Fontana-on-Geneva Lake, Wisconsin

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Population in 2014: 1,701 (64% urban, 36% rural). Population change since 2000: -3.0%
 
Males: 840  (49.4%)
Females: 861  (50.6%)
Median resident age:  58.2 years
Wisconsin median age:  39.4 years

Zip codes: 53125.

Estimated median household income in 2016: $80,790 (it was $54,211 in 2000)
Fontana-on-Geneva Lake:

$80,790
WI:

$56,811

Estimated per capita income in 2016: $52,942 (it was $32,266 in 2000)

Fontana-on-Geneva Lake village income, earnings, and wages data

Estimated median house or condo value in 2016: $352,467 (it was $182,900 in 2000)
Fontana-on-Geneva Lake:

$352,467
WI:

$173,200

Mean prices in 2016: All housing units: $484,261; Detached houses: $510,374; Townhouses or other attached units: $239,808; In 3-to-4-unit structures: $173,225; In 5-or-more-unit structures: $114,761

Median gross rent in 2016: $977.

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Data:
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Based on 2000-2016 data
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  • Races in Fontana-on-Geneva Lake, WI (2010)

    Fontana-on-Geneva Lake races chart
    • 1,61996.8%White alone
    • 352.1%Hispanic
    • 120.7%Asian alone
    • 30.2%Two or more races
    • 20.1%Other race alone
    • 10.06%American Indian alone

Races in Fontana-on-Geneva Lake detailed stats: ancestries, foreign born residents, place of birth

Mar. 2016 cost of living index in Fontana-on-Geneva Lake: 86.2 (less than average, U.S. average is 100)
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Fontana-on-Geneva Lake, WI forum
Recent posts about Fontana-on-Geneva Lake, Wisconsin on our local forum with over 2,000,000 registered users:
The Milwaukee Prestige  (27 replies)

Ancestries: German (33.0%), Irish (12.8%), English (7.3%), American (6.9%), Polish (5.1%), Italian (4.4%).

Current Local Time: CST time zone

Incorporated in 1924

Land area: 2.96 square miles.

Population density: 574 people per square mile   (low).

Fontana-on-Geneva Lake,WI real estate house value index trend

Fontana-on-Geneva Lake, Wisconsin map

For population 25 years and over in Fontana-on-Geneva Lake:

  • High school or higher: 96.9%
  • Bachelor's degree or higher: 58.2%
  • Graduate or professional degree: 21.3%
  • Unemployed: 2.3%
  • Mean travel time to work (commute): 23.4 minutes

For population 15 years and over in Fontana-on-Geneva Lake village:

  • Never married: 18.1%
  • Now married: 63.5%
  • Separated: 0.7%
  • Widowed: 5.9%
  • Divorced: 11.9%

20 residents are foreign born

This village:

1.2%
Wisconsin:

4.8%

Median real estate property taxes paid for housing units with mortgages in 2016: $4,729 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2016: $4,530 (1.3%)

Fontana-on-Geneva Lake satellite photo by USGS

Nearest city with pop. 50,000+: Janesville, WI (24.9 miles , pop. 59,498).

Nearest city with pop. 200,000+: Milwaukee, WI (46.8 miles , pop. 596,974).

Nearest city with pop. 1,000,000+: Chicago, IL (66.6 miles , pop. 2,896,016).

Nearest cities: Walworth, WI (1.3 miles ), Williams Bay, WI (1.5 miles ), Linn, WI (2.0 miles ), Delavan Lake, WI (2.2 miles ), Como, WI (2.4 miles ), Geneva, WI (2.5 miles ), Delavan, WI (2.6 miles ), Lake Geneva, WI (2.7 miles ).

Single-family new house construction building permits:

  • 1997: 12 buildings, average cost: $175,400
  • 1998: 9 buildings, average cost: $193,800
  • 1999: 10 buildings, average cost: $363,700
  • 2000: 25 buildings, average cost: $280,900
  • 2001: 21 buildings, average cost: $325,600
  • 2002: 46 buildings, average cost: $265,600
  • 2003: 49 buildings, average cost: $265,600
  • 2004: 21 buildings, average cost: $343,100
  • 2005: 21 buildings, average cost: $392,100
  • 2006: 11 buildings, average cost: $358,600
  • 2007: 12 buildings, average cost: $365,800
  • 2008: 20 buildings, average cost: $351,500
  • 2009: 10 buildings, average cost: $485,000
  • 2010: 9 buildings, average cost: $1,093,600
  • 2011: 10 buildings, average cost: $326,900
  • 2012: 7 buildings, average cost: $721,000
  • 2013: 13 buildings, average cost: $1,115,400
  • 2014: 7 buildings, average cost: $270,700

Number of permits per 10,000 residents

Average cost (in $1000s)

Latitude: 42.54 N, Longitude: 88.57 W

Area code commonly used in this area: 262

Fontana-on-Geneva Lake household income distribution Fontana-on-Geneva Lake home values distribution
Unemployment in September 2015:
Here:

3.6%
Wisconsin:

3.7%

Unemployment by year (%)

Population change in the 1990s: +91 (+5.5%).
Most common industries in 2016 (%)
Males Females
  • Manufacturing (19%)
  • Retail trade (16%)
  • Transportation and warehousing (10%)
  • Wholesale trade (8%)
  • Administrative and support and waste management services (7%)
  • Professional, scientific, and technical services (7%)
  • Accommodation and food services (5%)
  • Health care and social assistance (22%)
  • Educational services (14%)
  • Accommodation and food services (11%)
  • Manufacturing (8%)
  • Retail trade (7%)
  • Real estate and rental and leasing (6%)
  • Finance and insurance (6%)
Most common occupations in 2016 (%)
Males Females
  • Management occupations (24%)
  • Sales and related occupations (21%)
  • Production occupations (9%)
  • Transportation occupations (8%)
  • Business and financial operations occupations (6%)
  • Office and administrative support occupations (4%)
  • Health diagnosing and treating practitioners and other technical occupations (4%)
  • Office and administrative support occupations (16%)
  • Sales and related occupations (16%)
  • Education, training, and library occupations (13%)
  • Food preparation and serving related occupations (9%)
  • Management occupations (8%)
  • Health diagnosing and treating practitioners and other technical occupations (8%)
  • Business and financial operations occupations (6%)

Work and jobs in Fontana-on-Geneva Lake: detailed stats about occupations, industries, unemployment, workers, commute

Average climate in Fontana-on-Geneva Lake, Wisconsin

Based on data reported by over 4,000 weather stations

Fontana-on-Geneva Lake, Wisconsin average temperatures Fontana-on-Geneva Lake, Wisconsin average precipitation Fontana-on-Geneva Lake, Wisconsin humidity Fontana-on-Geneva Lake, Wisconsin wind speed Fontana-on-Geneva Lake, Wisconsin snowfall Fontana-on-Geneva Lake, Wisconsin sunshine Fontana-on-Geneva Lake, Wisconsin clear and cloudy days

Tornado activity:

Fontana-on-Geneva Lake-area historical tornado activity is slightly above Wisconsin state average. It is 46% greater than the overall U.S. average.

On 4/21/1967, a category F4 (max. wind speeds 207-260 mph) tornado 15.1 miles away from the Fontana-on-Geneva Lake village center killed 24 people and injured 450 people and caused between $50,000 and $500,000 in damages.

On 4/11/1965, a category F4 tornado 24.4 miles away from the village center killed 6 people and injured 75 people.

Earthquake activity:

Fontana-on-Geneva Lake-area historical earthquake activity is above Wisconsin state average. It is 86% smaller than the overall U.S. average.

On 4/18/2008 at 09:36:59, a magnitude 5.4 (5.1 MB, 4.8 MS, 5.4 MW, 5.2 MW, Depth: 8.9 mi, Class: Moderate, Intensity: VI - VII) earthquake occurred 285.3 miles away from the city center
On 6/28/2004 at 06:10:52, a magnitude 4.2 (4.0 MB, 4.2 MW, Depth: 6.2 mi, Class: Light, Intensity: IV - V) earthquake occurred 76.9 miles away from Fontana-on-Geneva Lake center
On 6/10/1987 at 23:48:54, a magnitude 5.1 (4.9 MB, 4.4 MS, 4.6 MS, 5.1 LG) earthquake occurred 260.0 miles away from the city center
On 6/18/2002 at 17:37:15, a magnitude 5.0 (4.3 MB, 4.6 MW, 5.0 LG, Depth: 3.1 mi) earthquake occurred 317.9 miles away from the city center
On 4/18/2008 at 15:14:16, a magnitude 4.8 (4.5 MB, 4.8 MW, 4.6 MW, Depth: 6.2 mi) earthquake occurred 283.9 miles away from Fontana-on-Geneva Lake center
On 4/3/1974 at 23:05:02, a magnitude 4.7 (4.5 MB, 4.7 LG) earthquake occurred 274.5 miles away from the city center
Magnitude types: regional Lg-wave magnitude (LG), body-wave magnitude (MB), surface-wave magnitude (MS), moment magnitude (MW)

Natural disasters:

The number of natural disasters in Walworth County (11) is near the US average (13).
Major Disasters (Presidential) Declared: 7
Emergencies Declared: 4

Causes of natural disasters: Floods: 6, Storms: 6, Tornadoes: 3, Winter Storms: 2, Drought: 1, Hurricane: 1, Snow: 1, Snowstorm: 1, Wind: 1 (Note: Some incidents may be assigned to more than one category).
Fontana-on-Geneva Lake topographic map

Hospitals and medical centers near Fontana-on-Geneva Lake:

  • WILLIAMS BAY CARE CENTER (Nursing Home, about 3 miles away; WILLIAMS BAY, WI)
  • GOLDEN YEARS HLTH CTR (Nursing Home, about 3 miles away; WALWORTH, WI)
  • WILLOWFIELD NURSING AND REHAB (Nursing Home, about 7 miles away; DELAVAN, WI)
  • WILLOWFIELD OF DELAVAN (Nursing Home, about 7 miles away; DELAVAN, WI)
  • HOME CARE NETWORK (Home Health Center, about 8 miles away; LAKE GENEVA, WI)
  • GENEVA LAKE MANOR (Nursing Home, about 8 miles away; LAKE GENEVA, WI)
  • DAVITA - LAKE GENEVA DIALYSIS (Dialysis Facility, about 9 miles away; LAKE GENEVA, WI)

Colleges/universities with over 2000 students nearest to Fontana-on-Geneva Lake:

  • University of Wisconsin-Whitewater (about 23 miles; Whitewater, WI; Full-time enrollment: 11,124)
  • McHenry County College (about 23 miles; Crystal Lake, IL; FT enrollment: 4,886)
  • Rock Valley College (about 28 miles; Rockford, IL; FT enrollment: 6,269)
  • College of Lake County (about 32 miles; Grayslake, IL; FT enrollment: 11,041)
  • Carroll University (about 37 miles; Waukesha, WI; FT enrollment: 3,313)
  • University of Wisconsin-Parkside (about 37 miles; Kenosha, WI; FT enrollment: 3,843)
  • Gateway Technical College (about 37 miles; Kenosha, WI; FT enrollment: 5,089)

Click to draw/clear village borders

Notable locations in Fontana-on-Geneva Lake: Country Club Estates Golf Course (A), Big Foot Country Club (B), Fontana Emergency Medical Services (C), Fontana Fire Department (D). Display/hide their locations on the map

Churches in Fontana-on-Geneva Lake include: Saint Benedict Catholic Church (A), Fontana Community Church (B), Cornerstone Fellowship Church (C). Display/hide their locations on the map

Creeks: Van Slyke Creek (A), Potawatomi Creek (B). Display/hide their locations on the map

Walworth County has a predicted average indoor radon screening level greater than 4 pCi/L (pico curies per liter) - Highest Potential

Air pollution and air quality trends
(lower is better)

Air Quality Index (AQI) level in 2013 was 70.9. This is about average.

City:

70.9
U.S.:

74.7

Ozone [ppb] level in 2013 was 33.8. This is about average. Closest monitor was 4.2 miles away from the city center.

City:

33.8
U.S.:

32.0

Particulate Matter (PM2.5) [µg/m3] level in 2001 was 13.5. This is significantly worse than average. Closest monitor was 24.0 miles away from the city center.

City:

13.5
U.S.:

9.4
Percentage of residents living in poverty in 2016: 4.8%
(5.1% for White Non-Hispanic residents)
Average household size:
This village:  2.3 people
Wisconsin:  2.4 people

Percentage of family households:
This village:  67.1%
Whole state:  64.4%

Percentage of households with unmarried partners:
This village:  3.6%
Whole state:  7.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.7% of all households

Educational Attainment (%) in 2016

School Enrollment by Level of School (%) in 2016

Education Gini index (Inequality in education)
Here:

8.5
Wisconsin average:

10.4

Fontana-on-Geneva Lake travel time to work - commute Fontana-on-Geneva Lake mode of transportation to work chart

Presidential Elections Results

1996 2000 2004 2008 2012 2016

1996 Presidential Elections Results

2000 Presidential Elections Results

2004 Presidential Elections Results

2008 Presidential Elections Results

2012 Presidential Elections Results

2016 Presidential Elections Results

Graphs represent county-level data. Detailed 2008 Election Results

Religion statistics for Fontana-on-Geneva Lake village (based on Walworth County data)

ReligionAdherentsCongregations
Catholic19,8688
Evangelical Protestant13,45151
Mainline Protestant10,56340
Other5845
Black Protestant1221
None57,640-
Source: Clifford Grammich, Kirk Hadaway, Richard Houseal, Dale E.Jones, Alexei Krindatch, Richie Stanley and Richard H.Taylor. 2012. 2010 U.S.Religion Census: Religious Congregations & Membership Study. Association of Statisticians of American Religious Bodies. Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Graphs represent county-level data

Food Environment Statistics:

Number of grocery stores: 21
Walworth County:

2.09 / 10,000 pop.
Wisconsin:

1.86 / 10,000 pop.
Number of supercenters and club stores: 1
This county:

0.10 / 10,000 pop.
State:

0.11 / 10,000 pop.
Number of convenience stores (no gas): 6
Walworth County:

0.60 / 10,000 pop.
Wisconsin:

0.38 / 10,000 pop.
Number of convenience stores (with gas): 46
Walworth County:

4.59 / 10,000 pop.
State:

4.12 / 10,000 pop.
Number of full-service restaurants: 110
Here:

10.97 / 10,000 pop.
State:

8.64 / 10,000 pop.
Adult diabetes rate:
This county:

6.8%
Wisconsin:

7.6%
Adult obesity rate:
Walworth County:

25.1%
Wisconsin:

27.5%
Low-income preschool obesity rate:
This county:

15.0%
State:

13.0%

Health and Nutrition:

Healthy diet rate:
This city:

51.1%
State:

48.8%

Average overall health of teeth and gums:
Fontana-on-Geneva Lake:

47.8%
Wisconsin:

45.3%

Average BMI:
Fontana-on-Geneva Lake:

29.0
Wisconsin:

28.7

People feeling badly about themselves:
Fontana-on-Geneva Lake:

18.9%
Wisconsin:

21.6%

People not drinking alcohol at all:
Here:

9.8%
State:

10.5%

Average hours sleeping at night:
Here:

6.9
Wisconsin:

6.8

Overweight people:
This city:

36.9%
Wisconsin:

33.9%

General health condition:
Fontana-on-Geneva Lake:

57.6%
State:

55.5%

Average condition of hearing:
Fontana-on-Geneva Lake:

76.1%
Wisconsin:

78.2%

More about Health and Nutrition of Fontana-on-Geneva Lake, WI Residents

Fontana-on-Geneva Lake government finances - Expenditure in 2002 (per resident):

  • Construction - General Public Buildings: $135,000 ($79.37)
    Parking Facilities: $4,000 ($2.35)
    Regular Highways: $3,000 ($1.76)
    Health - Other: $2,000 ($1.18)
    Libraries: $1,000 ($0.59)
    Parks & Recreation: $1,000 ($0.59)
  • Current Operations - Police Protection: $728,000 ($427.98)
    Sewerage: $649,000 ($381.54)
    Water Utilities: $543,000 ($319.22)
    Regular Highways: $365,000 ($214.58)
    Solid Waste Management: $275,000 ($161.67)
    Parks & Recreation: $258,000 ($151.68)
    Financial Administration: $212,000 ($124.63)
    Libraries: $131,000 ($77.01)
    Central Staff Services: $122,000 ($71.72)
    Natural Resources - Other: $121,000 ($71.13)
    Judicial and Legal Services: $112,000 ($65.84)
    General - Other: $103,000 ($60.55)
    Protective Inspection and Regulation, NEC: $75,000 ($44.09)
    General Public Buildings: $64,000 ($37.62)
    Fire Protection: $59,000 ($34.69)
    Health Services - Other: $25,000 ($14.70)
    Parking Facilities: $13,000 ($7.64)
  • General - Interest on Debt: $331,000 ($194.59)
  • Intergovernmental to Local NEC - Sewerage: $265,000 ($155.79)
  • Other Capital Outlay - Regular Highways: $571,000 ($335.68)
    Fire Protection: $58,000 ($34.10)
    Central Staff: $4,000 ($2.35)
    Police Protection: $2,000 ($1.18)
  • Total Salaries & Wages: $1,071,000 ($629.63)
  • Water Utilities - Interest on Debt: $145,000 ($85.24)

Fontana-on-Geneva Lake government finances - Revenue in 2002 (per resident):

  • Charges - Sewerage: $787,000 ($462.67)
    Parks & Recreation: $213,000 ($125.22)
    Solid Waste Management: $70,000 ($41.15)
    Parking Facilities: $65,000 ($38.21)
    All Other: $7,000 ($4.12)
  • Local Intergovernmental - All Other: $24,000 ($14.11)
  • Miscellaneous - General Revenue, NEC: $106,000 ($62.32)
    Interest Earnings: $61,000 ($35.86)
    Rents: $29,000 ($17.05)
  • Revenue - Water Utilities: $692,000 ($406.82)
  • State Intergovernmental - Highways: $214,000 ($125.81)
    General Support: $207,000 ($121.69)
    All Other: $179,000 ($105.23)
  • Tax - Property: $1,721,000 ($1011.76)
    Other Selective Sales: $294,000 ($172.84)
    NEC: $84,000 ($49.38)

Fontana-on-Geneva Lake government finances - Debt in 2002 (per resident):

  • Long Term Debt Beginning Outstanding - Water Utilities: $2,415,000 ($1419.75)
  • Long Term Debt Beginning Outstanding, NEC: $4,553,000 ($2676.66)
  • Long Term Debt Issue, Unspecified - Other NEC: $1,083,000 ($636.68)
    Water Utilities: $153,000 ($89.95)
  • Long Term Debt Outstanding - Full Faith & Credit - Other, NEC: $5,107,000 ($3002.35)
    Full Faith & Credit - Water Utilities: $2,323,000 ($1365.67)
  • Long Term Debt Retired Unspecified - Other, NEC: $529,000 ($310.99)
    Water Utilities: $245,000 ($144.03)

Fontana-on-Geneva Lake government finances - Cash and Securities in 2002 (per resident):

  • Other Funds - Cash & Deposits: $2,932,000 ($1723.69)

5.77% of this county's 2011 resident taxpayers lived in other counties in 2010 ($41,180 average adjusted gross income)

Here:

5.77%
Wisconsin average:

5.10%

10 or fewer of this county's residents moved from foreign countries between 2010 and 2011.

Top counties from which taxpayers relocated into this county between 2010 and 2011:
from Waukesha County, WI  0.57% ($39,840 average AGI)
from Racine County, WI  0.49% ($38,941)
from Milwaukee County, WI  0.46% ($40,416)


5.97% of this county's 2010 resident taxpayers moved to other counties in 2011 ($37,205 average adjusted gross income)

Here:

5.97%
Wisconsin average:

5.34%

0.04% of residents moved to foreign countries ($339 average AGI)
Walworth County:

0.04%
Wisconsin average:

0.03%

Top counties to which taxpayers relocated from this county between 2010 and 2011:
to Milwaukee County, WI  0.62% ($27,966 average AGI)
to Waukesha County, WI  0.54% ($42,068)
to Rock County, WI  0.49% ($32,387)

Strongest AM radio stations in Fontana-on-Geneva Lake:

  • WTMJ (620 AM; 50 kW; MILWAUKEE, WI; Owner: JOURNAL BROADCAST CORPORATION)
  • WISN (1130 AM; 50 kW; MILWAUKEE, WI; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
  • WGN (720 AM; 50 kW; CHICAGO, IL; Owner: WGN CONTINENTAL BROADCASTING CO.)
  • WSCR (670 AM; 50 kW; CHICAGO, IL; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
  • WBBM (780 AM; 50 kW; CHICAGO, IL; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
  • WMVP (1000 AM; 50 kW; CHICAGO, IL; Owner: ABC, INC.)
  • WNVR (1030 AM; 5 kW; VERNON HILLS, IL; Owner: POLNET COMMUNICATIONS, LTD.)
  • WLS (890 AM; 50 kW; CHICAGO, IL; Owner: WLS, INC.)
  • WYLL (1160 AM; 50 kW; CHICAGO, IL; Owner: SCA LICENSE CORPORATION)
  • WZRK (1550 AM; 1 kW; LAKE GENEVA, WI)
  • WTJK (1380 AM; 5 kW; SOUTH BELOIT, IL; Owner: GOOD KARMA BROADCASTING, L.L.C.)
  • WAIT (850 AM; daytime; 3 kW; CRYSTAL LAKE, IL; Owner: NM LICENSING, LLC)
  • WMCW (1600 AM; 1 kW; HARVARD, IL; Owner: WPW BROADCASTING, INC.)

Strongest FM radio stations in Fontana-on-Geneva Lake:

  • WLKG (96.1 FM; LAKE GENEVA, WI; Owner: CTJ COMMUNICATIONS, LTD.)
  • WZSR (105.5 FM; WOODSTOCK, IL; Owner: NM LICENSING, LLC)
  • WSLD (104.5 FM; WHITEWATER, WI; Owner: WPW BROADCASTING, INC.)
  • WSJY (107.3 FM; FORT ATKINSON, WI; Owner: NEWRADIO GROUP, LLC)
  • WGSL (91.1 FM; LOVES PARK, IL; Owner: CHRISTIAN LIFE CENTER SCHOOL)
  • WHAD (90.7 FM; DELAFIELD, WI; Owner: STATE OF WISCONSIN - EDUCATIONAL COMMUNICATIONS BOARD)
  • WQFL (100.9 FM; ROCKFORD, IL; Owner: QUEST FOR LIFE, INC.)
  • WGFB (103.1 FM; ROCKTON, IL; Owner: WRWC, Inc.)
  • WFEN (88.3 FM; ROCKFORD, IL; Owner: FAITH ACADEMY, DBA WFEN)
  • WFZH (105.3 FM; MUKWONAGO, WI; Owner: CARON BROADCASTING, INC.)
  • WKMQ-FM (96.7 FM; LOVES PARK, IL; Owner: CUMULUS LICENSING CORP.)
  • WXRX (104.9 FM; BELVIDERE, IL; Owner: AIRPLAY BROADCASTING CORP.)

TV broadcast stations around Fontana-on-Geneva Lake:

  • W64CQ (Channel 64; ARLINGTON HEIGHTS, IL; Owner: TRINITY BROADCASTING NETWORK)
  • W34CK (Channel 34; ARLINGTON HEIGHTS, IL; Owner: FIRST UNITED, INC.)
  • WJJA (Channel 49; RACINE, WI; Owner: TV-49, INC.)
  • WIFR (Channel 23; FREEPORT, IL; Owner: GRAY MIDAMERICA TV LICENSEE CORP.)
  • WTVO (Channel 17; ROCKFORD, IL; Owner: WINNEBAGO TELEVISION CORPORATION)
  • WFBN-LP (Channel 33; ROCKFORD, IL; Owner: WEIGEL BROADCASTING COMPANY)

Most commonly used house heating fuel:

  • Utility gas (89%)
  • Electricity (10%)
  • Wood (1%)

Fontana-on-Geneva Lake compared to Wisconsin state average:

  • Median house value above state average.
  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Length of stay since moving in significantly below state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
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