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Notable locations in St. Joseph: Speidel Marina (A), City of Benton Harbor Waterworks (B), Wolfs Island Marina (C), West Basin Marina (D), Saint Joseph Station (E), Berrien County Courthouse (F), Saint Joseph City Library (G), Curious Kids' Museum (H), Heritage Museum and Cultural Center (I), Saint Joseph City Fire Department (J), Saint Joseph Police Department (K). Display/hide their locations on the map
Churches in St. Joseph include: First United Methodist Church (A), First Church of God-Anderson (B), First Congregational United Church (C), Niles Avenue Baptist Church (D), Saint Peter's Church (E), First Baptist Church (F), Saron Lutheran Church (G), Saint Paul's Episcopal Church (H), Saint Joseph Catholic Church (I). Display/hide their locations on the map
Cemeteries: Lakeview Cemetery (1), Resurrection Cemetery (2). Display/hide their locations on the map
Creek: Hickory Creek (A). Display/hide its location on the map
Parks in St. Joseph include: Tiscornia Park (1), Saint Joseph City Park (2), Point Park (3), Milton Park (4), Botham Park (5), Whittlesey Park (6), Dickenson Park (7), Old Saint Joseph Neighborhood Historical Marker (8), Fort Miami Historical Marker (9). Display/hide their locations on the map
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Berrien County has a predicted average indoor radon screening level less than 2 pCi/L (pico curies per liter) - Low Potential
Air pollution and air quality trends (lower is better)
AQI
PM2.5
PM10
Air Quality Index (AQI) level in 2010 was 33.3. This is about average.
Particulate Matter (PM2.5) [µ/m3] level in 2010 was 10.2. This is about average. There were 13 monitors within city limits.
Sulfur Dioxide (SO2) [ppb] level in 2003 was 3.41. This is about average. There were 12 monitors within city limits.
Particulate Matter (PM10) [µ/m3] level in 2010 was 28.4. This is worse than average. There were 21 monitors within city limits.
Drinking water stations with addresses in St. Joseph and their reported violations in the past:
STACY'S GRILL (Address: Suite 205 , Population served: 25, Groundwater):
Past monitoring violations:
- 2 routine major monitoring violations
Percentage of residents living in poverty in 2009: 9.1%
(6.8% for White Non-Hispanic residents, 12.7% for Black residents, 0.0% for Hispanic or Latino residents, 64.6% for American Indian residents, 0.0% for other race residents, 6.0% for two or more races residents)
Average household size:
| This city: | 2.0 people | | Michigan: | 2.4 people |
Percentage of family households:
| This city: | 49.4% | | Whole state: | 67.0% |
Percentage of households with unmarried partners:
| This city: | 4.6% | | Whole state: | 5.3% |
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
- Lesbian couples: 0.1% of all households
- Gay men: 0.2% of all households
Detailed information about poverty and poor residents in St. Joseph, MI
People in group quarters in St. Joseph:
- 383 people in local jails and other confinement facilities (including police lockups)
- 103 people in nursing homes
- 91 people in other noninstitutional group quarters
- 4 people in religious group quarters
- 3 people in military transient quarters for temporary residents
St. Joseph compared to Michigan state average:
- Unemployed percentage below state average.
- Black race population percentage significantly above state average.
- Foreign-born population percentage significantly above state average.
- Institutionalized population percentage above state average.
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Banks with branches in St. Joseph (2011 data):
- Chemical Bank: St Joseph-Cleveland Avenue Branch, St Joseph-Courtplace Branch, St Joseph-Main Street Auto Branch, St Joseph-Southtown Auto Bank. Info updated 2010/07/30: Bank assets: $5,331.9 mil, Deposits: $4,367.1 mil, headquarters in Midland, MI, positive income, Commercial Lending Specialization, 146 total offices, Holding Company: Chemical Financial Corporation
- 1st Source Bank: St Joseph Downtown Branch at 715 Ship Street, branch established on 1988/11/14; St Joseph Hilltop Branch at 1600 Hilltop Road, branch established on 1997/08/05. Info updated 2008/06/16: Bank assets: $4,361.6 mil, Deposits: $3,520.6 mil, headquarters in South Bend, IN, positive income, Commercial Lending Specialization, 79 total offices, Holding Company: 1st Source Corporation
- Bank of America, National Association: St. Joseph Branch at 3125 Cleveland, branch established on 1890/01/01. Info updated 2009/11/18: Bank assets: $1,451,969.3 mil, Deposits: $1,077,176.8 mil, headquarters in Charlotte, NC, positive income, 5782 total offices, Holding Company: Bank Of America Corporation
- Fifth Third Bank: St. Joseph South Branch at 2915 South State Street, branch established on 1963/11/04. Info updated 2009/10/05: Bank assets: $114,540.4 mil, Deposits: $89,689.1 mil, headquarters in Cincinnati, OH, positive income, Commercial Lending Specialization, 1378 total offices, Holding Company: Fifth Third Bancorp
Educational Attainment (%)
School Enrollment by Level of School (%)
Most commonly used house heating fuel:
- Utility gas (84%)
- Electricity (10%)
- Fuel oil, kerosene, etc. (3%)
- Other fuel (1%)
- Bottled, tank, or LP gas (1%)
- No fuel used (1%)
2004 Presidential Election results in Berrien County Michigan:
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Religion statistics for St. Joseph (based on Berrien County data)
Percentage of population affiliated with a religious congregations: 46.89%
| Here |  | 46.9% |
| USA |  | 50.2% |
Breakdown of population affiliated with a religious congregations
| Name | Catholic Church | Lutheran Church | Seventh-Day Adventist Church | United Methodist Church | Wisconsin Evangelical Lutheran Synod |
| Adherents | 33.3% | 11.8% | 11.7% | 6.8% | 5.5% |
| Congregations | 6.5% | 5.4% | 9.1% | 12.9% | 3.2% |
|---|
| Name | United Church of Christ | Assemblies of God | Evangelical Lutheran Church in America | Church of God (Anderson, Indiana) | Other |
| Adherents | 4.1% | 2.4% | 2.3% | 2.0% | 20.1% |
| Congregations | 7.0% | 2.7% | 2.7% | 3.8% | 46.8% |
|---|
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
Food Environment Statistics:Number of grocery stores: 41 | Berrien County: | 2.57 / 10,000 pop. | | State: | 2.34 / 10,000 pop. |
Number of supercenters and club stores: 1 | Here: | 0.06 / 10,000 pop. | | Michigan: | 0.18 / 10,000 pop. |
Number of convenience stores (no gas): 22 | This county: | 1.38 / 10,000 pop. | | Michigan: | 1.52 / 10,000 pop. |
Number of convenience stores (with gas): 48 | Berrien County: | 3.01 / 10,000 pop. | | Michigan: | 2.99 / 10,000 pop. |
Number of full-service restaurants: 155 | This county: | 9.73 / 10,000 pop. | | State: | 6.80 / 10,000 pop. |
Adult diabetes rate: | Berrien County: | 10.6% | | Michigan: | 9.7% |
Adult obesity rate: | Berrien County: | 29.1% | | State: | 29.7% |
Low-income preschool obesity rate:
| Local government employment and payroll (March 2002) |
| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Police Protection - Officers |
19 | $73,996 | $46,734 | 0 | $0 |
| Other Government Administration |
6 | $24,591 | $49,182 | 1 | $1,202 |
| Financial Administration |
6 | $18,046 | $36,092 | 0 | $0 |
| Natural Resources |
3 | $9,173 | $36,692 | 0 | $0 |
| Housing and Community Development(Local) |
3 | $10,045 | $40,180 | 0 | $0 |
| Sewerage |
3 | $9,638 | $38,552 | 0 | $0 |
| Solid Waste Management |
3 | $7,257 | $29,028 | 0 | $0 |
| Parks and Recreation |
7 | $17,998 | $30,854 | 12 | $4,494 |
| Water Supply |
16 | $48,354 | $36,266 | 0 | $0 |
| Other and Unallocable |
9 | $26,958 | $35,944 | 3 | $2,438 |
| Local Libraries |
7 | $14,139 | $24,238 | 15 | $8,827 |
| Streets and Highways |
12 | $34,078 | $34,078 | 1 | $496 |
| Firefighters |
13 | $51,303 | $47,357 | 0 | $0 |
| Police - Other |
6 | $14,801 | $29,602 | 4 | $1,417 |
| Totals for Government |
113 | $360,375 | $38,270 | 36 | $18,874 |
St. Joseph government finances in 2006 (per resident):
- Charges - Sewerage: $1,280,000 ($153.04)
All Other: $930,000 ($111.19)
Parks and Recreation: $537,000 ($64.20)
- Construction - Regular Highways: $2,137,000 ($255.50)
- Current Operations - Water Utilities: $2,674,000 ($319.70)
Parks and Recreation: $1,864,000 ($222.86)
Police Protection: $1,783,000 ($213.18)
Regular Highways: $1,320,000 ($157.82)
Local Fire Protection: $1,060,000 ($126.73)
Sewerage: $1,036,000 ($123.86)
General - Other: $867,000 ($103.66)
Libraries: $704,000 ($84.17)
Solid Waste Management: $580,000 ($69.34)
Central Staff Services: $361,000 ($43.16)
Protective Inspection and Regulation, NEC: $308,000 ($36.82)
Financial Administration: $262,000 ($31.32)
General Public Buildings: $191,000 ($22.84)
Health - Other: $51,000 ($6.10)
- DISCONTINUED for 2005 (Formerly: Long Term Debt Outstanding Nonguaranteed - Industrial Revenue): $49,885,000 ($5964.25)
- General - Interest on Debt: $2,475,000 ($295.91)
- Local Intergovernmental - All Other: $179,000 ($21.40)
- Long Term Debt Beginning Outstanding - Public Debt for Private Purpose: $52,395,000 ($6264.35)
- Long Term Debt Retired Nonguaranteed - Public Debt for Private Purpose: $2,510,000 ($300.10)
- Long Term Debt Retired Unspecified Public Purpose: $483,000 ($57.75)
- Miscellaneous - Interest Earnings: $2,398,000 ($286.70)
Fines and Forfeits: $383,000 ($45.79)
General Revenue, NEC: $206,000 ($24.63)
- NEW for 2005 - Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $9,480,000 ($1133.43)
Long Term Debt Outstanding Unspecified Public Purpose: $8,997,000 ($1075.68)
- Other Capital Outlay - Parks and Recreation: $82,000 ($9.80)
General - Other: $9,000 ($1.08)
- Other Funds - Cash and Securities: $8,678,000 ($1037.54)
- Revenue - Water Utilities: $3,419,000 ($408.78)
- Sinking Funds - Cash and Securities: $51,273,000 ($6130.20)
- State Intergovernmental - Highways: $1,065,000 ($127.33)
General Local Government Support: $991,000 ($118.48)
All Other: $593,000 ($70.90)
- Tax - Property: $5,788,000 ($692.01)
Other License: $374,000 ($44.72)
- Total Salaries and Wages: $5,244,000 ($626.97)
4.62% of this county's 2006 resident taxpayers lived in other counties in 2005 ($38,999 average adjusted gross income) | Here: | 4.62% | | Michigan average: | 5.24% |
0.12% of residents moved from foreign countries ($663 average AGI)| Berrien County: | 0.12% | | Michigan average: | 0.10% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
5.57% of this county's 2005 resident taxpayers moved to other counties in 2006 ($38,455 average adjusted gross income) | Here: | 5.57% | | Michigan average: | 5.98% |
0.05% of residents moved to foreign countries ($275 average AGI)| Berrien County: | 0.05% | | Michigan average: | 0.05% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in St. Joseph:
- WHFB (1060 AM; 5 kW; BENTON HARBOR-ST. JO, MI; Owner: WHFB B/CST ASSOCIATES LTD PARTNERSHP)
- WSJM (1400 AM; 1 kW; ST. JOSEPH, MI; Owner: WSJM, INC.)
- WGN (720 AM; 50 kW; CHICAGO, IL; Owner: WGN CONTINENTAL BROADCASTING CO.)
- WSCR (670 AM; 50 kW; CHICAGO, IL; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WBBM (780 AM; 50 kW; CHICAGO, IL; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WTMJ (620 AM; 50 kW; MILWAUKEE, WI; Owner: JOURNAL BROADCAST CORPORATION)
- WLS (890 AM; 50 kW; CHICAGO, IL; Owner: WLS, INC.)
- WMVP (1000 AM; 50 kW; CHICAGO, IL; Owner: ABC, INC.)
- WHLY (1580 AM; 10 kW; SOUTH BEND, IN; Owner: TIMES COMMUNICATIONS INC.)
- WYLL (1160 AM; 50 kW; CHICAGO, IL; Owner: SCA LICENSE CORPORATION)
- WDND (1620 AM; 10 kW; SOUTH BEND, IN; Owner: ARTISTIC MEDIA PARTNERS, INC.)
- WISN (1130 AM; 50 kW; MILWAUKEE, WI; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WOWO (1190 AM; 50 kW; FORT WAYNE, IN; Owner: PATHFINDER COMMUNICATIONS CORPORATION)
Strongest FM radio stations in St. Joseph:
- WHFB-FM (99.9 FM; BENTON HARBOR, MI; Owner: WHFB BROADCAST ASSOCIATES L P)
- WIRX (107.1 FM; ST. JOSEPH, MI; Owner: WSJM, INC.)
- WCNF (94.9 FM; BENTON HARBOR, MI; Owner: WSJM, INC.)
- WYTZ (97.5 FM; BRIDGMAN, MI; Owner: WSJM INC)
- W210BB (89.9 FM; BENTON HARBOR, MI; Owner: PENSACOLA CHRISTIAN COLLEGE, INC.)
- WAUS (90.7 FM; BERRIEN SPRINGS, MI; Owner: ANDREWS BROADCASTING CORP.)
- W216BX (91.1 FM; BENTON HARBOR, MI; Owner: CALVARY CHAPEL OF TWIN FALLS, INC.)
- WCSY-FM (98.3 FM; SOUTH HAVEN, MI; Owner: WSJM INC)
- WNSN (101.5 FM; SOUTH BEND, IN; Owner: WSBT, INC.)
- WBYT (100.7 FM; ELKHART, IN; Owner: PATHFINDER COMMUNICATIONS CORPORATION)
- WNDV-FM (92.9 FM; SOUTH BEND, IN; Owner: ARTISTIC MEDIA PARTNERS, INC.)
- WSMK (99.1 FM; BUCHANAN, MI; Owner: MARION R. WILLIAMS)
- WZBL (103.7 FM; HARTFORD, MI; Owner: WSJM INC)
- WWLV (102.3 FM; NEW CARLISLE, IN; Owner: ARTISTIC MEDIA PARTNERS, INC.)
- WDOW-FM (92.1 FM; DOWAGIAC, MI; Owner: JASON COMMUNICATIONS, INC.)
TV broadcast stations around St. Joseph:
- WRDY-LP (Channel 69; SOUTH BEND, IN; Owner: WEIGEL BROADCASTING COMPANY)
- WYGN-LP (Channel 12; BERRIEN SPRINGS, MI; Owner: GOOD NEWS TELEVISION)
- WBND-LP (Channel 57; SOUTH BEND, IN; Owner: WBND-TV LIMITED PARTNERSHIP)
- WGBO-TV (Channel 66; JOLIET, IL; Owner: WGBO LICENSE PARTNERSHIP, G.P.)
- WSJV (Channel 28; ELKHART, IN; Owner: WSJV TELEVISION, INC.)
- WMWB-LP (Channel 25; SOUTH BEND, IN; Owner: WMWB-TV LIMITED PARTNERSHIP)
- WSBT-TV (Channel 22; SOUTH BEND, IN; Owner: WSBT, INC.)
- WNIT (Channel 34; SOUTH BEND, IN; Owner: MICHIANA PUBLIC BROADCASTING CORPORATION)
- WNDU-TV (Channel 16; SOUTH BEND, IN; Owner: MICHIANA TELECASTING CORP.)
- WHME-TV (Channel 46; SOUTH BEND, IN; Owner: LESEA BROADCASTING CORPORATION)
Fatal road traffic accident statistics for 1975 - 2009 (per 100,000 population)
St. Joseph, Michigan:
- Fatal accident count: 13
- Vehicles involved in fatal accidents: 19
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 13
- Persons involved in fatal accidents: 29
- Pedestrians involved in fatal accidents: 0
Michigan average:
- Fatal accident count: 138
- Vehicles involved in fatal accidents: 213
- Fatal accidents caused by drunken drivers: 51
- Fatalities: 148
- Persons involved in fatal accidents: 366
- Pedestrians involved in fatal accidents: 23
See more detailed statistics of St. Joseph fatal car crashes and road traffic accidents for 1975 - 2009 here
National Bridge Inventory (NBI) Statistics
Number of bridges: 6
Total length: 77 meters (253ft)
Total costs: $293,000
Total average daily traffic: 36,064
Total average daily truck traffic: 2,012
FCC Registered Cell Phone Towers: 2 ( See the full list of FCC Registered Cell Phone Towers in St. Joseph)
FCC Registered Antenna Towers: 8 ( See the full list of FCC Registered Antenna Towers)
FCC Registered Private Land Mobile Towers: 1 - Lat: 42.102778 Lon: -86.474722, Call Sign: WQBX923, Licensee ID: L00949706
Assigned Frequencies: 451.337 MHz, 451.412 MHz, 452.650 MHz, 461.525 MHz Grant Date: 01/04/2005, Expiration Date: 01/04/2015, Certifier: Wayne Prescott
Registrant: Vail Rubber Works, Inc, 521 Langley Ave, St Joseph, MI 49085, Phone: (269) 983-1595, Fax: (269) 983-0155
FCC Registered Broadcast Land Mobile Towers: 1 - .8 Miles S.E. Of Vineland (Lat: 42.054778 Lon: -86.458639), Structure height: 151 m, Call Sign: KPF321
Assigned Frequencies: 450.020 MHz Grant Date: 04/18/1984, Expiration Date: 10/01/2012
Registrant: Whfb Broadcast Associates Limited Partnershp, P.O. 537, Williamston, MI 48895
FCC Registered Microwave Towers: 2 - Whitcomb Tower, Whitcomb Retirement Center, 509 Ship St. (Lat: 42.110583 Lon: -86.481667), Type: Tower, Structure height: 38.7 m, Call Sign: KC4957
Grant Date: 03/18/1996, Expiration Date: 08/01/2013
Registrant: Wndu-Tv, South Bend, IN 46634-1616, Phone: (574) 284-3079, Fax: (574) 284-3009, Email:
- 232 Indrustrial Ave (Lat: 42.105306 Lon: -86.471944), Overall height: 42.7 m, Call Sign: WHY712, Licensee ID: L00598039
Assigned Frequencies: 948.500 MHz Grant Date: 12/05/1984, Expiration Date: 10/01/2012
Registrant: Wsjm, Inc., P.O. Box 107, St. Joseph, MI 49085
FCC Registered Paging Towers: 4 - 420 Court Street (Lat: 42.106972 Lon: -86.480000), Overall height: 48 m, Call Sign: KNKJ297
Assigned Frequencies: 454.325 MHz Grant Date: 04/28/2009, Expiration Date: 04/01/2019
Registrant: Wiley Rein & Fielding LLP, 1776 K Street, Nw, Washington, DC 20006, Phone: (202) 719-7058, Fax: (202) 719-7049, Email:
- Approx 2.5 Miles Southeast Of St Joseph (Lat: 42.071972 Lon: -86.370556), Overall height: 146.3 m, Call Sign: KNKO204
Assigned Frequencies: 931.937 MHz Grant Date: 05/09/2009, Expiration Date: 04/01/2019, Certifier: Andrew Fitton
Registrant: Lukas, Nace, Gutierrez & Sachs, LLP, 8300 Greensboro Drive, Suite 1200, Mclean, VA 22102, Phone: (703) 584-8663, Fax: (703) 584-8695, Email:
- 420 Court Street (Lat: 42.106972 Lon: -86.480000), Overall height: 45.4 m, Call Sign: KSD684
Assigned Frequencies: 454.050 MHz Grant Date: 04/28/2009, Expiration Date: 04/01/2019, Certifier: William L Eisele
Registrant: Wiley Rein LLP, 1776 K Street, Nw, Washington, DC 20006, Phone: (202) 719-7058, Fax: (202) 719-7049, Email:
- Approx 2.5 Miles Southeast Of St Joseph (Lat: 42.071972 Lon: -86.370556), Type: Tower, Structure height: 67.1 m, Call Sign: KWA673
Assigned Frequencies: 158.700 MHz Grant Date: 06/15/1999, Expiration Date: 04/01/2009, Cancellation Date: 03/06/2003, Certifier: Paul H Kuzia
Registrant: Wilkinson Barker Knauer, LLP, 2300 N Street, N.W., 7th Floor, Washington, DC 20037, Phone: (202) 783-4141, Fax: (202) 783-5851, Email:
FCC Registered Amateur Radio Licenses: 8 ( See the full list of FCC Registered Amateur Radio Licenses in St. Joseph)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 35 | $127,191 | 63 | $184,820 | 236 | $181,985 | 37 | $61,966 | 1 | $142,130 | 46 | $189,394 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $96,775 | 24 | $211,122 | 4 | $102,963 | 0 | $0 | 4 | $126,315 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $148,903 | 9 | $122,774 | 65 | $171,367 | 13 | $28,647 | 0 | $0 | 14 | $158,739 | 1 | $22,860 |
| APPLICATIONS WITHDRAWN | 2 | $134,275 | 8 | $218,649 | 24 | $159,340 | 7 | $87,759 | 0 | $0 | 1 | $222,630 | 1 | $10,930 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $71,560 | 11 | $114,246 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $127,607 | 99 | $167,452 | 148 | $183,201 | 62 | $47,927 | 46 | $154,669 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $190,228 | 16 | $206,774 | 4 | $84,923 | 7 | $210,849 | 1 | $47,710 |
| APPLICATIONS DENIED | 5 | $81,318 | 13 | $242,756 | 62 | $180,211 | 12 | $30,995 | 14 | $170,336 | 1 | $23,450 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 10 | $137,286 | 21 | $157,342 | 6 | $18,138 | 4 | $98,395 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $125,230 | 0 | $0 | 4 | $94,110 | 1 | $11,930 | 1 | $119,610 | 0 | $0 |
Aggregated Statistics For Year 2007 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $100,007 | 166 | $163,485 | 146 | $147,617 | 65 | $78,599 | 0 | $0 | 60 | $173,386 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 15 | $153,685 | 18 | $96,839 | 7 | $56,219 | 0 | $0 | 5 | $75,188 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 13 | $152,512 | 87 | $159,010 | 25 | $60,198 | 1 | $5,714,930 | 24 | $168,113 | 1 | $99,320 |
| APPLICATIONS WITHDRAWN | 1 | $118,270 | 13 | $116,515 | 36 | $147,192 | 16 | $40,257 | 0 | $0 | 12 | $123,768 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $143,120 | 9 | $143,011 | 0 | $0 | 0 | $0 | 1 | $198,780 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $140,058 | 243 | $161,611 | 175 | $151,896 | 57 | $52,766 | 2 | $287,235 | 86 | $149,574 | 1 | $64,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $92,350 | 34 | $162,637 | 26 | $186,670 | 3 | $19,040 | 0 | $0 | 10 | $285,439 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $214,650 | 27 | $144,124 | 80 | $141,774 | 18 | $30,200 | 0 | $0 | 14 | $117,656 | 1 | $59,810 |
| APPLICATIONS WITHDRAWN | 3 | $120,047 | 15 | $225,374 | 53 | $132,900 | 8 | $121,720 | 0 | $0 | 10 | $162,875 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $102,020 | 3 | $395,180 | 10 | $98,046 | 0 | $0 | 0 | $0 | 3 | $126,287 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $119,727 | 215 | $143,788 | 206 | $130,397 | 53 | $42,040 | 1 | $258,410 | 78 | $153,823 | 1 | $15,900 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $99,380 | 9 | $135,012 | 35 | $137,670 | 6 | $54,380 | 0 | $0 | 4 | $155,718 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $189,920 | 32 | $163,023 | 76 | $128,996 | 19 | $71,504 | 1 | $248,470 | 9 | $197,721 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 33 | $131,509 | 61 | $128,560 | 12 | $53,356 | 0 | $0 | 4 | $109,023 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $111,815 | 15 | $121,743 | 1 | $19,880 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $133,773 | 200 | $127,163 | 271 | $138,417 | 90 | $43,887 | 1 | $203,750 | 92 | $131,801 | 3 | $41,080 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 19 | $103,163 | 36 | $136,958 | 3 | $19,710 | 0 | $0 | 11 | $213,279 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $131,690 | 27 | $118,990 | 80 | $111,514 | 26 | $56,802 | 1 | $99,390 | 18 | $131,725 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $65,080 | 16 | $129,941 | 52 | $110,085 | 9 | $44,463 | 0 | $0 | 5 | $175,324 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $83,411 | 21 | $152,643 | 3 | $22,810 | 0 | $0 | 2 | $184,370 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $101,776 | 206 | $133,124 | 523 | $123,366 | 63 | $31,118 | 4 | $306,868 | 92 | $126,572 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 18 | $103,117 | 50 | $110,540 | 1 | $74,540 | 0 | $0 | 7 | $103,224 |
| APPLICATIONS DENIED | 2 | $140,680 | 15 | $113,472 | 90 | $111,634 | 19 | $35,595 | 0 | $0 | 14 | $84,372 |
| APPLICATIONS WITHDRAWN | 3 | $88,790 | 15 | $111,471 | 71 | $120,560 | 9 | $66,632 | 0 | $0 | 8 | $87,254 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $124,465 | 22 | $115,566 | 1 | $14,910 | 0 | $0 | 1 | $486,020 |
Aggregated Statistics For Year 2002 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $95,441 | 163 | $115,020 | 361 | $123,475 | 92 | $32,785 | 1 | $308,110 | 54 | $118,944 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 10 | $115,666 | 32 | $117,846 | 7 | $20,289 | 0 | $0 | 4 | $80,010 |
| APPLICATIONS DENIED | 1 | $83,490 | 15 | $60,648 | 64 | $94,820 | 10 | $11,666 | 0 | $0 | 6 | $109,200 |
| APPLICATIONS WITHDRAWN | 1 | $56,290 | 15 | $96,679 | 45 | $105,737 | 9 | $18,976 | 0 | $0 | 2 | $90,940 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $94,090 | 8 | $77,954 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $93,960 | 134 | $114,432 | 243 | $117,124 | 64 | $27,489 | 1 | $308,110 | 52 | $116,549 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $122,413 | 24 | $108,295 | 9 | $20,777 | 0 | $0 | 5 | $130,002 |
| APPLICATIONS DENIED | 1 | $86,470 | 11 | $62,942 | 43 | $86,351 | 24 | $14,823 | 0 | $0 | 5 | $102,438 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $94,800 | 46 | $112,277 | 6 | $53,198 | 0 | $0 | 1 | $85,250 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $167,166 | 7 | $96,029 | 0 | $0 | 0 | $0 | 2 | $67,090 |
Aggregated Statistics For Year 2000 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $81,878 | 147 | $107,798 | 96 | $93,334 | 86 | $24,986 | 2 | $227,605 | 33 | $88,803 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $50,690 | 12 | $67,773 | 16 | $79,896 | 9 | $9,672 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $96,740 | 26 | $87,080 | 41 | $65,239 | 19 | $21,293 | 0 | $0 | 6 | $67,340 |
| APPLICATIONS WITHDRAWN | 2 | $77,025 | 9 | $141,113 | 19 | $74,457 | 10 | $15,050 | 0 | $0 | 2 | $168,965 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $84,630 | 9 | $73,103 | 0 | $0 | 0 | $0 | 1 | $61,620 |
Aggregated Statistics For Year 1999 (Based on 1 full and 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $80,349 | 164 | $116,911 | 153 | $97,683 | 36 | $23,325 | 2 | $284,110 | 44 | $90,565 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $90,197 | 16 | $65,503 | 14 | $24,356 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $99,900 | 23 | $87,345 | 57 | $81,346 | 18 | $16,139 | 0 | $0 | 5 | $77,408 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 15 | $137,947 | 33 | $81,239 | 7 | $33,089 | 0 | $0 | 6 | $113,265 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 7 | $290,231 | 19 | $113,324 | 1 | $71,390 | 0 | $0 | 2 | $108,030 |
Detailed HMDA statistics for the following Tracts:
0008.00
, 0009.00, 0010.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $153,181 | 2 | $142,545 | 2 | $143,620 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $105,886 | 3 | $265,600 | 2 | $87,305 |
| APPLICATIONS DENIED | 1 | $108,340 | 4 | $135,295 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $98,500 | 1 | $116,970 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 36 | $147,034 | 7 | $160,841 | 5 | $195,248 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $180,247 | 6 | $128,980 | 3 | $235,223 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $264,440 | 1 | $198,780 |
| APPLICATIONS WITHDRAWN | 1 | $111,320 | 0 | $0 | 1 | $111,320 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $111,320 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2007 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $134,340 | 17 | $186,915 | 5 | $170,354 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $215,570 | 2 | $119,055 | 2 | $227,105 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $112,310 | 2 | $318,050 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $166,856 | 12 | $163,038 | 12 | $137,324 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $187,940 | 4 | $236,270 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $264,380 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $131,268 | 8 | $136,051 | 3 | $111,980 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $155,660 | 0 | $0 | 1 | $105,350 |
| APPLICATIONS DENIED | 1 | $89,450 | 0 | $0 | 1 | $89,450 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $229,890 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $133,680 | 0 | $0 | 2 | $133,680 |
Aggregated Statistics For Year 2004 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 44 | $130,715 | 13 | $123,178 | 16 | $126,859 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $188,325 | 3 | $83,660 | 3 | $147,430 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $103,365 | 1 | $129,280 | 2 | $103,365 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 62 | $124,838 | 38 | $122,878 | 15 | $130,339 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $135,872 | 12 | $106,184 | 6 | $146,792 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $364,760 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $111,057 | 1 | $109,060 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 61 | $111,862 | 26 | $118,312 | 1 | $166,380 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $118,709 | 7 | $104,449 | 2 | $165,485 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $243,010 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $154,534 | 1 | $87,460 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 58 | $113,992 | 28 | $113,229 | 5 | $94,044 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $115,312 | 4 | $123,493 | 1 | $148,090 |
| APPLICATIONS DENIED | 4 | $104,110 | 1 | $92,350 | 1 | $133,180 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 55 | $93,694 | 7 | $105,637 | 7 | $78,801 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $80,698 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $83,563 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $95,415 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full and 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 56 | $96,008 | 6 | $80,845 | 5 | $79,086 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $66,365 | 1 | $71,390 | 1 | $43,270 |
| APPLICATIONS DENIED | 4 | $68,033 | 0 | $0 | 1 | $59,010 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0008.00
, 0009.00, 0010.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:
Incident types - St. Joseph
See full 2006 National Fire Incident Reporting System statistics for St. Joseph, MI
| Businesses in St. Joseph, MI |
| Name | Count | | Name | Count |
| AT&T | 1 | | McDonald's | 1 |
| Burger King | 1 | | Panera Bread | 1 |
| Holiday Inn | 1 | | Qdoba Mexican Grill | 1 |
Browse common businesses in St. Joseph, MI
|