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Notable locations in Howard Lake: Howard Lake (A), Wright County Fairgrounds (B), Vista del Lago Resort Campground (C), Greens at Howard Lake Golf Course (D), Howard Lake City Hall (E), Howard Lake Fire Department (F), Howard Lake Library (G), Howard Lake Police Department (H). Display/hide their locations on the map
Churches in Howard Lake include: Saint James Lutheran Church (A), Good News Church (B), Blessed Hope Church (C), Walker United Methodist Church (D), Howard Lake Christian Church (E), Solid Rock Faith Fellowship (F), Saint John's Lutheran Church (G). Display/hide their locations on the map
Cemetery: Howard Lake Cemetery (1). Display/hide its location on the map
Lake: Mallard Pass Lake (A). Display/hide its location on the map
Post office: Howard Lake Post Office (A). Display/hide its location on the map
Tourist attraction: Howard Lake City - Water Treatment Plant (Cultural Attractions- Events- & Facilities; 741 6th Street).
Hotel: Howard Lake Motel (210 10 Avenue).
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Drinking water stations with addresses in Howard Lake that have no violations reported:
- HOWARD LAKE (Population served: 1853, Primary Water Source Type: Groundwater)
Residents with income below the poverty level in 2008:
| This city: |  9.4% | | Whole state: |  7.9% |
Residents with income below 50% of the poverty level in 2008:
| This city: | 3.9% | | Whole state: | 3.2% |
Detailed information about poverty and poor residents in Howard Lake, MN
Howard Lake compared to Minnesota state average:
- Black race population percentage significantly below state average.
- Hispanic race population percentage significantly below state average.
- Foreign-born population percentage significantly below state average.
- Number of college students significantly below state average.
- Percentage of population with a bachelor's degree or higher significantly below state average.
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Banks with branches in Howard Lake (2009 data):
- Security State Bank of Howard Lake: Security State Bank Of Howard Lake at 900 Sixth Street, branch established on 1915-09-15. Info updated 2006-11-03: Bank assets: $80.5 mil, Deposits: $65.2 mil, local headquarters, positive income, Commercial Lending Specialization, 2 total offices, Holding Company: Forstrom Bancorporation, Inc.
School Enrollment by Level of School
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2004 Presidential Election results in Wright County Minnesota:
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Most commonly used house heating fuel:
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- Utility gas (79%)
- Electricity (14%)
- Fuel oil, kerosene, etc. (4%)
- Bottled, tank, or LP gas (1%)
- Other fuel (1%)
- Wood (1%)
- No fuel used (1%)
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Religion statistics for Howard Lake
Percentage of population affiliated with a religious congregations: 62.88%
| Here | | 62.9% |
| USA | | 50.2% |
Breakdown of population affiliated with a religious congregations.
| Name | Catholic Church | Evangelical Lutheran Church in America | Lutheran Church | United Methodist Church | Wisconsin Evangelical Lutheran Synod |
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| Adherents | 46.1% | 27.2% | 8.1% | 3.9% | 3.5% |
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| Congregations | 12.4% | 21.3% | 7.9% | 10.1% | 6.7% |
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| Name | Evangelical Free Church of America | Christian and Missionary Alliance | The Evangelical Covenant Church | Presbyterian Church (USA) | Other |
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| Adherents | 2.0% | 1.9% | 1.7% | 1.0% | 4.5% |
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| Congregations | 6.7% | 4.5% | 6.7% | 4.5% | 19.1% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.
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Local government employment and payroll (March 2007)
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| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Other Government Administration |
3 | $12,695 | $50,780 | 0 | $0 |
| Police Protection - Officers |
3 | $10,893 | $43,572 | 3 | $1,346 |
| Firefighters |
0 | $0 | | 14 | $2,803 |
| Streets and Highways |
1 | $3,649 | $43,788 | 0 | $0 |
| Sewerage |
1 | $4,709 | $56,508 | 0 | $0 |
| Other and Unallocable |
2 | $6,235 | $37,410 | 12 | $6,350 |
| Totals for Government |
10 | $38,181 | $45,817 | 29 | $10,499 |
Howard Lake government finances in 2006:
- Bond Funds - Cash and Securities: $440,000
- Charges - Parks and Recreation: $117,000
Solid Waste Management: $110,000
All Other: $103,000
- Current Operations - Liquor Stores: $1,094,000
Water Utilities: $581,000
General - Other: $364,000
Police Protection: $205,000
Financial Administration: $166,000
Regular Highways: $140,000
Solid Waste Management: $110,000
Parks and Recreation: $96,000
Health - Other: $64,000
Local Fire Protection: $54,000
Central Staff Services: $13,000
Protective Inspection and Regulation, NEC: $8,000
- General - Interest on Debt: $224,000
- Long Term Debt Retired Unspecified Public Purpose: $2,768,000
- Miscellaneous - Interest Earnings: $270,000
General Revenue, NEC: $218,000
Special Assessments: $29,000
- NEW for 2005 - Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $8,232,000
Long Term Debt Outstanding Unspecified Public Purpose: $7,094,000
Long Term Debt Issue, Unspecified Public Purpose: $1,630,000
- Other Capital Outlay - Liquor Stores: $779,000
Water Utilities: $153,000
General - Other: $64,000
Health - Other: $34,000
Parks and Recreation: $6,000
Local Fire Protection: $3,000
Regular Highways: $1,000
- Other Funds - Cash and Securities: $6,203,000
- Revenue - Liquor Stores: $859,000
Water Utilities: $850,000
- Sinking Funds - Cash and Securities: $97,000
- State Intergovernmental - General Local Government Support: $432,000
All Other: $43,000
- Tax - Property: $764,000
Other License: $62,000
Public Utilities Sales: $23,000
- Total Salaries and Wages: $1,241,000
- Water Utilities - Interest on Debt: $77,000
10.00% of this county's 2006 resident taxpayers lived in other counties in 2005 ($48,248 average adjusted gross income) | Here: | 10.00% | | Minnesota average: | 7.79% |
0.03% of residents moved from foreign countries ($59 average AGI)| Wright County: | 0.03% | | Minnesota average: | 0.12% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
7.41% of this county's 2005 resident taxpayers moved to other counties in 2006 ($43,516 average adjusted gross income) | Here: | 7.41% | | Minnesota average: | 7.84% |
0.02% of residents moved to foreign countries ($73 average AGI)| Wright County: | 0.02% | | Minnesota average: | 0.04% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Howard Lake:
- WCCO (830 AM; 50 kW; MINNEAPOLIS, MN; Owner: INFINITY MEDIA CORPORATION)
- KFAN (1130 AM; 50 kW; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
- WCTS (1030 AM; 50 kW; MAPLEWOOD, MN; Owner: CNTL. BAPT. THEO/AL SEMI MINNEAPOLIS)
- KSTP (1500 AM; 50 kW; ST. PAUL, MN; Owner: KSTP-AM, LLC (DELAWARE))
- KWOM (1600 AM; 5 kW; WATERTOWN, MN; Owner: WATERTOWN RADIO, INC.)
- WBHR (660 AM; 10 kW; SAUK RAPIDS, MN; Owner: HERBERT M. HOPPE)
- KTIS (900 AM; 25 kW; MINNEAPOLIS, MN; Owner: NORTHWESTERN COLLEGE)
- KSMM (1530 AM; 9 kW; SHAKOPEE, MN; Owner: STARBOARD BROADCASTING, INC.)
- WMNN (1330 AM; 10 kW; MINNEAPOLIS, MN; Owner: MINNESOTA PUBLIC RADIO.)
- WEBC (560 AM; 50 kW; DULUTH, MN)
- KRWC (1360 AM; 1 kW; BUFFALO, MN; Owner: DONNELL, INC.)
- KUOM (770 AM; daytime; 5 kW; MINNEAPOLIS, MN)
- WWTC (1280 AM; 5 kW; MINNEAPOLIS, MN; Owner: SCA LICENSE CORPORATION)
Strongest FM radio stations in Howard Lake:
- KTTB (96.3 FM; GLENCOE, MN; Owner: BLUE CHIP BROADCASTING LICENSES II, LTD.)
- KARP-FM (106.9 FM; DASSEL, MN; Owner: IOWA CITY BROADCASTING COMPANY, INC.)
- KQQL (107.9 FM; ANOKA, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
- KTCZ-FM (97.1 FM; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
- KLCI (106.1 FM; ELK RIVER, MN; Owner: MILESTONE RADIO LLC)
- KNOW-FM (91.1 FM; MINNEAPOLIS-ST. PAUL, MN; Owner: MINNESOTA PUBLIC RADIO)
- KJZI (100.3 FM; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
- WLTE (102.9 FM; MINNEAPOLIS, MN; Owner: INFINITY MEDIA CORPORATION)
- KSTP-FM (94.5 FM; ST. PAUL, MN; Owner: KSTP-FM, LLC, A DELAWARE LLC)
- KSJR-FM (90.1 FM; COLLEGEVILLE, MN; Owner: MINNESOTA PUBLIC RADIO)
- KCLD-FM (104.7 FM; ST. CLOUD, MN; Owner: LEIGHTON ENTERPRISES, INC.)
- KEEY-FM (102.1 FM; ST. PAUL, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
- KNSR (88.9 FM; COLLEGEVILLE, MN; Owner: MINNESOTA PUBLIC RADIO)
- KZPK (98.9 FM; PAYNESVILLE, MN; Owner: LEIGHTON ENTERPRISES, INC.)
- KMXK (94.9 FM; COLD SPRING, MN; Owner: REGENT LICENSEE OF ST. CLOUD, INC.)
TV broadcast stations around Howard Lake:
- KPXM (Channel 41; ST. CLOUD, MN; Owner: PAXSON MINNEAPOLIS LICENSE, INC.)
- KARE (Channel 11; MINNEAPOLIS, MN; Owner: MULTIMEDIA HOLDINGS CORPORATION)
- KMSP-TV (Channel 9; MINNEAPOLIS, MN; Owner: FOX TELEVISION STATIONS, INC.)
- KSTP-TV (Channel 5; ST. PAUL, MN; Owner: HUBBARD BROADCASTING, INC.)
- KTCA-TV (Channel 2; ST. PAUL, MN; Owner: TWIN CITIES PUBLIC TELEVISION, INC.)
- WCCO-TV (Channel 4; MINNEAPOLIS, MN; Owner: CBS BROADCASTING INC.)
- KSTC-TV (Channel 45; MINNEAPOLIS, MN; Owner: HUBBARD BROADCASTING, INC.)
- KTCI-TV (Channel 17; ST. PAUL, MN; Owner: TWIN CITIES PUBLIC TELEVISION, INC.)
- K07UI (Channel 7; MINNEAPOLIS, ETC., MN; Owner: WORD OF GOD FELLOWSHIP, INC.)
- KMWB (Channel 23; MINNEAPOLIS, MN; Owner: KLGT LICENSEE, LLC)
- WFTC (Channel 29; MINNEAPOLIS, MN; Owner: FOX TELEVISION STATIONS, INC.)
- K58BS (Channel 58; MINNEAPOLIS, MN; Owner: TRINITY BROADCASTING NETWORK)
- K67HG (Channel 67; MINNEAPOLIS, MN; Owner: VENTANA TELEVISION, INC.)
- K19ER (Channel 19; ST. PAUL, MN; Owner: CATHOLIC VIEWS BROADCASTS, INC.)
- K14KH (Channel 14; MINNEAPOLIS, MN; Owner: THREE ANGELS BROADCASTING NETWORK)
- W62BD (Channel 62; MINNEAPOLIS, MN; Owner: WORD OF GOD FELLOWSHIP, INC.)
Howard Lake fatal accident list:
Nov 9, 2002 11:33 AM, Us-12, Vehicles: 1, Persons: 3, Pedestrians: 1, Fatalities: 1
Feb 11, 1988 02:17 AM, 12, Vehicles: 2, Persons: 2, Fatalities: 1
Dec 3, 1987 12:20 AM, M28, Vehicles: 1, Persons: 3, Fatalities: 1
National Bridge Inventory (NBI) Statistics
Number of bridges: 1
Total length: 2 meters (7ft)
Total average daily traffic: 1,550
FCC Registered Cell Phone Towers: 1- Howard Lake Cell Site. 0.1 Mile North Of Us-12, 0.2 Mile West Of, Type: Pipe, Structure height: 44.2 m, Call Sign: KNKR320
869.040 MHz, 824.040 MHz, 890.010 MHz, 845.010 MHz, 834.390 MHz, 879.390 MHz, 869.040 MHz, 824.040 MHz, 890.010 MHz, 845.010 MHz, 834.390 MHz, 879.390 MHz
Grant Date: 04/01/2008, Expiration Date: 04/02/2018, Certifier: Gene A Dejordy Esq
Registrant: Verizon Wireless, 1120 Sanctuary Pkwy, #150 Gasa5reg, Alpharetta, GA 30009-7630, Phone: (770) 797-1070, Fax: (770) 797-1036, Email:
FCC Registered Antenna Towers: 2- Edward G Roach, 4944 Howe Ave Se, Type: Tower, Structure height: 146.6 m, Overall height: 152.4 m
Registrant: Sba Towers Ii LLC, 5900 Broken Sound Pkwy Nw, Boca Raton, FL 33487, Phone: (561) 995-7670, Email:
- David A Kirk, Ms33xc024-C, Type: Tower, Structure height: 73.2 m, Overall height: 76.2 m
FCC Registered Private Land Mobile Towers: 2- Bnsf Mp 55.8 Wiu, Type: Mast, Structure height: 4 m, Overall height: 9 m, Call Sign: WPMJ439
Assigned Frequencies : 160.710 MHz, 161.010 MHz
Grant Date: 06/19/2003, Expiration Date: 08/12/2013, Certifier: Robert C Leedham
Registrant: Bnsf, 4515 Kansas Ave, Kansas City, KS 66106, Phone: (913) 551-4613, Fax: (913) 551-4053, Email:
- Lat: 45.049972 Lon: -93.083556, Call Sign: WQBX401, Licensee ID: L00942616
Assigned Frequencies : 155.340 MHz, 155.385 MHz
Grant Date: 01/03/2005, Expiration Date: 01/03/2015, Certifier: Glenn Hofer
Registrant: Howard Lake Ambulance Service, Howard Lake, MN 55349, Phone: (320) 543-2001
FCC Registered Microwave Towers: 1- MOBILE, Lat: 45.058889 Lon: -94.068056, Call Sign: WQAM418
Assigned Frequencies : 952.581 MHz, 952.581 MHz
Grant Date: 07/01/2004, Expiration Date: 07/01/2014, Certifier: Tom Gocpfert
Registrant: Utc Spectrum Services, 200 North Glebe Road, Ste. 1000, Arlington, VA 22203, Phone: (703) 558-2215, Fax: (703) 558-0523, Email:
FCC Registered Amateur Radio Licenses: 8 (See the full list of FCC Registered Amateur Radio Licenses in Howard Lake)
FAA Registered Aircrafts: 3- Aircraft: CESSNA 172G (Fixed wing single engine, Category: Land, Seats: 4, Weight: Up to 12,499 Pounds, Speed: 105 mph), Engine: CONT MOTOR 0-300 SER (145 HP) (Reciprocating)
N-Number: 3933L , Serial Number: 17254102, Year manufactured: 1966, Airworthiness Date: 01/03/1966
Registrant (Co-Owned): Ralph W Diers, 5539 Imhoff Av Sw, Howard Lake, MN 55349, Other Owners: Brian J Moorhead - Aircraft: CESSNA 172RG (Fixed wing single engine, Category: Land, Seats: 4, Weight: Up to 12,499 Pounds), Engine: LYCOMING O&VO-360 SER (180 HP) (Reciprocating)
N-Number: 4959V , Serial Number: 172RG0428, Year manufactured: 1980, Airworthiness Date: 04/02/1980
Registrant (Corporation): Cutlass Cruisers Inc, 5580 County Road 6 Sw, Howard Lake, MN 55349 - Aircraft: CESSNA 525B (Fixed wing multi engine, Category: Land, Engines: 2, Seats: 8, Weight: 12,500 - 19,999 Pounds), Engine: WILLIAMS FJ44-3A (2820 Pounds of Thrust) (Turbo-fan)
N-Number: 687DS , Serial Number: 525B0087, Year manufactured: 2006, Airworthiness Date: 06/11/2006
Registrant (Corporation): Duralake LLC, 300 Dura Dr, Howard Lake, MN 55349
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 1 partial tract)
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| B) Conventional
Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
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| LOANS ORIGINATED | 1 | $134,120 | 2 | $158,655 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $229,210 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $132,630 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006
(Based on 1 partial tract)
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| B) Conventional
Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
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| LOANS ORIGINATED | 1 | $160,200 | 2 | $173,175 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $125,730 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $142,530 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005
(Based on 1 partial tract)
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| B) Conventional
Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
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| LOANS ORIGINATED | 2 | $134,150 | 3 | $137,687 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $245,150 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $126,710 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $95,460 |
Aggregated Statistics For Year 2004
(Based on 1 partial tract)
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| B) Conventional
Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
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| LOANS ORIGINATED | 1 | $223,600 | 3 | $144,707 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $143,730 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $98,270 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $94,650 |
Aggregated Statistics For Year 2003
(Based on 1 partial tract)
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| B) Conventional
Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
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| LOANS ORIGINATED | 2 | $125,675 | 5 | $144,278 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $85,190 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $117,940 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $162,780 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002
(Based on 1 partial tract)
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| B) Conventional
Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
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| LOANS ORIGINATED | 1 | $128,770 | 4 | $141,408 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $87,620 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $142,420 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $114,190 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $81,270 |
Aggregated Statistics For Year 2001
(Based on 1 partial tract)
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| B) Conventional
Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
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| LOANS ORIGINATED | 1 | $107,000 | 3 | $116,750 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $96,560 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $106,540 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000
(Based on 1 partial tract)
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| B) Conventional
Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
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| LOANS ORIGINATED | 1 | $114,160 | 1 | $79,670 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $25,510 | 1 | $53,220 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $67,340 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999
(Based on 1 partial tract)
|
| B) Conventional
Home Purchase Loans | C) Refinancings
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| Number | Average Value | Number | Average Value |
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| LOANS ORIGINATED | 1 | $87,340 | 2 | $68,655 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $74,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $61,820 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
1012.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003
(Based on 1 partial tract)
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| A) Conventional
Home Purchase Loans |
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| Number | Average Value |
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| LOANS ORIGINATED | 1 | $110,270 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
1012.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 12
- Hazardous Condition: 6
- Good Intent Call: 3
Incident types - Howard Lake
See Full 2006 National Fire Incident Reporting System Statistics for Howard Lake, MN
Howard Lake on our top lists:
- #42 on the list of "Top 101 counties with the largest increase in the number of births per 1000 residents 1990-1999 to 2000-2003 (pop 50,000+)"
- #66 on the list of "Top 101 counties with the largest number of people moving in compared to moving out (pop. 50,000+)"
- #82 on the list of "Top 101 counties with the highest number of births per 1000 residents 2000-2003 (pop 50,000+)"
- #94 on the list of "Top 101 counties with the smallest number of people without health insurance coverage in 2000"
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