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Notable location: Schenectady Museum (A). Display/hide its location on the map
Cemeteries: Parkview Cemetery (1), Holy Name Cemetery (2), Saint Johns Cemetery (3), Saint Joseph Cemetery (4), Czestochwskiej Cemetery (5), Saint Josephs Cemetery (6), Vale Cemetery (7). Display/hide their locations on the map
Lake: Iroquois Lake (A). Display/hide its location on the map
Parks in Schenectady include: Central Park (1), Grout Athletic Field (2), Hillhurst Park (3), Riverside Park (4), Schenectady Park (5), Schenectady Stadium (6), Steinmetz Park (7). Display/hide their locations on the map
Tourist attractions: Dudley Observatory (Cultural Attractions- Events- & Facilities; 107 Nott Terrace Suite 201), Bumpy's Polar Freeze Inc (Amusement & Theme Parks; 2013 State Street), Bud's Music Service (Amusement & Theme Parks; 1199 Cullen Avenue), Empire State Aerosciences Museum (250 Rudy Chase Drive Suite 2), Bel-Aire Music & Amusement Distributors (Arcades & Amusements; 156 Barrett).
Hotels: Albany - Days Inn Schenectady (167 Nott Ter), Canalside Catering by Angelo Mazzone (1 Glen Avenue), Camillos Lounge Inc (1490 State), Econo Lodge (759 State St), Econo Lodge Downtown (759 State Street).
Court: Schenectady County - Supreme Court (612 State Street).
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Air pollution trends in Schenectady
Pollutant: Carbon Monoxide: 2.4 ppm in 2005 (it was 2.9 ppm in 2000, 6.2 ppm in 1990).
Pollutant: Ozone 4th Max at 3 sites: 0.080 ppm in 2005 (it was 0.068 ppm in 2000, 0.084 ppm in 1990).
Pollutant: Ozone 2nd Max at 3 sites: 0.099 ppm in 2005 (it was 0.083 ppm in 2000, 0.105 ppm in 1990).
Pollutant: Sulfur Oxides: 0.0052 ppm in 2005 (it was 0.0035 ppm in 2000, 0.0064 ppm in 1990).
Drinking water stations with addresses in Schenectady and their reported violations in the past:
ATHENS VILLAGE (Address: 300 ANTHONY STREET, Population served: 1850, Surface_water):
Past health violations:
- MCL, Average - Between APR-2006 and JUN-2006, Contaminant: TTHM
- MCL, Average - Between OCT-2005 and DEC-2005, Contaminant: TTHM. Follow-up actions: St Formal NOV issued (FEB-08-2006)
- Treatment Technique (SWTR) - In MAR-2002. Follow-up actions: St Compliance achieved (MAR-22-2002), St Public Notif requested (MAR-22-2002), St Formal NOV issued (MAR-22-2002)
- MCL, Average - In FEB-2002, Contaminant: Turbidity. Follow-up actions: St Compliance achieved (MAR-22-2002), St Public Notif requested (MAR-22-2002), St Formal NOV issued (MAR-22-2002)
- MCL, Acute (TCR) - In OCT-1998, Contaminant: Coliform. Follow-up actions: St Violation/Reminder Notice (OCT-09-1998), St Public Notif requested (OCT-25-1998)
Past monitoring violations:
- Treatment Technique Exceeds Turb 1 NTU - In MAR-2005, Contaminant: IESWTR. Follow-up actions: St Formal NOV issued (MAR-04-2005), St Public Notif requested (MAR-04-2005)
- Treatment Technique Exceeds Turb 0.3 NTU - In MAR-2005, Contaminant: IESWTR. Follow-up actions: St Formal NOV issued (MAR-04-2005), St Public Notif requested (MAR-04-2005)
- Treatment Technique Exceeds Turb 1 NTU - In JAN-2005, Contaminant: IESWTR. Follow-up actions: St Formal NOV issued (MAR-04-2005), St Public Notif requested (MAR-04-2005)
- Treatment Technique Exceeds Turb 0.3 NTU - In JAN-2005, Contaminant: IESWTR. Follow-up actions: St Formal NOV issued (MAR-04-2005), St Public Notif requested (MAR-04-2005)
LITTLE POND STATE CAMPSITE (Address: 1150 NORTH WESTCOTT RD, Population served: 300, Groundwater):
Past monitoring violations:
- 2 regular monitoring violations
FROSTY ACRES CAMPSITE (Population served: 230, Groundwater):
Past monitoring violations:
- 2 routine major monitoring violations
NORTH LAKE CAMPSITE (Address: 1150 NORTH WESTCOTT RD, Population served: 220, Groundwater):
Past monitoring violations:
- One regular monitoring violation
STARDUST MOTOR INN (Population served: 200, Groundwater):
Past monitoring violations:
- 2 routine major monitoring violations
HILLCREST CLUB HOUSE (Address: 41 WILLOW STREET, Population served: 200, Groundwater):
Past monitoring violations:
- One regular monitoring violation
DUFFERS TAVERN (EAGLE CREST GOLF CLUB) (Population served: 150, Groundwater):
Past monitoring violations:
- 6 routine major monitoring violations
- One regular monitoring violation
DEVILS TOMBSTONE STATE C S (Address: 1150 NORTH WESTCOTT RD, Population served: 102, Groundwater):
Past monitoring violations:
- One regular monitoring violation
Drinking water stations with addresses in Schenectady that have no violations reported:
- HIDDEN LAKE CAMP (Population served: 244, Primary Water Source Type: Groundwater)
- MAPLE SKI RIDGE INC. (Address: RD #3, BOX 245, MARIAVILLE RD., Population served: 25, Primary Water Source Type: Groundwater)
Residents with income below the poverty level in 2008:
| This city: | 20.8% | | Whole state: | 14.6% |
Residents with income below 50% of the poverty level in 2008:
| This city: | 9.4% | | Whole state: | 7.4% |
Detailed information about poverty and poor residents in Schenectady, NY
People in group quarters in Schenectady
- 1504 people in college dormitories (includes college quarters off campus)
- 706 people in nursing homes
- 321 people in other types of correctional institutions
- 156 people in other noninstitutional group quarters
- 150 people in other nonhousehold living situations
- 119 people in homes for the mentally retarded
- 106 people in homes for the mentally ill
- 86 people in residential treatment centers for emotionally disturbed children
- 50 people in homes or halfway houses for drug/alcohol abuse
- 25 people in religious group quarters
- 23 people in other group homes
- 10 people in homes for abused, dependent, and neglected children
- 5 people in hospitals/wards and hospices for chronically ill
- 5 people in other hospitals or wards for chronically ill
- 4 people in homes for the physically handicapped
Schenectady compared to New York state average:
- Renting percentage above state average.
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Banks with branches in Schenectady (2009 data):
- RBS Citizens, National Association: Rotterdam Branch, Eastern Parkway/Price Chopper Branch, Glenville/Walmart Branch, Schenectady Branch, Altamont Ave/Price Chopper Branch. Info updated 2007-09-19: Bank assets: $129,726.0 mil, Deposits: $73,811.7 mil, headquarters in Providence, RI, negative income in the last year, 1175 total offices, Holding Company: Royal Bank Of Scotland Group Plc, The
- Bank of America, National Association: Nott Street Branch, 500 State Street Branch, Shoparama Branch, Bellevue Branch. Info updated 2008-11-07: Bank assets: $1,471,631.0 mil, Deposits: $954,677.6 mil, headquarters in Charlotte, NC, positive income, 6194 total offices, Holding Company: Bank Of America Corporation
- Keybank National Association: Schenectady Branch, Bellevue Branch, Mohawk Mall Branch, Eastern Parkway Branch. Info updated 2008-03-03: Bank assets: $101,868.6 mil, Deposits: $70,142.2 mil, headquarters in Cleveland, OH, negative income in the last year, Commercial Lending Specialization, 1003 total offices, Holding Company: Keycorp
- First National Bank of Scotia: Schenectady Branch, Ge Global Research Center, Rotterdam Branch. Info updated 2006-11-03: Bank assets: $303.0 mil, Deposits: $275.5 mil, headquarters in Scotia, NY, positive income, Commercial Lending Specialization, 10 total offices, Holding Company: Glenville Bank Holding Company, Inc.
- Manufacturers and Traders Trust Company: Kingsway Retirement Home Branch at 5000 Queen Philomena Boulevard, branch established on 2001-11-26. Info updated 2007-12-13: Bank assets: $64,824.2 mil, Deposits: $42,406.1 mil, headquarters in Buffalo, NY, positive income, Commercial Lending Specialization, 707 total offices, Holding Company: Allied Irish Banks, P.L.c.
Fire-safe hotels and motels in Schenectady, New York
- Holiday Inn-schenectady, 100 Nott Ter, Schenectady, NY 12308, Phone: (518) 393-4141, Fax: (518) 393-4174
- Days Inn Schenectady, 167 Nott Ter, Schenectady, NY 12308, Phone: (518) 370-0851, Fax: (518) 370-5948
- Scottish Chalet Motor Lodge, 1616 State St, Schenectady, NY 12304, Phone: (518) 370-3000
- Quality Inn, 2788 Hamburg St, Schenectady, NY 12303, Phone: (518) 355-1111, Fax: (518) 356-3817
- The Parker Inn, 434 State St, Schenectady, NY 12305, Phone: (518) 688-1001, Fax: (518) 688-1002
- Super 8 Schenectady, 3083 Carmen Rd, Schenectady, NY 12303, Phone: (518) 355-2190, Fax: (518) 355-3843
- Hampton Inn Schenectady, 450 State St, Schenectady, NY 12305, Phone: (518) 377-4500, Fax: (518) 377-3575
- Mallozi's Belvedere Hotel, 1926 Curry Rd, Schenectady, NY 12303, Phone: (518) 630-4020, Fax: (518) 630-4055
- Econo Lodge, 759 State St, Schenectady, NY 12307, Phone: (518) 393-6692, Fax: (518) 393-4282
All 9 fire-safe hotels and motels in Schenectady, New York
School Enrollment by Level of School
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2004 Presidential Election results in Schenectady County New York:
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Most commonly used house heating fuel:
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- Utility gas (79%)
- Electricity (12%)
- Fuel oil, kerosene, etc. (7%)
- Bottled, tank, or LP gas (2%)
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Religion statistics for Schenectady
Percentage of population affiliated with a religious congregations: 69.71%
| Here |  | 69.7% |
| USA |  | 50.2% |
Breakdown of population affiliated with a religious congregations.
| Name | Catholic Church | United Methodist Church | Reformed Church in America | Evangelical Lutheran Church in America | American Baptist Churches in the USA |
| Adherents | 69.4% | 4.8% | 4.7% | 2.1% | 1.5% |
| Congregations | 18.2% | 11.8% | 10.0% | 3.6% | 7.3% |
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| Name | Lutheran Church | Episcopal Church | Presbyterian Church (USA) | Muslim Estimate | Other |
| Adherents | 1.5% | 1.5% | 1.4% | 1.2% | 12.0% |
| Congregations | 2.7% | 5.5% | 5.5% | 1.8% | 33.6% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
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Local government employment and payroll (March 2007)
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| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
20 | $74,088 | $44,453 | 0 | $0 |
| Other Government Administration |
21 | $57,869 | $33,068 | 4 | $4,540 |
| Judicial and Legal |
6 | $26,105 | $52,210 | 0 | $0 |
| Police Protection - Officers |
151 | $865,976 | $68,819 | 0 | $0 |
| Police - Other |
42 | $130,828 | $37,379 | 44 | $22,513 |
| Firefighters |
117 | $550,600 | $56,472 | 0 | $0 |
| Fire - Other |
3 | $6,931 | $27,724 | 0 | $0 |
| Streets and Highways |
35 | $173,984 | $59,652 | 0 | $0 |
| Solid Waste Management |
62 | $198,534 | $38,426 | 0 | $0 |
| Sewerage |
16 | $90,445 | $67,834 | 0 | $0 |
| Parks and Recreation |
13 | $43,945 | $40,565 | 0 | $0 |
| Housing and Community Development(Local) |
12 | $47,913 | $47,913 | 0 | $0 |
| Natural Resources |
3 | $9,119 | $36,476 | 0 | $0 |
| Water Supply |
16 | $63,764 | $47,823 | 0 | $0 |
| Other and Unallocable |
36 | $125,770 | $41,923 | 3 | $3,743 |
| Totals for Government |
553 | $2,465,871 | $53,509 | 51 | $30,796 |
Schenectady government finances in 2006:
- Bond Funds - Cash and Securities: $5,427,000
- Charges - Sewerage: $8,992,000
Solid Waste Management: $3,635,000
All Other: $1,519,000
Parks and Recreation: $845,000
Housing and Community Development: $704,000
Parking Facilities: $136,000
- Construction - Regular Highways: $4,842,000
General - Other: $1,830,000
Sewerage: $1,109,000
Police Protection: $405,000
Local Fire Protection: $259,000
Water Utilities: $85,000
Parks and Recreation: $18,000
- Current Operations - General - Other: $24,362,000
Police Protection: $13,578,000
Local Fire Protection: $7,166,000
Sewerage: $6,085,000
Water Utilities: $4,159,000
Solid Waste Management: $3,872,000
Housing and Community Development: $3,026,000
Regular Highways: $2,950,000
Parks and Recreation: $1,502,000
General Public Buildings: $1,050,000
Financial Administration: $1,040,000
Central Staff Services: $636,000
Judicial and Legal Services: $620,000
Protective Inspection and Regulation, NEC: $509,000
Parking Facilities: $497,000
Health - Other: $47,000
- DISCONTINUED for 2005 (Formerly: Long Term Debt Outstanding Nonguaranteed - Industrial Revenue): $17,313,000
- Federal Intergovernmental - Housing and Community Development: $6,582,000
All Other: $40,000
- General - Interest on Debt: $2,538,000
- Intergovernmental to Local NEC - Financial Administration: $696,000
- Local Intergovernmental - General Local Government Support: $11,000,000
All Other: $1,393,000
- Long Term Debt Beginning Outstanding - Public Debt for Private Purpose: $18,910,000
- Long Term Debt Retired Nonguaranteed - Public Debt for Private Purpose: $1,597,000
- Long Term Debt Retired Unspecified Public Purpose: $5,210,000
- Miscellaneous - General Revenue, NEC: $3,825,000
Fines and Forfeits: $937,000
Interest Earnings: $718,000
Sale of Property: $80,000
Special Assessments: $63,000
Rents: $20,000
Donations From Private Sources: $4,000
- NEW for 2005 - Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $44,555,000
Long Term Debt Outstanding Unspecified Public Purpose: $39,345,000
- Other Capital Outlay - General - Other: $1,753,000
Police Protection: $108,000
Sewerage: $90,000
Water Utilities: $38,000
Housing and Community Development: $37,000
General Public Building: $28,000
Local Fire Protection: $22,000
Parks and Recreation: $16,000
Solid Waste Management: $10,000
Financial Administration: $3,000
Protective Inspection and Regulation, NEC: $1,000
- Other Funds - Cash and Securities: $25,203,000
- Revenue - Water Utilities: $6,604,000
- Short Term Debt Outstanding - End of Fiscal Year: $17,060,000
Beginning: $16,312,000
- Sinking Funds - Cash and Securities: $17,313,000
- State Intergovernmental - General Local Government Support: $8,001,000
All Other: $2,729,000
Highways: $1,644,000
- Tax - Property: $31,347,000
Other License: $1,634,000
Public Utilities Sales: $1,514,000
Other Selective Sales: $341,000
Occupation and Business License, NEC: $333,000
- Total Salaries and Wages: $31,055,000
6.63% of this county's 2006 resident taxpayers lived in other counties in 2005 ($40,048 average adjusted gross income) | Here: | 6.63% | | New York average: | 5.41% |
0.08% of residents moved from foreign countries ($722 average AGI)| Schenectady County: | 0.08% | | New York average: | 0.24% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
6.17% of this county's 2005 resident taxpayers moved to other counties in 2006 ($45,231 average adjusted gross income) | Here: | 6.17% | | New York average: | 6.26% |
0.06% of residents moved to foreign countries ($373 average AGI)| Schenectady County: | 0.06% | | New York average: | 0.10% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Schenectady:
- WGY (810 AM; 50 kW; SCHENECTADY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WPTR (1540 AM; 50 kW; ALBANY, NY; Owner: KIMTRON, INC.)
- WOFX (980 AM; 5 kW; TROY, NY)
- WVKZ (1240 AM; 1 kW; SCHENECTADY, NY; Owner: ANASTOS MEDIA GROUP, INC.)
- WROW (590 AM; 5 kW; ALBANY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WABY (1160 AM; 5 kW; MECHANICVILLE, NY; Owner: ANASTOS MEDIA GROUP, INC.)
- WDDY (1460 AM; 5 kW; ALBANY, NY)
- WNNZ (640 AM; 50 kW; WESTFIELD, MA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WTMM (1300 AM; 5 kW; RENSSELAER, NY; Owner: REGENT LICENSEE OF MANSFIELD, INC.)
- WAMC (1400 AM; 1 kW; ALBANY, NY; Owner: WAMC)
- WTIC (1080 AM; 50 kW; HARTFORD, CT; Owner: INFINITY RADIO OPERATIONS INC.)
- WCRN (830 AM; 50 kW; WORCESTER, MA; Owner: CARTER BROADCASTING CORPORATION)
- WHAZ (1330 AM; 1 kW; TROY, NY; Owner: CAPITAL MEDIA CORPORATION)
Strongest FM radio stations in Schenectady:
- WPGL (90.7 FM; PATTERSONVILLE, NY; Owner: SOUND OF LIFE, INC.)
- WYJB (95.5 FM; ALBANY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WGNA-FM (107.7 FM; ALBANY, NY; Owner: REGENT LICENSEE OF MANSFIELD, INC.)
- WRUC (89.7 FM; SCHENECTADY, NY; Owner: TRUSTEES OF UNION COLLEGE)
- WAJZ (96.3 FM; VOORHEESVILLE, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WKKF (102.3 FM; BALLSTON SPA, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WRVE (99.5 FM; SCHENECTADY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WKLI-FM (100.9 FM; ALBANY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WMHT-FM (89.1 FM; SCHENECTADY, NY; Owner: WMHT EDUCATIONAL TELECOMMUNICATIONS)
- WZMR (104.9 FM; ALTAMONT, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WPYX (106.5 FM; ALBANY, NY; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WVCR-FM (88.3 FM; LOUDONVILLE, NY; Owner: SIENA COLLEGE)
- WFLY (92.3 FM; TROY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WDCD-FM (96.7 FM; CLIFTON PARK, NY; Owner: KIMTRON, INC.)
- WTRY-FM (98.3 FM; ROTTERDAM, NY; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WMYY (97.3 FM; SCHOHARIE, NY; Owner: CAPITAL MEDIA CORPORATION)
- WZEC (97.5 FM; HOOSICK FALLS, NY; Owner: GREAT NORTHERN RADIO, LLC)
- WAMC-FM (90.3 FM; ALBANY, NY; Owner: WAMC)
- WEQX (102.7 FM; MANCHESTER, VT; Owner: NORTHSHIRE COMMUNICATIONS, INC.)
- WJAN (95.1 FM; SUNDERLAND, VT; Owner: 6 JOHNSON ROAD LICENSES, INC.)
TV broadcast stations around Schenectady:
- WRGB (Channel 6; SCHENECTADY, NY; Owner: FREEDOM BROADCASTING OF NEW YORK, INC)
- WTEN (Channel 10; ALBANY, NY; Owner: YOUNG BROADCASTING OF ALBANY, INC.)
- WMHT (Channel 17; SCHENECTADY, NY; Owner: WMHT EDUCATIONAL TELECOMMUNICATIONS)
- WNYT (Channel 13; ALBANY, NY; Owner: WNYT-TV, LLC)
- WEWB-TV (Channel 45; SCHENECTADY, NY; Owner: WEWB, L.L.C.)
- WYPX (Channel 55; AMSTERDAM, NY; Owner: PAXSON ALBANY LICENSE, INC.)
- WXXA-TV (Channel 23; ALBANY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- W52DF (Channel 52; ALBANY, NY; Owner: TRINITY BROADCASTING NETWORK)
- WNGX-LP (Channel 42; SCHNECTADY, NY; Owner: BRIAN A. LARSON)
- W58CX (Channel 58; SARATOGA SPRINGS, NY; Owner: THREE ANGELS BROADCASTING NETWORK)
Fatal accident count (per 100,000 population)
See more detailed statistics of Schenectady fatal car crashes and road traffic accidents for 1975 - 2008 here
National Bridge Inventory (NBI) Statistics
Number of bridges: 44
Total length: 576 meters (1,890ft)
Total costs: $188,176,000
Total average daily traffic: 822,233
Total average daily truck traffic: 75,494
New bridges - Historical Statistics
- 1900-1909: 9
- 1910-1919: 0
- 1920-1929: 0
- 1930-1939: 1
- 1940-1949: 0
- 1950-1959: 3
- 1960-1969: 25
- 1970-1979: 1
- 1980-1989: 4
- 1990-1999: 1
See Full National Bridge Inventory Statistics for Schenectady, NY
FCC Registered Antenna Towers: 12 (See the full list of FCC Registered Antenna Towers in Schenectady)
FCC Registered Commercial Land Mobile Towers: 2 (See the full list of FCC Registered Commercial Land Mobile Towers in Schenectady, NY)
FCC Registered Private Land Mobile Towers: 36 (See the full list of FCC Registered Private Land Mobile Towers)
FCC Registered Broadcast Land Mobile Towers: 6 (See the full list of FCC Registered Broadcast Land Mobile Towers)
FCC Registered Microwave Towers: 55 (See the full list of FCC Registered Microwave Towers in this town)
FCC Registered Paging Towers: 8 (See the full list of FCC Registered Paging Towers)
FCC Registered Maritime Coast & Aviation Ground Towers: 6 (See the full list of FCC Registered Maritime Coast & Aviation Ground Towers)
FCC Registered Amateur Radio Licenses: 394 (See the full list of FCC Registered Amateur Radio Licenses in Schenectady)
FAA Registered Aircraft Manufacturers and Dealers: 1 (See the full list of FAA Registered Manufacturers and Dealers in Schenectady)
FAA Registered Aircrafts: 50 (See the full list of FAA Registered Aircrafts)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 22 full and 1 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 168 | $119,879 | 725 | $90,288 | 646 | $95,514 | 193 | $39,088 | 10 | $209,700 | 288 | $85,009 | 1 | $26,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $149,929 | 185 | $106,143 | 155 | $92,829 | 39 | $42,854 | 1 | $40,000 | 78 | $89,612 | 5 | $76,400 |
| APPLICATIONS DENIED | 23 | $127,871 | 394 | $97,726 | 802 | $100,060 | 380 | $40,073 | 6 | $209,833 | 205 | $94,436 | 8 | $61,055 |
| APPLICATIONS WITHDRAWN | 22 | $115,444 | 169 | $133,319 | 320 | $105,846 | 32 | $60,867 | 3 | $386,667 | 63 | $104,429 | 1 | $104,000 |
| FILES CLOSED FOR INCOMPLETENESS | 10 | $126,394 | 72 | $115,346 | 80 | $112,836 | 9 | $61,658 | 1 | $100,000 | 33 | $110,609 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 22 full and 1 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 164 | $115,376 | 1,202 | $77,732 | 794 | $86,059 | 221 | $35,081 | 20 | $279,682 | 488 | $73,544 | 2 | $77,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $100,125 | 198 | $81,183 | 198 | $90,940 | 44 | $32,024 | 2 | $648,390 | 93 | $71,195 | 1 | $125,000 |
| APPLICATIONS DENIED | 20 | $120,314 | 520 | $91,468 | 925 | $89,229 | 384 | $37,065 | 3 | $84,000 | 287 | $78,704 | 7 | $85,714 |
| APPLICATIONS WITHDRAWN | 29 | $104,091 | 170 | $101,410 | 509 | $96,483 | 41 | $68,974 | 8 | $297,000 | 115 | $112,003 | 6 | $63,500 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $122,278 | 73 | $105,154 | 165 | $95,559 | 9 | $70,222 | 0 | $0 | 32 | $83,697 | 5 | $80,800 |
Aggregated Statistics For Year 2005 (Based on 22 full and 1 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 171 | $98,239 | 1,250 | $75,360 | 836 | $83,993 | 174 | $35,009 | 14 | $407,882 | 525 | $69,714 | 1 | $71,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 12 | $106,351 | 200 | $83,800 | 215 | $88,409 | 38 | $32,667 | 8 | $92,625 | 98 | $76,086 | 1 | $169,000 |
| APPLICATIONS DENIED | 10 | $108,048 | 473 | $80,552 | 1,001 | $81,894 | 288 | $33,620 | 2 | $134,000 | 297 | $68,075 | 9 | $65,778 |
| APPLICATIONS WITHDRAWN | 21 | $86,851 | 234 | $95,230 | 689 | $95,046 | 57 | $117,490 | 6 | $100,333 | 144 | $85,454 | 3 | $87,890 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $104,333 | 64 | $107,817 | 122 | $94,306 | 5 | $18,910 | 0 | $0 | 27 | $89,850 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 22 full and 1 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 167 | $85,213 | 972 | $70,459 | 889 | $73,536 | 178 | $30,603 | 13 | $966,808 | 421 | $64,591 | 2 | $57,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $98,400 | 178 | $98,398 | 259 | $70,259 | 29 | $30,348 | 4 | $951,738 | 84 | $66,914 | 2 | $65,000 |
| APPLICATIONS DENIED | 29 | $95,730 | 312 | $78,296 | 890 | $73,488 | 189 | $25,950 | 0 | $0 | 192 | $62,019 | 8 | $20,298 |
| APPLICATIONS WITHDRAWN | 41 | $75,216 | 122 | $93,449 | 559 | $79,400 | 33 | $52,525 | 3 | $1,470,667 | 75 | $64,464 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $62,500 | 56 | $80,189 | 91 | $84,577 | 1 | $88,000 | 0 | $0 | 10 | $61,993 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 22 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 189 | $82,854 | 840 | $67,459 | 1,084 | $70,843 | 67 | $28,263 | 11 | $558,195 | 371 | $58,651 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $84,777 | 117 | $75,472 | 231 | $64,011 | 24 | $23,897 | 3 | $113,000 | 69 | $58,357 |
| APPLICATIONS DENIED | 42 | $88,767 | 272 | $75,148 | 712 | $66,215 | 115 | $20,621 | 3 | $313,217 | 150 | $60,119 |
| APPLICATIONS WITHDRAWN | 34 | $86,075 | 127 | $83,364 | 418 | $78,529 | 16 | $43,566 | 1 | $1,547,850 | 69 | $66,774 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $67,323 | 35 | $91,607 | 45 | $65,531 | 4 | $44,000 | 0 | $0 | 12 | $64,483 |
Aggregated Statistics For Year 2002 (Based on 16 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 166 | $67,819 | 599 | $55,556 | 476 | $61,428 | 63 | $16,781 | 10 | $298,081 | 252 | $49,957 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $53,800 | 78 | $59,947 | 135 | $58,155 | 17 | $30,053 | 1 | $60,000 | 50 | $53,035 |
| APPLICATIONS DENIED | 17 | $69,764 | 222 | $60,406 | 527 | $57,213 | 103 | $16,897 | 1 | $64,000 | 116 | $62,922 |
| APPLICATIONS WITHDRAWN | 33 | $76,343 | 88 | $76,050 | 319 | $66,442 | 26 | $14,940 | 1 | $64,000 | 45 | $57,472 |
| FILES CLOSED FOR INCOMPLETENESS | 5 | $96,796 | 25 | $77,952 | 56 | $62,940 | 0 | $0 | 0 | $0 | 10 | $49,154 |
Aggregated Statistics For Year 2001 (Based on 16 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 213 | $63,401 | 377 | $53,701 | 401 | $57,299 | 84 | $14,279 | 5 | $165,000 | 154 | $44,421 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $87,764 | 64 | $61,515 | 105 | $53,191 | 16 | $29,558 | 2 | $86,000 | 27 | $43,050 |
| APPLICATIONS DENIED | 41 | $64,752 | 172 | $53,972 | 558 | $53,146 | 143 | $16,725 | 2 | $130,000 | 99 | $51,609 |
| APPLICATIONS WITHDRAWN | 18 | $72,859 | 59 | $67,033 | 273 | $57,816 | 20 | $20,663 | 0 | $0 | 17 | $61,588 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $56,000 | 17 | $55,111 | 51 | $49,812 | 4 | $16,910 | 0 | $0 | 4 | $49,500 |
Aggregated Statistics For Year 2000 (Based on 16 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 170 | $57,563 | 333 | $52,719 | 197 | $46,539 | 105 | $16,243 | 5 | $1,185,200 | 84 | $44,222 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $55,625 | 59 | $74,516 | 51 | $46,651 | 57 | $16,718 | 0 | $0 | 12 | $54,543 |
| APPLICATIONS DENIED | 29 | $61,963 | 185 | $56,766 | 482 | $47,076 | 176 | $23,339 | 1 | $76,000 | 81 | $51,707 |
| APPLICATIONS WITHDRAWN | 19 | $60,729 | 76 | $61,271 | 264 | $47,503 | 16 | $28,848 | 2 | $805,000 | 23 | $48,696 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $56,185 | 22 | $67,094 | 57 | $64,912 | 3 | $21,333 | 0 | $0 | 8 | $57,625 |
Aggregated Statistics For Year 1999 (Based on 20 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 209 | $61,262 | 299 | $52,149 | 421 | $53,158 | 138 | $14,386 | 2 | $353,565 | 95 | $50,792 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $73,056 | 79 | $66,892 | 159 | $56,880 | 47 | $20,691 | 0 | $0 | 28 | $46,129 |
| APPLICATIONS DENIED | 21 | $59,502 | 189 | $57,685 | 535 | $53,417 | 214 | $14,733 | 2 | $33,500 | 83 | $54,206 |
| APPLICATIONS WITHDRAWN | 23 | $58,205 | 148 | $69,798 | 359 | $57,852 | 46 | $35,994 | 0 | $0 | 28 | $57,091 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $50,025 | 23 | $101,588 | 57 | $68,712 | 1 | $26,000 | 0 | $0 | 14 | $60,482 |
Detailed mortgage data for all 23 tracts in Schenectady, NY
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 21 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 242 | $106,566 | 54 | $115,533 | 54 | $96,404 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 58 | $100,323 | 18 | $107,033 | 11 | $78,727 |
| APPLICATIONS DENIED | 17 | $73,215 | 1 | $121,100 | 8 | $69,083 |
| APPLICATIONS WITHDRAWN | 20 | $100,524 | 3 | $135,717 | 4 | $47,750 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $70,000 | 2 | $95,250 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 21 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 213 | $99,296 | 44 | $107,621 | 44 | $87,058 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 60 | $91,465 | 18 | $102,998 | 13 | $91,846 |
| APPLICATIONS DENIED | 10 | $86,860 | 24 | $65,375 | 26 | $67,077 |
| APPLICATIONS WITHDRAWN | 11 | $112,100 | 11 | $85,909 | 11 | $80,455 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $116,000 | 1 | $89,000 | 1 | $89,000 |
Aggregated Statistics For Year 2005 (Based on 21 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 253 | $90,598 | 45 | $90,551 | 56 | $71,064 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 37 | $90,107 | 15 | $80,771 | 8 | $57,000 |
| APPLICATIONS DENIED | 9 | $77,222 | 0 | $0 | 5 | $73,000 |
| APPLICATIONS WITHDRAWN | 14 | $107,253 | 4 | $143,733 | 2 | $76,500 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $89,250 | 2 | $96,000 | 2 | $54,000 |
Aggregated Statistics For Year 2004 (Based on 22 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 264 | $74,639 | 54 | $84,808 | 76 | $64,736 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 46 | $77,079 | 22 | $71,030 | 17 | $73,941 |
| APPLICATIONS DENIED | 14 | $82,071 | 3 | $76,000 | 5 | $73,600 |
| APPLICATIONS WITHDRAWN | 16 | $68,084 | 9 | $92,103 | 6 | $66,838 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $36,000 | 0 | $0 | 1 | $36,000 |
Aggregated Statistics For Year 2003 (Based on 20 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 283 | $75,865 | 100 | $81,495 | 71 | $67,539 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 66 | $78,330 | 46 | $74,130 | 14 | $59,929 |
| APPLICATIONS DENIED | 7 | $93,171 | 2 | $84,500 | 3 | $131,333 |
| APPLICATIONS WITHDRAWN | 13 | $71,231 | 11 | $216,182 | 4 | $52,250 |
| FILES CLOSED FOR INCOMPLETENESS | 12 | $62,395 | 2 | $46,500 | 5 | $75,000 |
Aggregated Statistics For Year 2002 (Based on 16 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 189 | $66,509 | 56 | $72,598 | 62 | $56,638 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $90,790 | 23 | $71,078 | 13 | $84,609 |
| APPLICATIONS DENIED | 23 | $62,749 | 7 | $62,571 | 16 | $54,326 |
| APPLICATIONS WITHDRAWN | 10 | $62,398 | 2 | $62,000 | 5 | $44,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 13 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 92 | $66,531 | 40 | $73,297 | 22 | $50,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 20 | $76,411 | 11 | $64,174 | 5 | $51,200 |
| APPLICATIONS DENIED | 7 | $76,011 | 7 | $63,674 | 6 | $51,333 |
| APPLICATIONS WITHDRAWN | 1 | $58,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $70,000 | 2 | $72,000 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 13 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 85 | $56,839 | 13 | $52,068 | 11 | $45,273 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $67,741 | 5 | $67,476 | 2 | $28,155 |
| APPLICATIONS DENIED | 5 | $49,120 | 1 | $66,000 | 3 | $62,667 |
| APPLICATIONS WITHDRAWN | 3 | $58,333 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $57,360 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 16 full and 1 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 49 | $66,236 | 36 | $79,231 | 6 | $51,447 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $106,500 | 8 | $67,609 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $50,547 | 3 | $80,310 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $69,145 | 1 | $66,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $49,000 | 1 | $49,900 | 1 | $45,000 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 792
- Hazardous Condition: 679
- Service Call: 23
- Good Intent Call: 12
Incident types - Schenectady
See Full 2006 National Fire Incident Reporting System Statistics for Schenectady, NY
Schenectady on our top lists:
- #7 on the list of "Top 100 cities with oldest houses (pop. 50,000+)"
- #17 on the list of "Top 100 cities with old houses but young residents (pop. 50,000+)"
- #81 on the list of "Top 100 cities with highest percentage of renters (pop. 50,000+)"
- #23 on the list of "Top 101 counties with highest percentage of residents voting for 3rd party candidates in the 2004 Presidential Election"
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