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Hoyt Lakes, Minnesota



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Hoyt Lakes, MN map
Current weather forecast for Hoyt Lakes, MN

St. Louis County

Population in July 2007: 1,961. Population change since 2000: -5.3%
 

Males: 978  (49.9%)
Females: 983  (50.1%)

Median resident age:  45.6 years
Minnesota median age:  35.4 years

Zip codes: 55750.


Estimated median household income in 2007: $46,266 (it was $39,493 in 2000)
Hoyt Lakes:  $46,266
Minnesota:  $55,802

Estimated median house or condo value in 2007: $73,776 (it was $39,200 in 2000)
Hoyt Lakes:  $73,776
Minnesota:  $213,600

Mean prices in 2007: All housing units: $84,339; Detached houses: $84,458
Recent home sales, real estate maps, and home value estimator for zip code 55750

Hoyt Lakes, MN residents, houses, and apartments details

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Profiles of local businesses:
Mike Servaty Realtor

Races in Hoyt Lakes:

  • White Non-Hispanic (99.0%)

2008 cost of living index in Hoyt Lakes: 72.2 (low, U.S. average is 100)

Hoyt Lakes, MN forum
Recent posts about Hoyt Lakes, Minnesota on our local forum with over 600,000 registered users:
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Ancestries: Norwegian (24.3%), German (22.3%), Swedish (11.8%), Irish (10.9%), English (8.0%), Italian (4.4%).

Current Local Time: CST time zone

Elevation: 1469 feet

Land area: 56.0 square miles.

Population density: 35 people per square mile 
 
 (very low).

Hoyt Lakes,MN real estate house value index trend





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Hoyt Lakes, Minnesota map

For population 25 years and over in Hoyt Lakes

  • High school or higher: 88.2%
  • Bachelor's degree or higher: 18.2%
  • Graduate or professional degree: 3.2%
  • Unemployed: 7.0%
  • Mean travel time to work: 23.1 minutes

For population 15 years and over in Hoyt Lakes city

  • Never married: 17.9%
  • Now married: 66.2%
  • Separated: 0.4%
  • Widowed: 8.1%
  • Divorced: 7.4%

26 residents are foreign born

This city:  1.2%
Minnesota:  5.3%

According to our research there were no registered sex offenders living in this city in early 2007.

Median real estate property taxes paid for housing units in 2000:

Hoyt Lakes:  0.5% ($199)
Minnesota:  1.1% ($1,297)
Hoyt Lakes satellite photo by USGS

Nearest city with pop. 50,000+: Duluth, MN (51.3 miles , pop. 86,918).

Nearest city with pop. 200,000+: St. Paul, MN (183.6 miles , pop. 287,151).

Nearest city with pop. 1,000,000+: Chicago, IL (449.8 miles , pop. 2,896,016).

Nearest cities: Aurora, MN (2.2 miles ), Biwabik, MN (3.1 miles ), McKinley, MN (3.6 miles) , Babbitt, MN (3.8 miles ), Gilbert, MN (3.9 miles ), Virginia, MN (4.3 miles ), Eveleth, MN (4.4 miles ), Leonidas, MN (4.5 miles) .


Single-family new house construction building permits:
  • 1996: 0 buildings
  • 1997: 0 buildings
  • 1998: 0 buildings
  • 1999: 0 buildings
  • 2000: 3 buildings, average cost: $90,000
  • 2001: 1 building, cost: $90,000
  • 2002: 3 buildings, average cost: $90,000
  • 2003: 3 buildings, average cost: $90,000
  • 2004: 1 building, cost: $90,000
  • 2005: 1 building, cost: $90,000
  • 2006: 1 building, cost: $90,000
  • 2007: 1 building, cost: $90,000

Number of permits per 10,000 residents


Average cost (in 1000s)


Latitude: 47.52 N, Longitude: 92.14 W

Area code: 218

Hoyt Lakes household income distribution Hoyt Lakes home values distribution

This city's Wikipedia profile


Population change in the 1990s: -267 (-11.4%).

Most common industries for males (%):



  • Mining (35%)
  • Metal and metal products (12%)
  • Construction (7%)
  • Educational services (6%)
  • Wood products (5%)
  • Utilities (3%)
  • Arts, entertainment, and recreation (3%)

Most common industries for females (%):



  • Health care (19%)
  • Accommodation and food services (13%)
  • Educational services (9%)
  • Social assistance (5%)
  • Finance and insurance (5%)
  • Food and beverage stores (4%)
  • Metal and metal products (4%)

Most common occupations for males (%)



  • Driver/sales workers and truck drivers (11%)
  • Electrical equipment mechanics and other installation, maintenance, and repair occupations including supervisors (11%)
  • Vehicle and mobile equipment mechanics, installers, and repairers (8%)
  • Other production occupations including supervisors (5%)
  • Material recording, scheduling, dispatching, and distributing workers (4%)
  • Bus drivers (4%)
  • Building and grounds cleaning and maintenance occupations (3%)

Most common occupations for females (%)



  • Other sales and related workers including supervisors (9%)
  • Cooks and food preparation workers (5%)
  • Building and grounds cleaning and maintenance occupations (5%)
  • Information and record clerks except customer service representatives (5%)
  • Cashiers (5%)
  • Health technologists and technicians (4%)
  • Registered nurses (4%)



Hoyt Lakes races chart


 

Crime in Hoyt Lakes by Year

Type 2001 2002 2003 2004 2005
Murders 00000
    per 100,000 0.00.00.00.00.0
Rapes 10000
    per 100,000 47.50.00.00.00.0
Robberies 00000
    per 100,000 0.00.00.00.00.0
Assaults 11200
    per 100,000 47.547.195.60.00.0
Burglaries 43893
    per 100,000 190.1141.2382.4431.4147.3
Thefts 961555
    per 100,000 427.8282.4717.0239.7245.5
Auto thefts 02000
    per 100,000 0.094.10.00.00.0
Arson 00020
    per 100,000 0.00.00.095.90.0
City-data.com crime index (higher means more crime, U.S. average = 320.9) 77.938.174.639.820.1

(click on a table row to update graph)

Full-time Law Enforcement Employees in 2006: 5 (5 officers).
Officers per 1,000 residents here:  2.55
US city average:  3.00

Average climate in Hoyt Lakes, Minnesota

Based on data reported by over 4,000 weather stations

Hoyt Lakes, Minnesota average temperatures Hoyt Lakes, Minnesota average precipitation
 
Hoyt Lakes, Minnesota humidity
 
Hoyt Lakes, Minnesota wind speed
 
Hoyt Lakes, Minnesota snowfall
 
Hoyt Lakes, Minnesota sunshine
 
Hoyt Lakes, Minnesota clear and cloudy days
 

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Hoyt Lakes-area historical tornado activity is significantly below Minnesota state average. It is 73% smaller than the overall U.S. average.

On 8/6/1969, a category 3 (max. wind speeds 158-206 mph) tornado 19.3 miles away from the Hoyt Lakes city center caused between $50,000 and $500,000 in damages.

On 8/6/1969, a category 3 tornado 19.9 miles away from the city center caused between $50,000 and $500,000 in damages.


Hoyt Lakes topographic map
Hospitals/medical centers near Hoyt Lakes:
  • WHITE COMMUNITY HOSPITAL (about 9 miles; AURORA, MN)
  • NNESOS EVELETH MENTAL HEALTH SERVICES (about 18 miles; EVELETH, MN)
  • VIRGINIA REGIONAL MEDICAL CENTER (about 19 miles; VIRGINIA, MN)

Political contributions by individuals in Hoyt Lakes, MN

Local government website: www.hoytlakes.com

Colleges/universities with over 2000 students nearest to Hoyt Lakes:
  • LAKE SUPERIOR COLLEGE (about 49 miles; DULUTH, MN; Full-time enrollment: 2,512)
  • UNIVERSITY OF MINNESOTA-DULUTH (about 50 miles; DULUTH, MN; FT enrollment: 8,224)
  • UNIVERSITY OF WISCONSIN-SUPERIOR (about 66 miles; SUPERIOR, WI; FT enrollment: 2,436)
  • WISCONSIN INDIANHEAD TECHNICAL COLLEGE (about 115 miles; Shell Lake, WI; FT enrollment: 2,045)
  • CENTRAL LAKES COLLEGE-BRAINERD (about 126 miles; BRAINERD, MN; FT enrollment: 2,364)
  • NORTHWEST TECHNICAL COLLEGE-BEMIDJI (about 128 miles; BEMIDJI, MN; FT enrollment: 3,761)
  • BEMIDJI STATE UNIVERSITY (about 128 miles; BEMIDJI, MN; FT enrollment: 3,562)
Library in Hoyt Lakes:
  • HOYT LAKES PUBLIC LIBRARY (Operating income: $100,151; Location: 206 KENNEDY MEMORIAL DR; 28,120 books; 277 audio materials; 566 video materials; 101 serial subscriptions)

Hoyt Lakes map

Click to draw/clear city borders

Notable locations in Hoyt Lakes: MacDonald Camp (A), Fishermans Point Picnic Area (B), Taconite Processing Plant (C). Display/hide their locations on the map

Lakes and reservoirs: Colby Lake (A), Little Lake (B), Spring Mine Lake (C), Erie Basin Two (D), Erie Basin One (E). Display/hide their locations on the map

Creek: Wyman Creek (A). Display/hide its location on the map

Tourist attraction: Hoyt Lakes Chamber of Commerce (324 Kent Road) (1). Display/hide its approximate location on the map

 
Drinking water stations with addresses in Hoyt Lakes that have no violations reported:
  • HOYT LAKES (Population served: 1900, Primary Water Source Type: Surface_water)

Average household size:
This city:  2.3 people
Minnesota:  2.5 people

Percentage of family households:
This city:  70.9%
Whole state:  66.2%

Percentage of households with unmarried partners:
This city:  3.7%
Whole state:  5.3%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.2% of all households
  • Gay men: 0.1% of all households

Residents with income below the poverty level in 2007:
This city:  8.9%
Whole state:  7.9%

Residents with income below 50% of the poverty level in 2007:
This city:  2.2%
Whole state:  3.2%

Detailed information about poverty and poor residents in Hoyt Lakes, MN



Hoyt Lakes compared to Minnesota state average:
  • Median house value below state average.
  • Unemployed percentage above state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of college students below state average.


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Banks with branches in Hoyt Lakes (2009 data):
  • Wells Fargo Bank, National Association: Hoyt Lakes Branch at 207 Kennedy Memorial Drive, branch established on 1958-01-10. Info updated 2009-03-16: Bank assets: $538,958.0 mil, Deposits: $346,850.0 mil, headquarters in Sioux Falls, SD, positive income, Commercial Lending Specialization, 3392 total offices, Holding Company: Wells Fargo & Company



Educational Attainment




School Enrollment by Level of School



Hoyt Lakes travel time to work


Hoyt Lakes mode of transportation to work chart



Most commonly used house heating fuel:
  • Utility gas (88%)
  • Fuel oil, kerosene, etc. (7%)
  • Electricity (4%)
  • Bottled, tank, or LP gas (1%)


Religon statistics for Hoyt Lakes

Adherents


NameCatholic ChurchEvangelical Lutheran Church in AmericaUnited Methodist ChurchLutheran ChurchAssemblies of God
Adherents49.0%21.9%4.8%3.2%3.1%
Congregations14.8%19.1%9.7%5.5%4.2%
NamePresbyterian Church (USA)Baptist General ConferenceEpiscopal Church The Evangelical Covenant ChurchOther religions
Adherents2.8%2.1%1.7%1.6%9.8%
Congregations4.2%6.4%4.2%3.4%28.4%
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.


Local government employment and payroll (March 2007)

Function Full-time employees Monthly full-time payroll Average yearly full-time wage Part-time employees Monthly part-time payroll
Financial Administration 0$0 1$505
Other Government Administration 3$13,114$52,4568$1,638
Police Protection - Officers 5$23,674$56,8184$1,089
Firefighters 0$0 28$6,487
Streets and Highways 6$27,037$54,0740$0
Health 0$0 1$205
Solid Waste Management 0$0 3$895
Sewerage 1$4,441$53,2920$0
Parks and Recreation 3$12,113$48,45217$3,613
Water Supply 2$9,795$58,7700$0
Local Libraries 1$3,569$42,8284$1,313
Other and Unallocable 0$0 2$385
Totals for Government 21$93,743$53,56768$16,130



Hoyt Lakes government finances in 2002:
  • Bond Fund - Cash & Deposits: $71,000
  • Charges - Parks & Recreation: $245,000
    Sewerage: $174,000
    Solid Waste Management: $168,000
    All Other: $124,000
  • Current Operations - Regular Highways: $633,000
    Parks & Recreation: $614,000
    Financial Administration: $415,000
    Police Protection: $349,000
    Water Utilities: $309,000
    General - Other: $233,000
    Sewerage: $216,000
    Solid Waste Management: $180,000
    Libraries: $107,000
    Health Services - Other: $69,000
    Central Staff Services: $68,000
    Fire Protection: $64,000
    Protective Inspection and Regulation, NEC: $8,000
  • Employee Retirement - Total Cash & Deposits: $300,000
    Interest Revenue: $24,000
    From Other Government: $7,000
    From Local Government: $5,000
  • Federal Intergovernmental - All Other: $250,000
    Housing & Community Development: $170,000
  • General - Interest on Debt: $41,000
  • Local Intergovernmental - All Other: $112,000
  • Long Term Debt Beginning Outstanding, NEC: $809,000
  • Long Term Debt Issue, Unspecified - Other NEC: $268,000
  • Long Term Debt Outstanding - Full Faith & Credit - Other, NEC: $195,000
  • Long Term Debt Outstanding Nonguaranteed - Other, NEC: $782,000
  • Long Term Debt Retired Unspecified - Other, NEC: $100,000
  • Miscellaneous - General Revenue, NEC: $242,000
    Interest Earnings: $88,000
    Special Assessments: $12,000
  • Other Capital Outlay - General - Other: $790,000
    Water Utilities: $102,000
  • Other Funds - Cash & Deposits: $801,000
  • Revenue - Water Utilities: $298,000
  • Sinking Fund - Cash & Deposits: $32,000
  • State Intergovernmental - General Support: $1,576,000
    All Other: $37,000
  • Tax - Property: $701,000
    NEC: $21,000
  • Total Salaries & Wages: $1,535,000

4.74% of this county's 2006 resident taxpayers lived in other counties in 2005 ($35,366 average adjusted gross income)

Here:  4.74%
Minnesota average:  7.79%

0.11% of residents moved from foreign countries ($273 average AGI)
St. Louis County:  0.11%
Minnesota average:  0.12%

Top counties from which taxpayers relocated into this county between 2005 and 2006:
from Hennepin County, MN  0.43% ($35,943 average AGI)
from Douglas County, WI  0.34% ($26,304)
from Carlton County, MN  0.32% ($30,029)


5.31% of this county's 2005 resident taxpayers moved to other counties in 2006 ($34,935 average adjusted gross income)

Here:  5.31%
Minnesota average:  7.84%

0.04% of residents moved to foreign countries ($224 average AGI)
St. Louis County:  0.04%
Minnesota average:  0.04%

Top counties to which taxpayers relocated from this county between 2005 and 2006:
to Hennepin County, MN  0.63% ($27,824 average AGI)
to Douglas County, WI  0.40% ($34,678)
to Carlton County, MN  0.37% ($41,590)


Strongest AM radio stations in Hoyt Lakes:
  • WEBC (560 AM; 50 kW; DULUTH, MN)
  • WNMT (650 AM; 10 kW; NASHWAUK, MN; Owner: MIDWEST RADIO NETWORK, L.L.C.)
  • WDSM (710 AM; 10 kW; SUPERIOR, WI; Owner: MIDWEST COMMUNICATIONS, INC.)
  • WWJC (850 AM; daytime; 10 kW; DULUTH, MN; Owner: WWJC, INC.)
  • KDAL (610 AM; 5 kW; DULUTH, MN; Owner: MIDWEST COMMUNICATIONS, INC.)
  • KRBT (1340 AM; 1 kW; EVELETH, MN; Owner: IRON RANGE BROADCASTING,INC)
  • WEEP (1400 AM; 1 kW; VIRGINIA, MN; Owner: FULL ARMOR MINISTRIES, INC.)
  • WCCO (830 AM; 50 kW; MINNEAPOLIS, MN; Owner: INFINITY MEDIA CORPORATION)
  • KPRM (870 AM; 25 kW; PARK RAPIDS, MN; Owner: DE LA HUNT BROADCASTING CORP.)
  • WCTS (1030 AM; 50 kW; MAPLEWOOD, MN; Owner: CNTL. BAPT. THEO/AL SEMI MINNEAPOLIS)
  • KSTP (1500 AM; 50 kW; ST. PAUL, MN; Owner: KSTP-AM, LLC (DELAWARE))
  • KFAN (1130 AM; 50 kW; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
  • WWNL (1080 AM; 50 kW; PITTSBURGH, PA; Owner: STEEL CITY RADIO, INC.)

Strongest FM radio stations in Hoyt Lakes:
  • WEVE-FM (97.9 FM; EVELETH, MN; Owner: IRON RANGE BROADCASTING, INC.)
  • K280AW (103.9 FM; HOYT LAKES, MN; Owner: HEARTLAND CHRISTIAN BROADCASTERS, INC.)
  • KAOD (106.7 FM; BABBITT, MN; Owner: RED ROCK RADIO CORP.)
  • WIRN (92.5 FM; BUHL, MN; Owner: MINNESOTA PUBLIC RADIO)
  • WIRR (90.9 FM; VIRGINIA-HIBBING, MN; Owner: MINNESOTA PUBLIC RADIO)



Fatal accident statistics for 1975 - 2007 (per 100,000 population)

Hoyt Lakes, Minnesota:
  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 2
  • Persons involved in fatal accidents: 8
  • Pedestrians involved in fatal accidents: 0
Minnesota average:
  • Fatal accident count: 67
  • Vehicles involved in fatal accidents: 104
  • Fatal accidents caused by drunken drivers: 25
  • Fatalities: 73
  • Persons involved in fatal accidents: 172
  • Pedestrians involved in fatal accidents: 7

Hoyt Lakes fatal accident list:
Jun 6, 1976 06:30 AM, Vehicles: 2, Persons: 6, Fatalities: 1
Jun 14, 1976 06:25 AM, Vehicles: 1, Persons: 2, Fatalities: 1


National Bridge Inventory (NBI) Statistics
Number of bridges: 7
Total length: 15 meters (49ft)
Total costs: $1,239,000
Total average daily traffic: 5,635

FCC Registered Cell Phone Towers: 1
  • 1.0 Kilometers South Of State Route 110, 1.3 Kilometers Southwest Of The Town Ce, Structure height: 108.2 m, Call Sign: KNKA504, Licensee ID: L00128694
    Assigned Frequencies : 869.040 MHz, 890.010 MHz, 834.390 MHz, 879.390 MHz, 824.040 MHz, 845.010 MHz
    Grant Date: 12/18/2007, Expiration Date: 01/22/2018, Certifier: David C Jatlow
    Registrant: American Cellular, LLC

FCC Registered Antenna Towers: 1
  • Bruce Gluckman, 2 Blk W Int Leeds Rd & Suffolk Dr, Type: Tower, Structure height: 106.7 m, Overall height: 106.7 m
    Registrant: 100 Crystal Run Road, Middletown, NY 10941, Phone: (914) 695-2600, Email:

FCC Registered Private Land Mobile Towers: 4
  • Cr 666, Type: Tank, Structure height: 66 m, Call Sign: WPQH911
    Assigned Frequencies : 8500.00 MHz
    Grant Date: 07/21/2000, Expiration Date: 07/21/2005, Cancelation Date: 01/07/2006, Certifier: J N Toumi
    Registrant: Keller And Heckman LLP, 1001 G Street Nw Suite 500 West, Washington, DC 20001, Phone: (202) 434-4282, Fax: (202) 434-4646, Email:
  • 1200 Dorchester, Type: Pole, Structure height: 3 m, Call Sign: WPLR662
    Assigned Frequencies : 453.925 MHz
    Grant Date: 09/26/2002, Expiration Date: 12/19/2012, Certifier: Richard Bradford
    Registrant: Nbt Inc, 7600 W 27th St Ste 214, St Louis Park, MN 55426, Fax: (612) 928-8874
  • Approx 10 Km N, Type: Tower, Structure height: 50 m, Call Sign: KAR20
    Assigned Frequencies : 452.050 MHz
    Grant Date: 04/24/2002, Expiration Date: 06/10/2012, Certifier: J N Toumi
    Registrant: Keller And Heckman LLP, 1001 G Street Nw Suite 500 West, Washington, DC 20001, Phone: (202) 434-4282, Fax: (202) 434-4646, Email:
  • 6 Mi N, Call Sign: WYP283, Licensee ID: L00399107
    Assigned Frequencies : 451.975 MHz
    Grant Date: 11/24/1998, Expiration Date: 01/27/2004, Cancelation Date: 02/25/2003, Certifier: J N Toumi
    Registrant: Cliffs Erie, LLC, 1100 Superior Avenue, Cleveland, OH 44144-2589, Phone: (216) 694-5700, Fax: (216) 694-4880

FCC Registered Microwave Towers: 2
  • Hoyt Lakes S, Cliff's Mining Co Hoyt Lakes Mine, 5.8 Miles North Of, Type: Mast, Structure height: 34 m, Call Sign: WPZT914
    Assigned Frequencies : 6525.62 MHz
    Grant Date: 03/12/2004, Expiration Date: 03/12/2014, Certifier: Steven White
    Registrant: Keller And Heckman LLP, 1001 G Street Nw Suite 500 West, Washington, DC 20001, Phone: (202) 434-4130, Fax: (202) 434-4646, Email:
  • HOYT LAKES, Nw Of City Sewage Plant, Overall height: 108.2 m, Call Sign: WCG290
    Assigned Frequencies : 5974.85 MHz, 6034.15 MHz, 6182.40 MHz, 6004.50 MHz, 6063.80 MHz, 6212.10 MHz
    Grant Date: 02/01/2001, Expiration Date: 02/01/2011, Certifier: David A Christman
    Registrant: Bryan Cave LLP, 700 13th Street Nw, Washington, DC 20005, Phone: (202) 508-6041, Fax: (202) 508-6200, Email:

FCC Registered Amateur Radio Licenses: 12 (See the full list of FCC Registered Amateur Radio Licenses in Hoyt Lakes)


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 1 full tract)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED5$69,60021$69,38146$59,7397$53,7146$50,833
APPLICATIONS APPROVED, NOT ACCEPTED0$00$08$77,2503$28,6671$62,000
APPLICATIONS DENIED0$04$62,25024$61,6675$35,4002$51,500
APPLICATIONS WITHDRAWN0$00$013$72,2314$54,7500$0
FILES CLOSED FOR INCOMPLETENESS0$01$74,0005$73,8001$59,0000$0
Choose year:  2007 2006 2005 2004 2003

See detailed HMDA statistics for the following Tracts: 0140.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 1 full tract)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED10$67,0005$86,0001$71,000
APPLICATIONS APPROVED, NOT ACCEPTED1$180,0000$00$0
APPLICATIONS DENIED0$00$00$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0
Choose year:  2007 2006 2005 2004 2003

See detailed PMIC statistics for the following Tracts: 0140.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

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