River Bluff, Kentucky

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Population in July 2008: 442. Population change since 2000: +10.0%

Males: 223	(50.5%)
Females: 219	(49.5%)

Median resident age:	43.1 years
Kentucky median age:	35.9 years

Zip codes: 40059.

Estimated median household income in 2007: $105,172 (it was $93,074 in 2000)

River Bluff:	$105,172
Kentucky:	$40,267

Estimated per capita income in 2007: $35,163

River Bluff:	$35,163
Kentucky:	$21,951

Estimated median house or condo value in 2007: $256,459 (it was $182,100 in 2000)

River Bluff:	$256,459
Kentucky:	$114,300

Mean prices in 2007: All housing units: $264,493; Detached houses: $263,490

River Bluff, KY residents, houses, and apartments details

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Races in River Bluff:

White Non-Hispanic (96.0%)
Hispanic (1.2%)
Black (0.7%)
Two or more races (0.7%)

2008 cost of living index in River Bluff: 102.8 (near average, U.S. average is 100)

Recent posts about River Bluff, Kentucky on our local forum with over 700,000 registered users. River Bluff is mentioned 15 times on our forum:

	NEWCOMERS please read before posting so we may assist you in your move (50 replies)
	why are people not moving into kentucky? (148 replies)
	best schools / areas within 30 minutes of Shepherdsville (36 replies)
	News from Oldham County (24 replies)
	BUDGET TIME! Cost of monthly utilities? (5 replies)
	Crestwood home values vs Goshen? (4 replies)

Ancestries: German (30.1%), English (20.6%), Irish (18.4%), United States (10.4%), Scotch-Irish (6.0%), Scottish (6.0%).

Current Local Time: EST time zone

Incorporated on 05/13/1980

Elevation: 648 feet

Land area: 0.20 square miles.

Population density: 2205 people per square mile

(low).

River Bluff,KY real estate house value index trend

Home Value Estimate
Address:		Unit (optional):
City	State	Zip

For population 25 years and over in River Bluff

High school or higher: 95.9%
Bachelor's degree or higher: 54.0%
Graduate or professional degree: 20.3%
Unemployed: 1.8%
Mean travel time to work: 27.3 minutes

For population 15 years and over in River Bluff city

Never married: 21.4%
Now married: 74.3%
Separated: 1.4%
Widowed: 0.9%
Divorced: 2.0%

12 residents are foreign born (2.0% Asia, 1.0% Latin America).

This city:	3.0%
Kentucky:	2.0%

According to our research there were no registered sex offenders living in this city in early 2007.

Median real estate property taxes paid for housing units in 2000:

River Bluff:	0.9% ($1,709)
Kentucky:	0.8% ($610)

Nearest city with pop. 50,000+: Louisville, KY (12.7 miles , pop. 256,231).

Nearest city with pop. 1,000,000+: Chicago, IL (264.0 miles , pop. 2,896,016).

Nearest cities: Prospect, KY (1.4 miles ), Goshen, KY (1.5 miles ), Green Spring, KY (1.9 miles ), Utica, IN (2.0 miles ), Brownsboro Farm, KY (2.1 miles ), Barbourmeade, KY (2.2 miles ), Hills and Dales, KY (2.2 miles) , Manor Creek, KY (2.2 miles ).

Latitude: 38.37 N, Longitude: 85.60 W

River Bluff household income distribution

Population change in the 1990s: -50 (-11.1%).

Most common industries for males (%):

Professional, scientific, and technical services (16%)
Construction (10%)
Finance and insurance (7%)
Public administration (7%)
Building material and garden equipment and supplies dealers (6%)
Accommodation and food services (5%)
Miscellaneous manufacturing (4%)

Most common industries for females (%):

Educational services (22%)
Health care (17%)
Professional, scientific, and technical services (9%)
Clothing and clothing accessories, including shoe, stores (8%)
Public administration (7%)
Construction (6%)
Finance and insurance (5%)

Most common occupations for males (%)

Business operations specialists (8%)
Engineers (7%)
Top executives (7%)
Sales representatives, services, wholesale and manufacturing (6%)
Supervisors, construction and extraction workers (6%)
Other management occupations except farmers and farm managers (5%)
Lawyers (5%)

Most common occupations for females (%)

Preschool, kindergarten, elementary and middle school teachers (14%)
Secretaries and administrative assistants (8%)
Registered nurses (7%)
Financial managers (6%)
Other sales and related workers including supervisors (6%)
Other teachers and instructors, education, training, and library occupations (5%)
Health technologists and technicians (5%)

River Bluff races chart

Average climate in River Bluff, Kentucky

Based on data reported by over 4,000 weather stations

River Bluff, Kentucky average temperatures

River Bluff, Kentucky average precipitation

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River Bluff-area historical tornado activity is above Kentucky state average. It is 130% greater than the overall U.S. average.

On 4/3/1974, a category 5 (max. wind speeds 261-318 mph) tornado 18.8 miles away from the River Bluff city center killed 6 people and injured 86 people and caused between $50,000,000 and $500,000,000 in damages.

On 4/3/1974, a category 4 (max. wind speeds 207-260 mph) tornado 6.6 miles away from the city center killed 3 people and injured 225 people.

River Bluff-area historical earthquake activity is significantly below Kentucky state average. It is 94% smaller than the overall U.S. average.

On 7/27/1980 at 18:52:21, a magnitude 5.2 (5.1 MB, 4.7 MS, 5.0 UK, 5.2 UK, Class: Moderate, Intensity: VI - VII) earthquake occurred 90.7 miles away from River Bluff center
On 9/7/1988 at 02:28:09, a magnitude 4.6 (4.5 MB, 4.6 LG, Class: Light, Intensity: IV - V) earthquake occurred 94.9 miles away from the city center
On 1/24/1990 at 18:20:24, a magnitude 4.1 (4.1 MB, 3.8 LG, 4.0 LG, Depth: 3.1 mi) earthquake occurred 48.1 miles away from the city center
On 1/27/1990 at 14:05:50, a magnitude 3.8 (3.8 MB, 3.5 LG, Depth: 3.1 mi, Class: Light, Intensity: II - III) earthquake occurred 48.7 miles away from River Bluff center
On 9/12/2004 at 13:05:19, a magnitude 3.8 (3.5 MB, 3.8 MW, 3.6 LG, Depth: 3.8 mi) earthquake occurred 85.3 miles away from the city center
Magnitude types: regional Lg-wave magnitude (LG), body-wave magnitude (MB), surface-wave magnitude (MS), moment magnitude (MW)

River Bluff topographic map

Hospitals/medical centers near River Bluff:

TEN BROECK HOSP (about 7 miles; LOUISVILLE, KY)
MEDICAL CENTER OF SOUTHERN INDIANA (about 7 miles; CHARLESTOWN, IN)
CLARK MEMORIAL HOSPITAL (about 7 miles; JEFFERSONVILLE, IN)

Amtrak station near River Bluff:

10 miles: LOUISVILLE/JEFFERSONVILLE (JEFFERSONVILLE, 500 WILLINGER LANE). Services: enclosed waiting area, public payphones, snack bar, taxi stand, intercity bus service.

Colleges/universities with over 2000 students nearest to River Bluff:

SULLIVAN UNIVERSITY (about 12 miles; LOUISVILLE, KY; Full-time enrollment: 2,342)
BELLARMINE UNIVERSITY (about 12 miles; LOUISVILLE, KY; FT enrollment: 2,030)
JEFFERSON COMMUNITY COLLEGE (about 12 miles; LOUISVILLE, KY; FT enrollment: 5,290)
INDIANA UNIVERSITY-SOUTHEAST (about 14 miles; NEW ALBANY, IN; FT enrollment: 4,355)
UNIVERSITY OF LOUISVILLE (about 14 miles; LOUISVILLE, KY; FT enrollment: 15,514)
ELIZABETHTOWN COMMUNITY COLLEGE (about 49 miles; ELIZABETHTOWN, KY; FT enrollment: 2,217)
UNIVERSITY OF KENTUCKY (about 64 miles; LEXINGTON, KY; FT enrollment: 20,492)

Click to draw/clear city borders

Average household size:

This city:	2.9 people
Kentucky:	2.5 people

Percentage of family households:

This city:	92.0%
Whole state:	69.4%

Percentage of households with unmarried partners:

This city:	1.4%
Whole state:	4.5%

No gay or lesbian households reported

Residents with income below the poverty level in 2007:

This city:	3.7%
Whole state:	15.8%

Residents with income below 50% of the poverty level in 2007:

This city:	2.8%
Whole state:	6.6%

Detailed information about poverty and poor residents in River Bluff, KY

River Bluff compared to Kentucky state average:

Median household income above state average.
Unemployed percentage below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age above state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Number of rooms per house significantly above state average.
House age significantly below state average.
Percentage of population with a bachelor's degree or higher above state average.

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Educational Attainment

School Enrollment by Level of School

River Bluff mode of transportation to work chart

2004 Presidential Election results in Oldham County Kentucky:

Most commonly used house heating fuel:
	Utility gas (77%) Electricity (21%) Fuel oil, kerosene, etc. (2%)

Religion statistics for River Bluff

Adherents

Name	Catholic Church	Southern Baptist Convention	United Methodist Church	Presbyterian Church (USA)	Christian Church (Disciples of Christ)
Adherents	38.4%	30.4%	17.4%	3.0%	2.4%
Congregations	6.8%	31.8%	13.6%	4.5%	4.5%

Name	Church of Jesus Christ of Latter-day Saints	Assemblies of God	Christian Churches and Churches of Christ	Seventh-Day Adventist Church	Other religions
Adherents	2.0%	1.5%	1.1%	1.0%	2.8%
Congregations	4.5%	4.5%	6.8%	2.3%	20.5%

Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.

Local government employment and payroll (March 2007)
Function	Full-time employees	Monthly full-time payroll	Average yearly full-time wage	Part-time employees	Monthly part-time payroll

River Bluff government finances in 2006:

Current Operations - Solid Waste Management: $36,000
Central Staff Services: $28,000

Regular Highways: $9,000
Miscellaneous - Interest Earnings: $3,000
General Revenue, NEC: $1,000
Other Funds - Cash and Securities: $198,000
State Intergovernmental - Highways: $15,000
Tax - Property: $60,000
Insurance Premiums Sales: $11,000
Total Salaries and Wages: $40,000

9.80% of this county's 2006 resident taxpayers lived in other counties in 2005 ($77,325 average adjusted gross income)

Here:	9.80%
Kentucky average:	6.98%

10 or fewer of this county's residents moved from foreign countries between 2005 and 2006.

Top counties from which taxpayers relocated into this county between 2005 and 2006:

from Jefferson County, KY	4.70% ($70,025 average AGI)
from Henry County, KY	0.44% ($25,810)
from Shelby County, KY	0.16% ($61,607)

8.33% of this county's 2005 resident taxpayers moved to other counties in 2006 ($60,098 average adjusted gross income)

Here:	8.33%
Kentucky average:	6.74%

10 or fewer of this county's residents moved to foreign countries between 2005 and 2006.

Top counties to which taxpayers relocated from this county between 2005 and 2006:

to Jefferson County, KY	3.68% ($44,950 average AGI)
to Henry County, KY	0.55% ($50,206)
to Shelby County, KY	0.29% ($52,804)

Strongest AM radio stations in River Bluff:

WHAS (840 AM; 50 kW; LOUISVILLE, KY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WGTK (970 AM; 5 kW; LOUISVILLE, KY; Owner: SALEM MEDIA OF KENTUCKY, INC.)
WKJK (1080 AM; 10 kW; LOUISVILLE, KY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WXXA (790 AM; 5 kW; LOUISVILLE, KY)
WTMT (620 AM; 1 kW; LOUISVILLE, KY; Owner: JEFFERSON B/CASTING CMPANY, INC.)
WFIA (900 AM; 1 kW; LOUISVILLE, KY; Owner: SCA LICENSE CORPORATION)
WXLN (1570 AM; 2 kW; NEW ALBANY, IN; Owner: MORTENSON BROADCASTING COMPANY)
WLLV (1240 AM; 1 kW; LOUISVILLE, KY; Owner: MORTENSON BROADCASTING COMPANY)
WAVG (1450 AM; 1 kW; JEFFERSONVILLE, IN; Owner: SUNNYSIDE COMMUNICATIONS, INC)
WLW (700 AM; 50 kW; CINCINNATI, OH; Owner: JACOR BROADCASTING CORPORATION)
WLOU (1350 AM; 2 kW; LOUISVILLE, KY; Owner: MORTENSON BROADCASTING CO., INC.)
WSAI (1530 AM; 50 kW; CINCINNATI, OH; Owner: JACOR BROADCASTING CORPORATION)
WSLM (1220 AM; 5 kW; SALEM, IN; Owner: DON H. MARTIN)

Strongest FM radio stations in River Bluff:

WFPL (89.3 FM; LOUISVILLE, KY; Owner: KENTUCKY PUBLIC RADIO, INC.)
WFPK (91.9 FM; LOUISVILLE, KY; Owner: KENTUCKY PUBLIC RADIO, INC.)
WUOL-FM (90.5 FM; LOUISVILLE, KY; Owner: KENTUCKY PUBLIC RADIO, INC.)
WVEZ (106.9 FM; LOUISVILLE, KY; Owner: CXR HOLDINGS, INC.)
WDJX (99.7 FM; LOUISVILLE, KY; Owner: BLUE CHIP BROADCASTING LICENSES II, LTD.)
WBLO (104.3 FM; CHARLESTOWN, IN; Owner: NEW ALBANY BROADCASTING CO., INC.)
WTFX-FM (100.5 FM; LOUISVILLE, KY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WPTI (103.9 FM; LOUISVILLE, KY; Owner: CXR HOLDINGS, INC.)
WMJM (101.3 FM; JEFFERSONTOWN, KY; Owner: BLUE CHIP BROADCASTING LICENSES II, LTD.)
WRKA (103.1 FM; ST. MATTHEWS, KY; Owner: CXR HOLDINGS, INC.)
WRVI (105.9 FM; VALLEY STATION, KY; Owner: SALEM MEDIA OF KENTUCKY, INC.)
WAMZ (97.5 FM; LOUISVILLE, KY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WXMA (102.3 FM; LOUISVILLE, KY; Owner: BLUE CHIP BROADCASTING LICENSES II, LTD.)
W284AD (104.7 FM; NEW ALBANY, IN; Owner: LIFETALK RADIO, INC.)
WJIE-FM (88.5 FM; OKOLONA, KY; Owner: EVANGEL SCHOOLS, INC.)
WSFR (107.7 FM; CORYDON, IN; Owner: CXR HOLDINGS, INC.)
WQMF (95.7 FM; JEFFERSONVILLE, IN; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WZKF (98.9 FM; SALEM, IN; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WFIA-FM (94.7 FM; NEW ALBANY, IN; Owner: SALEM MEDIA OF KENTUCKY, INC.)
WJZL (93.1 FM; CLARKSVILLE, IN; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)

TV broadcast stations around River Bluff:

WAVE (Channel 3; LOUISVILLE, KY; Owner: LIBCO, INC.)
W24BW (Channel 24; LOUISVILLE, KY; Owner: GREATER LOUISVILLE COMMUNICATIONS)
WHAS-TV (Channel 11; LOUISVILLE, KY; Owner: BELO KENTUCKY, INC.)
WLKY-TV (Channel 32; LOUISVILLE, KY; Owner: WLKY HEARST-ARGYLE TELEVISION, INC.)
WDRB (Channel 41; LOUISVILLE, KY; Owner: INDEPENDENCE TELEVISION COMPANY)
WFTE (Channel 58; SALEM, IN; Owner: INDEPENDENCE TELEVISION COMPANY)
WVHF-LP (Channel 5; JEFFERSONVILLE, ETC., IN; Owner: JOHN W. SMITH, JR.)
WJYL-CA (Channel 45; CLARKSVILLE, IN; Owner: JOHN W. SMITH, JR.)
WBXV-CA (Channel 13; LOUISVILLE, KY; Owner: THE BOX WORLDWIDE LLC)
WKPC-TV (Channel 15; LOUISVILLE, KY; Owner: KENTUCKY AUTHORITY FOR EDUC'L. TV)
WKMJ-TV (Channel 68; LOUISVILLE, KY; Owner: KENTUCKY AUTHORITY FOR EDUCATIONAL TV)
WBKI-CA (Channel 28; LOUISVILLE, KY; Owner: LOUISVILLE COMMUNICATIONS, LLC)
WBNA (Channel 21; LOUISVILLE, KY; Owner: WORD BROADCASTING NETWORK, INC.)
W50CI (Channel 50; LOUISVILLE, KY; Owner: SOUTH CENTRAL COMMUNICATIONS CORP.)

	B) Conventional Home Purchase Loans		C) Refinancings
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 1 partial tract)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$420,175	2	$315,835
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0
APPLICATIONS DENIED	0	$0	1	$319,460
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0308.01

	A) Conventional Home Purchase Loans
Private Mortgage Insurance Companies Aggregated Statistics For Year 2002 (Based on 1 partial tract)
	Number	Average Value
LOANS ORIGINATED	1	$127,310
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0
APPLICATIONS DENIED	0	$0
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0

Detailed PMIC statistics for the following Tracts: 0308.01

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

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