Worcester County has a predicted average indoor radon screening level greater than 4 pCi/L (pico curies per liter) - Highest Potential
Air Quality Index (AQI) level in 2010 was 30.8. This is about average.
Sulfur Dioxide (SO2) [ppb] level in 2010 was 1.07. This is significantly better than average. Closest monitor was 10.1 miles away from the city center.
Nitrogen Dioxide (NO2) [ppb] level in 2010 was 10.7. This is about average. Closest monitor was 10.1 miles away from the city center.
Particulate Matter (PM10) [µ/m3] level in 2010 was 16.4. This is better than average. Closest monitor was 10.1 miles away from the city center.
Particulate Matter (PM2.5) [µ/m3] level in 2010 was 8.81. This is about average. Closest monitor was 10.1 miles away from the city center.
Carbon Monoxide (CO) [ppm] level in 2010 was 0.533. This is significantly worse than average. Closest monitor was 10.1 miles away from the city center.
Drinking water stations with addresses in Spencer and their reported violations in the past:
SPENCER WATER DEPARTMENT (Population served: 7034, Surface_water):
Past monitoring violations:
- One regular monitoring violation
SAINT JOSEPHS ABBEY (Population served: 75, Groundwater):
Past monitoring violations:
- CCR Complete Failure to Report - Between JUL-01-2002 and SEP-13-2002, Consumer Confidence Rule. Follow-up actions: St Formal NOV issued (AUG-30-2002), St Compliance achieved (SEP-13-2002)
- One routine major monitoring violation
- 14 regular monitoring violations
Percentage of residents living in poverty in 2009: 7.9%
(7.5% for White Non-Hispanic residents, 0.0% for Black residents, 16.4% for Hispanic or Latino residents, 0.0% for other race residents, 0.0% for two or more races residents)
Average household size:
| This place: | 2.4 people | | Massachusetts: | 2.5 people |
Percentage of family households:
| This place: | 59.8% | | Whole state: | 64.5% |
Percentage of households with unmarried partners:
| This place: | 8.6% | | Whole state: | 5.4% |
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
- Lesbian couples: 0.3% of all households
- Gay men: 0.2% of all households
Detailed information about poverty and poor residents in Spencer, MA
People in group quarters in Spencer:
- 29 people in nursing homes
- 4 people in homes for the mentally retarded
- 3 people in other group homes
- 2 people in religious group quarters
Spencer compared to Massachusetts state average:
- Black race population percentage significantly below state average.
- Hispanic race population percentage above state average.
- Renting percentage above state average.
- Percentage of population with a bachelor's degree or higher below state average.
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Banks with branches in Spencer (2011 data):
- Spencer Savings Bank: at 176 Main Street, branch established on 04/05/1871; Fair Plaza Branch at Fair Shopping Center, Route 9, branch established on 03/06/1982. Info updated 03/03/2008: Bank assets: $39.8 mil, Deposits: $31.9 mil, local headquarters, positive income, 5 total offices, Holding Company: Spencer Mhc
- Southbridge Savings Bank: Spencer Big Y Branch at 70 West Main Street, branch established on 06/01/1996. Info updated 10/14/2008: Bank assets: $42.9 mil, Deposits: $33.5 mil, headquarters in Southbridge, MA, positive income, Commercial Lending Specialization, 9 total offices, Holding Company: Green Valley Bancorp, Mhc
Educational Attainment (%)
School Enrollment by Level of School (%)
Most commonly used house heating fuel:
- Utility gas (40%)
- Fuel oil, kerosene, etc. (37%)
- Electricity (19%)
- Bottled, tank, or LP gas (2%)
- Wood (1%)
Religion statistics for Spencer:
Percentage of population affiliated with a religious congregations: 57.43%
| Here |  | 57.4% |
| USA |  | 50.2% |
Breakdown of population affiliated with a religious congregations
| Name | Catholic Church | United Church of Christ | Episcopal Church | United Methodist Church | Evangelical Lutheran Church in America |
| Adherents | 71.7% | 4.4% | 2.4% | 2.0% | 1.9% |
| Congregations | 24.8% | 13.9% | 5.6% | 6.6% | 2.8% |
|---|
| Name | American Baptist Churches in the USA | Muslim Estimate | Greek Orthodox Archdiocese of America | Seventh-Day Adventist Church | Other |
| Adherents | 1.5% | 1.3% | 1.1% | 1.1% | 12.5% |
| Congregations | 5.5% | 0.6% | 0.9% | 3.0% | 36.3% |
|---|
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
Food Environment Statistics:Number of grocery stores: 135 | Worcester County: | 1.73 / 10,000 pop. | | Massachusetts: | 1.98 / 10,000 pop. |
Number of supercenters and club stores: 4 | This county: | 0.05 / 10,000 pop. | | State: | 0.05 / 10,000 pop. |
Number of convenience stores (no gas): 140 | Worcester County: | 1.79 / 10,000 pop. | | Massachusetts: | 2.22 / 10,000 pop. |
Number of convenience stores (with gas): 174 | Worcester County: | 2.22 / 10,000 pop. | | State: | 1.77 / 10,000 pop. |
Number of full-service restaurants: 569 | Here: | 7.27 / 10,000 pop. | | State: | 8.76 / 10,000 pop. |
Adult diabetes rate: | This county: | 8.0% | | Massachusetts: | 8.1% |
Adult obesity rate: | Worcester County: | 24.0% | | Massachusetts: | 22.5% |
Low-income preschool obesity rate: | This county: | 16.6% | | State: | 16.5% |
4.47% of this county's 2006 resident taxpayers lived in other counties in 2005 ($50,737 average adjusted gross income) | Here: | 4.47% | | Massachusetts average: | 6.31% |
0.14% of residents moved from foreign countries ($421 average AGI)| Worcester County: | 0.14% | | Massachusetts average: | 0.28% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
4.90% of this county's 2005 resident taxpayers moved to other counties in 2006 ($51,085 average adjusted gross income) | Here: | 4.90% | | Massachusetts average: | 6.91% |
0.08% of residents moved to foreign countries ($610 average AGI)| Worcester County: | 0.08% | | Massachusetts average: | 0.11% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Spencer:
- WCRN (830 AM; 50 kW; WORCESTER, MA; Owner: CARTER BROADCASTING CORPORATION)
- WVNE (760 AM; daytime; 25 kW; LEICESTER, MA; Owner: BLOUNT MASSCOM, INC.)
- WTAG (580 AM; 5 kW; WORCESTER, MA; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WALE (990 AM; 50 kW; GREENVILLE, RI; Owner: NORTH AMERICAN BROADCASTING CO., INC.)
- WVEI (1440 AM; 5 kW; WORCESTER, MA; Owner: ENTERCOM BOSTON LICENSE, LLC)
- WKOX (1200 AM; 50 kW; FRAMINGHAM, MA; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WNNZ (640 AM; 50 kW; WESTFIELD, MA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WORC (1310 AM; 5 kW; WORCESTER, MA; Owner: CHOWDER BROADCAST GROUP LLC)
- WBIX (1060 AM; 40 kW; NATICK, MA; Owner: LANGER BROADCASTING CORPORATION)
- WEEI (850 AM; 50 kW; BOSTON, MA; Owner: ENTERCOM BOSTON LICENSE, LLC)
- WRKO (680 AM; 50 kW; BOSTON, MA; Owner: ENTERCOM BOSTON LICENSE, LLC)
- WARE (1250 AM; 5 kW; WARE, MA; Owner: SUCCESS SIGNAL BROADCASTING, INC.)
- WAMG (890 AM; 25 kW; DEDHAM, MA; Owner: MEGA COMMUNICATIONS OF DEDHAM LICENSEE, LLC)
Strongest FM radio stations in Spencer:
- WBPR (91.9 FM; WORCESTER, MA; Owner: UNIVERSITY OF MASSACHUSETTS)
- WAAF (107.3 FM; WORCESTER, MA; Owner: ENTERCOM BOSTON LICENSE, LLC)
- WSRS (96.1 FM; WORCESTER, MA; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WYCM (90.1 FM; CHARLTON, MA; Owner: BAY PATH VOCATIONAL HIGH SCHOOL)
- WFCR (88.5 FM; AMHERST, MA; Owner: UNIVERSITY OF MASSACHUSETTS)
- WICN (90.5 FM; WORCESTER, MA; Owner: WICN PUBLIC RADIO, INC)
- WWFX (100.1 FM; SOUTHBRIDGE, MA; Owner: CITADEL BROADCASTING COMPANY)
- WXLO (104.5 FM; FITCHBURG, MA; Owner: CITADEL BROADCASTING COMPANY)
- WORC-FM (98.9 FM; WEBSTER, MA; Owner: CITADEL BROADCASTING COMPANY)
- WAMH (89.3 FM; AMHERST, MA; Owner: TRUSTEES OF AMHERST COLLEGE)
- WHYN-FM (93.1 FM; SPRINGFIELD, MA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WFEX (92.1 FM; PETERBOROUGH, NH; Owner: FNX BROADCASTING OF NEW HAMPSHIRE LLC)
- WBMX (98.5 FM; BOSTON, MA; Owner: INFINITY RADIO OPERATIONS INC.)
- WJMN (94.5 FM; BOSTON, MA; Owner: AMFM RADIO LICENSES, L.L.C.)
- WCRB (102.5 FM; WALTHAM, MA; Owner: CHARLES RIVER BROADCASTING WCRB LICE)
- WTKK (96.9 FM; BOSTON, MA; Owner: GREATER BOSTON RADIO, INC.)
- WROR-FM (105.7 FM; FRAMINGHAM, MA; Owner: GREATER BOSTON RADIO, INC.)
- WBOS (92.9 FM; BROOKLINE, MA; Owner: GREATER BOSTON RADIO, INC.)
- WRNX (100.9 FM; AMHERST, MA; Owner: WESTERN MASSACHUSETTS RADIO COMPANY)
- WGBH (89.7 FM; BOSTON, MA; Owner: WGBH EDUCATIONAL FOUNDATION)
TV broadcast stations around Spencer:
- WYDN (Channel 48; WORCESTER, MA; Owner: EDUCATIONAL PUBLIC TV CORPORATION)
- WUNI (Channel 27; WORCESTER, MA; Owner: ENTRAVISION HOLDINGS, LLC)
- WCRN-LP (Channel 34; LEICESTER, MA; Owner: CARTER BROADCASTING CORPORATION)
- WUTF (Channel 66; MARLBOROUGH, MA; Owner: TELEFUTURA BOSTON LLC)
- WCVB-TV (Channel 5; BOSTON, MA; Owner: WCVB HEARST-ARGYLE TV, INC.)
- WGBH-TV (Channel 2; BOSTON, MA; Owner: WGBH EDUCATIONAL FOUNDATION)
- WHDH-TV (Channel 7; BOSTON, MA; Owner: WHDH-TV)
- WMFP (Channel 62; LAWRENCE, MA; Owner: WSAH LICENSE, INC.)
- WBZ-TV (Channel 4; BOSTON, MA; Owner: VIACOM INC.)
- WGBX-TV (Channel 44; BOSTON, MA; Owner: WGBH EDUCATIONAL FOUNDATION)
- WSBK-TV (Channel 38; BOSTON, MA; Owner: VIACOM INC.)
- WLVI-TV (Channel 56; CAMBRIDGE, MA; Owner: WLVI, INC.)
- WPXQ (Channel 69; BLOCK ISLAND, RI; Owner: OCEAN STATE TELEVISION, L.L.C.)
- WFXT (Channel 25; BOSTON, MA; Owner: FOX TELEVISION STATIONS INC.)
- WTIC-TV (Channel 61; HARTFORD, CT; Owner: TRIBUNE TELEVISION COMPANY)
- W40BO (Channel 40; BOSTON, MA; Owner: PAXSON COMMUNICATIONS LPTV, INC.)
Fatal road traffic accident statistics for 1975 - 2009 (per 100,000 population)
Spencer, Massachusetts:
- Fatal accident count: 40
- Vehicles involved in fatal accidents: 57
- Fatal accidents caused by drunken drivers: 16
- Fatalities: 41
- Persons involved in fatal accidents: 96
- Pedestrians involved in fatal accidents: 3
Massachusetts average:
- Fatal accident count: 92
- Vehicles involved in fatal accidents: 128
- Fatal accidents caused by drunken drivers: 30
- Fatalities: 99
- Persons involved in fatal accidents: 211
- Pedestrians involved in fatal accidents: 11
See more detailed statistics of Spencer fatal car crashes and road traffic accidents for 1975 - 2009 here
FCC Registered Antenna Towers: 17 ( See the full list of FCC Registered Antenna Towers in Spencer)
FCC Registered Private Land Mobile Towers: 4 - 302 Main Street (Lat: 42.233806 Lon: -71.981194), Type: Pole, Structure height: 20 m, Overall height: 23 m, Call Sign: WXB983
Assigned Frequencies: 33.6400 MHz, 154.062 MHz Grant Date: 03/06/2001, Expiration Date: 03/18/2011
Registrant: Spencer Town Of, 11 Dewey Street, Spencer, MA 01562, Phone: (508) 885-3555, Fax: (508) 885-7533 - Town Hall Main St (Lat: 42.241750 Lon: -71.991194), Call Sign: WNLZ765, Licensee ID: L00003516
Assigned Frequencies: 155.745 MHz Grant Date: 03/25/2003, Expiration Date: 06/16/2013
Registrant: Commonwealth Of Massachusetts, 400 Worcester Rd, Framingham, MA 01702-5399, Phone: (508) 820-2023, Fax: (508) 875-2517, Email:
- 44 Maple St (Lat: 42.244806 Lon: -71.992583), Call Sign: KUP303, Licensee ID: L00538714
Assigned Frequencies: 33.0800 MHz Grant Date: 06/28/2002, Expiration Date: 09/15/2012
Registrant: Spencer Rescue & Emergency Squad Inc, 44 Maple St, Spencer, MA 01562, Phone: (508) 885-4476 - 167 N Spencer Road (Lat: 42.289528 Lon: -72.002000), Type: Bant, Structure height: 6 m, Overall height: 7 m, Call Sign: WQBV449
Assigned Frequencies: 465.000 MHz Grant Date: 12/21/2004, Expiration Date: 12/21/2014, Certifier: Gregory Sampl
Registrant: Visiplex Technologies, Inc., 111deer Lake Rd, #120, Deerfield, IL 60015, Phone: (847) 405-0771, Fax: (847) 405-0776, Email:
FCC Registered Microwave Towers: 4 - SPENCER, .3 Miles Ne Of Sr31 (Charlton Road) & Blueberry Hill Drive (092862) (Lat: 42.191361 Lon: -71.982667), Type: Tower, Structure height: 140.5 m, Overall height: 142.3 m, Call Sign: WMS282
Assigned Frequencies: 10553.7 MHz, 6750.00 MHz, 6345.49 MHz Grant Date: 02/06/2001, Expiration Date: 02/01/2011
Registrant: Verizon Wireless, 1120 Sanctuary Pkwy, #150 Gasa5reg, Alpharetta, GA 30009-7630, Phone: (770) 797-1070, Fax: (770) 797-1036, Email:
- BOS1103, 99 Smithville Road (Lat: 42.240167 Lon: -72.019500), Type: Pole, Structure height: 50.3 m, Call Sign: WQFN573
Assigned Frequencies: 17920.0 MHz Grant Date: 08/24/2006, Expiration Date: 08/24/2016, Certifier: Eric M Botto
Registrant: Fibertower Corporation, 1667 K Street Nw, Suite 250, Washington, DC 20006, Phone: (202) 223-1028, Fax: (202) 315-3415, Email:
- BOS1109, 59 Donnelly Road (Lat: 42.262083 Lon: -71.972583), Type: Tower, Structure height: 57.9 m, Overall height: 60.7 m, Call Sign: WQFN579
Assigned Frequencies: 23075.0 MHz, 19480.0 MHz Grant Date: 08/24/2006, Expiration Date: 08/24/2016, Certifier: Eric M Botto
Registrant: Fibertower Corporation, 1667 K Street Nw, Suite 250, Washington, DC 20006, Phone: (202) 223-1028, Fax: (202) 315-3415, Email:
- SPENCER, Rt 31 New Spencer Rd (Lat: 42.191389 Lon: -71.982778), Type: Tower, Structure height: 140.5 m, Overall height: 142.3 m, Call Sign: WLW298
Assigned Frequencies: 11647.5 MHz, 6402.32 MHz, 6805.00 MHz Grant Date: 03/02/2010, Expiration Date: 04/01/2020, Certifier: Carol L Tacker
Registrant: At&t Mobility LLC, 1120 20th Street, Nw, Suite 1000, Washington, DC 20036, Phone: (202) 457-2055, Fax: (202) 457-3074, Email:
FCC Registered Amateur Radio Licenses: 87 ( See the full list of FCC Registered Amateur Radio Licenses in Spencer)
FAA Registered Aircraft Manufacturers and Dealers: 2 ( See the full list of FAA Registered Manufacturers and Dealers in Spencer)
FAA Registered Aircraft: 14 ( See the full list of FAA Registered Aircraft)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $168,600 | 25 | $127,120 | 78 | $179,218 | 10 | $71,100 | 2 | $292,000 | 8 | $218,625 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $147,500 | 3 | $102,333 | 6 | $138,167 | 2 | $20,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 7 | $159,286 | 3 | $148,667 | 27 | $152,704 | 6 | $12,000 | 0 | $0 | 2 | $206,000 |
| APPLICATIONS WITHDRAWN | 7 | $154,429 | 5 | $116,200 | 15 | $181,667 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $132,000 | 7 | $175,000 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $185,692 | 30 | $144,033 | 59 | $170,695 | 13 | $66,846 | 0 | $0 | 14 | $137,714 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $150,000 | 4 | $145,000 | 3 | $200,667 | 2 | $80,000 | 0 | $0 | 1 | $109,000 |
| APPLICATIONS DENIED | 6 | $201,500 | 9 | $142,000 | 24 | $203,625 | 8 | $83,250 | 2 | $230,000 | 4 | $137,000 |
| APPLICATIONS WITHDRAWN | 1 | $178,000 | 8 | $173,625 | 18 | $221,389 | 1 | $10,000 | 0 | $0 | 6 | $210,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $170,000 | 2 | $214,000 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2007 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $217,000 | 54 | $173,296 | 114 | $164,044 | 39 | $55,846 | 6 | $333,667 | 17 | $186,353 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $179,750 | 20 | $174,450 | 3 | $102,000 | 0 | $0 | 3 | $194,000 |
| APPLICATIONS DENIED | 0 | $0 | 21 | $172,524 | 96 | $181,000 | 11 | $58,273 | 0 | $0 | 4 | $185,500 |
| APPLICATIONS WITHDRAWN | 1 | $150,000 | 6 | $197,500 | 27 | $166,185 | 3 | $40,667 | 0 | $0 | 2 | $115,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $244,000 | 10 | $219,900 | 1 | $225,000 | 0 | $0 | 1 | $155,000 |
Aggregated Statistics For Year 2006 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $305,000 | 105 | $144,562 | 138 | $155,196 | 35 | $56,743 | 1 | $624,000 | 20 | $161,800 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $137,125 | 19 | $183,526 | 2 | $22,500 | 0 | $0 | 3 | $61,000 |
| APPLICATIONS DENIED | 0 | $0 | 11 | $166,818 | 76 | $194,974 | 12 | $51,750 | 2 | $248,500 | 2 | $243,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 8 | $128,875 | 69 | $172,391 | 3 | $166,667 | 1 | $633,000 | 5 | $145,800 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $98,667 | 15 | $200,933 | 2 | $107,500 | 0 | $0 | 2 | $265,500 |
Aggregated Statistics For Year 2005 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $197,000 | 101 | $151,079 | 174 | $156,379 | 34 | $90,265 | 5 | $369,600 | 30 | $172,867 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $221,000 | 9 | $178,667 | 13 | $190,462 | 2 | $5,500 | 0 | $0 | 1 | $135,000 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $247,000 | 36 | $135,000 | 90 | $177,100 | 22 | $64,182 | 0 | $0 | 10 | $107,200 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $178,000 | 26 | $145,923 | 59 | $179,407 | 5 | $192,400 | 0 | $0 | 3 | $195,667 | 1 | $180,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $137,929 | 28 | $179,250 | 2 | $95,500 | 0 | $0 | 3 | $187,667 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $213,714 | 101 | $153,099 | 175 | $155,697 | 39 | $82,718 | 6 | $246,667 | 29 | $169,138 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $178,000 | 16 | $144,500 | 20 | $151,050 | 5 | $82,200 | 0 | $0 | 3 | $120,333 | 1 | $27,000 |
| APPLICATIONS DENIED | 2 | $167,500 | 9 | $143,778 | 66 | $176,773 | 22 | $79,273 | 2 | $500,000 | 6 | $224,167 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $216,000 | 9 | $156,222 | 66 | $159,561 | 6 | $68,667 | 1 | $300,000 | 4 | $154,250 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $263,000 | 37 | $152,135 | 4 | $136,000 | 0 | $0 | 4 | $208,250 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $182,000 | 80 | $162,588 | 304 | $129,661 | 14 | $38,357 | 2 | $315,000 | 28 | $137,214 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $185,667 | 38 | $119,447 | 8 | $32,750 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $167,500 | 13 | $190,308 | 95 | $136,568 | 13 | $9,462 | 1 | $490,000 | 5 | $141,000 |
| APPLICATIONS WITHDRAWN | 1 | $160,000 | 12 | $193,250 | 73 | $124,479 | 3 | $47,667 | 0 | $0 | 3 | $177,667 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $245,500 | 3 | $154,333 | 6 | $148,500 | 0 | $0 | 0 | $0 | 1 | $119,000 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $148,167 | 56 | $132,589 | 212 | $119,509 | 24 | $25,625 | 5 | $220,800 | 18 | $139,389 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $109,000 | 5 | $142,200 | 21 | $115,048 | 3 | $58,000 | 0 | $0 | 2 | $125,000 |
| APPLICATIONS DENIED | 1 | $148,000 | 7 | $101,857 | 52 | $119,365 | 4 | $18,500 | 0 | $0 | 3 | $170,667 |
| APPLICATIONS WITHDRAWN | 1 | $128,000 | 4 | $105,500 | 40 | $113,025 | 3 | $30,000 | 0 | $0 | 2 | $104,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $300,000 | 12 | $123,667 | 2 | $20,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $144,957 | 62 | $116,919 | 126 | $110,762 | 23 | $24,957 | 3 | $196,000 | 10 | $103,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $133,500 | 3 | $60,333 | 21 | $117,000 | 1 | $5,000 | 1 | $460,000 | 1 | $226,000 |
| APPLICATIONS DENIED | 2 | $160,500 | 9 | $79,333 | 44 | $91,318 | 13 | $15,000 | 1 | $123,000 | 2 | $71,500 |
| APPLICATIONS WITHDRAWN | 2 | $131,000 | 5 | $149,600 | 43 | $86,488 | 4 | $33,000 | 0 | $0 | 2 | $75,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $133,000 | 2 | $216,000 | 4 | $153,750 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $113,429 | 41 | $101,585 | 37 | $82,432 | 20 | $17,950 | 1 | $96,000 | 10 | $71,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $107,667 | 5 | $103,800 | 10 | $60,900 | 12 | $17,333 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $126,000 | 14 | $84,714 | 35 | $84,657 | 8 | $14,125 | 0 | $0 | 6 | $99,833 |
| APPLICATIONS WITHDRAWN | 4 | $130,000 | 6 | $72,833 | 29 | $65,828 | 0 | $0 | 0 | $0 | 2 | $49,500 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $73,333 | 6 | $116,333 | 0 | $0 | 0 | $0 | 3 | $95,000 |
Aggregated Statistics For Year 1999 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $105,670 | 42 | $98,439 | 83 | $81,145 | 14 | $19,224 | 14 | $83,231 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $95,073 | 11 | $73,665 | 2 | $8,290 | 3 | $80,283 |
| APPLICATIONS DENIED | 5 | $105,506 | 10 | $77,910 | 36 | $75,083 | 11 | $32,355 | 1 | $142,360 |
| APPLICATIONS WITHDRAWN | 1 | $106,290 | 7 | $92,774 | 36 | $75,245 | 3 | $34,780 | 4 | $72,888 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $50,710 | 2 | $116,525 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
7262.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $162,000 | 2 | $200,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $165,000 | 2 | $203,500 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $105,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 16 | $176,125 | 7 | $188,143 | 2 | $153,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $199,833 | 1 | $187,000 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $148,000 | 1 | $233,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $105,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2007 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $191,900 | 6 | $230,833 | 3 | $159,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $177,500 | 4 | $188,250 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $212,000 | 1 | $257,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $205,000 | 1 | $264,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $196,636 | 9 | $197,889 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $173,500 | 5 | $236,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $207,500 | 1 | $181,000 | 1 | $244,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $197,778 | 6 | $226,333 | 2 | $179,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $187,167 | 0 | $0 | 1 | $242,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $198,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $194,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $195,348 | 8 | $174,625 | 4 | $186,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $222,500 | 2 | $187,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $153,500 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $227,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $184,926 | 11 | $189,455 | 8 | $187,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $223,000 | 1 | $166,000 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $177,250 | 1 | $144,000 | 1 | $315,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $174,000 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $146,056 | 15 | $164,800 | 2 | $163,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $113,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $129,000 | 3 | $149,667 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 30 | $129,633 | 7 | $132,571 | 2 | $133,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $108,000 | 1 | $130,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $143,000 | 2 | $136,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $160,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $116,565 | 6 | $110,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $88,000 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $161,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $111,000 |
Aggregated Statistics For Year 1999 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 21 | $103,036 | 9 | $102,169 | 2 | $108,725 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $97,510 | 3 | $101,737 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
7262.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:
See full 2006 National Fire Incident Reporting System statistics for Spencer, MA
| Businesses in Spencer, MA |
| Name | Count | | Name | Count |
| CVS | 1 | | Lane Furniture | 1 |
| Dairy Queen | 1 | | McDonald's | 1 |
| Dunkin Donuts | 2 | | Subway | 1 |
| FedEx | 1 | | U-Haul | 2 |
| H&R Block | 1 | | UPS | 1 |
| La-Z-Boy | 1 | | | |
|