Residents with income below the poverty level in 2007:
| This place: | 30.7% | | Whole state: | 14.2% |
Residents with income below 50% of the poverty level in 2007:
| This place: | 15.9% | | Whole state: | 6.3% |
Detailed information about poverty and poor residents in Bystrom, CA
34 people in other noninstitutional group quarters
18 people in agriculture workers' dormitories on farms
Bystrom compared to California state average:
- Median household income below state average.
- Median house value below state average.
- Unemployed percentage significantly above state average.
- Black race population percentage significantly below state average.
- Hispanic race population percentage significantly above state average.
- Median age below state average.
- Foreign-born population percentage significantly above state average.
- Number of rooms per house below state average.
- House age below state average.
- Percentage of population with a bachelor's degree or higher significantly below state average.
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School Enrollment by Level of School
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2004 Presidential Election results in Stanislaus County California:
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Most commonly used house heating fuel:
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- Utility gas (64%)
- Electricity (20%)
- Bottled, tank, or LP gas (10%)
- Wood (4%)
- Other fuel (1%)
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Religion statistics for Bystrom
| Name | Catholic Church | Salvation Army | Assemblies of God | Southern Baptist Convention | Church of Jesus Christ of Latter-day Saints |
| Adherents | 54.0% | 7.5% | 5.9% | 5.4% | 5.3% |
| Congregations | 5.0% | 1.1% | 11.9% | 9.0% | 7.6% |
|---|
| Name | United Methodist Church | North America Apostolic Catholic Assyrian Church of the East | Seventh-Day Adventist Church | Presbyterian Church (USA) | Other religions |
| Adherents | 2.1% | 1.7% | 1.5% | 1.2% | 15.3% |
| Congregations | 3.2% | 1.1% | 2.9% | 3.2% | 55.0% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
5.96% of this county's 2006 resident taxpayers lived in other counties in 2005 ($40,308 average adjusted gross income) | Here: | 5.96% | | California average: | 5.75% |
0.04% of residents moved from foreign countries ($187 average AGI)| Stanislaus County: | 0.04% | | California average: | 0.21% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
6.12% of this county's 2005 resident taxpayers moved to other counties in 2006 ($42,632 average adjusted gross income) | Here: | 6.12% | | California average: | 6.27% |
0.04% of residents moved to foreign countries ($250 average AGI)| Stanislaus County: | 0.04% | | California average: | 0.11% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Bystrom:
- KCBC (770 AM; 50 kW; RIVERBANK, CA; Owner: KIERTRON, INC.)
- KFIV (1360 AM; 4 kW; MODESTO, CA; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- KESP (970 AM; 1 kW; MODESTO, CA; Owner: CITADEL BROADCASTING COMPANY)
- KVIN (920 AM; 3 kW; CERES, CA; Owner: THRESHOLD COMMUNICATIONS)
- KLOK (1170 AM; 50 kW; SAN JOSE, CA; Owner: ENTRAVISION HOLDINGS, LLC)
- KGO (810 AM; 50 kW; SAN FRANCISCO, CA; Owner: KGO-AM RADIO, INC.)
- KNBR (680 AM; 50 kW; SAN FRANCISCO, CA; Owner: KNBR LICO, INC.)
- KHTK (1140 AM; 50 kW; SACRAMENTO, CA; Owner: INFINITY RADIO SUBSIDIARY OPERATIONS INC.)
- KLOC (1390 AM; 5 kW; TURLOCK, CA)
- KTCT (1050 AM; 50 kW; SAN MATEO, CA; Owner: SUSQUEHANNA RADIO CORP.)
- KFAX (1100 AM; 50 kW; SAN FRANCISCO, CA; Owner: GOLDEN GATE BROADCASTING CO, INC.)
- KTRB (860 AM; 50 kW; MODESTO, CA; Owner: PAPPAS RADIO OF CALIFORNIA, A CALIFORNIA LIMITED PARTNERSHIP)
- KSTE (650 AM; 25 kW; RANCHO CORDOVA, CA; Owner: AMFM RADIO LICENSES, L.L.C.)
Strongest FM radio stations in Bystrom:
- KEJC (93.9 FM; MODESTO, CA; Owner: MODESTO COMMUNICATIONS CORPORATION)
- KADV (90.5 FM; MODESTO, CA; Owner: MODESTO ADVENTIST ACADEMY)
- K258AB (99.5 FM; MODESTO, CA; Owner: EDUCATIONAL MEDIA FOUNDATION)
- KOSO (93.1 FM; PATTERSON, CA; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- K238AC (95.5 FM; SALIDA, CA; Owner: FAMILY STATIONS, INC.)
- KJSN (102.3 FM; MODESTO, CA; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- KUOP (91.3 FM; STOCKTON, CA; Owner: UNIVERSITY OF THE PACIFIC)
- KWNN (98.3 FM; TURLOCK, CA; Owner: SILVERADO BROADCASTING COMPANY)
- KHOP (95.1 FM; OAKDALE, CA; Owner: CITADEL BROADCASTING COMPANY)
- KJOY (99.3 FM; STOCKTON, CA; Owner: CITADEL BROADCASTING COMPANY)
- KHTN (104.7 FM; LOS BANOS, CA; Owner: BUCKLEY COMMUNICATIONS, INC.)
- KKSF-FM1 (103.7 FM; PLEASANTON, ETC., CA; Owner: AMFM RADIO LICENSES, L.L.C.)
- KFRC-FM3 (99.7 FM; WALNUT CREEK, CA; Owner: INFINITY KFRC-FM, INC.)
- KZBR-FM1 (95.7 FM; WALNUT CREEK, CA; Owner: BONNEVILLE HOLDING COMPANY)
- KBLX-FM2 (102.9 FM; PLEASANTON, CA; Owner: ICBC BROADCAST HOLDINGS -CA, INC.)
- KSOL-FM3 (98.9 FM; PLEASANTON, CA; Owner: TMS LICENSE CALIFORNIA, INC)
- KISQ-FM3 (98.1 FM; CONCORD, CA; Owner: AMFM RADIO LICENSES, L.L.C.)
- KMEL-FM1 (106.1 FM; CONCORD, CA; Owner: AMFM RADIO LICENSES, L.L.C.)
- KMRQ (96.7 FM; MANTECA, CA; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- KBAA (94.5 FM; GILROY, CA; Owner: INFINITY RADIO OPERATIONS INC.)
TV broadcast stations around Bystrom:
- KBSV (Channel 23; CERES, CA; Owner: BET-NAHRAIN, INC.)
- KACA-LP (Channel 61; MODESTO, CA; Owner: WORD OF GOD FELLOWSHIP, INC.)
- KOVR (Channel 13; STOCKTON, CA; Owner: SCI - SACRAMENTO LICENSEE, LLC)
- KXTV (Channel 10; SACRAMENTO, CA; Owner: KXTV, INC.)
- KUVS (Channel 19; MODESTO, CA; Owner: KUVS LICENSE PARTNERSHIP, G.P.)
- KCRA-TV (Channel 3; SACRAMENTO, CA; Owner: KCRA HEARST-ARGYLE TELEVISION, INC.)
- KSPX (Channel 29; SACRAMENTO, CA; Owner: PAXSON SACRAMENTO LICENSE, INC.)
- KQCA (Channel 58; STOCKTON, CA; Owner: KCRA HEARST-ARGYLE TELEVISION, INC.)
- KTXL (Channel 40; SACRAMENTO, CA; Owner: CHANNEL 40, INC.)
- KMAX-TV (Channel 31; SACRAMENTO, CA; Owner: UPN STATIONS GROUP INC.)
- KVIE (Channel 6; SACRAMENTO, CA; Owner: KVIE, INC.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 1 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 36 | $205,753 | 104 | $210,289 | 16 | $132,704 | 1 | $539,360 | 8 | $192,101 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 9 | $138,961 | 24 | $196,111 | 7 | $77,366 | 0 | $0 | 2 | $215,180 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 13 | $196,218 | 126 | $247,107 | 24 | $134,471 | 0 | $0 | 12 | $182,475 | 1 | $48,440 |
| APPLICATIONS WITHDRAWN | 1 | $138,270 | 6 | $194,425 | 39 | $210,301 | 11 | $151,851 | 0 | $0 | 5 | $190,496 | 1 | $221,700 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $208,243 | 16 | $269,598 | 1 | $132,230 | 2 | $453,925 | 1 | $263,780 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 111 | $197,731 | 239 | $219,522 | 43 | $162,079 | 43 | $209,053 | 1 | $92,590 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 24 | $202,811 | 50 | $219,479 | 9 | $180,620 | 12 | $190,054 | 1 | $64,050 |
| APPLICATIONS DENIED | 68 | $188,053 | 118 | $250,706 | 29 | $174,319 | 15 | $227,891 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 29 | $179,183 | 76 | $231,373 | 16 | $128,672 | 7 | $210,124 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 8 | $226,366 | 18 | $215,258 | 4 | $213,570 | 4 | $189,408 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 183 | $188,875 | 267 | $201,603 | 31 | $139,624 | 57 | $192,517 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 29 | $179,395 | 49 | $207,235 | 7 | $112,620 | 9 | $150,342 | 1 | $76,350 |
| APPLICATIONS DENIED | 1 | $202,820 | 68 | $185,208 | 136 | $206,241 | 22 | $109,484 | 18 | $202,228 | 2 | $37,795 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 34 | $192,709 | 123 | $195,867 | 17 | $167,439 | 15 | $192,212 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $198,659 | 36 | $169,654 | 2 | $185,770 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $164,190 | 155 | $157,419 | 271 | $153,031 | 25 | $98,378 | 1 | $64,710 | 49 | $141,684 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 23 | $176,009 | 58 | $156,499 | 5 | $82,068 | 0 | $0 | 10 | $130,464 | 1 | $84,020 |
| APPLICATIONS DENIED | 0 | $0 | 51 | $145,111 | 123 | $162,058 | 28 | $78,029 | 0 | $0 | 13 | $154,517 | 1 | $60,090 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 29 | $168,544 | 69 | $161,380 | 14 | $111,974 | 0 | $0 | 14 | $144,897 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $208,496 | 34 | $151,055 | 1 | $63,230 | 0 | $0 | 3 | $119,587 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $180,832 | 85 | $132,892 | 344 | $130,508 | 9 | $44,438 | 2 | $639,840 | 39 | $120,188 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 18 | $152,474 | 54 | $136,601 | 2 | $40,285 | 0 | $0 | 4 | $129,150 |
| APPLICATIONS DENIED | 2 | $207,685 | 26 | $104,590 | 116 | $122,579 | 11 | $18,622 | 0 | $0 | 12 | $112,805 |
| APPLICATIONS WITHDRAWN | 4 | $169,243 | 12 | $178,399 | 107 | $144,650 | 0 | $0 | 0 | $0 | 8 | $134,110 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $195,090 | 2 | $121,645 | 13 | $142,876 | 0 | $0 | 0 | $0 | 1 | $70,750 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $94,898 | 32 | $87,207 | 57 | $85,431 | 8 | $26,214 | 0 | $0 | 10 | $65,692 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $94,065 | 5 | $74,698 | 12 | $78,278 | 3 | $22,670 | 0 | $0 | 1 | $43,760 |
| APPLICATIONS DENIED | 7 | $98,877 | 14 | $67,495 | 53 | $64,939 | 9 | $22,496 | 1 | $57,400 | 5 | $59,396 |
| APPLICATIONS WITHDRAWN | 3 | $102,193 | 5 | $88,660 | 34 | $75,866 | 2 | $37,610 | 0 | $0 | 3 | $115,997 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $44,330 | 1 | $71,970 | 7 | $74,529 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0023.02
, 0027.01, 0027.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 1 full and 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $249,075 | 8 | $295,889 | 1 | $120,720 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $274,290 | 2 | $356,820 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $323,130 | 1 | $280,080 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
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| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $237,060 | 5 | $286,934 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $345,890 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $393,910 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $288,105 | 4 | $217,103 | 2 | $244,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $301,705 | 1 | $169,170 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $382,460 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 7 | $348,849 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $208,934 | 6 | $175,078 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $188,723 | 5 | $192,726 | 1 | $214,090 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $155,490 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $165,224 | 15 | $164,120 | 2 | $138,715 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $187,228 | 4 | $166,830 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $186,130 | 1 | $174,140 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $129,465 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $103,095 | 6 | $116,630 | 1 | $89,660 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $59,650 | 3 | $117,903 | 1 | $102,500 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $105,600 | 1 | $95,520 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0023.02
, 0027.01, 0027.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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