I've spent a great deal of time listening to the news lately, on how the candidates for President are doing and also on the economy.

This year, I've been feeling something, not so much dread nor anxiety or even fear....just a quiet nagging deep in the recesses of my mind that has steered me towards being prepared. It is almost similar to the 'nesting' instinct that women develop when it is almost time to give birth. Subtle, yet they instinctively know time is near.

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