Original Medicare in 2016.


We looked long and hard as to what type of coverage to choose. Such as Medicare Advantage, buying a supplement,
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Old

Medicare Advice Needed Please

Posted 06-20-2018 at 10:11 PM by jdhpa

Quote:
Originally Posted by Ariadne22 View Post
My recommendation - buy the community-rated AARP UHC Plan G. Many people here have that plan.

You are disturbed because your health insurance costs are expensive. Most people don't expect that in retirement they will be paying as much or more than when they worked. Part B $134, Medigap $160, Part D $50 = $344/mo. These are baseline numbers and, as you've learned, can be much higher based on income.

There are numerous posts on this board from retirees stating
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