Residents with income below the poverty level in 2007:
| This place: |  9.6% | | Whole state: |  12.5% |
Residents with income below 50% of the poverty level in 2007:
| This place: | 3.3% | | Whole state: | 5.7% |
Detailed information about poverty and poor residents in Upper Grand Lagoon, FL
103 people in military transient quarters for temporary residents
11 people in military ships
Upper Grand Lagoon compared to Florida state average:
- Black race population percentage above state average.
- Hispanic race population percentage significantly below state average.
- Median age above state average.
- Length of stay since moving in below state average.
- House age significantly below state average.
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School Enrollment by Level of School
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2004 Presidential Election results in Bay County Florida:
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Most commonly used house heating fuel:
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- Electricity (77%)
- Utility gas (20%)
- Bottled, tank, or LP gas (2%)
- Wood (1%)
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Religion statistics for Upper Grand Lagoon
| Name | Southern Baptist Convention | United Methodist Church | Catholic Church | Assemblies of God | Lutheran Church |
|---|
| Adherents | 45.4% | 15.7% | 11.4% | 6.2% | 2.5% |
|---|
| Congregations | 21.8% | 10.2% | 4.8% | 12.9% | 2.7% |
|---|
| Name | Church of Jesus Christ of Latter-day Saints | Episcopal Church | Churches of Christ | Presbyterian Church (USA) | Other religions |
|---|
| Adherents | 2.4% | 2.3% | 2.2% | 2.0% | 9.8% |
|---|
| Congregations | 3.4% | 3.4% | 6.1% | 3.4% | 31.3% |
|---|
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.
9.18% of this county's 2006 resident taxpayers lived in other counties in 2005 ($40,889 average adjusted gross income) | Here: | 9.18% | | Florida average: | 8.71% |
0.46% of residents moved from foreign countries ($1,672 average AGI)| Bay County: | 0.46% | | Florida average: | 0.22% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
8.44% of this county's 2005 resident taxpayers moved to other counties in 2006 ($39,725 average adjusted gross income) | Here: | 8.44% | | Florida average: | 7.73% |
0.39% of residents moved to foreign countries ($1,656 average AGI)| Bay County: | 0.39% | | Florida average: | 0.12% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Upper Grand Lagoon:
- WPCF (1290 AM; 0 kW; PANAMA CITY BEACH, FL; Owner: STYLES MEDIA GROUP, LLC)
- WDIZ (590 AM; 3 kW; PANAMA CITY, FL; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WKGC (1480 AM; 1 kW; PANAMA CITY BEACH, FL; Owner: GULF COAST COMMUNITY COLLEGE)
- WLTG (1430 AM; 5 kW; PANAMA CITY, FL; Owner: HOUR GROUP BROADCASTING, INC.)
- WZEP (1460 AM; 10 kW; DEFUNIAK SPRINGS, FL; Owner: WALTON COUNTY BROADCASTING, INC.)
- WSTT (730 AM; 25 kW; THOMASVILLE, GA; Owner: MARION R. WILLIAMS)
- WASG (550 AM; 25 kW; ATMORE, AL; Owner: 550 AM, INC)
- WEBY (1330 AM; 25 kW; MILTON, FL; Owner: SPINNAKER LICENSE CORPORATION)
- WYBT (1000 AM; daytime; 5 kW; BLOUNTSTOWN, FL; Owner: BLOUNTSTOWN COMMUNICATIONS, INC.)
- WGTX (1280 AM; 5 kW; DE FUNIAK SPRINGS, FL)
- WFVR (910 AM; 50 kW; VALDOSTA, GA; Owner: RAMA COMMUNICATIONS, INC.)
- WTCL (1580 AM; daytime; 10 kW; CHATTAHOOCHEE, FL; Owner: METZ, INC.)
- WOOF (560 AM; 5 kW; DOTHAN, AL; Owner: WOOF, INC.)
Strongest FM radio stations in Upper Grand Lagoon:
- WVVE (100.1 FM; PANAMA CITY BEACH, FL; Owner: STYLES MEDIA GROUP, LLC)
- WILN (105.9 FM; PANAMA CITY, FL; Owner: STYLES MEDIA GROUP, LLC)
- WASJ (105.1 FM; PANAMA CITY BEACH, FL; Owner: WAITT BROADCASTING OF FLORIDA, L.L.C.)
- WKGC-FM (90.7 FM; PANAMA CITY, FL; Owner: GULF COAST COMMUNITY COLLEGE)
- WYOO (101.1 FM; SPRINGFIELD, FL; Owner: STYLES MEDIA GROUP, LLC)
- WRBA (95.9 FM; SPRINGFIELD, FL; Owner: WAITT BROADCASTING OF FLORIDA, L.L.C.)
- WLHR (107.9 FM; PANAMA CITY, FL; Owner: WAITT BROADCASTING OF FLORIDA, L.L.C.)
- WFSY (98.5 FM; PANAMA CITY, FL; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WMXP (103.5 FM; CALLAWAY, FL; Owner: WAITT BROADCASTING OF FLORIDA, L.L.C.)
- WPAP-FM (92.5 FM; PANAMA CITY, FL; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WYYX (97.7 FM; BONIFAY, FL; Owner: STYLES MEDIA GROUP, LLC)
- WFSW (89.1 FM; PANAMA CITY, FL; Owner: FLORIDA STATE UNIVERSITY)
- WDJR (96.9 FM; ENTERPRISE, AL; Owner: GULF SOUTH COMMUNICATIONS, INC.)
- WFBX (94.5 FM; PARKER, FL; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WPBH (99.3 FM; MEXICO BEACH, FL; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- W203BJ (88.5 FM; PANAMA CITY, FL; Owner: CALVARY CHAPEL OF TWIN FALLS, INC.)
TV broadcast stations around Upper Grand Lagoon:
- WPCT (Channel 46; PANAMA CITY BEACH, FL; Owner: BEACH TV PROPERTIES, INC.)
- W17CG (Channel 17; PANAMA CITY, FL; Owner: RICHARD & LISA GOETZ)
- W36BU (Channel 36; PANAMA CITY, FL; Owner: RICHARD & LISA GOETZ)
- WPCY-LP (Channel 26; PANAMA CITY, FL; Owner: TIGER EYE BROADCASTING CORPORATION)
- W54CU (Channel 54; PANAMA CITY, FL; Owner: TRINITY BROADCASTING NETWORK)
- WPFN-CA (Channel 22; PANAMA CITY, FL; Owner: BEACH TV PROPERTIES, INC.)
- W50BP (Channel 50; PANAMA CITY, FL; Owner: TIGER EYE BROADCASTING CORPORATION)
- WMBB (Channel 13; PANAMA CITY, FL; Owner: MEDIA GENERAL BROADCASTING OF SO. CAROLINA HOLDINGS, INC.)
- W14CN (Channel 14; PANAMA CITY, FL; Owner: RICHARD & LISA GOETZ)
- WPGX (Channel 28; PANAMA CITY, FL; Owner: WAITT LICENSE CO. OF FLORIDA, INC.)
- WJHG-TV (Channel 7; PANAMA CITY, FL; Owner: WJHG LICENSEE CORP.)
- WBIF (Channel 51; MARIANNA, FL; Owner: MARIANNA BROADCASTING, INC.)
- WFSG (Channel 56; PANAMA CITY, FL; Owner: BOARD OF REGENTS OF FLORIDA)
- WTVY (Channel 4; DOTHAN, AL; Owner: GRAY MIDAMERICA TV LICENSEE CORP.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 1 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) | G) Loans On Manufactured
Home Dwelling (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 11 | $156,307 | 315 | $283,307 | 273 | $257,545 | 30 | $85,185 | 300 | $282,644 | 18 | $87,516 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $138,070 | 67 | $275,694 | 54 | $276,731 | 9 | $92,487 | 59 | $294,998 | 4 | $95,025 |
| APPLICATIONS DENIED | 6 | $120,302 | 120 | $316,845 | 211 | $294,156 | 20 | $117,066 | 130 | $367,922 | 26 | $94,738 |
| APPLICATIONS WITHDRAWN | 7 | $125,960 | 52 | $300,013 | 93 | $272,251 | 9 | $164,272 | 70 | $340,013 | 9 | $101,861 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $291,492 | 25 | $278,188 | 2 | $189,785 | 17 | $256,790 | 1 | $99,000 |
Aggregated Statistics For Year 2006
(Based on 1 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) | G) Loans On Manufactured
Home Dwelling (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 15 | $212,363 | 358 | $262,767 | 380 | $260,800 | 38 | $92,067 | 3 | $1,850,033 | 353 | $284,221 | 29 | $95,669 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 51 | $285,947 | 60 | $234,731 | 7 | $122,844 | 0 | $0 | 50 | $306,697 | 9 | $71,578 |
| APPLICATIONS DENIED | 4 | $143,865 | 105 | $319,887 | 187 | $250,330 | 30 | $94,839 | 0 | $0 | 112 | $289,758 | 31 | $74,129 |
| APPLICATIONS WITHDRAWN | 3 | $113,550 | 72 | $306,170 | 138 | $258,591 | 9 | $144,707 | 0 | $0 | 70 | $345,181 | 7 | $110,809 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $103,850 | 14 | $227,276 | 27 | $223,456 | 4 | $67,778 | 0 | $0 | 13 | $245,578 | 1 | $49,050 |
Aggregated Statistics For Year 2005
(Based on 1 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) | G) Loans On Manufactured
Home Dwelling (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 8 | $134,288 | 632 | $286,098 | 457 | $222,018 | 58 | $125,409 | 2 | $787,920 | 553 | $280,824 | 40 | $103,887 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $118,880 | 60 | $245,515 | 68 | $224,725 | 5 | $53,524 | 0 | $0 | 43 | $272,120 | 13 | $71,558 |
| APPLICATIONS DENIED | 1 | $145,540 | 157 | $283,391 | 194 | $237,249 | 27 | $78,676 | 0 | $0 | 134 | $328,257 | 35 | $88,044 |
| APPLICATIONS WITHDRAWN | 1 | $63,440 | 98 | $271,001 | 154 | $194,754 | 16 | $153,588 | 0 | $0 | 75 | $297,358 | 11 | $93,689 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 20 | $265,904 | 31 | $197,640 | 4 | $103,288 | 0 | $0 | 14 | $330,006 | 0 | $0 |
Aggregated Statistics For Year 2004
(Based on 1 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) | G) Loans On Manufactured
Home Dwelling (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 17 | $150,254 | 660 | $218,062 | 401 | $165,042 | 34 | $78,623 | 3 | $248,070 | 488 | $223,901 | 46 | $64,280 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $192,450 | 77 | $182,528 | 59 | $166,223 | 7 | $59,423 | 0 | $0 | 57 | $198,293 | 14 | $72,916 |
| APPLICATIONS DENIED | 3 | $124,337 | 118 | $196,952 | 155 | $128,036 | 27 | $54,306 | 1 | $234,560 | 82 | $221,289 | 39 | $74,576 |
| APPLICATIONS WITHDRAWN | 8 | $127,170 | 96 | $200,990 | 141 | $140,449 | 5 | $76,234 | 0 | $0 | 67 | $199,784 | 16 | $78,068 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $83,700 | 16 | $166,084 | 32 | $153,527 | 3 | $26,147 | 0 | $0 | 11 | $179,979 | 1 | $58,640 |
Aggregated Statistics For Year 2003
(Based on 1 full and 1 partial tracts)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 35 | $149,598 | 578 | $171,558 | 600 | $143,321 | 23 | $58,881 | 2 | $246,290 | 526 | $171,344 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $169,525 | 46 | $159,214 | 65 | $142,454 | 8 | $48,496 | 0 | $0 | 37 | $162,245 |
| APPLICATIONS DENIED | 5 | $121,334 | 57 | $144,497 | 185 | $131,330 | 16 | $39,889 | 0 | $0 | 65 | $165,848 |
| APPLICATIONS WITHDRAWN | 5 | $122,664 | 61 | $181,130 | 94 | $134,543 | 0 | $0 | 0 | $0 | 48 | $175,937 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 15 | $188,282 | 25 | $184,315 | 0 | $0 | 0 | $0 | 11 | $162,063 |
Aggregated Statistics For Year 1999
(Based on 1 partial tract)
|
| A) FHA, FSA/RHS & VA
Home Purchase Loans | B) Conventional
Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 27 | $93,605 | 369 | $124,954 | 232 | $92,397 | 38 | $29,674 | 0 | $0 | 179 | $110,751 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 45 | $90,960 | 39 | $67,140 | 8 | $45,563 | 0 | $0 | 17 | $103,779 |
| APPLICATIONS DENIED | 2 | $78,725 | 105 | $75,770 | 87 | $75,749 | 15 | $37,979 | 1 | $6,818,900 | 22 | $90,844 |
| APPLICATIONS WITHDRAWN | 5 | $71,784 | 37 | $100,156 | 59 | $80,576 | 6 | $61,887 | 0 | $0 | 13 | $91,936 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $120,655 | 16 | $77,875 | 0 | $0 | 0 | $0 | 6 | $142,473 |
Detailed HMDA statistics for the following Tracts:
0026.01
, 0026.02
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 1 full and 1 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) | D) Loans On Manufactured
Home Dwelling (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 62 | $220,839 | 20 | $276,707 | 32 | $247,640 | 2 | $85,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $230,846 | 6 | $308,753 | 6 | $253,223 | 0 | $0 |
| APPLICATIONS DENIED | 5 | $285,962 | 2 | $284,940 | 6 | $313,558 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $215,296 | 1 | $379,030 | 2 | $234,030 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006
(Based on 1 full and 1 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) | D) Loans On Manufactured
Home Dwelling (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 33 | $236,400 | 8 | $282,888 | 20 | $233,182 | 1 | $140,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 15 | $283,065 | 6 | $276,092 | 13 | $304,795 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $590,140 | 1 | $147,670 | 1 | $149,800 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $313,990 | 1 | $66,640 | 3 | $303,147 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005
(Based on 1 full and 1 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) | D) Loans On Manufactured
Home Dwelling (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 85 | $258,195 | 11 | $191,335 | 48 | $282,397 | 3 | $149,477 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $261,594 | 4 | $213,913 | 6 | $302,978 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $329,447 | 0 | $0 | 3 | $329,447 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 4 | $355,045 | 1 | $156,200 | 3 | $431,100 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $147,785 | 0 | $0 | 0 | $0 | 1 | $57,570 |
Aggregated Statistics For Year 2004
(Based on 1 full and 1 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) | D) Loans On Manufactured
Home Dwelling (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 122 | $191,490 | 19 | $170,856 | 65 | $195,436 | 1 | $89,560 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 25 | $163,674 | 12 | $178,919 | 10 | $195,297 | 0 | $0 |
| APPLICATIONS DENIED | 6 | $211,622 | 0 | $0 | 5 | $225,052 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $187,758 | 3 | $250,557 | 2 | $278,545 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $126,610 | 1 | $180,190 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003
(Based on 1 full and 1 partial tracts)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 161 | $155,693 | 61 | $144,320 | 99 | $159,559 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 18 | $187,526 | 14 | $120,508 | 15 | $179,047 |
| APPLICATIONS DENIED | 3 | $223,903 | 2 | $101,275 | 2 | $283,875 |
| APPLICATIONS WITHDRAWN | 6 | $249,475 | 1 | $74,630 | 3 | $316,307 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $83,700 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999
(Based on 1 partial tract)
|
| A) Conventional
Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on
< 5 Family Dwellings (A & B) |
|---|
| Number | Average Value | Number | Average Value | Number | Average Value |
|---|
| LOANS ORIGINATED | 89 | $117,300 | 12 | $101,095 | 40 | $118,339 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $119,640 | 3 | $163,033 | 4 | $118,865 |
| APPLICATIONS DENIED | 8 | $146,994 | 3 | $129,973 | 1 | $92,980 |
| APPLICATIONS WITHDRAWN | 4 | $122,740 | 0 | $0 | 4 | $103,833 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0026.01
, 0026.02
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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