Rowan County has a predicted average indoor radon screening level less than 2 pCi/L (pico curies per liter) - Low Potential
Air Quality Index (AQI) level in 2010 was 34.4. This is about average.
Particulate Matter (PM10) [µ/m3] level in 2002 was 19.0. This is better than average. Closest monitor was 2.7 miles away from the city center.
Particulate Matter (PM2.5) [µ/m3] level in 2010 was 10.5. This is about average. Closest monitor was 9.4 miles away from the city center.
Sulfur Dioxide (SO2) [ppb] level in 2000 was 4.24. This is about average. Closest monitor was 10.0 miles away from the city center.
Carbon Monoxide (CO) [ppm] level in 2010 was 0.292. This is about average. Closest monitor was 10.0 miles away from the city center.
Percentage of residents living in poverty in 2009: 20.9%
(15.6% for White Non-Hispanic residents, 30.8% for Black residents, 0.0% for Hispanic or Latino residents, 0.0% for American Indian residents, 0.0% for Native Hawaiian and other Pacific Islander residents, 51.4% for two or more races residents)
Average household size:
| This town: | 2.6 people | | North Carolina: | 2.4 people |
Percentage of family households:
| This town: | 66.3% | | Whole state: | 67.7% |
Percentage of households with unmarried partners:
| This town: | 5.2% | | Whole state: | 4.6% |
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
- Lesbian couples: 0.2% of all households
- Gay men: 0.1% of all households
Detailed information about poverty and poor residents in Spencer, NC
People in group quarters in Spencer:
- 107 people in nursing homes
- 30 people in other noninstitutional group quarters
- 4 people in other group homes
Spencer compared to North Carolina state average:
- Median house value below state average.
- Black race population percentage significantly above state average.
- Foreign-born population percentage below state average.
- House age above state average.
- Institutionalized population percentage above state average.
- Percentage of population with a bachelor's degree or higher below state average.
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Banks with branches in Spencer (2011 data):
- SunTrust Bank: Spencer Branch 690 at 420 South Salisbury Avenue, branch established on 1943/12/03. Info updated 2010/05/27: Bank assets: $171,291.7 mil, Deposits: $129,833.2 mil, headquarters in Atlanta, GA, positive income, Commercial Lending Specialization, 1716 total offices, Holding Company: Suntrust Banks, Inc.
Educational Attainment (%)
School Enrollment by Level of School (%)
Most commonly used house heating fuel:
- Utility gas (65%)
- Electricity (21%)
- Fuel oil, kerosene, etc. (10%)
- Bottled, tank, or LP gas (3%)
2004 Presidential Election results in Rowan County North Carolina:
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Religion statistics for Spencer (based on Rowan County data)
Percentage of population affiliated with a religious congregations: 48.59%
| Here |  | 48.6% |
| USA |  | 50.2% |
Breakdown of population affiliated with a religious congregations
| Name | Southern Baptist Convention | Evangelical Lutheran Church in America | United Methodist Church | Presbyterian Church (USA) | United Church of Christ |
| Adherents | 34.2% | 20.9% | 17.5% | 6.2% | 5.5% |
| Congregations | 27.6% | 15.8% | 16.8% | 7.7% | 6.1% |
|---|
| Name | Catholic Church | Church of God (Cleveland, Tennessee) | Episcopal Church | The Wesleyan Church | Other |
| Adherents | 4.5% | 1.7% | 1.4% | 1.2% | 6.9% |
| Congregations | 0.5% | 4.1% | 2.6% | 1.0% | 17.9% |
|---|
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
Food Environment Statistics:Number of grocery stores: 23 | Rowan County: | 1.68 / 10,000 pop. | | North Carolina: | 2.05 / 10,000 pop. |
Number of convenience stores (no gas): 13 | Rowan County: | 0.95 / 10,000 pop. | | North Carolina: | 0.92 / 10,000 pop. |
Number of convenience stores (with gas): 59 | Rowan County: | 4.31 / 10,000 pop. | | State: | 4.75 / 10,000 pop. |
Number of full-service restaurants: 91 | Here: | 6.64 / 10,000 pop. | | State: | 7.57 / 10,000 pop. |
Adult diabetes rate: | This county: | 11.8% | | North Carolina: | 9.8% |
Adult obesity rate: | Rowan County: | 29.7% | | North Carolina: | 28.3% |
Low-income preschool obesity rate: | This county: | 15.1% | | State: | 15.6% |
| Local government employment and payroll (March 2007) |
| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
1 | $2,639 | $31,668 | 0 | $0 |
| Other Government Administration |
4 | $13,875 | $41,625 | 0 | $0 |
| Police Protection - Officers |
13 | $33,604 | $31,019 | 0 | $0 |
| Police - Other |
1 | $1,913 | $22,956 | 0 | $0 |
| Firefighters |
0 | $0 | | 14 | $2,289 |
| Streets and Highways |
7 | $15,841 | $27,156 | 1 | $593 |
| Solid Waste Management |
2 | $3,618 | $21,708 | 0 | $0 |
| Local Libraries |
0 | $0 | | 1 | $622 |
| Other and Unallocable |
1 | $2,384 | $28,608 | 0 | $0 |
| Totals for Government |
29 | $73,874 | $30,569 | 16 | $3,504 |
Spencer government finances in 2002:
- Charges - Solid Waste Management: $124,000 ($37.98)
All Other: $84,000 ($25.73)
- Construction - Fire Protection: $869,000 ($266.16)
Regular Highways: $93,000 ($28.48)
- Current Operations - Police Protection: $540,000 ($165.39)
Regular Highways: $327,000 ($100.15)
Central Staff Services: $269,000 ($82.39)
Solid Waste Management: $244,000 ($74.73)
Fire Protection: $72,000 ($22.05)
General - Other: $57,000 ($17.46)
Libraries: $15,000 ($4.59)
Parks & Recreation: $12,000 ($3.68)
- General - Interest on Debt: $15,000 ($4.59)
- Local Intergovernmental - General Support: $391,000 ($119.75)
- Long Term Debt Beginning Outstanding - Water Utilities: $698,000 ($213.78)
- Long Term Debt Beginning Outstanding, NEC: $257,000 ($78.71)
- Long Term Debt Issue, Unspecified - Other NEC: $832,000 ($254.82)
- Long Term Debt Outstanding - Full Faith & Credit - Water Utilities: $673,000 ($206.13)
Full Faith & Credit - Other, NEC: $247,000 ($75.65)
- Long Term Debt Outstanding Nonguaranteed - Other, NEC: $832,000 ($254.82)
- Long Term Debt Retired Unspecified - Water Utilities: $26,000 ($7.96)
Other, NEC: $9,000 ($2.76)
- Miscellaneous - General Revenue, NEC: $128,000 ($39.20)
Interest Earnings: $26,000 ($7.96)
- Other Capital Outlay - Police Protection: $31,000 ($9.49)
Solid Waste Management: $19,000 ($5.82)
Central Staff: $6,000 ($1.84)
- Other Funds - Cash & Deposits: $1,058,000 ($324.04)
- State Intergovernmental - Highways: $125,000 ($38.28)
General Support: $114,000 ($34.92)
All Other: $29,000 ($8.88)
- Tax - Property: $815,000 ($249.62)
NEC: $12,000 ($3.68)
- Total Salaries & Wages: $1,049,000 ($321.29)
- Water Utilities - Interest on Debt: $42,000 ($12.86)
6.13% of this county's 2006 resident taxpayers lived in other counties in 2005 ($33,586 average adjusted gross income) | Here: | 6.13% | | North Carolina average: | 8.53% |
0.04% of residents moved from foreign countries ($118 average AGI)| Rowan County: | 0.04% | | North Carolina average: | 0.17% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
5.61% of this county's 2005 resident taxpayers moved to other counties in 2006 ($33,014 average adjusted gross income) | Here: | 5.61% | | North Carolina average: | 7.27% |
0.05% of residents moved to foreign countries ($138 average AGI)| Rowan County: | 0.05% | | North Carolina average: | 0.10% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Spencer:
- WTRU (830 AM; 50 kW; KERNERSVILLE, NC; Owner: TRUTH BROADCASTING CORPORATION)
- WSTP (1490 AM; 1 kW; SALISBURY, NC; Owner: ROWAN MEDIA INC.)
- WSAT (1280 AM; 1 kW; SALISBURY, NC; Owner: CAP COMMUNICATIONS, INC.)
- WBT (1110 AM; 50 kW; CHARLOTTE, NC; Owner: JEFFERSON-PILOT COMMUNICATNS CO. OF NORTH CAROLINA)
- WDSL (1520 AM; daytime; 5 kW; MOCKSVILLE, NC)
- WHKY (1290 AM; 50 kW; HICKORY, NC; Owner: LONG COMMUNICATIONS, LLC.)
- WLXN (1440 AM; 5 kW; LEXINGTON, NC; Owner: DAVIDSON COUNTY BROADCASTING COMPANY, INC.)
- WSGH (1040 AM; 9 kW; LEWISVILLE, NC; Owner: WINSTON-SALEM, GREENSBORO, HIGH POINT AREA RADIO)
- WSJS (600 AM; 5 kW; WINSTON-SALEM, NC)
- WPTF (680 AM; 50 kW; RALEIGH, NC; Owner: FIRST STATE COMMUNICATIONS)
- WAGL (1560 AM; daytime; 50 kW; LANCASTER, SC; Owner: PALMETTO BROADCASTING SYSTEM, INC.)
- WRNA (1140 AM; daytime; 1 kW; CHINA GROVE, NC; Owner: SOUTH ROWAN BROADCASTING CO., INC.)
- WLTC (1370 AM; 20 kW; GASTONIA, NC)
Strongest FM radio stations in Spencer:
- W267AG (101.3 FM; SALISBURY, NC; Owner: TRIAD FAMILY NETWORK, INCORPORATED)
- WOGR-FM (93.3 FM; SALISBURY, NC; Owner: VICTORY CHRISTIAN CENTER, INC.)
- WEND (106.5 FM; SALISBURY, NC; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WFMX (105.7 FM; STATESVILLE, NC; Owner: MERCURY BROADCASTING COMPANY, INC.)
- WTHZ (94.1 FM; LEXINGTON, NC; Owner: DAVIDSON COUNTY BROADCASTING CO, INC)
- WFAE (90.7 FM; CHARLOTTE, NC; Owner: UNIVERSITY RADIO FOUNDATION, INC.)
- WMAG (99.5 FM; HIGH POINT, NC; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WSOC-FM (103.7 FM; CHARLOTTE, NC; Owner: INFINITY RADIO SUBSIDIARY OPERATIONS INC.)
- WWMG (96.1 FM; SHELBY, NC; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WSSS (104.7 FM; CHARLOTTE, NC; Owner: INFINITY RADIO SUBSIDIARY OPERATIONS INC.)
- WKRR (92.3 FM; ASHEBORO, NC; Owner: DICK BROADCASTING COMPANY, INC. OF TENNESSEE)
- W205BY (88.9 FM; LEXINGTON, NC; Owner: CALVARY CHAPEL OF TWIN FALLS, INC.)
- WQMG-FM (97.1 FM; GREENSBORO, NC; Owner: ENTERCOM GREENSBORO LICENSE, LLC)
- WKKT (96.9 FM; STATESVILLE, NC; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WFDD (88.5 FM; WINSTON-SALEM, NC; Owner: WAKE FOREST UNIVERSITY)
- WLNK (107.9 FM; CHARLOTTE, NC; Owner: JEFFERSON-PILOT COMMUNICATIONS COMPANY OF NORTH CAROLINA)
- WLYT (102.9 FM; HICKORY, NC; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WPEG (97.9 FM; CONCORD, NC; Owner: INFINITY RADIO SUBSIDIARY OPERATIONS INC.)
- WOZN (98.7 FM; GREENSBORO, NC; Owner: ENTERCOM GREENSBORO LICENSE, LLC)
- WDAV (89.9 FM; DAVIDSON, NC; Owner: THE TRUSTEES OF DAVIDSON COLLEGE)
TV broadcast stations around Spencer:
- WAXN (Channel 64; KANNAPOLIS, NC; Owner: WSOC-TV HOLDINGS, INC.)
- WFMY-TV (Channel 2; GREENSBORO, NC; Owner: WFMY TELEVISION CORPORATION)
- WUNG-TV (Channel 58; CONCORD, NC; Owner: UNIVERSITY OF NORTH CAROLINA)
- WUPN-TV (Channel 48; GREENSBORO, NC; Owner: WUPN LICENSEE, LLC)
- WXLV-TV (Channel 45; WINSTON-SALEM, NC; Owner: WXLV LICENSEE, LLC)
- WTWB-TV (Channel 20; LEXINGTON, NC; Owner: WTWB OF THE TRIAD, LLC)
- WLXI-TV (Channel 61; GREENSBORO, NC; Owner: TRI-STATE CHRISTIAN TV, INC.)
- WBTV (Channel 3; CHARLOTTE, NC; Owner: JEFFERSON-PILOT COMMUNICATIONS/WBTV, INC.)
- WAFF (Channel 48; HUNTSVILLE, AL; Owner: RAYCOM AMERICA, INC.)
- WSOC-TV (Channel 9; CHARLOTTE, NC; Owner: WSOC-TV HOLDINGS, INC.)
- WTVI (Channel 42; CHARLOTTE, NC; Owner: CHARLOTTE-MECKLENBURG PUBLIC BROADCASTING AUTHORITY)
- WGTB-LP (Channel 28; CHARLOTTE, NC; Owner: VICTORY CHRISTIAN CENTER, INC.)
- WJZY (Channel 46; BELMONT, NC; Owner: WJZY-TV, INC.)
- WWWB (Channel 55; ROCK HILL, SC; Owner: WWWB-TV, INC.)
- WCNC-TV (Channel 36; CHARLOTTE, NC; Owner: WCNC-TV, INC.)
- WGHP (Channel 8; HIGH POINT, NC; Owner: WGHP LICENSE, INC.)
- WCCB (Channel 18; CHARLOTTE, NC; Owner: NORTH CAROLINA BROADCASTING PARTNERS)
- W25BR (Channel 25; CHARLOTTE, NC; Owner: WORD OF GOD FELLOWSHIP, INC.)
- W52CW (Channel 52; CHARLOTTE, NC; Owner: TRINITY BROADCASTING NETWORK)
Fatal road traffic accident statistics for 1975 - 2009 (per 100,000 population)
Spencer, North Carolina:
- Fatal accident count: 11
- Vehicles involved in fatal accidents: 14
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 12
- Persons involved in fatal accidents: 22
- Pedestrians involved in fatal accidents: 2
North Carolina average:
- Fatal accident count: 102
- Vehicles involved in fatal accidents: 157
- Fatal accidents caused by drunken drivers: 29
- Fatalities: 110
- Persons involved in fatal accidents: 273
- Pedestrians involved in fatal accidents: 16
See more detailed statistics of Spencer fatal car crashes and road traffic accidents for 1975 - 2009 here
National Bridge Inventory (NBI) Statistics
Number of bridges: 2
Total length: 16 meters (52ft)
Total average daily traffic: 5,500
Total average daily truck traffic: 385
Total future (year 2025) average daily traffic: 11,000
FCC Registered Antenna Towers: 2 - Bill Goddard, 950 Hackett Road (Lat: 35.711306 Lon: -80.396333), Type: Tower, Structure height: 59.4 m, Overall height: 60.6 m, Licensee ID: L00162677
Registrant: Berkley Group, LLC, 10612-D Providence Road, Pmb 742, Charlotte, NC 28277, Phone: (704) 643-9101 - Bill Goddard, 950 Hackett Road (Lat: 35.711306 Lon: -80.396333), Type: Tower, Structure height: 59.4 m, Overall height: 60.6 m, Licensee ID: L00162677
Registrant: Berkley Group, LLC, 10612-D Providence Road, Pmb 742, Charlotte, NC 28277, Phone: (704) 643-9101
FCC Registered Private Land Mobile Towers: 1 - 116 Forth St (Lat: 35.704306 Lon: -80.424778), Call Sign: KNDF399
Assigned Frequencies: 154.250 MHz Grant Date: 09/12/2002, Expiration Date: 08/17/2012
Registrant: Federal Licensing Inc, 1588 Fairfield Road, Gettysburg, PA 17325, Phone: (717) 334-9262, Fax: (717) 334-6440
FCC Registered Amateur Radio Licenses: 7 - Call Sign: K4ZMG, Licensee ID: L00226258
Grant Date: 04/12/2000, Expiration Date: 04/12/2010
Registrant: Donald G Beaver, 606 S Rowan Ave, Spencer, NC 28159 - Call Sign: KC4HSC
Grant Date: 07/07/1992, Expiration Date: 07/07/2002, Cancellation Date: 07/08/2004
Registrant: Donald C Foster, Spencer, NC 28159 - Call Sign: KG4UDV, Licensee ID: L00542519
Grant Date: 07/08/2002, Expiration Date: 07/08/2012, Cancellation Date: 03/22/2010, Certifier: Paul D Jones
Registrant: Paul D Jones, 410 N Whitehead Ave, Spencer, NC 28159 - Call Sign: KG4UQU, Licensee ID: L00557233
Grant Date: 08/12/2002, Expiration Date: 08/12/2012, Certifier: Thomas C Neill Jr
Registrant: Thomas C Neill Jr, 200 North Yadkin Ave, Spencer, NC 28159 - Call Sign: KI4GFW, Licensee ID: L00888153
Grant Date: 07/06/2004, Expiration Date: 07/06/2014, Certifier: Jonathan S Furnas
Registrant: Jonathan S Furnas, 109 Charles St, Spencer, NC 28159 - Call Sign: KI4SCE, Licensee ID: L01212327
Grant Date: 11/13/2006, Expiration Date: 11/13/2016, Certifier: Steven W Patterson
Registrant: Steven W Patterson, 604 7th Street, Spencer, NC 28159 - Call Sign: AJ4WW, Previous Call Sign: KG4UDV, Licensee ID: L00542519
Grant Date: 07/08/2002, Expiration Date: 07/08/2012, Certifier: Paul D Jones
Registrant: Paul D Jones, 410 N Whitehead Ave, Spencer, NC 28159
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $96,155 | 26 | $80,859 | 68 | $87,441 | 1 | $1,640 | 24 | $78,596 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $66,911 | 6 | $81,260 | 0 | $0 | 3 | $52,360 |
| APPLICATIONS DENIED | 1 | $69,040 | 12 | $57,688 | 27 | $77,519 | 6 | $23,205 | 7 | $77,024 |
| APPLICATIONS WITHDRAWN | 1 | $42,190 | 4 | $74,940 | 12 | $83,133 | 0 | $0 | 1 | $58,630 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $89,860 | 3 | $91,870 | 0 | $0 | 1 | $39,450 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $80,384 | 22 | $82,451 | 49 | $74,991 | 1 | $3,870 | 17 | $64,728 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $62,630 | 9 | $73,357 | 0 | $0 | 1 | $133,300 |
| APPLICATIONS DENIED | 0 | $0 | 15 | $58,686 | 33 | $74,389 | 6 | $17,822 | 2 | $72,275 |
| APPLICATIONS WITHDRAWN | 1 | $42,190 | 4 | $75,090 | 13 | $75,279 | 1 | $43,830 | 1 | $28,400 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $23,540 | 3 | $73,303 | 0 | $0 | 1 | $22,390 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $72,830 | 29 | $72,663 | 41 | $75,912 | 4 | $61,285 | 16 | $57,864 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $52,540 | 5 | $55,376 | 8 | $82,356 | 1 | $17,930 | 1 | $38,900 |
| APPLICATIONS DENIED | 1 | $103,940 | 11 | $52,132 | 30 | $78,441 | 6 | $18,420 | 3 | $38,173 |
| APPLICATIONS WITHDRAWN | 2 | $88,210 | 6 | $71,152 | 15 | $78,341 | 2 | $11,780 | 3 | $51,867 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $36,620 | 2 | $108,205 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $77,828 | 21 | $79,840 | 21 | $76,530 | 8 | $35,458 | 0 | $0 | 6 | $99,475 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $46,570 | 2 | $62,845 | 10 | $68,896 | 3 | $15,183 | 0 | $0 | 1 | $48,760 |
| APPLICATIONS DENIED | 1 | $17,800 | 11 | $49,051 | 28 | $64,171 | 11 | $18,111 | 1 | $493,110 | 3 | $51,760 |
| APPLICATIONS WITHDRAWN | 1 | $54,800 | 5 | $46,510 | 15 | $65,141 | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $83,830 | 6 | $68,265 | 0 | $0 | 0 | $0 | 1 | $69,500 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $72,058 | 27 | $69,380 | 50 | $60,483 | 6 | $11,335 | 21 | $60,862 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $33,680 | 7 | $83,223 | 17 | $65,235 | 3 | $13,803 | 4 | $70,463 |
| APPLICATIONS DENIED | 1 | $60,840 | 29 | $51,627 | 43 | $59,609 | 9 | $20,762 | 7 | $65,973 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 6 | $67,955 | 22 | $65,458 | 3 | $22,473 | 6 | $62,447 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $39,650 | 1 | $63,780 | 4 | $61,758 | 1 | $13,880 | 1 | $32,590 |
Detailed HMDA statistics for the following Tracts:
0507.00
, 0508.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $71,851 | 10 | $94,989 | 2 | $51,805 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $54,720 | 4 | $94,688 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $68,485 | 0 | $0 | 2 | $68,485 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $35,610 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $78,961 | 9 | $91,434 | 2 | $51,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $58,880 | 1 | $38,580 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $48,760 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $40,000 | 1 | $34,290 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $71,230 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $70,850 | 4 | $94,963 | 1 | $36,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $44,950 | 2 | $97,525 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $112,595 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 8 | $63,678 | 2 | $81,340 | 1 | $24,110 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $65,750 | 1 | $27,390 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $79,145 | 2 | $80,145 | 1 | $19,010 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $79,850 | 0 | $0 | 1 | $35,310 |
| APPLICATIONS DENIED | 1 | $45,630 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0507.00
, 0508.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:
See full 2006 National Fire Incident Reporting System statistics for Spencer, NC
| Most common first names in Spencer, NC among deceased individuals |
| Name | Count | Lived (average) |
| William | 38 | 72.0 years |
| Mary | 38 | 79.0 years |
| James | 36 | 74.3 years |
| John | 35 | 77.2 years |
| Robert | 32 | 72.6 years |
| Margaret | 25 | 78.9 years |
| George | 17 | 70.2 years |
| Charles | 17 | 68.4 years |
| Thomas | 16 | 73.6 years |
| Annie | 13 | 84.8 years |
| Most common last names in Spencer, NC among deceased individuals |
| Last name | Count | Lived (average) |
| Smith | 23 | 77.1 years |
| Miller | 21 | 81.4 years |
| Moore | 19 | 77.8 years |
| Williams | 16 | 70.0 years |
| Brown | 16 | 78.7 years |
| Thompson | 12 | 66.1 years |
| Beck | 12 | 72.5 years |
| Wilson | 11 | 77.9 years |
| Jones | 11 | 74.3 years |
| Beaver | 10 | 79.7 years |
Businesses in Spencer, NC
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