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Gem Lake, Minnesota

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Gem Lake, MN map

Ramsey County

Population in July 2008: 442. Population change since 2000: +5.5%
 

Males: 219  (49.6%)
Females: 223  (50.4%)

Median resident age:  37.5 years
Minnesota median age:  35.4 years

Zip codes: 55110.


Estimated median household income in 2007: $72,579 (it was $64,167 in 2000)
Gem Lake:  $72,579
Minnesota:  $55,802

Estimated per capita income in 2007: $34,663
Gem Lake:  $34,663
Minnesota:  $29,027

Estimated median house or condo value in 2007: $311,119 (it was $166,400 in 2000)
Gem Lake:  $311,119
Minnesota:  $213,600

Mean prices in 2007: All housing units: $460,577; Detached houses: $454,442; Townhouses or other attached units: $818,572

Gem Lake, MN residents, houses, and apartments details

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Races in Gem Lake:

  • White Non-Hispanic (93.8%)
  • Two or more races (1.7%)
  • Black (1.2%)
  • Korean (1.2%)
  • American Indian (1.2%)
  • Filipino (0.7%)
  • Other race (0.7%)

2008 cost of living index in Gem Lake: 102.0 (near average, U.S. average is 100)

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Ancestries: German (39.4%), Swedish (24.1%), Norwegian (19.8%), Irish (16.0%), French Canadian (8.4%), French (6.4%).

Current Local Time: CST time zone

Elevation: 954 feet

Land area: 1.11 square miles.

Population density: 399 people per square mile 
 
  (very low).

Gem Lake,MN real estate house value index trend





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Gem Lake, Minnesota map

For population 25 years and over in Gem Lake

  • High school or higher: 92.4%
  • Bachelor's degree or higher: 26.1%
  • Graduate or professional degree: 13.3%
  • Unemployed: 2.6%
  • Mean travel time to work: 18.9 minutes

For population 15 years and over in Gem Lake city

  • Never married: 23.9%
  • Now married: 53.5%
  • Separated: 4.3%
  • Widowed: 5.5%
  • Divorced: 12.8%

5 residents are foreign born

This city:  1.2%
Minnesota:  5.3%


According to our research there were no registered sex offenders living in this city in early 2007.

Median real estate property taxes paid for housing units in 2000:

Gem Lake:  0.9% ($1,554)
Minnesota:  1.1% ($1,297)
Gem Lake satellite photo by USGS

Nearest city with pop. 50,000+: St. Paul, MN (7.8 miles , pop. 287,151).

Nearest city with pop. 1,000,000+: Chicago, IL (349.2 miles , pop. 2,896,016).

Nearest cities: Vadnais Heights, MN (1.3 miles ), White Bear Lake, MN (1.4 miles ), Little Canada, MN (1.7 miles ), Birchwood Village, MN (1.8 miles ), North Oaks, MN (1.8 miles ), North St. Paul, MN (1.9 miles ), Mahtomedi, MN (2.0 miles ), Willernie, MN (2.1 miles ).


Single-family new house construction building permits:
  • 1996: 1 building, cost: $108,000
  • 1997: 0 buildings
  • 1998: 0 buildings
  • 1999: 0 buildings
  • 2000: 0 buildings
  • 2001: 3 buildings, average cost: $200,000
  • 2002: 4 buildings, average cost: $325,000
  • 2003: 0 buildings
  • 2004: 16 buildings, average cost: $203,000
  • 2005: 9 buildings, average cost: $260,100
  • 2006: 6 buildings, average cost: $418,900
  • 2007: 0 buildings
  • 2008: 1 building, cost: $800,000

Number of permits per 10,000 residents

Average cost (in $1000s)


Latitude: 45.06 N, Longitude: 93.04 W

Gem Lake household income distribution Gem Lake home values distribution


Population change in the 1990s: 0 (0.0%).

Most common industries for males (%):



  • Construction (12%)
  • Printing and related support activities (12%)
  • Health care (9%)
  • Paper (7%)
  • Miscellaneous manufacturing (6%)
  • Truck transportation (6%)
  • Professional, scientific, and technical services (6%)

Most common industries for females (%):



  • Health care (22%)
  • Accommodation and food services (20%)
  • Miscellaneous manufacturing (9%)
  • Educational services (9%)
  • Hardware, plumbing and heating equipment and supplies merchant wholesalers (6%)
  • Administrative and support and waste management services (5%)
  • Public administration (5%)

Most common occupations for males (%)



  • Electrical equipment mechanics and other installation, maintenance, and repair occupations including supervisors (10%)
  • Printing workers (8%)
  • Driver/sales workers and truck drivers (8%)
  • Construction trades workers except carpenters, electricians, painters, plumbers, and construction laborers (7%)
  • Other production occupations including supervisors (7%)
  • Top executives (6%)
  • Other sales and related workers including supervisors (6%)

Most common occupations for females (%)



  • Waiters and waitresses (20%)
  • Secretaries and administrative assistants (12%)
  • Media and communication equipment workers (8%)
  • Material recording, scheduling, dispatching, and distributing workers (8%)
  • Other production occupations including supervisors (6%)
  • Registered nurses (5%)
  • Other office and administrative support workers including supervisors (5%)



Gem Lake races chart

Average climate in Gem Lake, Minnesota

Based on data reported by over 4,000 weather stations

Gem Lake, Minnesota average temperatures Gem Lake, Minnesota average precipitation
 
Gem Lake, Minnesota humidity		  
Gem Lake, Minnesota wind speed
 
Gem Lake, Minnesota snowfall		  
Gem Lake, Minnesota sunshine
 
Gem Lake, Minnesota clear and cloudy days		  

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Gem Lake-area historical tornado activity is above Minnesota state average. It is 78% greater than the overall U.S. average.

On 5/6/1965, a category 4 (max. wind speeds 207-260 mph) tornado 8.1 miles away from the Gem Lake city center killed 6 people and injured 158 people and caused between $5,000,000 and $50,000,000 in damages.

On 5/6/1965, a category 4 tornado 10.4 miles away from the city center killed 3 people and injured 175 people and caused between $5,000,000 and $50,000,000 in damages.


Gem Lake-area historical earthquake activity is significantly below Minnesota state average. It is 100% smaller than the overall U.S. average.

On 2/9/1994 at 08:45:35, a magnitude 3.1 (3.1 LG, Depth: 3.1 mi, Class: Light, Intensity: II - III) earthquake occurred 95.7 miles away from Gem Lake center
Magnitude types: regional Lg-wave magnitude (LG)

Gem Lake topographic map

Hospitals/medical centers near Gem Lake:
  • HEALTHEAST ST JOHN'S HOSPITAL (about 4 miles; MAPLEWOOD, MN)
  • REGIONS HOSPITAL (about 7 miles; SAINT PAUL, MN)
  • GILLETTE CHILDRENS HOSPITAL (about 7 miles; SAINT PAUL, MN)

Political contributions by individuals in Gem Lake, MN

Amtrak station near Gem Lake:
  • 10 miles: ST. PAUL/MINNEAPOLIS (ST. PAUL, 730 TRANSFER RD.). Services: ticket office, fully wheelchair accessible, enclosed waiting area, public restrooms, public payphones, vending machines, free short-term parking, free long-term parking, call for car rental service, taxi stand.

Colleges/universities with over 2000 students nearest to Gem Lake:
  • CENTURY COMMUNITY AND TECHNICAL COLLEGE (about 2 miles; WHITE BEAR LAKE, MN; Full-time enrollment: 4,381)
  • METROPOLITAN STATE UNIVERSITY (about 7 miles; ST PAUL, MN; FT enrollment: 3,171)
  • BETHEL COLLEGE (about 8 miles; ST PAUL, MN; FT enrollment: 2,787)
  • ST PAUL TECHNICAL COLLEGE (about 10 miles; ST PAUL, MN; FT enrollment: 2,587)
  • HAMLINE UNIVERSITY (about 10 miles; ST PAUL, MN; FT enrollment: 2,847)
  • UNIVERSITY OF ST THOMAS (about 11 miles; ST PAUL, MN; FT enrollment: 7,652)
  • COLLEGE OF SAINT CATHERINE-SAINT PAUL CAMPUS (about 11 miles; ST PAUL, MN; FT enrollment: 3,492)

Gem Lake map

Click to draw/clear city borders

Notable location: Gem Lake Golf Course (A). Display/hide its location on the map

Lake: Gem Lake (A). Display/hide its location on the map

 

Drinking water stations with addresses in Gem Lake and their reported violations in the past:

ST. PAUL POTTERY (Address: 1599 East County Road E, Population served: 50, Groundwater):
Past health violations:
  • MCL, Monthly (TCR) - In FEB-2001, Contaminant: Coliform. Follow-up actions: St Boil Water Order (FEB-27-2001), St Formal NOV issued (FEB-27-2001), St Public Notif requested (FEB-27-2001), St Tech Assistance Visit (FEB-27-2001), St Compliance Meeting conducted (FEB-27-2001), St Violation/Reminder Notice (FEB-27-2001), St Compliance achieved (MAR-22-2001)
TRIKE SHOP (Address: 3744 Scheuneman Road, Population served: 25, Groundwater):
Past health violations:
  • MCL, Monthly (TCR) - In FEB-2004, Contaminant: Coliform. Follow-up actions: St Formal NOV issued (FEB-26-2004), St Boil Water Order (FEB-26-2004), St Public Notif requested (FEB-26-2004), St Tech Assistance Visit (FEB-26-2004), St Compliance Meeting conducted (FEB-26-2004), St Violation/Reminder Notice (FEB-26-2004), St Compliance achieved (MAY-04-2004)

Average household size:
This city:  3.0 people
Minnesota:  2.5 people

Percentage of family households:
This city:  79.9%
Whole state:  66.2%

Percentage of households with unmarried partners:
This city:  4.3%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.0% of all households
  • Gay men: 0.7% of all households

Residents with income below the poverty level in 2007:
This city:  5.9%
Whole state:  7.9%

Residents with income below 50% of the poverty level in 2007:
This city:  2.7%
Whole state:  3.2%

Detailed information about poverty and poor residents in Gem Lake, MN



Gem Lake compared to Minnesota state average:
  • Median household income above state average.
  • Median house value above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.


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Educational Attainment



School Enrollment by Level of School


Gem Lake travel time to work
Gem Lake mode of transportation to work chart


2004 Presidential Election results in Ramsey County Minnesota:


Most commonly used house heating fuel:
  • Utility gas (86%)
  • Electricity (6%)
  • Fuel oil, kerosene, etc. (6%)
  • Bottled, tank, or LP gas (2%)


Religion statistics for Gem Lake

Adherents


NameCatholic ChurchEvangelical Lutheran Church in AmericaBaptist General ConferenceLutheran ChurchUnited Methodist Church
Adherents50.8%19.9%3.5%2.9%2.5%
Congregations15.6%17.9%3.9%4.6%6.8%
NamePresbyterian Church (USA)Assemblies of GodEpiscopal ChurchChristian and Missionary AllianceOther religions
Adherents2.0%1.9%1.8%1.7%13.0%
Congregations4.6%4.9%4.2%3.3%34.2%
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.


Local government employment and payroll (March 2007)
Function Full-time employees Monthly full-time payroll Average yearly full-time wage Part-time employees Monthly part-time payroll



Gem Lake government finances in 2002:
  • Charges - Sewerage: $37,000
    All Other: $21,000
  • Current Operations - General - Other: $62,000
    Police Protection: $52,000
    Protective Inspection and Regulation, NEC: $17,000
    Fire Protection: $12,000
    Sewerage: $10,000
    Financial Administration: $5,000
    Central Staff Services: $5,000
    Regular Highways: $3,000
    Solid Waste Management: $3,000
  • Local Intergovernmental - All Other: $1,000
  • Miscellaneous - Interest Earnings: $9,000
    General Revenue, NEC: $3,000
  • Other Funds - Cash & Deposits: $85,000
  • State Intergovernmental - General Support: $9,000
  • Tax - Property: $104,000
    NEC: $28,000
    Public Utilities: $2,000
  • Total Salaries & Wages: $12,000

9.20% of this county's 2006 resident taxpayers lived in other counties in 2005 ($35,968 average adjusted gross income)

Here:  9.20%
Minnesota average:  7.79%

0.20% of residents moved from foreign countries ($271 average AGI)
Ramsey County:  0.20%
Minnesota average:  0.12%

Top counties from which taxpayers relocated into this county between 2005 and 2006:
from Hennepin County, MN  2.60% ($36,869 average AGI)
from Washington County, MN  1.00% ($39,903)
from Dakota County, MN  0.88% ($37,955)


10.22% of this county's 2005 resident taxpayers moved to other counties in 2006 ($41,917 average adjusted gross income)

Here:  10.22%
Minnesota average:  7.84%

0.08% of residents moved to foreign countries ($209 average AGI)
Ramsey County:  0.08%
Minnesota average:  0.04%

Top counties to which taxpayers relocated from this county between 2005 and 2006:
to Hennepin County, MN  2.57% ($38,417 average AGI)
to Washington County, MN  1.60% ($48,164)
to Dakota County, MN  1.21% ($39,011)


Strongest AM radio stations in Gem Lake:
  • KSTP (1500 AM; 50 kW; ST. PAUL, MN; Owner: KSTP-AM, LLC (DELAWARE))
  • KTIS (900 AM; 25 kW; MINNEAPOLIS, MN; Owner: NORTHWESTERN COLLEGE)
  • WCTS (1030 AM; 50 kW; MAPLEWOOD, MN; Owner: CNTL. BAPT. THEO/AL SEMI MINNEAPOLIS)
  • WCCO (830 AM; 50 kW; MINNEAPOLIS, MN; Owner: INFINITY MEDIA CORPORATION)
  • KUOM (770 AM; daytime; 5 kW; MINNEAPOLIS, MN)
  • KFAN (1130 AM; 50 kW; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
  • WMGT (1220 AM; 5 kW; STILLWATER, MN; Owner: ENDURANCE BROADCASTING, LLC)
  • WDGY (630 AM; 8 kW; HUDSON, WI; Owner: 630 RADIO, INCORPORATED)
  • KDIZ (1440 AM; 5 kW; GOLDEN VALLEY, MN; Owner: KQRS, INC.)
  • WWTC (1280 AM; 5 kW; MINNEAPOLIS, MN; Owner: SCA LICENSE CORPORATION)
  • WMNN (1330 AM; 10 kW; MINNEAPOLIS, MN; Owner: MINNESOTA PUBLIC RADIO.)
  • KLBP (1470 AM; 5 kW; BROOKLYN PARK, MN; Owner: 1400, INC.)
  • KKMS (980 AM; 5 kW; RICHFIELD, MN)

Strongest FM radio stations in Gem Lake:
  • KEEY-FM (102.1 FM; ST. PAUL, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
  • KTIS-FM (98.5 FM; MINNEAPOLIS, MN; Owner: NORTHWESTERN COLLEGE)
  • KNOW-FM (91.1 FM; MINNEAPOLIS-ST. PAUL, MN; Owner: MINNESOTA PUBLIC RADIO)
  • KDWB-FM (101.3 FM; RICHFIELD, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
  • KQRS-FM (92.5 FM; GOLDEN VALLEY, MN; Owner: KQRS, Inc.)
  • KSJN (99.5 FM; MINNEAPOLIS, MN; Owner: MINNESOTA PUBLIC RADIO)
  • KXXR (93.7 FM; MINNEAPOLIS, MN; Owner: KQRS, INC.)
  • WLTE (102.9 FM; MINNEAPOLIS, MN; Owner: INFINITY MEDIA CORPORATION)
  • KSTP-FM (94.5 FM; ST. PAUL, MN; Owner: KSTP-FM, LLC, A DELAWARE LLC)
  • KBEM-FM (88.5 FM; MINNEAPOLIS, MN; Owner: BD. OF EDUCATION, S.S.D. NO. 1)
  • WFMP (107.1 FM; COON RAPIDS, MN; Owner: WFMP-FM, LLC)
  • WXPT (104.1 FM; ST. LOUIS PARK, MN; Owner: THE AUDIO HOUSE, INC.)
  • KTCZ-FM (97.1 FM; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
  • K214DF (90.7 FM; GOLDEN VALLEY, MN; Owner: EDUCATIONAL MEDIA FOUNDATION)
  • KQQL (107.9 FM; ANOKA, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
  • KNOF (95.3 FM; ST. PAUL, MN; Owner: SELBY GOSPEL BROADCASTING CORPORATION)
  • KFAI (90.3 FM; MINNEAPOLIS, MN; Owner: FRESH AIR, INC.)
  • KJZI (100.3 FM; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
  • K294AM (106.7 FM; WEST ST. PAUL, MN; Owner: FRESH AIR, INCORPORATED)
  • WCAL (89.3 FM; NORTHFIELD, MN; Owner: ST. OLAF COLLEGE)

TV broadcast stations around Gem Lake:
  • KMSP-TV (Channel 9; MINNEAPOLIS, MN; Owner: FOX TELEVISION STATIONS, INC.)
  • KTCA-TV (Channel 2; ST. PAUL, MN; Owner: TWIN CITIES PUBLIC TELEVISION, INC.)
  • KARE (Channel 11; MINNEAPOLIS, MN; Owner: MULTIMEDIA HOLDINGS CORPORATION)
  • KSTP-TV (Channel 5; ST. PAUL, MN; Owner: HUBBARD BROADCASTING, INC.)
  • KTCI-TV (Channel 17; ST. PAUL, MN; Owner: TWIN CITIES PUBLIC TELEVISION, INC.)
  • KMWB (Channel 23; MINNEAPOLIS, MN; Owner: KLGT LICENSEE, LLC)
  • WFTC (Channel 29; MINNEAPOLIS, MN; Owner: FOX TELEVISION STATIONS, INC.)
  • WCCO-TV (Channel 4; MINNEAPOLIS, MN; Owner: CBS BROADCASTING INC.)
  • KSTC-TV (Channel 45; MINNEAPOLIS, MN; Owner: HUBBARD BROADCASTING, INC.)
  • K07UI (Channel 7; MINNEAPOLIS, ETC., MN; Owner: WORD OF GOD FELLOWSHIP, INC.)
  • K58BS (Channel 58; MINNEAPOLIS, MN; Owner: TRINITY BROADCASTING NETWORK)
  • K67HG (Channel 67; MINNEAPOLIS, MN; Owner: VENTANA TELEVISION, INC.)
  • K19ER (Channel 19; ST. PAUL, MN; Owner: CATHOLIC VIEWS BROADCASTS, INC.)
  • K14KH (Channel 14; MINNEAPOLIS, MN; Owner: THREE ANGELS BROADCASTING NETWORK)
  • W62BD (Channel 62; MINNEAPOLIS, MN; Owner: WORD OF GOD FELLOWSHIP, INC.)
  • WBWX-CA (Channel 13; MINNEAPOLIS, MN; Owner: THE BOX WORLDWIDE LLC)
  • KPXM (Channel 41; ST. CLOUD, MN; Owner: PAXSON MINNEAPOLIS LICENSE, INC.)
  • W55AP (Channel 55; RIVER FALLS, WI; Owner: STATE OF WISCONSIN - EDUCATIONAL COMMUNICATIONS BOARD)


Gem Lake fatal accident list:
Apr 10, 1993 04:25 AM, 61, Vehicles: 3, Persons: 7, Fatalities: 1, Drunken drivers: 1
Jan 18, 1987 01:30 AM, 98, Vehicles: 1, Persons: 1, Fatalities: 1, Drunken drivers: 1
Aug 12, 1986 08:27 AM, 108, Vehicles: 2, Persons: 2, Fatalities: 1
Aug 5, 1985 08:02 AM, 108, Vehicles: 1, Persons: 1, Fatalities: 1
Jul 1, 1984 07:40 AM, 98, Vehicles: 1, Persons: 1, Fatalities: 1, Drunken drivers: 1
Jun 29, 1982 06:14 AM, 244, Vehicles: 1, Persons: 1, Fatalities: 1
Jul 3, 1980 07:35 AM, Vehicles: 1, Persons: 1, Fatalities: 1


FCC Registered Amateur Radio Licenses: 5
  • Call Sign: KB0SYA, Previous Call Sign: , Licensee ID: L00500758
    Grant Date: 05/10/2005, Expiration Date: 06/06/2015, Cancelation Date: 10/28/2006, Certifier: Paul R Emeott
    Registrant: Brainerd Lakes Area Repeater Assn, 3960 Schuneman Rd, Gem Lake, MN 55110
  • Call Sign: WB5EMX, Previous Call Sign: , Licensee ID: L00325267
    Grant Date: 04/17/2001, Expiration Date: 06/11/2011
    Registrant: Robert C Scruggs, 4140 Scheuneman Rd, Gem Lake, MN 55110-3779
  • Call Sign: KC0YHC, Previous Call Sign: , Licensee ID: L01181288
    Grant Date: 08/11/2006, Expiration Date: 08/11/2016, Cancelation Date: 10/03/2006, Certifier: Kevin R Magloughlin
    Registrant: Lakes Link Amateur Radio Club, 3960 Scheuneman Rd, Gem Lake, MN 55110
  • Call Sign: KA0JSW, Previous Call Sign: KC0YHC, Licensee ID: L01181288
    Grant Date: 10/03/2006, Expiration Date: 10/03/2016, Certifier: Kevin R Magloughlin
    Registrant: Lakes Link Amateur Radio Club, 3960 Scheuneman Rd, Gem Lake, MN 55110
  • Call Sign: W0REA, Previous Call Sign: KB0SYA, Licensee ID: L00500758
    Grant Date: 10/28/2006, Expiration Date: 10/28/2016, Certifier: Paul R Emeott
    Registrant: Brainerd Lakes Area Repeater Assn, 3960 Schuneman Rd, Gem Lake, MN 55110



Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 1 partial tract)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED1$134,92017$197,46621$148,9504$53,2952$120,275
APPLICATIONS APPROVED, NOT ACCEPTED0$02$131,2653$137,8801$32,7700$0
APPLICATIONS DENIED0$01$170,39010$136,5831$113,7200$0
APPLICATIONS WITHDRAWN0$00$05$151,4241$107,9400$0
FILES CLOSED FOR INCOMPLETENESS0$00$02$154,5850$00$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed HMDA statistics for the following Tracts: 0405.03

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 1 partial tract)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED4$181,6682$283,535
APPLICATIONS APPROVED, NOT ACCEPTED0$02$265,800
APPLICATIONS DENIED0$00$0
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0
Choose year:  2007 2006 2005 2004 2003 1999

Detailed PMIC statistics for the following Tracts: 0405.03

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

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