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Old

Agonizing about that most likely I will have to file bankruptcy.

Posted 04-12-2022 at 03:02 PM by TNSLPPTSO13

In too deep...the futility of even trying to get out of debt is becoming much better defined as time passes...and even by controlling the use of my cards and paying my minimums;always on time...the drop in the total balance of debt is minor.
I'm currently paying $2244 a month in minimum payments...that's all I can pay..Yet,I was charged $1092 in interest...so that's only a reduction of $1152 from the previous month.
But $2244 is almost 57% of my take home pay...Every month...
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Old

What I spent in March 2022

Posted 04-05-2022 at 11:35 AM by TNSLPPTSO13

Debt payments.......................$2244
Fla. Lottery.............................$ 279
Food......................................$ 686
House Stuff.............................$ 11
Personal/Hygene Stuff..............$ 56
Car Lease Payment..................$ 279
Gasoline.................................$ 40
Electricity...............................$ 58
Rent......................................$1200
Internet/Land Line...................$...
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Old

Debt status as of 4/5/22 1pm

Posted 04-05-2022 at 11:05 AM by TNSLPPTSO13

CREDIT CARDS(10).....$60,568
LENDING CLUB...........$10,686
CAR LEASE(10 PMTS)..$ 2,787
EMPLOYER.................$ 2,179
TOTAL..............................$76,220

DOWN BY $787 FROM MARCH..MEH
76220/787= 97 MONTHS TO PAY OFF..EXCLUDING INTEREST..OK HOPEFUL

HAD TO BORROW $1K FROM EMPLOYER TO COVER OVERDRAFT IN ACCOUNT.

78.71% OF AVAILABLE CREDIT USED.

(REAL)FICO SCORE 625

CAR LEASE...
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