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Notable locations in St. Albans: Saint Albans Historical Museum (A), Saint Albans Free Library (B), Saint Albans City Hall (C), Saint Albans Chamber of Commerce (D), Hathaways Tavern (E), Northwestern Medical Center Information Center (F), Franklin County Courthouse (G). Display/hide their locations on the map
Shopping Center: Saint Albans Shopping Center (1). Display/hide its location on the map
Churches in St. Albans include: Saint Lukes Episcopal Church (A), First Congregational Church (B), First Baptist Church (C), Holy Angels Church (D), Saint Pauls United Methodist Church (E), Saint Marys Parish Church (F). Display/hide their locations on the map
Cemeteries: Mount Calvary Cemetery (1), Greenwood Cemetery (2). Display/hide their locations on the map
Parks in St. Albans include: Houghton Park (1), Saint Albans Historic District (2), Barlow Street Playground (3), Taylor Park (4), Coote Field (5). Display/hide their locations on the map
Post office: Saint Albans Post Office (A). Display/hide its location on the map
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Residents with income below the poverty level in 2007:
| This city: | 9.6% | | Whole state: | 9.4% |
Residents with income below 50% of the poverty level in 2007:
| This city: | 2.2% | | Whole state: | 3.6% |
Detailed information about poverty and poor residents in St. Albans, VT
People in group quarters in St. Albans
- 36 people in nursing homes
- 14 people in other noninstitutional group quarters
- 5 people in religious group quarters
St. Albans compared to Vermont state average:
- Unemployed percentage below state average.
- Black race population percentage below state average.
- Hispanic race population percentage significantly below state average.
- Foreign-born population percentage above state average.
- Renting percentage above state average.
- House age significantly above state average.
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Banks with branches in St. Albans (2009 data):
- TD Bank, National Association: St. Albans Plaza Branch at 351 Swanton Rd, Highgate Plaza, branch established on 1969-12-15. Info updated 2008-06-17: Bank assets: $101,632.1 mil, Deposits: $76,748.6 mil, headquarters in Wilmington, DE, positive income, Commercial Lending Specialization, 1084 total offices, Holding Company: Toronto-Dominion Bank, The
School Enrollment by Level of School
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2004 Presidential Election results in Franklin County Vermont:
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Most commonly used house heating fuel:
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- Utility gas (63%)
- Fuel oil, kerosene, etc. (26%)
- Electricity (6%)
- Bottled, tank, or LP gas (4%)
- Wood (1%)
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Religion statistics for St. Albans
| Name | Catholic Church | United Methodist Church | Greek Orthodox Archdiocese of Vasiloupulis | Episcopal Church | American Baptist Churches in the USA |
| Adherents | 69.9% | 11.5% | 7.4% | 2.9% | 2.8% |
| Congregations | 24.6% | 29.8% | 3.5% | 10.5% | 7.0% |
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| Name | United Church of Christ | Assemblies of God | Church of Jesus Christ of Latter-day Saints | Presbyterian Church in America | Other religions |
| Adherents | 2.2% | 1.6% | 1.0% | 0.3% | 0.5% |
| Congregations | 10.5% | 5.3% | 1.8% | 1.8% | 5.3% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
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Local government employment and payroll (March 2004)
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| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Police Protection - Officers |
14 | $39,998 | $34,284 | 0 | $0 |
| Financial Administration |
5 | $14,239 | $34,174 | 0 | $0 |
| Other Government Administration |
4 | $16,175 | $48,525 | 0 | $0 |
| Police - Other |
8 | $21,312 | $31,968 | 0 | $0 |
| Firefighters |
13 | $41,340 | $38,160 | 0 | $0 |
| Water Supply |
4 | $13,486 | $40,458 | 0 | $0 |
| Parks and Recreation |
2 | $5,802 | $34,812 | 1 | $886 |
| Sewerage |
5 | $16,330 | $39,192 | 0 | $0 |
| Streets and Highways |
7 | $21,312 | $36,535 | 0 | $0 |
| Totals for Government |
62 | $189,995 | $36,773 | 1 | $886 |
St. Albans government finances in 2002:
- Charges - Sewerage: $1,371,000
All Other: $335,000
Parks & Recreation: $150,000
- Construction - Regular Highways: $124,000
- Current Operations - Sewerage: $1,219,000
Police Protection: $906,000
Water Utilities: $857,000
Fire Protection: $720,000
General - Other: $497,000
Regular Highways: $495,000
Housing & Community Development: $301,000
Parks & Recreation: $233,000
Financial Administration: $232,000
Central Staff Services: $77,000
Health Services - Other: $63,000
Solid Waste Management: $8,000
- Federal Intergovernmental - Housing & Community Development: $307,000
- General - Interest on Debt: $112,000
- Long Term Debt Beginning Outstanding - Water Utilities: $4,647,000
- Long Term Debt Beginning Outstanding, NEC: $1,872,000
- Long Term Debt Issue, Unspecified - Other NEC: $124,000
- Long Term Debt Outstanding - Full Faith & Credit - Other, NEC: $1,866,000
- Long Term Debt Outstanding Nonguaranteed - Water Utilities: $4,541,000
- Long Term Debt Retired Unspecified - Other, NEC: $130,000
Water Utilities: $106,000
- Miscellaneous - General Revenue, NEC: $139,000
Rents: $42,000
Interest Earnings: $34,000
- Other Capital Outlay - Housing & Community Development: $11,000
- Other Funds - Cash & Deposits: $1,043,000
- Revenue - Water Utilities: $1,271,000
- Short Term Debt Outstanding - End of Fiscal Year: $500,000
Beginning: $500,000
- State Intergovernmental - All Other: $105,000
Highways: $88,000
- Tax - Property: $2,689,000
NEC: $44,000
- Total Salaries & Wages: $2,276,000
- Water Utilities - Interest on Debt: $205,000
5.26% of this county's 2006 resident taxpayers lived in other counties in 2005 ($40,162 average adjusted gross income) | Here: | 5.26% | | Vermont average: | 6.60% |
0.06% of residents moved from foreign countries ($532 average AGI)| Franklin County: | 0.06% | | Vermont average: | 0.16% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
5.62% of this county's 2005 resident taxpayers moved to other counties in 2006 ($36,262 average adjusted gross income) | Here: | 5.62% | | Vermont average: | 6.82% |
0.07% of residents moved to foreign countries ($209 average AGI)| Franklin County: | 0.07% | | Vermont average: | 0.08% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in St. Albans:
- WRSA (1420 AM; 1 kW; ST. ALBANS, VT)
- WCHP (760 AM; 35 kW; CHAMPLAIN, NY; Owner: CHAMPLAIN RADIO, INC.)
- WVMT (620 AM; 5 kW; BURLINGTON, VT; Owner: SISON BROADCASTING, INC.)
- WICY (1490 AM; 50 kW; MALONE, NY; Owner: CARTIER COMMUNICATIONS INC.)
- WEAV (960 AM; 5 kW; PLATTSBURGH, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WTWK (1070 AM; daytime; 5 kW; PLATTSBURGH, NY; Owner: CHAMPLAIN COMMUNICATIONS CORPORATION)
- WVAA (1390 AM; 5 kW; BURLINGTON, VT; Owner: RADIO VERMONT, KDR, LLC)
- WDEV (550 AM; 5 kW; WATERBURY, VT; Owner: RADIO VERMONT, INC.)
- WGY (810 AM; 50 kW; SCHENECTADY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WNNZ (640 AM; 50 kW; WESTFIELD, MA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WRKO (680 AM; 50 kW; BOSTON, MA; Owner: ENTERCOM BOSTON LICENSE, LLC)
- WIRY (1340 AM; 1 kW; PLATTSBURGH, NY; Owner: HOMETOWN RADIO INC)
- WCRN (830 AM; 50 kW; WORCESTER, MA; Owner: CARTER BROADCASTING CORPORATION)
Strongest FM radio stations in St. Albans:
- WLFE-FM (102.3 FM; ST. ALBANS, VT; Owner: CHAMPLAIN COMMUNICATIONS CORP.)
- WEZF (92.9 FM; BURLINGTON, VT; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WVPS (107.9 FM; BURLINGTON, VT; Owner: VERMONT PUBLIC RADIO)
- WLKC (103.3 FM; WATERBURY, VT; Owner: RADIO BROADCASTING SERVICES, INC.)
- WCVT (101.7 FM; STOWE, VT; Owner: RADIO VERMONT CLASSICS, L.L.C.)
- WCEL (91.9 FM; PLATTSBURGH, NY; Owner: WAMC)
- WNCS (104.7 FM; MONTPELIER, VT; Owner: MONTPELIER BROADCASTING, INC.)
- WCPV (101.3 FM; ESSEX, NY; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WDEV-FM (96.1 FM; WARREN, VT; Owner: RADIO VERMONT, INC.)
- WBTZ (99.9 FM; PLATTSBURGH, NY; Owner: PLATTSBURGH BROADCASTING CORPORATION)
- WXLU (88.3 FM; PERU, NY; Owner: THE ST. LAWRENCE UNIVERSITY)
- WYUL (94.7 FM; CHATEAUGAY, NY; Owner: CARTIER COMMUNICATIONS INC.)
- WGLY-FM (91.5 FM; BOLTON, VT; Owner: CHRISTIAN MINISTRIES, INC.)
- WXZO (96.7 FM; WILLSBORO, NY; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WIZN (106.7 FM; VERGENNES, VT; Owner: BURLINGTON BROADCASTERS, INC.)
- WXXX (95.5 FM; SOUTH BURLINGTON, VT; Owner: SISON BROADCASTING, INC.)
TV broadcast stations around St. Albans:
- W52CD (Channel 52; ST. ALBANS, VT; Owner: VERMONT LOW POWER TV, LP)
- WPTZ (Channel 5; NORTH POLE, NY; Owner: HEARST-ARGYLE STATIONS, INC.)
- WVNY (Channel 22; BURLINGTON, VT; Owner: C-22 FCC LICENSEE SUBSIDIARY, LLC)
Fatal accident statistics for 1975 - 2008 (per 100,000 population)
St. Albans, Vermont:
- Fatal accident count: 43
- Vehicles involved in fatal accidents: 56
- Fatal accidents caused by drunken drivers: 22
- Fatalities: 52
- Persons involved in fatal accidents: 111
- Pedestrians involved in fatal accidents: 5
Vermont average:
- Fatal accident count: 46
- Vehicles involved in fatal accidents: 65
- Fatal accidents caused by drunken drivers: 20
- Fatalities: 52
- Persons involved in fatal accidents: 112
- Pedestrians involved in fatal accidents: 2
See more detailed statistics of St. Albans fatal car crashes and road traffic accidents for 1975 - 2008 here
FCC Registered Cell Phone Towers: 3- Approx. 1.7 Miles E Of, Call Sign: KNKN832
Assigned Frequencies : 869.040 MHz, 890.010 MHz, 834.390 MHz, 879.390 MHz, 824.040 MHz, 845.010 MHz Grant Date: 10/23/2001, Expiration Date: 10/01/2011, Certifier: John T Scott Iii
Registrant: At&t Mobility LLC, 1120 Twentieth Street, Nw, Suite 1000, Washington, DC 20036, Phone: (202) 457-2055, Fax: (202) 457-3073, Email:
- Atop Aldis Hill Quarry Ct., Type: Tower, Structure height: 91.4 m, Call Sign: KNKQ284
880.020 MHz, 835.020 MHz, 891.510 MHz, 846.510 MHz, 835.020 MHz, 880.020 MHz, 880.020 MHz, 835.020 MHz, 891.510 MHz, 846.510 MHz, 835.020 MHz, 880.020 MHz Grant Date: 10/10/2001, Expiration Date: 10/01/2011
Registrant: Verizon Wireless, 1120 Sanctuary Pkwy, #150 Gasa5reg, Alpharetta, GA 30004, Phone: (770) 797-1070, Fax: (770) 797-1036, Email:
- Aldis Hill, Type: Tower, Structure height: 91.4 m, Call Sign: KNKA695
880.020 MHz, 835.020 MHz, 891.510 MHz, 846.510 MHz, 835.020 MHz, 880.020 MHz, 880.020 MHz, 835.020 MHz, 891.510 MHz, 846.510 MHz, 835.020 MHz, 880.020 MHz Grant Date: 11/25/2008, Expiration Date: 11/27/2018
Registrant: Verizon Wireless, 1120 Sanctuary Pkwy, #150 Gasa5reg, Alpharetta, GA 30009-7630, Phone: (770) 797-1070, Fax: (770) 797-1036, Email:
FCC Registered Antenna Towers: 2- jon hosford, Top Of Bellevue Hill, Type: Pole, Structure height: 12.2 m, Overall height: 12.2 m
Registrant: International Tower And Wireless, 288 South River Road, Bedford, NH 03110, Phone: (603) 668-9999, Email:
- Jon Hosford, Wrsa Tower. Lower Newton Rd, St Albans Vt, Type: Tower, Structure height: 51.8 m, Overall height: 51.8 m
Registrant: Radio Broadcasting Services, Inc, 288 South River Road, Bedford, NH 03110, Phone: (603) 668-9999, Email:
FCC Registered Private Land Mobile Towers: 1- Lat: 44.797667 Lon: -73.096167, Call Sign: WQCT444
Assigned Frequencies : 462.187 MHz, 462.287 MHz, 462.312 MHz, 462.337 MHz, 467.362 MHz Grant Date: 05/19/2005, Expiration Date: 05/19/2015, Certifier: Don Lane
Registrant: Cara Enterprises, Inc., Salt Lake City, UT 84117-0503, Phone: (801) 278-9728, Fax: (801) 278-7239, Email:
FCC Registered Microwave Towers: 1- 2 Mi N Of City On Us Rte 7, Overall height: 10.7 m, Call Sign: WHS692
Assigned Frequencies : 947.500 MHz Grant Date: 10/19/1983, Expiration Date: 04/01/2014
Registrant: Radio Broadcasting Services, Inc., 288 South River Road, Bedford, NH 03110
FCC Registered Amateur Radio Licenses: 3- Call Sign: N1CFP, Previous Call Sign: , Licensee ID: L00834458
Grant Date: 03/23/2004, Expiration Date: 05/24/2014
Registrant: John M Foster, 8 Stevens Avenue, St. Albans, VT 05478 - Call Sign: N1OVU, Previous Call Sign: , Licensee ID: L00655210
Grant Date: 09/23/2004, Expiration Date: 09/23/2014
Registrant: Robert R Provost Jr, 102 Lo. Newton St. Box #8, St. Albans, VT 05478 - Call Sign: WA1UVL, Previous Call Sign: , Licensee ID: L01355284
Grant Date: 01/03/2008, Expiration Date: 01/20/2018
Registrant: David V Danyow, 545 Bingham Shore Road, St. Albans, VT 05478
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $225,500 | 95 | $155,747 | 123 | $129,398 | 36 | $69,472 | 3 | $357,667 | 30 | $146,933 | 2 | $94,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $277,500 | 16 | $142,438 | 24 | $123,708 | 2 | $51,500 | 0 | $0 | 2 | $177,000 | 1 | $87,000 |
| APPLICATIONS DENIED | 0 | $0 | 25 | $139,000 | 41 | $162,878 | 14 | $59,286 | 1 | $813,000 | 8 | $103,625 | 11 | $126,727 |
| APPLICATIONS WITHDRAWN | 1 | $143,000 | 12 | $145,417 | 37 | $145,892 | 1 | $360,000 | 0 | $0 | 6 | $85,167 | 1 | $145,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $146,000 | 11 | $165,636 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $202,333 | 136 | $128,926 | 124 | $146,863 | 31 | $52,258 | 6 | $369,167 | 32 | $138,625 | 3 | $68,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 16 | $98,938 | 28 | $121,893 | 5 | $52,400 | 0 | $0 | 3 | $61,667 | 1 | $24,000 |
| APPLICATIONS DENIED | 3 | $183,000 | 30 | $128,233 | 75 | $143,267 | 9 | $73,000 | 1 | $150,000 | 7 | $117,143 | 3 | $96,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 19 | $136,158 | 56 | $134,179 | 0 | $0 | 0 | $0 | 5 | $136,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $149,000 | 10 | $142,100 | 1 | $168,000 | 0 | $0 | 2 | $173,000 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $167,667 | 138 | $126,094 | 160 | $131,156 | 28 | $72,214 | 7 | $367,429 | 39 | $126,615 | 1 | $43,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $139,000 | 21 | $110,524 | 14 | $114,500 | 5 | $54,600 | 0 | $0 | 5 | $116,600 | 1 | $43,000 |
| APPLICATIONS DENIED | 1 | $139,000 | 26 | $108,577 | 81 | $124,543 | 14 | $68,000 | 0 | $0 | 9 | $149,333 | 9 | $75,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 19 | $117,684 | 64 | $135,109 | 3 | $172,000 | 0 | $0 | 6 | $136,667 | 4 | $34,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $92,500 | 31 | $135,226 | 1 | $35,000 | 0 | $0 | 4 | $146,250 | 1 | $25,000 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $130,500 | 142 | $129,169 | 168 | $110,185 | 30 | $58,867 | 3 | $222,667 | 47 | $125,574 | 5 | $81,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $204,000 | 3 | $202,000 | 14 | $76,429 | 4 | $106,750 | 0 | $0 | 2 | $160,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $167,000 | 19 | $106,421 | 55 | $123,745 | 16 | $31,625 | 0 | $0 | 4 | $103,000 | 4 | $36,250 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 12 | $144,083 | 32 | $104,219 | 5 | $42,600 | 1 | $80,000 | 4 | $154,000 | 1 | $37,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $140,667 | 6 | $92,500 | 0 | $0 | 0 | $0 | 1 | $149,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $150,467 | 107 | $127,551 | 382 | $105,518 | 4 | $52,750 | 3 | $163,000 | 46 | $111,457 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $127,714 | 31 | $95,516 | 3 | $34,333 | 0 | $0 | 5 | $93,200 |
| APPLICATIONS DENIED | 0 | $0 | 15 | $93,933 | 62 | $104,548 | 4 | $36,500 | 0 | $0 | 7 | $99,286 |
| APPLICATIONS WITHDRAWN | 1 | $150,000 | 18 | $123,833 | 50 | $113,560 | 1 | $120,000 | 0 | $0 | 3 | $132,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $90,000 | 8 | $94,250 | 2 | $29,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $144,000 | 92 | $109,435 | 264 | $99,193 | 5 | $27,000 | 3 | $110,000 | 38 | $90,842 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $130,000 | 8 | $106,875 | 14 | $78,643 | 0 | $0 | 0 | $0 | 3 | $117,333 |
| APPLICATIONS DENIED | 1 | $79,000 | 8 | $87,375 | 34 | $80,294 | 6 | $31,500 | 0 | $0 | 2 | $83,000 |
| APPLICATIONS WITHDRAWN | 2 | $135,500 | 6 | $109,667 | 22 | $88,591 | 1 | $30,000 | 0 | $0 | 2 | $41,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $90,000 | 11 | $98,727 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $119,235 | 100 | $108,070 | 215 | $90,795 | 5 | $6,400 | 4 | $174,750 | 25 | $84,480 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $52,750 | 18 | $67,611 | 1 | $54,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $101,000 | 28 | $47,714 | 48 | $75,792 | 8 | $15,875 | 0 | $0 | 4 | $75,750 |
| APPLICATIONS WITHDRAWN | 5 | $113,400 | 8 | $98,250 | 26 | $87,615 | 1 | $9,000 | 0 | $0 | 2 | $25,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $69,000 | 7 | $62,857 | 0 | $0 | 0 | $0 | 1 | $69,000 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $102,893 | 88 | $97,966 | 50 | $93,460 | 12 | $10,750 | 2 | $124,000 | 17 | $107,529 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $73,333 | 9 | $135,000 | 11 | $79,364 | 6 | $12,333 | 0 | $0 | 3 | $75,000 |
| APPLICATIONS DENIED | 2 | $118,000 | 26 | $62,615 | 38 | $47,447 | 17 | $20,118 | 0 | $0 | 2 | $61,500 |
| APPLICATIONS WITHDRAWN | 3 | $117,667 | 11 | $89,000 | 21 | $64,333 | 3 | $21,667 | 0 | $0 | 1 | $136,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $122,000 | 1 | $52,000 | 5 | $47,800 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $93,671 | 83 | $95,745 | 104 | $79,607 | 20 | $16,723 | 1 | $47,640 | 21 | $78,553 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 11 | $66,901 | 21 | $78,777 | 2 | $10,980 | 0 | $0 | 3 | $82,973 |
| APPLICATIONS DENIED | 1 | $64,790 | 30 | $63,425 | 52 | $67,809 | 13 | $27,601 | 0 | $0 | 15 | $75,551 |
| APPLICATIONS WITHDRAWN | 2 | $84,325 | 12 | $65,442 | 24 | $63,308 | 1 | $28,580 | 0 | $0 | 4 | $89,243 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $71,935 | 8 | $79,828 | 1 | $14,500 | 0 | $0 | 1 | $81,940 |
Detailed HMDA statistics for the following Tracts:
0107.00
, 0108.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $165,463 | 8 | $188,625 | 1 | $97,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $177,200 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $121,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 31 | $157,613 | 6 | $189,333 | 2 | $124,000 | 1 | $143,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $135,000 | 1 | $168,000 | 1 | $138,000 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $115,750 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $139,000 | 0 | $0 | 2 | $139,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $153,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $146,343 | 11 | $171,545 | 4 | $163,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $111,375 | 5 | $167,600 | 1 | $112,000 |
| APPLICATIONS DENIED | 1 | $142,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $142,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $137,000 | 1 | $180,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 48 | $140,667 | 6 | $135,000 | 9 | $132,333 | 1 | $77,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $137,200 | 3 | $117,667 | 0 | $0 | 1 | $22,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $121,500 | 2 | $136,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 51 | $137,902 | 28 | $123,786 | 4 | $101,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $102,167 | 11 | $131,273 | 2 | $86,500 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $84,333 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $121,537 | 17 | $128,059 | 4 | $113,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $101,000 | 6 | $115,500 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $62,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $135,000 | 1 | $107,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 41 | $114,927 | 23 | $114,217 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $139,500 | 9 | $93,556 |
| APPLICATIONS DENIED | 2 | $138,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $133,000 | 1 | $118,000 |
Aggregated Statistics For Year 2000 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $103,714 | 6 | $84,833 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $119,167 | 1 | $83,000 |
| APPLICATIONS DENIED | 2 | $157,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $84,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 2 full tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 42 | $94,223 | 11 | $100,738 | 2 | $70,985 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $89,560 | 4 | $85,503 | 1 | $93,750 |
| APPLICATIONS DENIED | 1 | $82,890 | 1 | $99,550 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0107.00
, 0108.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 48
- Hazardous Condition: 67
- Service Call: 3
- Good Intent Call: 1
Incident types - St. Albans
See Full 2006 National Fire Incident Reporting System Statistics for St. Albans, VT
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