Residents with income below the poverty level in 2007:
| This city: | 7.8% | | Whole state: | 8.5% |
Residents with income below 50% of the poverty level in 2007:
| This city: | 3.2% | | Whole state: | 4.2% |
Detailed information about poverty and poor residents in Garfield, NJ
People in group quarters in Garfield
- 42 people in other group homes
- 17 people in religious group quarters
- 10 people in homes for the mentally retarded
Garfield compared to New Jersey state average:
- Median house value above state average.
- Black race population percentage significantly above state average.
- Hispanic race population percentage significantly above state average.
- Foreign-born population percentage significantly above state average.
- Renting percentage above state average.
- Percentage of population with a bachelor's degree or higher below state average.
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Banks with branches in Garfield (2009 data):
- TD Bank, National Association: Garfield Branch at 351 Midland Avenue, branch established on 1976-02-20. Info updated 2008-06-17: Bank assets: $101,632.1 mil, Deposits: $76,748.6 mil, headquarters in Wilmington, DE, positive income, Commercial Lending Specialization, 1084 total offices, Holding Company: Toronto-Dominion Bank, The
- Community Bank of Bergen County, N. J.: Garfield Branch at 517 River Road, branch established on 2007-03-15. Info updated 2006-11-03: Bank assets: $299.8 mil, Deposits: $270.5 mil, headquarters in Maywood, NJ, positive income, Commercial Lending Specialization, 4 total offices
- PNC Bank, National Association: Garfield Branch at 12 Outwater Lane, branch established on 1988-05-01. Info updated 2009-01-09: Bank assets: $140,777.5 mil, Deposits: $94,361.5 mil, headquarters in Pittsburgh, PA, positive income, Commercial Lending Specialization, 1140 total offices, Holding Company: Pnc Financial Services Group, Inc., The
- JPMorgan Chase Bank, National Association: Garfield Branch at 136 Passaic Street & Marsellus Place, branch established on 1956-10-01. Info updated 2008-09-30: Bank assets: $1,746,242.0 mil, Deposits: $1,055,765.0 mil, headquarters in Columbus, OH, positive income, International Specialization, 5491 total offices, Holding Company: Jpmorgan Chase & Co.
School Enrollment by Level of School
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2004 Presidential Election results in Bergen County New Jersey:
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Most commonly used house heating fuel:
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- Utility gas (74%)
- Fuel oil, kerosene, etc. (17%)
- Electricity (6%)
- Bottled, tank, or LP gas (2%)
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Religon statistics for Garfield
| Name | Catholic Church | Episcopal Church | United Methodist Church | Presbyterian Church (USA) | Reformed Church in America |
| Adherents | 72.1% | 1.6% | 1.5% | 1.4% | 1.4% |
| Congregations | 16.3% | 7.8% | 7.0% | 7.8% | 6.2% |
|---|
| Name | Evangelical Lutheran Church in America | Armenian Apostolic Church/Catholicossate Etchmiadzin | Muslim Estimate | Greek Orthodox Archdiocese of America | Other religions |
| Adherents | 1.3% | 1.1% | 1.0% | 0.9% | 17.9% |
| Congregations | 6.0% | 0.4% | 0.8% | 0.8% | 47.0% |
|---|
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
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Local government employment and payroll (March 2007)
|
| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
9 | $42,117 | $56,156 | 2 | $4,100 |
| Other Government Administration |
6 | $31,233 | $62,466 | 9 | $6,075 |
| Judicial and Legal |
4 | $16,625 | $49,875 | 8 | $14,958 |
| Police Protection - Officers |
62 | $615,970 | $119,220 | 0 | $0 |
| Police - Other |
8 | $28,729 | $43,094 | 45 | $30,622 |
| Fire - Other |
2 | $8,391 | $50,346 | 5 | $3,441 |
| Streets and Highways |
17 | $74,798 | $52,799 | 2 | $4,193 |
| Health |
5 | $19,592 | $47,021 | 4 | $1,931 |
| Solid Waste Management |
1 | $4,895 | $58,740 | 0 | $0 |
| Parks and Recreation |
8 | $32,127 | $48,191 | 22 | $14,730 |
| Housing and Community Development(Local) |
20 | $83,554 | $50,132 | 7 | $9,837 |
| Water Supply |
11 | $45,569 | $49,712 | 1 | $177 |
| Other and Unallocable |
3 | $14,123 | $56,492 | 8 | $8,451 |
| Totals for Government |
156 | $1,017,723 | $78,286 | 113 | $98,515 |
Garfield government finances in 2006:
- Bond Funds - Cash and Securities: $1,455,000
- Charges - Housing and Community Development: $1,831,000
Sewerage: $663,000
- Current Operations - Police Protection: $6,547,000
General - Other: $5,330,000
Housing and Community Development: $3,496,000
Water Utilities: $2,782,000
Solid Waste Management: $2,110,000
Regular Highways: $1,404,000
Sewerage: $1,290,000
Parks and Recreation: $879,000
Libraries: $845,000
Financial Administration: $726,000
Local Fire Protection: $571,000
Central Staff Services: $511,000
Judicial and Legal Services: $347,000
Health - Other: $343,000
Protective Inspection and Regulation, NEC: $283,000
General Public Buildings: $128,000
- Federal Intergovernmental - Housing and Community Development: $1,238,000
- General - Interest on Debt: $515,000
- Intergovernmental to Local NEC - Sewerage: $637,000
- Local Intergovernmental - Housing and Community Development: $350,000
- Long Term Debt Retired Unspecified Public Purpose: $950,000
- Miscellaneous - Fines and Forfeits: $486,000
Interest Earnings: $140,000
- NEW for 2005 - Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $17,217,000
Long Term Debt Outstanding Unspecified Public Purpose: $16,267,000
- Other Funds - Cash and Securities: $4,650,000
- Revenue - Water Utilities: $2,740,000
- State Intergovernmental - General Local Government Support: $4,067,000
Highways: $500,000
- Tax - Property: $15,972,000
Other License: $195,000
Alcoholic Beverage License: $25,000
- Total Salaries and Wages: $10,752,000
- Water Utilities - Interest on Debt: $55,000
5.27% of this county's 2006 resident taxpayers lived in other counties in 2005 ($66,093 average adjusted gross income) | Here: | 5.27% | | New Jersey average: | 6.12% |
0.15% of residents moved from foreign countries ($835 average AGI)| Bergen County: | 0.15% | | New Jersey average: | 0.14% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
6.26% of this county's 2005 resident taxpayers moved to other counties in 2006 ($73,760 average adjusted gross income) | Here: | 6.26% | | New Jersey average: | 6.89% |
0.10% of residents moved to foreign countries ($1,197 average AGI)| Bergen County: | 0.10% | | New Jersey average: | 0.09% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Garfield:
- WABC (770 AM; 50 kW; NEW YORK, NY; Owner: WABC-AM RADIO, INC.)
- WADO (1280 AM; 50 kW; NEW YORK, NY; Owner: WADO-AM LICENSE CORP.)
- WOR (710 AM; 50 kW; NEW YORK, NY; Owner: BUCKLEY BROADCASTING CORPORATION)
- WINS (1010 AM; 50 kW; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WEPN (1050 AM; 50 kW; NEW YORK, NY; Owner: NEW YORK AM RADIO, LLC)
- WBBR (1130 AM; 50 kW; NEW YORK, NY; Owner: BLOOMBERG COMMUNICATIONS INC.)
- WMCA (570 AM; 50 kW; NEW YORK, NY; Owner: SALEM MEDIA OF NEW YORK, LLC)
- WLIB (1190 AM; 30 kW; NEW YORK, NY; Owner: ICBC BROADCAST HOLDINGS-NY, INC.)
- WWRL (1600 AM; 25 kW; NEW YORK, NY; Owner: ACCESS.1 COMMUNICATIONS CORP.-NY)
- WWRV (1330 AM; 10 kW; NEW YORK, NY; Owner: RADIO VISION CRISTIANA MANAGEMENT CORP.)
- WWRU (1660 AM; 10 kW; JERSEY CITY, NJ; Owner: RADIO UNICA OF NEW YORK LICENSE CORP.)
- WPAT (930 AM; 5 kW; PATERSON, NJ; Owner: WPAT, INC)
- WFAN (660 AM; 50 kW; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
Strongest FM radio stations in Garfield:
- WNEW (102.7 FM; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WMSC (90.3 FM; UPPER MONTCLAIR, NJ; Owner: MONTCLAIR STATE UNIVERSITY)
- WKCR-FM (89.9 FM; NEW YORK, NY; Owner: TRUSTEES OF COLUMBIA UNIVERSITY IN NEW YORK)
- WRKS (98.7 FM; NEW YORK, NY; Owner: EMMIS RADIO LICENSE CORP OF NEW YORK)
- WKTU (103.5 FM; LAKE SUCCESS, NY; Owner: AMFM RADIO LICENSES, LLC)
- WAXQ (104.3 FM; NEW YORK, NY; Owner: AMFM NEW YORK LICENSES, LLC)
- WHTZ (100.3 FM; NEWARK, NJ; Owner: AMFM RADIO LICENSES, L.L.C.)
- WWPR-FM (105.1 FM; NEW YORK, NY; Owner: AMFM RADIO LICENSES, L.L.C.)
- WQCD (101.9 FM; NEW YORK, NY; Owner: EMMIS RADIO LICENSE CORPORATION)
- WCBS-FM (101.1 FM; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WCAA (105.9 FM; NEWARK, NJ; Owner: WADO-AM LICENSE CORP. ("WADO"))
- WBAI (99.5 FM; NEW YORK, NY; Owner: PACIFICA FOUNDATION, INC.)
- WBLS (107.5 FM; NEW YORK, NY; Owner: ICBC BROADCAST HOLDINGS-NY, INC.)
- WLTW (106.7 FM; NEW YORK, NY; Owner: AMFM NEW YORK LICENSES, LLC)
- WQXR-FM (96.3 FM; NEW YORK, NY; Owner: THE NEW YORK TIMES ELECTRONIC MEDIA COMPANY)
- WSKQ-FM (97.9 FM; NEW YORK, NY; Owner: WSKQ LICENSING, INC.)
- WXRK (92.3 FM; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WQHT (97.1 FM; NEW YORK, NY; Owner: EMMIS LICENSE CORPORATION OF NEW YORK)
- WPLJ (95.5 FM; NEW YORK, NY; Owner: WPLJ-FM RADIO, INC.)
- WNYC-FM (93.9 FM; NEW YORK, NY; Owner: WNYC RADIO)
TV broadcast stations around Garfield:
- WNYW (Channel 5; NEW YORK, NY; Owner: FOX TELEVISION STATIONS, INC.)
- WCBS-TV (Channel 2; NEW YORK, NY; Owner: CBS BROADCASTING INC.)
- WABC-TV (Channel 7; NEW YORK, NY; Owner: AMERICAN BROADCASTING COMPANIES, INC)
- WPIX (Channel 11; NEW YORK, NY; Owner: WPIX, INC.)
- WWOR-TV (Channel 9; SECAUCUS, NJ; Owner: FOX TELEVISION STATIONS, INC.)
- WPXO-LP (Channel 34; EAST ORANGE, NJ; Owner: PAXSON COMMUNICATIONS LPTV, INC.)
- WNJU (Channel 47; LINDEN, NJ; Owner: WNJU LICENSE CORPORATION)
- WFUT (Channel 68; NEWARK, NJ; Owner: UNIVISION NEW YORK LLC)
- WNYE-TV (Channel 25; NEW YORK, NY; Owner: NEW YORK CITY BOARD OF EDUCATION)
- WPXN-TV (Channel 31; NEW YORK, NY; Owner: PAXSON COMMUNICATIONS LICENSE COMPANY, LLC)
- WNBC (Channel 4; NEW YORK, NY; Owner: NATIONAL BROADCASTING COMPANY, INC.)
- WNET (Channel 13; NEWARK, NJ; Owner: EDUCATIONAL BROADCASTING CORPORATION)
- WXTV (Channel 41; PATERSON, NJ; Owner: WXTV LICENSE PARTNERSHIP, G.P.)
- WXNY-LP (Channel 32; NEW YORK, NY; Owner: ISLAND BROADCASTING COMPANY)
- WKOB-LP (Channel 53; NEW YORK, NY; Owner: WKOB COMMUNICATIONS, INC.)
- WEBR-CA (Channel 17; MANHATTAN, NY; Owner: K LICENSEE INC.)
- WRNN-LP (Channel 57; NYACK, NY; Owner: LP NYACK LIMITED PARTNERSHIP)
- W60AI (Channel 60; NEW YORK, NY; Owner: VENTANA TELEVISION, INC.)
- W68DN (Channel 68; CHERRY HILL, ETC., NJ; Owner: MARCIA COHEN)
- WNXY-LP (Channel 26; NEW YORK, NY; Owner: ISLAND BROADCASTING COMPANY)
- W33BS (Channel 33; DARIEN, CT; Owner: CT&T BROADCASTING, INC.)
- WNYN-LP (Channel 39; NEW YORK, NY; Owner: ISLAND BROADCASTING COMPANY)
- WNYX-LP (Channel 35; NEW YORK, NY; Owner: ISLAND BROADCASTING COMPANY)
- WFME-TV (Channel 66; WEST MILFORD, NJ; Owner: FAMILY STATIONS, INC.)
- W38CL (Channel 38; BRONX, NY; Owner: RENARD COMMUNICATIONS CORP.)
Fatal accident count (per 100,000 population)
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See more detailed statistics of Garfield fatal accidents for 1975 - 2007 here
National Bridge Inventory (NBI) Statistics
Number of bridges: 7
Total length: 36 meters (118ft)
Total costs: $935,000
Total average daily traffic: 124,943
Total average daily truck traffic: 4,994
FCC Registered Antenna Towers: 1- Kristin Steiner, 109 Outwater Ln, Type: Pole, Structure height: 36.6 m, Overall height: 36.6 m, , Licensee ID: L01118801
Registrant: Mobilitie Investments, LLC, 660 Newport Center Drive, Suite 200, Newport Beach, CA 92660, Phone: (949) 515-1500, Email:
FCC Registered Microwave Towers: 1- NJY0225, 61 River Dr, Type: Bant, Structure height: 18.3 m, Overall height: 18.8 m, Call Sign: WQDX465
Assigned Frequencies : 19400.0 MHz, 19360.0 MHz Grant Date: 11/22/2005, Expiration Date: 11/22/2015, Certifier: Eric M Botto
Registrant: Fibertower Corporation, 1667 K Street Nw, Suite 250, Washington, DC 20006, Phone: (202) 223-1028, Fax: (202) 315-3415, Email:
FCC Registered Amateur Radio Licenses: 45 (See the full list of FCC Registered Amateur Radio Licenses in Garfield)
FAA Registered Aircrafts: 6- Aircraft: CESSNA 172G (Fixed wing single engine, Category: Land, Seats: 4, Weight: Up to 12,499 Pounds, Speed: 105 mph), Engine: CONT MOTOR 0-300 SER (145 HP) (Reciprocating)
N-Number: 4479L , Serial Number: 17254574, Year manufactured: 1966, Airworthiness Date: 05/06/1966
Registrant (Individual): Michael J Kolasa, 150 Ray Street, Garfield, NJ 07026 - Aircraft: BOEING A75L300 (Fixed wing single engine, Category: Land, Seats: 2, Weight: Up to 12,499 Pounds, Speed: 93 mph), Engine: P&W R-985 SERIES (450 HP) (Reciprocating)
N-Number: 450 , Serial Number: 75-4781, Year manufactured: 1943, Airworthiness Date: 12/19/1997
Registrant (Individual): Peter D Chabora, 592 Palisade Ave, Garfield, NJ 07026 - Aircraft: CESSNA 152 (Fixed wing single engine, Category: Land, Seats: 2, Weight: Up to 12,499 Pounds), Engine: LYCOMING 0-235 SERIES (115 HP) (4 Cycle)
N-Number: 6137H , Serial Number: 15284135, Year manufactured: 1979, Airworthiness Date: 12/20/1979
Registrant (Individual): Frank R Iii Galella, 16 Commerce St, Garfield, NJ 07026 - Aircraft: CESSNA 175 (Fixed wing single engine, Category: Land, Seats: 4, Weight: Up to 12,499 Pounds, Speed: 105 mph), Engine: CONT MOTOR GO-300 SERIES (175 HP) (Reciprocating)
N-Number: 7573M , Serial Number: 55873, Year manufactured: 1958, Airworthiness Date: 02/09/1959
Registrant (Individual): Robert S Kloss, 377 Midland Ave Apt 2r, Garfield, NJ 07026 - Aircraft: PIPER J3C-65 (Fixed wing single engine, Category: Land, Seats: 2, Weight: Up to 12,499 Pounds, Speed: 67 mph), Engine: CONT MOTOR C85 SERIES (85 HP) (Reciprocating)
N-Number: 85CN , Serial Number: 14883, Year manufactured: 1945, Airworthiness Date: 02/14/1956
Registrant (Individual): Peter D Chabora, 592 Palisade Ave, Garfield, NJ 07026 - Aircraft: CESSNA 182N (Fixed wing single engine, Category: Land, Seats: 4, Weight: Up to 12,499 Pounds, Speed: 119 mph), Engine: CONT MOTOR O-470 SERIES (230 HP) (Reciprocating)
N-Number: 92368 , Serial Number: 18260174, Year manufactured: 1969, Airworthiness Date: 12/13/1969
Registrant (Individual): Israel Weiner, 100 Maple St Apt 8, Garfield, NJ 07026
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 6 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $371,429 | 201 | $278,194 | 351 | $264,510 | 65 | $78,785 | 12 | $343,833 | 48 | $262,708 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $276,000 | 51 | $262,353 | 86 | $275,407 | 18 | $43,111 | 0 | $0 | 8 | $246,625 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $277,667 | 103 | $273,990 | 275 | $306,451 | 80 | $63,138 | 4 | $1,375,000 | 33 | $237,242 | 2 | $21,000 |
| APPLICATIONS WITHDRAWN | 3 | $281,333 | 39 | $286,333 | 113 | $253,221 | 9 | $147,889 | 3 | $391,667 | 13 | $309,308 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $239,091 | 44 | $304,955 | 1 | $20,000 | 0 | $0 | 1 | $350,000 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $397,667 | 376 | $251,146 | 476 | $262,216 | 80 | $111,775 | 13 | $595,077 | 77 | $238,779 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 61 | $247,230 | 82 | $236,427 | 12 | $108,500 | 0 | $0 | 14 | $278,714 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $393,000 | 120 | $278,792 | 253 | $274,237 | 84 | $83,321 | 3 | $268,667 | 38 | $247,447 | 3 | $179,667 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 73 | $294,712 | 183 | $265,863 | 17 | $139,059 | 3 | $265,667 | 25 | $330,760 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $278,909 | 54 | $288,611 | 1 | $60,000 | 0 | $0 | 5 | $363,800 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $349,250 | 486 | $240,245 | 500 | $245,430 | 102 | $102,598 | 4 | $471,750 | 88 | $250,534 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $384,000 | 50 | $251,620 | 88 | $225,591 | 14 | $101,143 | 0 | $0 | 14 | $268,857 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $375,750 | 160 | $241,200 | 212 | $271,896 | 81 | $69,136 | 0 | $0 | 39 | $249,333 | 1 | $293,000 |
| APPLICATIONS WITHDRAWN | 7 | $337,429 | 123 | $255,358 | 227 | $227,568 | 16 | $193,563 | 4 | $213,750 | 25 | $240,680 | 1 | $315,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 22 | $198,318 | 45 | $240,067 | 5 | $40,000 | 1 | $285,000 | 1 | $17,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $302,586 | 325 | $254,932 | 446 | $201,679 | 79 | $73,278 | 8 | $539,000 | 89 | $229,360 | 2 | $141,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $292,000 | 39 | $241,590 | 72 | $181,111 | 16 | $85,063 | 0 | $0 | 10 | $215,000 | 2 | $67,000 |
| APPLICATIONS DENIED | 5 | $320,200 | 89 | $257,787 | 206 | $215,971 | 77 | $72,234 | 1 | $40,000 | 48 | $222,917 | 1 | $150,000 |
| APPLICATIONS WITHDRAWN | 7 | $272,000 | 70 | $255,214 | 123 | $212,041 | 10 | $74,200 | 1 | $240,000 | 27 | $268,556 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 13 | $268,538 | 65 | $229,031 | 4 | $85,000 | 0 | $0 | 2 | $274,500 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 52 | $255,077 | 254 | $231,457 | 858 | $173,319 | 61 | $54,852 | 5 | $384,000 | 110 | $191,927 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $242,000 | 20 | $203,500 | 125 | $163,888 | 13 | $49,077 | 0 | $0 | 5 | $215,400 |
| APPLICATIONS DENIED | 11 | $246,636 | 33 | $234,091 | 288 | $171,576 | 62 | $31,129 | 1 | $335,000 | 30 | $159,567 |
| APPLICATIONS WITHDRAWN | 16 | $238,188 | 32 | $236,406 | 156 | $192,282 | 11 | $72,091 | 1 | $338,000 | 19 | $209,632 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $173,000 | 7 | $231,857 | 34 | $191,235 | 3 | $91,667 | 0 | $0 | 1 | $136,000 |
Aggregated Statistics For Year 2002 (Based on 6 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $213,196 | 209 | $191,306 | 514 | $155,817 | 83 | $41,795 | 10 | $284,600 | 66 | $149,455 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $204,100 | 22 | $205,455 | 104 | $145,846 | 14 | $44,571 | 0 | $0 | 10 | $178,500 |
| APPLICATIONS DENIED | 4 | $222,250 | 34 | $213,676 | 260 | $135,569 | 65 | $42,754 | 0 | $0 | 29 | $158,483 |
| APPLICATIONS WITHDRAWN | 1 | $176,000 | 22 | $191,864 | 115 | $150,165 | 9 | $20,000 | 2 | $238,000 | 10 | $170,600 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $219,000 | 8 | $244,750 | 77 | $160,636 | 2 | $32,500 | 0 | $0 | 2 | $197,500 |
Aggregated Statistics For Year 2001 (Based on 6 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 64 | $185,625 | 196 | $162,781 | 371 | $142,714 | 42 | $37,690 | 10 | $214,600 | 35 | $125,343 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $207,857 | 30 | $179,633 | 59 | $134,831 | 12 | $36,833 | 2 | $134,500 | 6 | $125,333 |
| APPLICATIONS DENIED | 10 | $191,000 | 32 | $136,000 | 204 | $110,828 | 69 | $30,768 | 0 | $0 | 22 | $113,545 |
| APPLICATIONS WITHDRAWN | 5 | $187,600 | 19 | $173,053 | 126 | $156,008 | 11 | $44,818 | 1 | $265,000 | 5 | $187,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $213,000 | 7 | $158,714 | 26 | $123,654 | 2 | $47,500 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 67 | $167,328 | 176 | $146,114 | 120 | $98,792 | 54 | $25,704 | 0 | $0 | 27 | $115,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $173,714 | 15 | $143,000 | 44 | $104,136 | 30 | $28,400 | 0 | $0 | 7 | $103,714 |
| APPLICATIONS DENIED | 9 | $179,000 | 48 | $131,292 | 140 | $109,436 | 78 | $25,487 | 1 | $200,000 | 16 | $120,563 |
| APPLICATIONS WITHDRAWN | 11 | $160,545 | 17 | $132,765 | 96 | $93,490 | 5 | $72,000 | 0 | $0 | 15 | $136,800 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $188,000 | 3 | $187,000 | 21 | $129,286 | 3 | $33,667 | 0 | $0 | 1 | $60,000 |
Aggregated Statistics For Year 1999 (Based on 4 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 74 | $158,277 | 181 | $140,086 | 219 | $116,218 | 124 | $15,265 | 11 | $198,544 | 48 | $132,936 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $169,051 | 22 | $156,878 | 74 | $109,531 | 27 | $25,042 | 0 | $0 | 9 | $98,936 |
| APPLICATIONS DENIED | 10 | $149,897 | 36 | $143,623 | 126 | $90,122 | 73 | $25,711 | 0 | $0 | 12 | $88,103 |
| APPLICATIONS WITHDRAWN | 8 | $124,256 | 23 | $146,455 | 121 | $100,302 | 10 | $26,217 | 1 | $99,310 | 11 | $116,971 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $145,420 | 3 | $168,653 | 18 | $115,659 | 0 | $0 | 0 | $0 | 1 | $110,470 |
See detailed HMDA statistics for the following Tracts:
0211.00
, 0212.00, 0213.00, 0214.00, 0215.00, 0216.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 6 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 51 | $338,824 | 24 | $389,708 | 4 | $273,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $371,091 | 6 | $372,333 | 3 | $378,333 |
| APPLICATIONS DENIED | 2 | $239,500 | 2 | $322,000 | 1 | $329,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $293,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $405,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 6 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $340,458 | 19 | $383,842 | 2 | $310,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $329,333 | 7 | $303,571 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $447,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $309,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $360,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 6 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $330,500 | 15 | $332,533 | 4 | $338,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $321,769 | 3 | $313,333 | 2 | $267,500 |
| APPLICATIONS DENIED | 1 | $338,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $280,000 | 2 | $477,500 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $320,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 6 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $304,210 | 13 | $272,077 | 2 | $256,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 36 | $286,111 | 4 | $181,000 | 2 | $198,000 |
| APPLICATIONS DENIED | 2 | $337,000 | 2 | $286,500 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 11 | $360,364 | 3 | $241,667 | 1 | $159,000 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $316,800 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 6 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 108 | $257,065 | 25 | $225,520 | 9 | $216,889 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $233,333 | 17 | $201,176 | 5 | $207,600 |
| APPLICATIONS DENIED | 4 | $260,000 | 1 | $203,000 | 3 | $253,333 |
| APPLICATIONS WITHDRAWN | 3 | $247,667 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $233,333 | 3 | $276,667 | 2 | $235,000 |
Aggregated Statistics For Year 2002 (Based on 6 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 89 | $211,775 | 20 | $209,800 | 10 | $187,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $224,120 | 7 | $198,571 | 3 | $168,000 |
| APPLICATIONS DENIED | 3 | $216,667 | 0 | $0 | 1 | $133,000 |
| APPLICATIONS WITHDRAWN | 7 | $230,000 | 5 | $193,400 | 1 | $274,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $181,500 | 17 | $193,647 | 4 | $165,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $200,533 | 4 | $148,000 | 2 | $213,000 |
| APPLICATIONS DENIED | 4 | $262,250 | 1 | $235,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $166,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 59 | $155,898 | 10 | $149,200 | 4 | $121,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $154,100 | 0 | $0 | 1 | $158,000 |
| APPLICATIONS DENIED | 1 | $200,000 | 1 | $155,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $143,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $180,000 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 4 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $157,034 | 16 | $138,411 | 8 | $129,202 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $170,540 | 4 | $145,683 | 1 | $122,070 |
| APPLICATIONS DENIED | 8 | $160,030 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $197,733 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $134,960 | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0211.00
, 0212.00, 0213.00, 0214.00, 0215.00, 0216.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 130
- Hazardous Condition: 135
- Service Call: 2
Incident types - Garfield
See Full 2006 National Fire Incident Reporting System Statistics for Garfield, NJ
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