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Notable location: Bay County Fairground (A). Display/hide its location on the map
Cemeteries: Oak Ridge Cemetery (1), Saint Stanislaus Cemetery (2), Veterans Memorial Park (3), Elm Lawn Cemetery (4). Display/hide their locations on the map
Parks in Bay City include: Birney Park (1), Defoe Park (2), Roosevelt Park (3), Pershing Park (4), Carroll Park (5). Display/hide their locations on the map
Tourist attractions: Dobson Antique Toy & Firehouse Museum (3456 Patterson Road), Delta College Planetarium (Planetariums; 100 Center Avenue), Historical Museum of Bay County (Cultural Attractions- Events- & Facilities; 321 Washington Avenue), Michigan State - Natural Resources Department- Bay City State Park Visitor Ce (Nature Centers; 3582 State Park Drive), Harry's Amusement & Records (Amusement & Theme Parks; 1824 Broadway Street), American Amusements & Vending CO (Amusement & Theme Parks; 200 13th Street), Dutch Village Adventure Park (Amusement & Theme Parks; 2525 North Euclid Avenue), Bay Area Convention & Visitors Bureau (901 Saginaw Street).
Hotels: Americinn - Bay City- Mi (3915 3 Mile Rd), Flamingo Motel (291 River Road), Delta Motel (1000 South Euclid Avenue), Doubletree Hotel (1 Wenona Park Place), Empire House Motel (1305 Washington Avenue), Bay Valley Hotel & Resort (2470 Old Bridge Road), Bay Motel (910 S Euclid Avenue), Clements Inn Bed & Breakfast (1712 Center Avenue), Fairfield Inn Bay City (4105 Wilder Rd).
Courts: Federal Bureau of Investigation (115 1st Street), United States Government - Us District Court- Office Of The Clerk (1000 Washington Avenue).
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Air pollution trends in Bay City
Pollutant: Particulate Matter (PM2.5): 11.7 µ/m3 in 2005 (it was 10.5 µ/m3 in 2000).
Drinking water stations with addresses in Bay City and their reported violations in the past:
OUTDOOR ADVENTURES LAKESHORE RESORT (Population served: 500, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - Between JAN-2001 and MAR-2001, Contaminant: Coliform. Follow-up actions: St Violation/Reminder Notice (JAN-08-2001), St Compliance achieved (JAN-25-2001)
Past monitoring violations:
- 2 routine major monitoring violations
- 2 regular monitoring violations
LAPEER SKATING CENTER (Population served: 150, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - In JUN-2005, Contaminant: Coliform. Follow-up actions: St Violation/Reminder Notice (JUN-27-2005), St Tech Assistance Visit (JUL-06-2005), St Compliance achieved (JUL-14-2005)
Past monitoring violations:
- One routine major monitoring violation
OUTDOOR WILDERNESS (Population served: 125, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - In JUL-2005, Contaminant: Coliform. Follow-up actions: St Tech Assistance Visit (JUL-13-2005), St Public Notif received (JUL-13-2005), St Public Notif requested (JUL-13-2005), St Violation/Reminder Notice (JUL-13-2005), St Compliance achieved (JUL-16-2005)
Past monitoring violations:
- 9 routine major monitoring violations
- One regular monitoring violation
RIFLE RIVER RESORT (Population served: 100, Groundwater):
Past monitoring violations:
- One routine major monitoring violation
- One regular monitoring violation
OUTDOOR ADVENTURE LK. OF NORTH (Population served: 99, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - Between JUL-2002 and SEP-2002, Contaminant: Coliform. Follow-up actions: St Public Notif received (JUL-16-2002), St Violation/Reminder Notice (JUL-16-2002), St Compliance achieved (JUL-22-2002)
LOGAN'S LANDING INTERNTL. MALL (Population served: 50, Groundwater):
Past monitoring violations:
- 6 routine major monitoring violations
- 2 regular monitoring violations
JIM MARIS (Population served: 25, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - Between OCT-1999 and DEC-1999, Contaminant: Coliform. Follow-up actions: St Violation/Reminder Notice (OCT-26-1999), St Public Notif requested (NOV-05-1999), St Compliance achieved (NOV-08-1999)
Past monitoring violations:
- 4 routine major monitoring violations
- 2 regular monitoring violations
Drinking water stations with addresses in Bay City that have no violations reported:
- BAY CITY, CITY OF (Population served: 36817, Primary Water Source Type: Surface_water)
- BANGOR TOWNSHIP (Population served: 12516, Primary Water Source Type: Purch_surface_water)
- BANGOR-MONITOR METRO DISTRICT (Population served: 3900, Primary Water Source Type: Purch_surface_water)
- FRANKENLUST TOWNSHIP (Population served: 3272, Primary Water Source Type: Purch_surface_water)
- FRASER TOWNSHIP (Population served: 1105, Primary Water Source Type: Purch_surface_water)
- BEAVER TOWNSHIP (Population served: 1032, Primary Water Source Type: Purch_surface_water)
- BEAVER ROAD AREA WATER ASSOC. (Population served: 786, Primary Water Source Type: Purch_surface_water)
- JAXX SNAXX (Population served: 400, Primary Water Source Type: Groundwater)
- OUTDOOR ADVENTURE (Population served: 400, Primary Water Source Type: Groundwater)
- COUNTRYSIDE MOBILE HOME PARK (Population served: 158, Primary Water Source Type: Groundwater)
Residents with income below the poverty level in 2007:
| This city: | 14.6% | | Whole state: | 10.5% |
Residents with income below 50% of the poverty level in 2007:
| This city: | 5.2% | | Whole state: | 4.8% |
Detailed information about poverty and poor residents in Bay City, MI
People in group quarters in Bay City
- 179 people in local jails and other confinement facilities (including police lockups)
- 136 people in other noninstitutional group quarters
- 105 people in other group homes
- 64 people in homes for the mentally retarded
- 56 people in agriculture workers' dormitories on farms
- 22 people in homes for the mentally ill
- 14 people in training schools for juvenile delinquents
- 5 people in homes or halfway houses for drug/alcohol abuse
- 4 people in nursing homes
Bay City compared to Michigan state average:
- Black race population percentage significantly above state average.
- Hispanic race population percentage significantly above state average.
- Percentage of population with a bachelor's degree or higher below state average.
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Banks with branches in Bay City (2009 data):
- Chemical Bank: Bay Area Branch, Columbus Avenue Branch, Bay City Branch, Washington Avenue Branch, Hampton Township Branch, Bangor Branch. Info updated 2007-08-01: Bank assets: $3,866.6 mil, Deposits: $2,979.1 mil, headquarters in Midland, MI, positive income, Commercial Lending Specialization, 132 total offices, Holding Company: Chemical Financial Corporation
- National City Bank: Bangor Branch, Lafayette Avenue Branch, Bay City Downtown Branch, Liberty Branch. Info updated 2009-01-16: Bank assets: $146,057.8 mil, Deposits: $104,197.4 mil, headquarters in Cleveland, OH, negative income in the last year, Commercial Lending Specialization, 1582 total offices, Holding Company: Pnc Financial Services Group, Inc., The
- Independent Bank: Bay City Broadway Branch, Bay City Branch, Bay City Euclid Branch, Bay City Kroger Branch. Info updated 2007-10-01: Bank assets: $2,953.2 mil, Deposits: $2,098.2 mil, headquarters in Ionia, MI, negative income in the last year, Commercial Lending Specialization, 111 total offices, Holding Company: Independent Bank Corporation
- Citizens Bank: Downtown Bay City Branch, Midland And Euclid Branch, Wilder - Henry Branch. Info updated 2008-09-24: Bank assets: $12,266.6 mil, Deposits: $8,907.7 mil, headquarters in Flint, MI, negative income in the last year, Commercial Lending Specialization, 220 total offices, Holding Company: Citizens Republic Bancorp, Inc.
- Thumb National Bank and Trust Company: Bay City-Center Road Office Branch at 708 Center Ave, Suite 1, branch established on 2007-06-30; Bay City-Wilder Road Branch at 2985 East Wilder Road, branch established on 2003-06-11. Info updated 2006-11-03: Bank assets: $216.5 mil, Deposits: $176.5 mil, headquarters in Pigeon, MI, positive income, Agricultural Specialization, 5 total offices, Holding Company: Thumb National Bank And Trust Company Employee Stock Ownership Plan And Trust
- Bank of America, National Association: Bay-Euclid Branch at 309 South Euclid Avenue, branch established on 1890-01-01; Bangor Branch at 3907 Wilder Road, branch established on 1999-02-16. Info updated 2008-11-07: Bank assets: $1,471,631.0 mil, Deposits: $954,677.6 mil, headquarters in Charlotte, NC, positive income, 6194 total offices, Holding Company: Bank Of America Corporation
- 1st State Bank: Bay City Branch at 601 North Madison Avenue, branch established on 2006-02-06. Info updated 2006-11-03: Bank assets: $138.0 mil, Deposits: $107.7 mil, headquarters in Saginaw, MI, positive income, Commercial Lending Specialization, 3 total offices, Holding Company: Valley Financial Group, Ltd.
- Fifth Third Bank: Bay City Banking Center Branch at 3870 State Street Road, branch established on 2005-12-19. Info updated 2008-11-05: Bank assets: $54,116.4 mil, Deposits: $39,964.9 mil, headquarters in Grand Rapids, MI, negative income in the last year, Commercial Lending Specialization, 851 total offices, Holding Company: Fifth Third Bancorp
Fire-safe hotels and motels in Bay City, Michigan
- Best Western Crookside Inn, 6285 Westside Saginaw Rd, Bay City, MI 48706, Phone: (989) 686-0840, Fax: (989) 686-0840
- Fairfield Inn Of Bay City, 4105 E Wilder, Bay City, MI 48706, Phone: (989) 667-7050
- Doubletree Hotel Bay City Riverfront, One Wenonah Park Pl, Bay City, MI 48708, Phone: (989) 891-6000, Fax: (989) 891-9680
- Holiday Inn Express & Suites Bay City East, 3959 Traxler Ct, Bay City, MI 48706, Phone: (248) 601-2500, Fax: (248) 601-0717
- Americinn Of Bay City, 3915 Three Mile Rd, Bay City, MI 48706, Phone: (989) 671-0071, Fax: (989) 671-0311
- Bay Valley Hotel & Resort, 2470 Old Bridge Rd, Bay City, MI 48706, Phone: (989) 686-3500, Fax: (989) 686-6931
All 6 fire-safe hotels and motels in Bay City, Michigan
School Enrollment by Level of School
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2004 Presidential Election results in Bay County Michigan:
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Most commonly used house heating fuel:
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- Utility gas (93%)
- Electricity (4%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
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Religion statistics for Bay City
| Name | Catholic Church | Lutheran Church | Wisconsin Evangelical Lutheran Synod | United Methodist Church | Presbyterian Church (USA) |
| Adherents | 60.7% | 18.8% | 5.1% | 3.5% | 2.6% |
| Congregations | 24.7% | 12.4% | 5.6% | 10.1% | 4.5% |
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| Name | Episcopal Church | Evangelical Lutheran Church in America | American Baptist Churches in the USA | General Association of Regular Baptist Churches | Other religions |
| Adherents | 1.1% | 0.9% | 0.7% | 0.7% | 5.9% |
| Congregations | 2.2% | 1.1% | 2.2% | 3.4% | 33.7% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
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Local government employment and payroll (March 2007)
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| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
38 | $140,917 | $44,500 | 0 | $0 |
| Other Government Administration |
22 | $60,615 | $33,063 | 0 | $0 |
| Police Protection - Officers |
61 | $290,264 | $57,101 | 0 | $0 |
| Police - Other |
6 | $17,798 | $35,596 | 4 | $1,359 |
| Firefighters |
55 | $271,915 | $59,327 | 0 | $0 |
| Fire - Other |
1 | $3,356 | $40,272 | 0 | $0 |
| Streets and Highways |
29 | $117,594 | $48,660 | 0 | $0 |
| Solid Waste Management |
11 | $24,261 | $26,467 | 0 | $0 |
| Sewerage |
36 | $145,205 | $48,402 | 0 | $0 |
| Parks and Recreation |
13 | $47,424 | $43,776 | 0 | $0 |
| Housing and Community Development(Local) |
7 | $32,541 | $55,785 | 0 | $0 |
| Water Supply |
39 | $159,614 | $49,112 | 0 | $0 |
| Electric Power |
40 | $234,961 | $70,488 | 0 | $0 |
| Other and Unallocable |
15 | $58,069 | $46,455 | 0 | $0 |
| Totals for Government |
373 | $1,604,534 | $51,620 | 4 | $1,359 |
Bay City government finances in 2006:
- Charges - Sewerage: $11,548,000
All Other: $4,065,000
Solid Waste Management: $1,904,000
Housing and Community Development: $1,612,000
Parks and Recreation: $127,000
Air Transportation: $53,000
Miscellaneous Commercial Activities: $49,000
- Construction - Water Utilities: $5,805,000
Sewerage: $2,767,000
General - Other: $1,929,000
Electric Utilities: $1,703,000
Air Transportation: $479,000
Housing and Community Development: $476,000
Regular Highways: $430,000
Local Fire Protection: $329,000
Police Protection: $71,000
Parks and Recreation: $39,000
- Current Operations - Electric Utilities: $23,454,000
Police Protection: $7,296,000
Sewerage: $7,092,000
Water Utilities: $6,128,000
Local Fire Protection: $5,869,000
General - Other: $5,777,000
Housing and Community Development: $5,233,000
Regular Highways: $4,086,000
Solid Waste Management: $1,843,000
Financial Administration: $1,764,000
Parks and Recreation: $1,076,000
Central Staff Services: $1,008,000
Protective Inspection and Regulation, NEC: $588,000
General Public Buildings: $282,000
Miscellaneous Commercial Activities, NEC: $115,000
Air Transportation: $99,000
- Electric Utilities - Interest on Debt: $550,000
- Federal Intergovernmental - Housing and Community Development: $4,815,000
All Other: $681,000
- General - Interest on Debt: $3,048,000
- Intergovernmental to Local NEC - Housing and Community Development: $217,000
- Local Intergovernmental - All Other: $120,000
Housing and Community Development: $53,000
- Long Term Debt Retired Unspecified Public Purpose: $5,524,000
- Miscellaneous - Interest Earnings: $1,628,000
General Revenue, NEC: $1,249,000
Rents: $224,000
Fines and Forfeits: $136,000
Special Assessments: $66,000
Sale of Property: $22,000
- NEW for 2005 - Long Term Debt Outstanding Unspecified Public Purpose: $109,475,000
Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $103,034,000
Long Term Debt Issue, Unspecified Public Purpose: $11,965,000
- Other Capital Outlay - General - Other: $86,000
- Other Funds - Cash and Securities: $42,708,000
- Revenue - Electric Utilities: $23,776,000
Water Utilities: $7,209,000
- State Intergovernmental - General Local Government Support: $6,608,000
Highways: $2,997,000
All Other: $529,000
Electric Utilities: $152,000
- Tax - Property: $13,364,000
Other License: $642,000
Occupation and Business License, NEC: $21,000
- Total Salaries and Wages: $20,495,000
3.88% of this county's 2006 resident taxpayers lived in other counties in 2005 ($32,933 average adjusted gross income) | Here: | 3.88% | | Michigan average: | 5.24% |
0.06% of residents moved from foreign countries ($152 average AGI)| Bay County: | 0.06% | | Michigan average: | 0.10% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
4.50% of this county's 2005 resident taxpayers moved to other counties in 2006 ($35,442 average adjusted gross income) | Here: | 4.50% | | Michigan average: | 5.98% |
0.02% of residents moved to foreign countries ($60 average AGI)| Bay County: | 0.02% | | Michigan average: | 0.05% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Bay City:
- WMAX (1440 AM; 5 kW; BAY CITY, MI; Owner: AM MEDIA SERVICES, L.L.C.)
- WSGW (790 AM; 5 kW; SAGINAW, MI; Owner: NM LICENSING LLC)
- WOAP (1080 AM; 50 kW; OWOSSO, MI)
- WWJ (950 AM; 50 kW; DETROIT, MI; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WJR (760 AM; 50 kW; DETROIT, MI; Owner: ABC, INC.)
- WXYT (1270 AM; 50 kW; DETROIT, MI; Owner: INFINITY BROADCASTING CORP. OF DETROIT)
- WSAM (1400 AM; 1 kW; SAGINAW, MI; Owner: THE MACDONALD BROADCASTING COMPANY)
- WFDF (910 AM; 50 kW; FLINT, MI; Owner: ABC, INC.)
- WTCM (580 AM; 35 kW; TRAVERSE CITY, MI; Owner: WTCM RADIO, INC.)
- WCHB (1200 AM; 50 kW; TAYLOR, MI; Owner: RADIO ONE OF DETROIT, LLC)
- WDFN (1130 AM; 50 kW; DETROIT, MI; Owner: AMFM RADIO LICENSES, L.L.C.)
- WLDR (1210 AM; daytime; 50 kW; KINGSLEY, MI; Owner: FORT BEND BROADCASTING COMPANY)
- WKNX (1250 AM; 1 kW; BAY CITY, MI; Owner: FRANKENMUTH BROADCASTING, INC.)
Strongest FM radio stations in Bay City:
- WHNN (96.1 FM; BAY CITY, MI; Owner: CITADEL BROADCASTING COMPANY)
- WTRK (89.1 FM; BAY CITY, MI; Owner: BEYOND THE BAY MEDIA GROUP)
- WIOG (102.5 FM; BAY CITY, MI; Owner: CITADEL BROADCASTING COMPANY)
- WCHW-FM (91.3 FM; BAY CITY, MI; Owner: SCHOOL DISTRICT, BAY CITY)
- WTCF (100.5 FM; CARROLLTON, MI; Owner: NM LICENSING LLC)
- WGER (106.3 FM; SAGINAW, MI; Owner: NM LICENSING LLC)
- WUCX-FM (90.1 FM; BAY CITY, MI; Owner: CENTRAL MICHIGAN UNIVERSITY)
- WEEG (97.3 FM; ESSEXVILLE, MI; Owner: THE MACDONALD BROADCASTING COMPANY)
- WKCQ (98.1 FM; SAGINAW, MI; Owner: THE MACDONALD BROADCASTING COMPANY)
- WILZ (104.5 FM; SAGINAW, MI; Owner: CITADEL BROADCASTING COMPANY)
- WKQZ (93.3 FM; MIDLAND, MI; Owner: CITADEL BROADCASTING COMPANY)
- WUGN (99.7 FM; MIDLAND, MI; Owner: FAMILY LIFE BROADCASTING SYSTEM, INC)
- WYLZ (100.9 FM; PINCONNING, MI; Owner: CITADEL BROADCASTING COMPANY)
- WTLZ (107.1 FM; SAGINAW, MI; Owner: NM LICENSING LLC)
- WCEN-FM (94.5 FM; HEMLOCK, MI; Owner: NM LICENSING LLC)
- WRCL (93.7 FM; FRANKENMUTH, MI; Owner: REGENT BROADCASTING OF FLINT, INC.)
- W220BR (91.9 FM; PINCONNING, MI; Owner: PENSACOLA CHRISTIAN COLLEGE, INC.)
- WSAG (104.1 FM; PINCONNING, MI; Owner: BLUE MOOSE BROADCASTING, LLC)
- WWBN (101.5 FM; TUSCOLA, MI; Owner: REGENT BROADCASTING OF FLINT, INC.)
TV broadcast stations around Bay City:
- WNEM-TV (Channel 5; BAY CITY, MI; Owner: MEREDITH CORPORATION)
- WDCQ-TV (Channel 19; UNIVERSITY CENTER, MI; Owner: DELTA COLLEGE)
- W68DH (Channel 68; PETOSKEY, MI; Owner: MS COMMUNICATIONS, LLC)
- W22CC (Channel 22; PINCONNING, MI; Owner: P & P CABLE HOLDINGS, L.L.C.)
- W69DW (Channel 69; PINCONNING, MI; Owner: NTN/SAGINAW, INC.)
- W58CW (Channel 58; PINCONNING, MI; Owner: P & P CABLE HOLDINGS, L.L.C.)
- WEYI-TV (Channel 25; SAGINAW, MI; Owner: WEYI BROADCASTING, LLC)
- WJRT-TV (Channel 12; FLINT, MI; Owner: FLINT LICENSE SUBSIDIARY CORP.)
- WSMH (Channel 66; FLINT, MI; Owner: WSMH LICENSEE, LLC)
- WAQP (Channel 49; SAGINAW, MI; Owner: TCT OF MICHIGAN, INC.)
- W15BP (Channel 15; PINCONNING, MI; Owner: P & P CABLE HOLDINGS, L.L.C.)
- WUHO-LP (Channel 57; PINCONNING, MI; Owner: P & P CABLE HOLDINGS, L.L.C.)
- WCMU-TV (Channel 14; MOUNT PLEASANT, MI; Owner: CENTRAL MICHIGAN UNIVERSITY)
- W52CU (Channel 52; PINCONNING, MI; Owner: NTN/SAGINAW, INC.)
Fatal accident count (per 100,000 population)
See more detailed statistics of Bay City fatal car crashes and road traffic accidents for 1975 - 2008 here
National Bridge Inventory (NBI) Statistics
Number of bridges: 9
Total length: 220 meters (722ft)
Total costs: $3,000
Total average daily traffic: 124,602
Total average daily truck traffic: 6,380
FCC Registered Amateur Radio Licenses: 163 (See the full list of FCC Registered Amateur Radio Licenses in Bay City)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 13 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 132 | $73,152 | 345 | $79,041 | 476 | $71,634 | 135 | $25,244 | 0 | $0 | 114 | $59,588 | 6 | $65,167 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $72,750 | 36 | $70,194 | 116 | $74,905 | 20 | $28,950 | 0 | $0 | 13 | $39,615 | 1 | $22,000 |
| APPLICATIONS DENIED | 26 | $73,654 | 86 | $66,930 | 410 | $77,732 | 119 | $34,941 | 0 | $0 | 49 | $59,408 | 10 | $21,200 |
| APPLICATIONS WITHDRAWN | 16 | $72,688 | 22 | $71,591 | 144 | $75,521 | 10 | $75,000 | 1 | $50,000 | 15 | $56,267 | 1 | $101,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $79,500 | 10 | $57,200 | 50 | $88,800 | 2 | $75,500 | 0 | $0 | 6 | $71,500 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 13 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 159 | $80,428 | 390 | $73,862 | 719 | $64,754 | 207 | $21,309 | 5 | $91,800 | 159 | $64,937 | 10 | $55,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $86,800 | 51 | $75,431 | 121 | $73,802 | 10 | $36,600 | 0 | $0 | 17 | $82,471 | 3 | $70,667 |
| APPLICATIONS DENIED | 15 | $70,867 | 106 | $67,877 | 561 | $76,360 | 113 | $30,690 | 0 | $0 | 56 | $61,089 | 11 | $57,636 |
| APPLICATIONS WITHDRAWN | 9 | $92,000 | 34 | $61,647 | 230 | $81,265 | 27 | $58,259 | 0 | $0 | 16 | $82,500 | 3 | $75,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $96,000 | 12 | $74,833 | 102 | $87,775 | 2 | $90,500 | 0 | $0 | 10 | $66,900 | 1 | $78,000 |
Aggregated Statistics For Year 2005 (Based on 13 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 140 | $77,786 | 424 | $70,658 | 851 | $69,924 | 192 | $26,740 | 1 | $421,000 | 134 | $61,201 | 6 | $76,833 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $65,714 | 69 | $71,812 | 176 | $79,347 | 18 | $31,389 | 1 | $325,000 | 15 | $57,000 | 2 | $43,500 |
| APPLICATIONS DENIED | 19 | $77,789 | 110 | $65,336 | 584 | $79,043 | 125 | $41,296 | 0 | $0 | 43 | $63,698 | 11 | $24,273 |
| APPLICATIONS WITHDRAWN | 9 | $69,333 | 81 | $77,420 | 318 | $86,239 | 41 | $86,244 | 0 | $0 | 21 | $67,381 | 3 | $65,333 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $54,500 | 17 | $61,471 | 176 | $92,563 | 6 | $32,500 | 0 | $0 | 8 | $69,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 13 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 207 | $78,498 | 376 | $80,043 | 941 | $68,817 | 211 | $24,981 | 1 | $52,000 | 193 | $59,472 | 9 | $52,111 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $79,000 | 50 | $72,420 | 154 | $67,812 | 12 | $36,500 | 0 | $0 | 20 | $60,100 | 3 | $31,000 |
| APPLICATIONS DENIED | 36 | $71,250 | 99 | $61,980 | 521 | $71,023 | 118 | $29,534 | 0 | $0 | 54 | $53,463 | 18 | $29,167 |
| APPLICATIONS WITHDRAWN | 18 | $77,833 | 39 | $83,538 | 232 | $75,772 | 22 | $37,318 | 1 | $115,000 | 16 | $58,438 | 1 | $65,000 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $71,333 | 7 | $85,429 | 126 | $85,563 | 4 | $40,500 | 0 | $0 | 3 | $69,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 13 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 219 | $76,205 | 408 | $72,333 | 1,737 | $69,929 | 164 | $16,061 | 4 | $174,500 | 195 | $54,482 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $71,500 | 31 | $71,290 | 205 | $75,468 | 27 | $19,333 | 0 | $0 | 18 | $51,889 |
| APPLICATIONS DENIED | 13 | $95,077 | 57 | $51,421 | 526 | $71,394 | 89 | $15,978 | 0 | $0 | 33 | $55,909 |
| APPLICATIONS WITHDRAWN | 16 | $89,500 | 22 | $107,500 | 213 | $70,455 | 1 | $36,000 | 1 | $500,000 | 10 | $66,200 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $88,333 | 11 | $61,273 | 62 | $92,484 | 2 | $172,500 | 0 | $0 | 1 | $47,000 |
Aggregated Statistics For Year 2002 (Based on 13 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 230 | $69,174 | 397 | $67,816 | 1,301 | $67,976 | 196 | $11,276 | 4 | $104,750 | 169 | $49,846 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $59,500 | 25 | $74,560 | 181 | $64,309 | 22 | $15,864 | 0 | $0 | 24 | $49,458 |
| APPLICATIONS DENIED | 10 | $86,200 | 57 | $39,298 | 410 | $69,022 | 90 | $17,767 | 1 | $136,000 | 18 | $58,333 |
| APPLICATIONS WITHDRAWN | 11 | $60,909 | 27 | $72,815 | 230 | $63,296 | 13 | $26,385 | 0 | $0 | 5 | $44,200 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $68,000 | 3 | $65,000 | 64 | $65,422 | 2 | $22,500 | 0 | $0 | 3 | $50,000 |
Aggregated Statistics For Year 2001 (Based on 13 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 230 | $67,791 | 378 | $72,905 | 1,107 | $63,223 | 298 | $15,171 | 3 | $142,333 | 112 | $48,821 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $68,000 | 33 | $69,152 | 147 | $58,850 | 57 | $18,561 | 0 | $0 | 14 | $53,500 |
| APPLICATIONS DENIED | 10 | $75,500 | 82 | $43,439 | 476 | $57,750 | 155 | $16,058 | 0 | $0 | 28 | $45,464 |
| APPLICATIONS WITHDRAWN | 13 | $67,769 | 26 | $54,346 | 195 | $58,795 | 12 | $25,500 | 1 | $82,000 | 7 | $67,286 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $54,500 | 5 | $118,000 | 60 | $56,783 | 4 | $23,500 | 0 | $0 | 2 | $60,500 |
Aggregated Statistics For Year 2000 (Based on 13 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 143 | $66,070 | 418 | $66,849 | 543 | $49,304 | 270 | $13,663 | 99 | $43,444 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $49,600 | 32 | $54,281 | 137 | $52,080 | 62 | $17,742 | 14 | $36,643 |
| APPLICATIONS DENIED | 10 | $60,300 | 140 | $34,057 | 349 | $48,458 | 172 | $13,872 | 26 | $43,654 |
| APPLICATIONS WITHDRAWN | 12 | $67,250 | 26 | $97,923 | 220 | $49,818 | 20 | $16,600 | 15 | $43,200 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $54,500 | 4 | $60,750 | 68 | $55,824 | 2 | $60,000 | 2 | $59,500 |
Aggregated Statistics For Year 1999 (Based on 13 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 122 | $60,186 | 436 | $63,981 | 853 | $51,196 | 287 | $10,601 | 1 | $24,000 | 108 | $39,950 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $68,458 | 40 | $48,758 | 183 | $48,733 | 61 | $11,236 | 0 | $0 | 18 | $44,598 |
| APPLICATIONS DENIED | 11 | $57,810 | 105 | $39,200 | 379 | $51,132 | 166 | $13,512 | 1 | $100,000 | 24 | $42,163 |
| APPLICATIONS WITHDRAWN | 11 | $57,762 | 46 | $49,785 | 250 | $49,693 | 27 | $36,626 | 1 | $98,000 | 9 | $44,974 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 12 | $93,236 | 63 | $53,687 | 0 | $0 | 0 | $0 | 2 | $40,945 |
Detailed mortgage data for all 13 tracts in Bay City, MI
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 13 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 177 | $75,379 | 52 | $88,077 | 22 | $56,364 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $73,529 | 5 | $96,400 | 1 | $24,000 |
| APPLICATIONS DENIED | 3 | $54,333 | 3 | $63,667 | 3 | $52,667 |
| APPLICATIONS WITHDRAWN | 5 | $68,200 | 7 | $83,000 | 3 | $77,667 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $46,667 | 0 | $0 | 2 | $34,500 |
Aggregated Statistics For Year 2006 (Based on 13 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 84 | $70,786 | 32 | $83,750 | 12 | $55,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $78,750 | 16 | $83,750 | 3 | $56,333 |
| APPLICATIONS DENIED | 2 | $43,000 | 6 | $59,833 | 2 | $40,500 |
| APPLICATIONS WITHDRAWN | 1 | $80,000 | 6 | $79,667 | 1 | $54,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $81,000 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 12 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 116 | $75,422 | 75 | $88,907 | 12 | $57,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 17 | $64,353 | 18 | $82,833 | 6 | $61,833 |
| APPLICATIONS DENIED | 2 | $87,500 | 2 | $64,500 | 3 | $74,667 |
| APPLICATIONS WITHDRAWN | 4 | $74,500 | 6 | $92,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $51,000 | 5 | $100,800 | 2 | $92,000 |
Aggregated Statistics For Year 2004 (Based on 13 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $79,890 | 67 | $85,239 | 18 | $74,778 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $86,583 | 18 | $89,389 | 2 | $71,000 |
| APPLICATIONS DENIED | 3 | $78,333 | 0 | $0 | 3 | $78,333 |
| APPLICATIONS WITHDRAWN | 2 | $78,500 | 3 | $69,333 | 1 | $70,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $52,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 13 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 150 | $72,487 | 135 | $88,926 | 31 | $57,742 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 22 | $70,909 | 42 | $89,619 | 4 | $43,500 |
| APPLICATIONS DENIED | 4 | $59,750 | 7 | $76,286 | 2 | $86,500 |
| APPLICATIONS WITHDRAWN | 1 | $90,000 | 2 | $90,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $67,000 | 3 | $96,000 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 13 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 140 | $70,000 | 121 | $86,289 | 24 | $52,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 19 | $71,000 | 22 | $92,045 | 8 | $39,000 |
| APPLICATIONS DENIED | 3 | $74,333 | 3 | $77,667 | 2 | $68,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $64,571 | 1 | $55,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 13 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 159 | $68,925 | 86 | $86,349 | 24 | $44,083 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $55,444 | 16 | $68,688 | 1 | $48,000 |
| APPLICATIONS DENIED | 3 | $51,333 | 3 | $50,667 | 1 | $35,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $104,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $59,000 | 2 | $76,000 | 1 | $66,000 |
Aggregated Statistics For Year 2000 (Based on 13 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 162 | $65,154 | 28 | $71,250 | 22 | $51,364 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $66,077 | 8 | $80,875 | 1 | $41,000 |
| APPLICATIONS DENIED | 4 | $38,750 | 1 | $76,000 | 1 | $32,000 |
| APPLICATIONS WITHDRAWN | 2 | $47,000 | 0 | $0 | 1 | $38,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $72,000 | 1 | $56,000 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 13 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 194 | $61,618 | 39 | $70,375 | 17 | $48,738 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $47,858 | 7 | $52,461 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $46,923 | 4 | $202,785 | 1 | $31,750 |
| APPLICATIONS WITHDRAWN | 2 | $87,970 | 2 | $72,965 | 1 | $72,940 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $69,500 | 0 | $0 | 1 | $36,000 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 103
- Hazardous Condition: 168
- Service Call: 12
- Good Intent Call: 8
Incident types - Bay City
See Full 2006 National Fire Incident Reporting System Statistics for Bay City, MI
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