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Lake Carmel, New York

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Current weather forecast for Lake Carmel, NY

Population in 2010: 8,282. Population change since 2000: -4.4%
Males: 4,135  (49.9%)
Females: 4,147  (50.1%)
Median resident age:  43.5 years
New York median age:  38.3 years

Zip codes: 10512.

Estimated median household income in 2015: $81,646 (it was $70,678 in 2000)
Lake Carmel:

$81,646
NY:

$60,850

Estimated per capita income in 2015: $34,012 (it was $27,253 in 2000)

Lake Carmel CDP income, earnings, and wages data

Estimated median house or condo value in 2015: $256,092 (it was $149,300 in 2000)
Lake Carmel:

$256,092
NY:

$293,500

Mean prices in 2015: All housing units: $365,250; Detached houses: $371,719; Townhouses or other attached units: $358,193; In 2-unit structures: $314,328; In 3-to-4-unit structures: $307,553; In 5-or-more-unit structures: $303,410; Mobile homes: $92,442

Median gross rent in 2015: $1,426.

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  • Races in Lake Carmel, NY (2010)

    Lake Carmel races chart
    • 6,57879.4%White alone
    • 1,24715.1%Hispanic
    • 1972.4%Black alone
    • 1371.7%Asian alone
    • 941.1%Two or more races
    • 180.2%American Indian alone
    • 100.1%Other race alone
    • 10.01%Native Hawaiian and Other
      Pacific Islander alone

Races in Lake Carmel detailed stats: ancestries, foreign born residents, place of birth

Mar. 2016 cost of living index in Lake Carmel: 146.7 (very high, U.S. average is 100)
Recent articles from our blog. Our writers, many of them Ph.D. graduates or candidates, create easy-to-read articles on a wide variety of topics.
Lake Carmel, NY forum
Recent posts about Lake Carmel, New York on our local forum with over 2,000,000 registered users. Lake Carmel is mentioned 30 times on our forum:
Yorktown Heights, NY  (120 replies)
Has anyone left Westchester? If so, come on in and share your story.  (182 replies)
Positive Westchester thread  (43 replies)
Visiting Purchase College  (8 replies)
Live close to, but not in, NYC?  (36 replies)
New and improved thread for living in a country feel area and commuting to NYC  (14 replies)

Latest news from Lake Carmel, NY collected exclusively by city-data.com from local newspapers, TV, and radio stations

Ancestries: Italian (20.6%), Irish (13.4%), American (7.7%), German (4.1%), Polish (4.0%), English (2.4%).

Current Local Time: EST time zone

Land area: 5.16 square miles.

Population density: 1,604 people per square mile   (low).

Lake Carmel,NY real estate house value index trend

Lake Carmel, New York map

For population 25 years and over in Lake Carmel:

  • High school or higher: 93.4%
  • Bachelor's degree or higher: 28.1%
  • Graduate or professional degree: 12.2%
  • Unemployed: 2.6%
  • Mean travel time to work (commute): 39.1 minutes

For population 15 years and over in Lake Carmel CDP:

  • Never married: 28.6%
  • Now married: 54.1%
  • Separated: 2.8%
  • Widowed: 5.5%
  • Divorced: 9.0%

1,256 residents are foreign born (8.5% Latin America, 5.5% Europe).

This place:

15.2%
New York:

22.5%

Median real estate property taxes paid for housing units with mortgages in 2015: $7,598 (3.0%)
Median real estate property taxes paid for housing units with no mortgage in 2015: $7,565 (2.9%)

Lake Carmel satellite photo by USGS

Nearest city with pop. 50,000+: Danbury, CT (11.1 miles , pop. 74,848).

Nearest city with pop. 200,000+: Bronx, NY (43.8 miles , pop. 1,332,650).

Nearest cities: Kent, NY (1.2 miles ), Carmel Hamlet, NY (1.7 miles ), Brewster Hill, NY (2.0 miles ), Patterson, NY (2.1 miles ), Southeast, NY (2.2 miles ), Brewster, NY (2.2 miles ), Putnam Lake, NY (2.5 miles ), Carmel, NY (2.5 miles ).

Latitude: 41.46 N, Longitude: 73.66 W

Daytime population change due to commuting: -4,229 (-51.2%)
Workers who live and work in this place: 220 (5.2%)

Area code commonly used in this area: 845

Lake Carmel household income distribution Lake Carmel home values distribution
Unemployment in September 2015:
Here:

4.4%
New York:

4.8%

Unemployment by year (%)

Historical population

Historical housing units

Most common industries in 2015 (%)
Males Females
  • Construction (13%)
  • Public administration (13%)
  • Educational services (11%)
  • Retail trade (11%)
  • Health care and social assistance (8%)
  • Wholesale trade (5%)
  • Other services, except public administration (5%)
  • Health care and social assistance (27%)
  • Retail trade (15%)
  • Educational services (15%)
  • Information (6%)
  • Professional, scientific, and technical services (6%)
  • Other services, except public administration (5%)
  • Public administration (5%)
Most common occupations in 2015 (%)
Males Females
  • Construction and extraction occupations (11%)
  • Installation, maintenance, and repair occupations (10%)
  • Management occupations (9%)
  • Sales and related occupations (8%)
  • Law enforcement workers including supervisors (7%)
  • Building and grounds cleaning and maintenance occupations (7%)
  • Office and administrative support occupations (7%)
  • Office and administrative support occupations (33%)
  • Sales and related occupations (13%)
  • Education, training, and library occupations (12%)
  • Personal care and service occupations (7%)
  • Healthcare support occupations (5%)
  • Health diagnosing and treating practitioners and other technical occupations (5%)
  • Business and financial operations occupations (4%)

Work and jobs in Lake Carmel: detailed stats about occupations, industries, unemployment, workers, commute

Average climate in Lake Carmel, New York

Based on data reported by over 4,000 weather stations

Lake Carmel, New York average temperatures Lake Carmel, New York average precipitation Lake Carmel, New York humidity Lake Carmel, New York wind speed Lake Carmel, New York snowfall Lake Carmel, New York sunshine Lake Carmel, New York clear and cloudy days

Tornado activity:

Lake Carmel-area historical tornado activity is above New York state average. It is 30% smaller than the overall U.S. average.

On 7/10/1989, a category F4 (max. wind speeds 207-260 mph) tornado 39.7 miles away from the Lake Carmel place center injured 40 people and caused between $50,000,000 and $500,000,000 in damages.

On 5/24/1962, a category F3 (max. wind speeds 158-206 mph) tornado 28.7 miles away from the place center killed one person and injured 50 people and caused between $500,000 and $5,000,000 in damages.

Earthquake activity:

Lake Carmel-area historical earthquake activity is near New York state average. It is 88% smaller than the overall U.S. average.

On 10/7/1983 at 10:18:46, a magnitude 5.3 (5.1 MB, 5.3 LG, 5.1 ML, Class: Moderate, Intensity: VI - VII) earthquake occurred 175.8 miles away from the city center
On 4/20/2002 at 10:50:47, a magnitude 5.2 (5.2 MB, 4.2 MS, 5.2 MW, 5.0 MW, Depth: 6.8 mi) earthquake occurred 209.4 miles away from Lake Carmel center
On 1/16/1994 at 01:49:16, a magnitude 4.6 (4.6 MB, 4.6 LG, Depth: 3.1 mi, Class: Light, Intensity: IV - V) earthquake occurred 146.7 miles away from the city center
On 1/19/1982 at 00:14:42, a magnitude 4.7 (4.5 MB, 4.7 MD, 4.5 LG) earthquake occurred 176.0 miles away from the city center
On 6/17/1991 at 08:53:16, a magnitude 4.1 (4.0 MB, 4.0 LG, Depth: 3.1 mi) earthquake occurred 96.3 miles away from Lake Carmel center
On 8/22/1992 at 12:20:32, a magnitude 4.8 (4.8 MB, 3.8 MS, 4.7 LG, Depth: 6.2 mi) earthquake occurred 240.0 miles away from the city center
Magnitude types: regional Lg-wave magnitude (LG), body-wave magnitude (MB), duration magnitude (MD), local magnitude (ML), surface-wave magnitude (MS), moment magnitude (MW)

Natural disasters:

The number of natural disasters in Putnam County (20) is greater than the US average (13).
Major Disasters (Presidential) Declared: 12
Emergencies Declared: 8

Causes of natural disasters: Hurricanes: 7, Floods: 5, Storms: 5, Blizzards: 2, Heavy Rain: 1, Landslide: 1, Power Outage: 1, Snowstorm: 1, Water Shortage: 1, Winter Storm: 1, Other: 2 (Note: Some incidents may be assigned to more than one category).
Lake Carmel topographic map

Hospitals and medical centers near Lake Carmel:

  • PUTNAM CO DOH NURSNG SVCS CHHA (Home Health Center, about 3 miles away; BREWSTER, NY)
  • PUTNAM NURSING AND REHABILITATION (Nursing Home, about 4 miles away; HOLMES, NY)
  • CELIA DILL DIALYSIS CENTER (Dialysis Facility, about 6 miles away; CARMEL, NY)
  • PUTNAM HOSPITAL CENTER Acute Care Hospitals (about 7 miles away; CARMEL, NY)
  • UCPA OF PUTNAM AND SOUTHERN DUTCHESS COUNTIES (Hospital, about 7 miles away; MAHOPAC, NY)
  • DUTCHESS CENTER FOR REHAB AND HEALTHCARE (Nursing Home, about 9 miles away; PAWLING, NY)
  • OPENGATE, INC (Hospital, about 9 miles away; SOMERS, NY)

Colleges/universities with over 2000 students nearest to Lake Carmel:

  • Western Connecticut State University (about 13 miles; Danbury, CT; Full-time enrollment: 5,345)
  • United States Military Academy (about 17 miles; West Point, NY; FT enrollment: 5,651)
  • Mount Saint Mary College (about 19 miles; Newburgh, NY; FT enrollment: 2,166)
  • Vassar College (about 20 miles; Poughkeepsie, NY; FT enrollment: 2,469)
  • Dutchess Community College (about 23 miles; Poughkeepsie, NY; FT enrollment: 6,554)
  • Marist College (about 23 miles; Poughkeepsie, NY; FT enrollment: 5,536)
  • Culinary Institute of America (about 25 miles; Hyde Park, NY; FT enrollment: 3,869)

Click to draw/clear place borders

Notable location: Kent Public Library (A). Display/hide its location on the map

Church in Lake Carmel: Our Lady of the Lake Church (A). Display/hide its location on the map

Lakes: Palmer Lake (A), Lake Carmel (B). Display/hide their locations on the map

Streams, rivers, and creeks: Stump Pond Stream (A). Display/hide its location on the map

Putnam County has a predicted average indoor radon screening level greater than 4 pCi/L (pico curies per liter) - Highest Potential

Air pollution and air quality trends
(lower is better)

Air Quality Index (AQI) level in 2013 was 98.8. This is worse than average.

City:

98.8
U.S.:

74.7

Sulfur Dioxide (SO2) [ppb] level in 2013 was 0.736. This is significantly better than average. Closest monitor was 2.5 miles away from the city center.

City:

0.736
U.S.:

1.912

Ozone [ppb] level in 2013 was 27.4. This is about average. Closest monitor was 2.5 miles away from the city center.

City:

27.4
U.S.:

32.0

Particulate Matter (PM2.5) [µg/m3] level in 2013 was 7.66. This is better than average. Closest monitor was 12.1 miles away from the city center.

City:

7.66
U.S.:

9.35
Percentage of residents living in poverty in 2015: 5.6%
(3.1% for White Non-Hispanic residents, 0.4% for Black residents, 17.4% for Hispanic or Latino residents, 25.2% for other race residents, 25.7% for two or more races residents)
Average household size:
This place:  2.7 people
New York:  2.6 people

Percentage of family households:
This place:  76.1%
Whole state:  63.5%

Percentage of households with unmarried partners:
This place:  5.7%
Whole state:  6.8%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.5% of all households
  • Gay men: 0.4% of all households
13 people in group homes intended for adults in 2010
8 people in homes for the mentally retarded in 2000

Educational Attainment (%) in 2015

School Enrollment by Level of School (%) in 2015

Education Gini index (Inequality in education)
Here:

10.0
New York average:

13.7

Lake Carmel travel time to work - commute Lake Carmel mode of transportation to work chart

Presidential Elections Results

1996 2000 2004 2008 2012 2016

1996 Presidential Elections Results

2000 Presidential Elections Results

2004 Presidential Elections Results

2008 Presidential Elections Results

2012 Presidential Elections Results

2016 Presidential Elections Results

Graphs represent county-level data. Detailed 2008 Election Results

Religion statistics for Lake Carmel CDP (based on Putnam County data)

ReligionAdherentsCongregations
Catholic41,4209
Mainline Protestant4,01723
Other1,5887
Evangelical Protestant1,20814
Orthodox1452
None51,332-
Source: Clifford Grammich, Kirk Hadaway, Richard Houseal, Dale E.Jones, Alexei Krindatch, Richie Stanley and Richard H.Taylor. 2012. 2010 U.S.Religion Census: Religious Congregations & Membership Study. Association of Statisticians of American Religious Bodies. Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Graphs represent county-level data

Food Environment Statistics:

Number of grocery stores: 31
Putnam County:

3.12 / 10,000 pop.
New York:

4.13 / 10,000 pop.
Number of convenience stores (no gas): 8
Putnam County:

0.81 / 10,000 pop.
New York:

0.92 / 10,000 pop.
Number of convenience stores (with gas): 22
Putnam County:

2.22 / 10,000 pop.
State:

1.68 / 10,000 pop.
Number of full-service restaurants: 87
Here:

8.77 / 10,000 pop.
State:

8.82 / 10,000 pop.
Adult diabetes rate:
This county:

6.9%
New York:

8.2%
Adult obesity rate:
Putnam County:

24.3%
New York:

23.8%
Low-income preschool obesity rate:
This county:

22.7%
State:

15.6%

Health and Nutrition:

Healthy diet rate:
Lake Carmel:

51.1%
New York:

49.5%

Average overall health of teeth and gums:
Lake Carmel:

49.6%
State:

47.0%

Average BMI:
This city:

28.7
State:

28.6

People feeling badly about themselves:
Lake Carmel:

21.3%
New York:

20.8%

People not drinking alcohol at all:
Lake Carmel:

9.3%
State:

11.3%

Average hours sleeping at night:
Here:

6.8
New York:

6.8

Overweight people:
Lake Carmel:

34.9%
New York:

33.3%

General health condition:
This city:

58.7%
New York:

55.7%

Average condition of hearing:
Lake Carmel:

80.0%
New York:

79.9%

More about Health and Nutrition of Lake Carmel, NY Residents

5.31% of this county's 2011 resident taxpayers lived in other counties in 2010 ($60,826 average adjusted gross income)

Here:

5.31%
New York average:

5.06%

0.03% of residents moved from foreign countries ($121 average AGI)
Putnam County:

0.03%
New York average:

0.08%

Top counties from which taxpayers relocated into this county between 2010 and 2011:
from Westchester County, NY  2.08% ($64,473 average AGI)
from Dutchess County, NY  0.63% ($49,255)
from Bronx County, NY  0.38% ($65,014)


5.71% of this county's 2010 resident taxpayers moved to other counties in 2011 ($62,032 average adjusted gross income)

Here:

5.71%
New York average:

5.46%

0.05% of residents moved to foreign countries ($263 average AGI)
Putnam County:

0.05%
New York average:

0.11%

Top counties to which taxpayers relocated from this county between 2010 and 2011:
to Westchester County, NY  1.48% ($63,530 average AGI)
to Dutchess County, NY  0.86% ($52,618)
to Fairfield County, CT  0.45% ($85,077)

Strongest AM radio stations in Lake Carmel:

  • WPUT (1510 AM; daytime; 1 kW; BREWSTER, NY; Owner: CUMULUS LICENSING CORP.)
  • WFAN (660 AM; 50 kW; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
  • WCBS (880 AM; 50 kW; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
  • WABC (770 AM; 50 kW; NEW YORK, NY; Owner: WABC-AM RADIO, INC.)
  • WMCA (570 AM; 50 kW; NEW YORK, NY; Owner: SALEM MEDIA OF NEW YORK, LLC)
  • WOR (710 AM; 50 kW; NEW YORK, NY; Owner: BUCKLEY BROADCASTING CORPORATION)
  • WEPN (1050 AM; 50 kW; NEW YORK, NY; Owner: NEW YORK AM RADIO, LLC)
  • WTIC (1080 AM; 50 kW; HARTFORD, CT; Owner: INFINITY RADIO OPERATIONS INC.)
  • WINS (1010 AM; 50 kW; NEW YORK, NY; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
  • WBBR (1130 AM; 50 kW; NEW YORK, NY; Owner: BLOOMBERG COMMUNICATIONS INC.)
  • WGSM (740 AM; 25 kW; HUNTINGTON, NY; Owner: K RADIO LICENSEE, INC.)
  • WADO (1280 AM; 50 kW; NEW YORK, NY; Owner: WADO-AM LICENSE CORP.)
  • WNNZ (640 AM; 50 kW; WESTFIELD, MA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)

Strongest FM radio stations in Lake Carmel:

  • WDBY (105.5 FM; PATTERSON, NY; Owner: CUMULUS LICENSING CORP.)
  • WSPK (104.7 FM; POUGHKEEPSIE, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
  • WRNQ (92.1 FM; POUGHKEEPSIE, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
  • WRKI (95.1 FM; BROOKFIELD, CT; Owner: CUMULUS LICENSING CORP.)
  • WPDH (101.5 FM; POUGHKEEPSIE, NY; Owner: CUMULUS LICENSING CORP.)
  • WDAQ (98.3 FM; DANBURY, CT; Owner: BERKSHIRE BROADCASTING CORP.)
  • WFNP (88.7 FM; ROSENDALE, NY; Owner: STATE UNIVERSITY OF NEW YORK)
  • WRHV (88.7 FM; POUGHKEEPSIE, NY; Owner: WMHT EDUCATIONAL TELECOMMUNICATIONS)
  • WLJP (89.3 FM; MONROE, NY; Owner: SOUND OF LIFE, INC.)
  • WCZX (97.7 FM; HYDE PARK, NY; Owner: CUMULUS LICENSING CORP.)
  • W206AW (89.1 FM; PAWLING, NY; Owner: SOUND OF LIFE, INC.)
  • WRRB (96.9 FM; ARLINGTON, NY; Owner: CUMULUS LICENSING CORP.)
  • WBWZ (93.3 FM; NEW PALTZ, NY; Owner: CLEVELAND RADIO LICENSES, LLC)
  • WRWD-FM (107.3 FM; HIGHLAND, NY; Owner: CLEVELAND RADIO LICENSES, LLC)
  • WHUD (100.7 FM; PEEKSKILL, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
  • WFAF (106.3 FM; MOUNT KISCO, NY; Owner: CUMULUS LICENSING CORP.)
  • WFKP (99.3 FM; ELLENVILLE, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
  • WPLJ (95.5 FM; NEW YORK, NY; Owner: WPLJ-FM RADIO, INC.)
  • W292CM (106.3 FM; POUGHKEEPSIE, NY; Owner: JOHN KATONAH)
  • WKCI-FM (101.3 FM; HAMDEN, CT; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)

TV broadcast stations around Lake Carmel:

  • WTBY (Channel 54; POUGHKEEPSIE, NY; Owner: TRINITY BROADCASTING OF NEW YORK, INC.)
  • WNYW (Channel 5; NEW YORK, NY; Owner: FOX TELEVISION STATIONS, INC.)
  • WTIC-TV (Channel 61; HARTFORD, CT; Owner: TRIBUNE TELEVISION COMPANY)
  • W11BJ (Channel 11; HARTFORD, CT; Owner: COMMUNICATIONS SITE MANAGEMENT LLC)
  • WCBS-TV (Channel 2; NEW YORK, NY; Owner: CBS BROADCASTING INC.)
  • WRNN-TV (Channel 62; KINGSTON, NY; Owner: WRNN-TV ASSOCIATES LIMITED PARTNERSHIP)
  • WNJU (Channel 47; LINDEN, NJ; Owner: WNJU LICENSE CORPORATION)
  • WTXX (Channel 20; WATERBURY, CT; Owner: WTXX INC.)
  • WPXN-TV (Channel 31; NEW YORK, NY; Owner: PAXSON COMMUNICATIONS LICENSE COMPANY, LLC)
  • WFME-TV (Channel 66; WEST MILFORD, NJ; Owner: FAMILY STATIONS, INC.)
  • WXNY-LP (Channel 32; NEW YORK, NY; Owner: ISLAND BROADCASTING COMPANY)
  • WFUT (Channel 68; NEWARK, NJ; Owner: UNIVISION NEW YORK LLC)
  • WTNH (Channel 8; NEW HAVEN, CT; Owner: WTNH BROADCASTING, INC.)
  • WVIT (Channel 30; NEW BRITAIN, CT; Owner: OUTLET BROADCASTING, INC)
  • WCTX (Channel 59; NEW HAVEN, CT; Owner: WTNH BROADCASTING, INC.)
  • WEDY (Channel 65; NEW HAVEN, CT; Owner: CONNECTICUT PUBLIC BROADCASTING, INC.)
  • W68DN (Channel 68; CHERRY HILL, ETC., NJ; Owner: MARCIA COHEN)
  • WEDW (Channel 49; BRIDGEPORT, CT; Owner: CONNECTICUT PUBLIC BROADCASTING, INC.)
  • W22BN (Channel 22; DANBURY, CT; Owner: it COMMUNICATIONS, INC.)

FCC Registered Cell Phone Towers:

1
  • Top Of Echo Road (5555) (Lat: 41.463667 Lon: -73.649528), Type: Mtower, Structure height: 38.1 m, Overall height: 39.9 m, Call Sign: KNKA310
    Assigned Frequencies: 869.040 MHz, 869.040 MHz, 869.040 MHz, 824.040 MHz, 824.040 MHz, 824.040 MHz, 890.010 MHz, 890.010 MHz, 890.010 MHz, 845.010 MHz, 845.010 MHz, 845.010 MHzGrant Date: 10/14/2015, Expiration Date: 10/01/2025, Certifier: David C JatlowRegistrant: At&t Mobility LLC, 1120 20th Street, Nw - Suite 1000, Washington, DC 20036, Phone: (202) 457-2055, Fax: (202) 457-3073, Email:

FCC Registered Private Land Mobile Towers:

1
  • 1.5 Mi North Junction 52 & 311 On 52 (Lat: 41.487028 Lon: -73.677083), Call Sign: WXB895
    Assigned Frequencies: 157.485 MHzGrant Date: 03/13/1998, Expiration Date: 05/05/2003, Cancellation Date: 12/04/2001Registrant: Ronald Calkins, Route 52, Lake Carmel, NY 10512

FCC Registered Amateur Radio Licenses:

4
  • Call Sign: KB2JKT, Licensee ID: L00224890, Grant Date: 04/05/2000, Expiration Date: 06/05/2010, Cancellation Date: 06/06/2012, Registrant: Onelio E Galletti, 35 Oneonta Rd, Lake Carmel, NY 10512
  • Call Sign: KB2SMY, Licensee ID: L00946616, Grant Date: 11/30/2004, Expiration Date: 11/21/2014, Certifier: Bernard C Cullen, Registrant: Bernard C Cullen, 19 Roslyn Road, Lake Carmel, NY 10512
  • Call Sign: N2CSX, Grant Date: 09/10/1997, Expiration Date: 09/10/2007, Cancellation Date: 09/11/2009, Registrant: Janet A Lindquist, Rosedale Dr Rfd 4, Lake Carmel, NY 10512
  • Call Sign: W2ENT, Licensee ID: L01172955, Grant Date: 07/18/2006, Expiration Date: 07/30/2016, Registrant: George S Peters Jr, 1 Beacon Rd, Lake Carmel, NY 10512

Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans		B) Conventional
Home Purchase Loans		C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)		G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED22$267,45524$207,875104$206,03811$106,7272$358,5005$220,4000$0
APPLICATIONS APPROVED, NOT ACCEPTED4$172,5008$208,62516$203,3133$11,6670$01$400,0000$0
APPLICATIONS DENIED5$176,6008$198,87588$257,14812$81,0830$03$128,0001$215,000
APPLICATIONS WITHDRAWN3$238,0008$176,87539$224,7442$215,0000$01$100,0000$0
FILES CLOSED FOR INCOMPLETENESS2$196,5000$016$235,1880$00$00$00$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0103.00 , 0104.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full tracts)
A) Conventional
Home Purchase Loans		B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED10$207,1002$296,000
APPLICATIONS APPROVED, NOT ACCEPTED5$222,8003$271,000
APPLICATIONS DENIED0$01$315,000
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS1$315,0000$0
Choose year:  2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0103.00 , 0104.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Drinking water stations with addresses in Lake Carmel and their reported violations in the past:

HOLLYWOOD MOTEL (Address: 20 CHAUNCEY RD , Population served: 25, Groundwater):
Past health violations:
  • MCL, Monthly (TCR) - Between APR-2011 and JUN-2011, Contaminant: Coliform. Follow-up actions: St Public Notif requested (JUN-17-2011), St Compliance achieved (JUN-17-2011), St Boil Water Order (JUN-17-2011)

Most commonly used house heating fuel:

  • Fuel oil, kerosene, etc. (69%)
  • Electricity (22%)
  • Wood (4%)
  • Bottled, tank, or LP gas (2%)
  • Utility gas (2%)
  • Other fuel (1%)
  • Coal or coke (1%)

Lake Carmel compared to New York state average:

  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Foreign-born population percentage below state average.
  • Renting percentage significantly below state average.

Lake Carmel on our top lists:

  • #33 on the list of "Top 101 cities that people commute from (largest negative percentage daily daytime population change due to commuting) (population 5,000+)"
  • #69 on the list of "Top 101 cities with the most people living the same house as 1 year ago (population 5,000+))"
  • #50 on the list of "Top 101 counties with the highest surface withdrawal of fresh water for public supply"
  • #51 on the list of "Top 101 counties with the lowest Ozone (1-hour) air pollution readings in 2012 (ppm)"
  • #72 on the list of "Top 101 counties with the highest total withdrawal of fresh water for public supply"
  • #89 on the list of "Top 101 counties with the lowest Sulfur Oxides Annual air pollution readings in 2012 (µg/m3)"
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Top Patent Applicants
Top Patent Applicants
  • Uwe Paul Schroeder (9)
  • Chu-Hsin Liang (1)

Total of 9 patent applications in 2008-2017.

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