Cross Roads, Pennsylvania

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Population in July 2008: 550. Population change since 2000: +6.2%

Males: 270	(49.2%)
Females: 280	(50.8%)

Median resident age:	34.3 years
Pennsylvania median age:	38.0 years

Estimated median household income in 2007: $70,319 (it was $57,750 in 2000)

Cross Roads:	$70,319
Pennsylvania:	$48,576

Estimated per capita income in 2007: $25,662

Cross Roads:	$25,662
Pennsylvania:	$26,228

Estimated median house or condo value in 2007: $204,723 (it was $130,300 in 2000)

Cross Roads:	$204,723
Pennsylvania:	$155,000

Mean prices in 2007: All housing units: $225,497; Detached houses: $230,917; Townhouses or other attached units: $162,996; Mobile homes: $81,000

Cross Roads, PA residents, houses, and apartments details

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Races in Cross Roads:

White Non-Hispanic (96.1%)
Black (2.9%)
Two or more races (0.8%)
American Indian (0.6%)

2008 cost of living index in Cross Roads: 94.2 (less than average, U.S. average is 100)

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Ancestries: German (39.6%), United States (15.3%), Irish (10.6%), English (7.3%), Italian (5.6%), Polish (3.5%).

Current Local Time: EST time zone

Incorporated on 10/16/1899

Elevation: 812 feet

Land area: 1.88 square miles.

Population density: 292 people per square mile

(very low).

Home Value Estimate
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For population 25 years and over in Cross Roads

High school or higher: 89.2%
Bachelor's degree or higher: 15.9%
Graduate or professional degree: 2.1%
Unemployed: 1.3%
Mean travel time to work: 31.2 minutes

For population 15 years and over in Cross Roads borough

Never married: 15.9%
Now married: 73.8%
Separated: 1.3%
Widowed: 4.3%
Divorced: 4.8%

8 residents are foreign born

This borough:	1.5%
Pennsylvania:	4.1%

Median real estate property taxes paid for housing units in 2000:

Cross Roads:	1.3% ($1,722)
Pennsylvania:	1.6% ($1,552)

Nearest city with pop. 50,000+: Lancaster, PA (21.1 miles , pop. 56,348).

Nearest city with pop. 200,000+: Baltimore, MD (35.1 miles , pop. 651,154).

Nearest city with pop. 1,000,000+: Philadelphia, PA (76.8 miles , pop. 1,517,550).

Nearest cities: Felton borough, PA (1.7 miles ), Winterstown borough, PA (1.8 miles ), Stewartstown borough, PA (2.1 miles ), Red Lion borough, PA (2.5 miles ), Shrewsbury borough, PA (2.6 miles ), Dallastown borough, PA (2.6 miles ), Windsor borough, PA (2.6 miles ), Yoe borough, PA (2.7 miles ).

Latitude: 39.81 N, Longitude: 76.57 W

Area code commonly used in this area: 717

Cross Roads household income distribution

Population change in the 1990s: +256 (+97.7%).

Most common industries for males (%):

Construction (21%)
Transportation equipment (10%)
Educational services (7%)
Accommodation and food services (6%)
Administrative and support and waste management services (5%)
Plastics and rubber products (5%)
Other transportation, and support activities, and couriers (4%)

Most common industries for females (%):

Health care (14%)
Accommodation and food services (10%)
Computer and electronic products (9%)
Finance and insurance (8%)
Educational services (7%)
Food and beverage stores (6%)
Personal and laundry services (6%)

Most common occupations for males (%)

Carpenters (10%)
Other production occupations including supervisors (10%)
Metal workers and plastic workers (10%)
Electrical equipment mechanics and other installation, maintenance, and repair occupations including supervisors (7%)
Cooks and food preparation workers (5%)
Building and grounds cleaning and maintenance occupations (5%)
Vehicle and mobile equipment mechanics, installers, and repairers (4%)

Most common occupations for females (%)

Other office and administrative support workers including supervisors (14%)
Cashiers (10%)
Business operations specialists (6%)
Secretaries and administrative assistants (6%)
Personal appearance workers (6%)
Cooks and food preparation workers (5%)
Waiters and waitresses (5%)

Cross Roads races chart

Average climate in Cross Roads, Pennsylvania

Based on data reported by over 4,000 weather stations

Cross Roads, Pennsylvania average temperatures

Cross Roads, Pennsylvania average precipitation

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Cross Roads-area historical tornado activity is above Pennsylvania state average. It is 75% greater than the overall U.S. average.

On 4/5/1952, a category 3 (max. wind speeds 158-206 mph) tornado 12.2 miles away from the Cross Roads borough center injured 4 people and caused between $500,000 and $5,000,000 in damages.

On 6/7/1980, a category 3 tornado 25.0 miles away from the borough center caused between $50,000 and $500,000 in damages.

Cross Roads-area historical earthquake activity is above Pennsylvania state average. It is 75% smaller than the overall U.S. average.

On 1/16/1994 at 01:49:16, a magnitude 4.6 (4.6 MB, 4.6 LG, Depth: 3.1 mi, Class: Light, Intensity: IV - V) earthquake occurred 45.6 miles away from Cross Roads center
On 1/16/1994 at 00:42:43, a magnitude 4.2 (4.2 MB, 4.0 LG, Depth: 3.1 mi) earthquake occurred 46.4 miles away from the city center
On 8/26/2003 at 18:24:18, a magnitude 3.8 (3.8 LG, 3.5 ML, Depth: 1.9 mi, Class: Light, Intensity: II - III) earthquake occurred 94.9 miles away from the city center
On 10/23/1990 at 01:34:48, a magnitude 3.2 (2.9 LG, 3.2 MD, Depth: 6.2 mi) earthquake occurred 60.6 miles away from Cross Roads center
On 11/14/1997 at 03:44:11, a magnitude 3.0 (3.0 LG, Depth: 3.1 mi) earthquake occurred 28.5 miles away from the city center
On 8/15/1991 at 07:16:07, a magnitude 3.0 (3.0 LG, Depth: 0.6 mi) earthquake occurred 88.2 miles away from Cross Roads center
Magnitude types: regional Lg-wave magnitude (LG), body-wave magnitude (MB), duration magnitude (MD), local magnitude (ML)

Cross Roads topographic map

Hospitals/medical centers near Cross Roads:

HEALTHSOUTH REHABILITATION HOSP YORK (about 9 miles; YORK, PA)
MEMORIAL HOSPITAL YORK (about 10 miles; YORK, PA)
YORK HOSPITAL (about 14 miles; YORK, PA)

Political contributions by individuals in Cross Roads, PA

Operable nuclear power plants near Cross Roads:

15 miles: Peach Bottom 2 and 3 in Delta, PA.

Colleges/universities with over 2000 students nearest to Cross Roads:

YORK COLLEGE PENNSYLVANIA (about 14 miles; YORK, PA; Full-time enrollment: 4,541)
MILLERSVILLE UNIVERSITY OF PENNSYLVANIA (about 17 miles; MILLERSVILLE, PA; FT enrollment: 6,384)
HARFORD COMMUNITY COLLEGE (about 25 miles; BEL AIR, MD; FT enrollment: 2,646)
MORGAN STATE UNIVERSITY (about 27 miles; BALTIMORE, MD; FT enrollment: 5,564)
PENNSYLVANIA STATE UNIVERSITY-PENN ST HARRISBURG (about 28 miles; MIDDLETOWN, PA; FT enrollment: 2,064)
WESTERN MARYLAND COLLEGE (about 28 miles; WESTMINSTER, MD; FT enrollment: 2,245)
TOWSON UNIVERSITY (about 30 miles; TOWSON, MD; FT enrollment: 13,971)

Click to draw/clear borough borders

Average household size:

This borough:	3.0 people
Pennsylvania:	2.5 people

Percentage of family households:

This borough:	85.7%
Whole state:	67.2%

Percentage of households with unmarried partners:

This borough:	4.6%
Whole state:	5.0%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Lesbian couples: 1.1% of all households
Gay men: 0.6% of all households

Residents with income below the poverty level in 2007:

This borough:	3.0%
Whole state:	11.0%

Residents with income below 50% of the poverty level in 2007:

This borough:	3.0%
Whole state:	5.1%

Detailed information about poverty and poor residents in Cross Roads, PA

Cross Roads compared to Pennsylvania state average:

Median household income above state average.
Unemployed percentage significantly below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.

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Educational Attainment

School Enrollment by Level of School

Cross Roads mode of transportation to work chart

2004 Presidential Election results in York County Pennsylvania:

Most commonly used house heating fuel:
	Fuel oil, kerosene, etc. (50%) Electricity (23%) Bottled, tank, or LP gas (13%) Wood (9%) Coal or coke (2%) Other fuel (2%) Solar energy (1%)

Religion statistics for Cross Roads

Adherents

Name	Evangelical Lutheran Church in America	Catholic Church	United Methodist Church	United Church of Christ	Presbyterian Church (USA)
Adherents	22.7%	22.0%	18.5%	11.6%	3.7%
Congregations	19.0%	3.1%	24.0%	10.7%	3.9%

Name	Church of the Brethren	Southern Baptist Convention	Assemblies of God	Non-Charismatic Churches Independent	Other religions
Adherents	2.3%	1.9%	1.8%	1.4%	14.1%
Congregations	3.9%	3.9%	4.7%	0.8%	26.0%

Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.

Local government employment and payroll (March 2007)
Function	Full-time employees	Monthly full-time payroll	Average yearly full-time wage	Part-time employees	Monthly part-time payroll
Financial Administration	0	$0		1	$136
Other Government Administration	0	$0		1	$136
Totals for Government	0	$0		2	$272

Cross Roads government finances in 2002:

Charges - All Other: $3,000
Current Operations - Regular Highways: $11,000
Fire Protection: $9,000

Central Staff Services: $8,000

Housing & Community Development: $3,000

Police Protection: $3,000

Parks & Recreation: $2,000

Judicial and Legal Services: $2,000

Libraries: $1,000

General - Other: $1,000

Financial Administration: $1,000
Miscellaneous - General Revenue, NEC: $4,000
Interest Earnings: $3,000
Other Funds - Cash & Deposits: $161,000
State Intergovernmental - Highways: $9,000
All Other: $1,000
Tax - Individual Income: $40,000
Property: $7,000

NEC: $4,000
Total Salaries & Wages: $3,000

5.47% of this county's 2006 resident taxpayers lived in other counties in 2005 ($48,253 average adjusted gross income)

Here:	5.47%
Pennsylvania average:	4.99%

0.05% of residents moved from foreign countries ($271 average AGI)
York County: 0.05%
Pennsylvania average: 0.12%

Top counties from which taxpayers relocated into this county between 2005 and 2006:

from Baltimore County, MD	0.67% ($57,300 average AGI)
from Adams County, PA	0.47% ($35,705)
from Cumberland County, PA	0.46% ($49,538)

4.28% of this county's 2005 resident taxpayers moved to other counties in 2006 ($44,777 average adjusted gross income)

Here:	4.28%
Pennsylvania average:	5.08%

0.04% of residents moved to foreign countries ($362 average AGI)
York County: 0.04%
Pennsylvania average: 0.05%

Top counties to which taxpayers relocated from this county between 2005 and 2006:

to Cumberland County, PA	0.48% ($38,928 average AGI)
to Adams County, PA	0.40% ($34,331)
to Lancaster County, PA	0.33% ($40,261)

Strongest AM radio stations in Cross Roads:

WCBM (680 AM; 50 kW; BALTIMORE, MD; Owner: WCBM MARYLAND, INC.)
WBAL (1090 AM; 50 kW; BALTIMORE, MD; Owner: HEARST RADIO, INC.)
WWLG (1370 AM; 50 kW; BALTIMORE, MD; Owner: M-10 BROADCASTING, INC.)
WGOP (700 AM; daytime; 25 kW; WALKERSVILLE, MD; Owner: BIRACH BROADCASTING CORPORATION)
WSBA (910 AM; 5 kW; YORK, PA; Owner: WSBA LICO, INC.)
WTHM (1440 AM; 1 kW; RED LION, PA; Owner: PIONEER BROADCASTING CORPORATION)
WVCH (740 AM; 50 kW; CHESTER, PA; Owner: WVCH COMMUNICATIONS, INC.)
WOYK (1350 AM; 5 kW; YORK, PA; Owner: WOYK, INC.)
WMET (1150 AM; 50 kW; GAITHERSBURG, MD; Owner: BELTWAY ACQUISITION CORPORATION)
WTEM (980 AM; 50 kW; WASHINGTON, DC; Owner: AMFM RADIO LICENSES, L.L.C.)
WBIS (1190 AM; 50 kW; ANNAPOLIS, MD; Owner: NATIONS RADIO, LLC)
WWJZ (640 AM; 50 kW; MOUNT HOLLY, NJ; Owner: ABC, INC.)
WPEN (950 AM; 50 kW; PHILADELPHIA, PA; Owner: GREATER PHILADELPHIA RADIO, INC.)

Strongest FM radio stations in Cross Roads:

WSOX (96.1 FM; RED LION, PA; Owner: LANCASTER-YORK BROADCASTING, LLC)
WARM-FM (103.3 FM; YORK, PA; Owner: WSBA LICO, INC.)
WROZ (101.3 FM; LANCASTER, PA; Owner: HALL COMMUNICATIONS, INC.)
WQXA-FM (105.7 FM; YORK, PA; Owner: CITADEL BROADCASTING COMPANY)
WYCR (98.5 FM; YORK-HANOVER, PA; Owner: RADIO HANOVER, INC.)
W220BX (91.9 FM; MARIETTA, PA; Owner: CALVARY CHAPEL OF TWIN FALLS, INC.)
WDAC (94.5 FM; LANCASTER, PA; Owner: WDAC RADIO COMPANY)
WGTY (107.7 FM; GETTYSBURG, PA; Owner: TIMES AND NEWS PUBLISHING COMPANY)
WHBO (92.7 FM; STARVIEW, PA; Owner: HALL COMMUNICATIONS, INC.)
WCAT-FM (106.7 FM; HERSHEY, PA; Owner: CITADEL BROADCASTING COMPANY)
WLIF (101.9 FM; BALTIMORE, MD; Owner: INFINITY WLIF, INC.)
WWMX (106.5 FM; BALTIMORE, MD; Owner: INFINITY RADIO OPERATIONS INC.)
WLAN-FM (96.9 FM; LANCASTER, PA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WZBA (100.7 FM; WESTMINSTER, MD; Owner: SHAMROCK COMMUNICATIONS, INC.)
WITF-FM (89.5 FM; HARRISBURG, PA; Owner: WITF, INC.)
WIOV-FM (105.1 FM; EPHRATA, PA; Owner: REGENT BROADCASTING OF LANCASTER, INC.)
WIYY (97.9 FM; BALTIMORE, MD; Owner: HEARST RADIO, INC.)
WTPA (93.5 FM; MECHANICSBURG, PA; Owner: CUMULUS LICENSING CORP.)
WJTL (90.3 FM; LANCASTER, PA; Owner: CREATIVE MINISTRIES, INC.)
WAYZ-FM (104.7 FM; HAGERSTOWN, MD; Owner: HJV LIMITED PARTNERSHIP)

TV broadcast stations around Cross Roads:

WGCB-TV (Channel 49; RED LION, PA; Owner: RED LION BROADCASTING CO., INC.)
WPMT (Channel 43; YORK, PA; Owner: TRIBUNE TELEVISION COMPANY)
W23AY (Channel 23; YORK, PA; Owner: WIRELESS CABLE TV OF PA, INC.)
WGAL (Channel 8; LANCASTER, PA; Owner: WGAL HEARST-ARGYLE TELEVISION, INC.)
WMPB (Channel 67; BALTIMORE, MD; Owner: MARYLAND PUBLIC BROADCASTING COMMISSION)
WBAL-TV (Channel 11; BALTIMORE, MD; Owner: WBAL HEARST-ARGYLE TV, INC. (CA CORP.))
WMAR-TV (Channel 2; BALTIMORE, MD; Owner: SCRIPPS HOWARD BROADCASTING COMPANY)
WBFF (Channel 45; BALTIMORE, MD; Owner: CHESAPEAKE TELEVISION LICENSEE, LLC)
WNUV (Channel 54; BALTIMORE, MD; Owner: BALTIMORE (WNUV-TV) LICENSEE, INC.)
WLYH-TV (Channel 15; LANCASTER, PA; Owner: TELEVISION STATION GROUP LICENSE SUBSIDIARY, LLC)
WJZ-TV (Channel 13; BALTIMORE, MD; Owner: VIACOM INC.)
WUTB (Channel 24; BALTIMORE, MD; Owner: FOX TELEVISION STATIONS, INC.)

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 1 partial tract)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$135,160	5	$183,388	11	$168,640	3	$75,037	1	$142,010	1	$43,570
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$95,970	2	$127,555	1	$29,060	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$113,850	6	$198,420	1	$78,500	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	3	$157,067	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$198,930	0	$0	0	$0	0	$0

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0239.00

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 1 partial tract)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$269,240	1	$270,030
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0
APPLICATIONS DENIED	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0239.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

2006 National Fire Incident Reporting System Incidents:

Fire: 1
Hazardous Condition: 2

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