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Notable locations in Waterford: Town of Waterford Water Works (A), Waterford Volunteer Fire Department Knickerbocker Engine Company (B), Waterford Volunteer Fire Department Kavanaugh Hook and Ladder Company (C), Waterford Town Hall (D), Waterford Volunteer Fire Department J W Ford Hose Company (E), Ahana House Assisted Living Center (F), Waterford Public Library (G). Display/hide their locations on the map
Churches in Waterford include: First Methodist Church (A), First Baptist Church (B), Grace Episcopal Church (C), First United Church of Waterford (D), Saint Mary's Roman Catholic Church (E). Display/hide their locations on the map
Park in Waterford: Memorial Park (1). Display/hide its location on the map
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Saratoga County has a predicted average indoor radon screening level between 2 and 4 pCi/L (pico curies per liter) - Moderate Potential
Air Quality Index (AQI) level in 2010 was 27.3. This is about average.
Ozone [ppb] level in 2010 was 28.1. This is about average. Closest monitor was 8.6 miles away from the city center.
Particulate Matter (PM2.5) [µ/m3] level in 2010 was 7.44. This is better than average. Closest monitor was 8.6 miles away from the city center.
Carbon Monoxide (CO) [ppm] level in 2010 was 0.336. This is about average. Closest monitor was 8.6 miles away from the city center.
Sulfur Dioxide (SO2) [ppb] level in 2010 was 2.59. This is about average. Closest monitor was 8.6 miles away from the city center.
Drinking water stations with addresses in Waterford and their reported violations in the past:
BATTLEFIELD TRAILER PARK (Address: 466 HUDSON RIVER ROAD , Population served: 30, Groundwater):
Past monitoring violations:
- Monitoring and Reporting Stage 1 - Between JAN-2004 and DEC-2004, Contaminant: TTHM. Follow-up actions: St Public Notif requested (FEB-11-2005), St Formal NOV issued (FEB-11-2005), St Public Notif received (MAY-31-2005), St Compliance achieved (AUG-09-2005)
- Monitoring and Reporting Stage 1 - Between JAN-2004 and DEC-2004, Contaminant: Total Haloacetic Acids (HAA5). Follow-up actions: St Public Notif requested (FEB-11-2005), St Formal NOV issued (FEB-11-2005), St Public Notif received (MAY-31-2005), St Compliance achieved (AUG-09-2005)
Percentage of residents living in poverty in 2009: 9.3%
(8.1% for White Non-Hispanic residents, 0.0% for Black residents)
Average household size:
| This village: | 2.1 people | | New York: | 2.4 people |
Percentage of family households:
| This village: | 50.6% | | Whole state: | 64.6% |
Percentage of households with unmarried partners:
| This village: | 6.5% | | Whole state: | 5.4% |
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
- Lesbian couples: 0.3% of all households
- Gay men: 0.2% of all households
Detailed information about poverty and poor residents in Waterford, NY
People in group quarters in Waterford:
- 12 people in hospitals/wards and hospices for chronically ill
- 12 people in hospices or homes for chronically ill
- 3 people in religious group quarters
Waterford compared to New York state average:
- Black race population percentage significantly below state average.
- Hispanic race population percentage below state average.
- Foreign-born population percentage below state average.
- Renting percentage above state average.
- Number of college students below state average.
- Percentage of population with a bachelor's degree or higher below state average.
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Banks with branches in Waterford (2011 data):
- Pioneer Savings Bank: Waterford Branch at 142 Saratoga Avenue, branch established on 2002/09/05. Info updated 2010/07/23: Bank assets: $767.8 mil, Deposits: $665.8 mil, headquarters in Troy, NY, positive income, Commercial Lending Specialization, 16 total offices
- KeyBank National Association: Waterford Branch at 74 Broad Street, branch established on 1957/12/23. Info updated 2008/03/03: Bank assets: $86,198.8 mil, Deposits: $64,214.8 mil, headquarters in Cleveland, OH, positive income, Commercial Lending Specialization, 1067 total offices, Holding Company: Keycorp
Educational Attainment (%)
School Enrollment by Level of School (%)
Most commonly used house heating fuel:
- Utility gas (80%)
- Fuel oil, kerosene, etc. (11%)
- Electricity (5%)
- Bottled, tank, or LP gas (3%)
2004 Presidential Election results in Saratoga County New York:
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Religion statistics for Waterford (based on Saratoga County data)
Percentage of population affiliated with a religious congregations: 40.66%
| Here |  | 40.7% |
| USA |  | 50.2% |
Breakdown of population affiliated with a religious congregations
| Name | Catholic Church | United Methodist Church | Episcopal Church | Evangelical Lutheran Church in America | Presbyterian Church (USA) |
| Adherents | 65.9% | 12.7% | 4.8% | 2.1% | 2.1% |
| Congregations | 8.6% | 19.8% | 7.8% | 2.6% | 7.8% |
|---|
| Name | Christian and Missionary Alliance | American Baptist Churches in the USA | Reformed Church in America | Lutheran Church | Other |
| Adherents | 1.8% | 1.6% | 1.2% | 1.0% | 6.7% |
| Congregations | 2.6% | 6.0% | 3.4% | 0.9% | 40.5% |
|---|
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
Food Environment Statistics:Number of grocery stores: 31 | Saratoga County: | 1.44 / 10,000 pop. | | New York: | 4.13 / 10,000 pop. |
Number of supercenters and club stores: 3 | This county: | 0.14 / 10,000 pop. | | State: | 0.06 / 10,000 pop. |
Number of convenience stores (no gas): 8 | Saratoga County: | 0.37 / 10,000 pop. | | New York: | 0.92 / 10,000 pop. |
Number of convenience stores (with gas): 86 | Saratoga County: | 3.99 / 10,000 pop. | | State: | 1.68 / 10,000 pop. |
Number of full-service restaurants: 195 | Here: | 9.04 / 10,000 pop. | | State: | 8.82 / 10,000 pop. |
Adult diabetes rate: | This county: | 7.5% | | New York: | 8.2% |
Adult obesity rate: | Saratoga County: | 25.2% | | New York: | 23.8% |
Low-income preschool obesity rate: | This county: | 14.2% | | State: | 15.6% |
| Local government employment and payroll (March 2007) |
| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
0 | $0 | | 2 | $387 |
| Other Government Administration |
0 | $0 | | 6 | $2,800 |
| Streets and Highways |
0 | $0 | | 2 | $825 |
| Other and Unallocable |
0 | $0 | | 1 | $210 |
| Totals for Government |
0 | $0 | | 11 | $4,222 |
Waterford government finances in 2002:
- Charges - Parks & Recreation: $8,000 ($4.01)
All Other: $8,000 ($4.01)
- Current Operations - Welfare, Cash Assistance - Other: $257,000 ($128.89)
Regular Highways: $194,000 ($97.29)
Solid Waste Management: $101,000 ($50.65)
Fire Protection: $66,000 ($33.10)
Parks & Recreation: $49,000 ($24.57)
Central Staff Services: $32,000 ($16.05)
Financial Administration: $17,000 ($8.53)
General - Other: $17,000 ($8.53)
Sewerage: $9,000 ($4.51)
Judicial and Legal Services: $5,000 ($2.51)
General Public Buildings: $5,000 ($2.51)
Protective Inspection and Regulation, NEC: $1,000 ($0.50)
- Federal Intergovernmental - Public Welfare: $257,000 ($128.89)
- General - Interest on Debt: $24,000 ($12.04)
- Local Intergovernmental - General Support: $148,000 ($74.22)
All Other: $131,000 ($65.70)
- Long Term Debt Beginning Outstanding, NEC: $404,000 ($202.61)
- Long Term Debt Outstanding - Full Faith & Credit - Other, NEC: $368,000 ($184.55)
- Long Term Debt Retired Unspecified - Other, NEC: $36,000 ($18.05)
- Miscellaneous - General Revenue, NEC: $22,000 ($11.03)
Interest Earnings: $6,000 ($3.01)
- Other Capital Outlay - Fire Protection: $32,000 ($16.05)
Parks & Recreation: $14,000 ($7.02)
- Other Funds - Cash & Deposits: $278,000 ($139.42)
- Short Term Debt Outstanding - Beginning: $70,000 ($35.11)
End of Fiscal Year: $28,000 ($14.04)
- State Intergovernmental - General Support: $54,000 ($27.08)
Highways: $17,000 ($8.53)
All Other: $1,000 ($0.50)
- Tax - Property: $227,000 ($113.84)
Public Utilities: $11,000 ($5.52)
NEC: $9,000 ($4.51)
- Total Salaries & Wages: $42,000 ($21.06)
7.50% of this county's 2006 resident taxpayers lived in other counties in 2005 ($47,124 average adjusted gross income) | Here: | 7.50% | | New York average: | 5.41% |
0.09% of residents moved from foreign countries ($461 average AGI)| Saratoga County: | 0.09% | | New York average: | 0.24% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
7.39% of this county's 2005 resident taxpayers moved to other counties in 2006 ($44,899 average adjusted gross income) | Here: | 7.39% | | New York average: | 6.26% |
0.08% of residents moved to foreign countries ($368 average AGI)| Saratoga County: | 0.08% | | New York average: | 0.10% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Waterford:
- WHAZ (1330 AM; 1 kW; TROY, NY; Owner: CAPITAL MEDIA CORPORATION)
- WPTR (1540 AM; 50 kW; ALBANY, NY; Owner: KIMTRON, INC.)
- WGY (810 AM; 50 kW; SCHENECTADY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WOFX (980 AM; 5 kW; TROY, NY)
- WABY (1160 AM; 5 kW; MECHANICVILLE, NY; Owner: ANASTOS MEDIA GROUP, INC.)
- WROW (590 AM; 5 kW; ALBANY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WDDY (1460 AM; 5 kW; ALBANY, NY)
- WTMM (1300 AM; 5 kW; RENSSELAER, NY; Owner: REGENT LICENSEE OF MANSFIELD, INC.)
- WNNZ (640 AM; 50 kW; WESTFIELD, MA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WAMC (1400 AM; 1 kW; ALBANY, NY; Owner: WAMC)
- WTIC (1080 AM; 50 kW; HARTFORD, CT; Owner: INFINITY RADIO OPERATIONS INC.)
- WCRN (830 AM; 50 kW; WORCESTER, MA; Owner: CARTER BROADCASTING CORPORATION)
- WUHN (1110 AM; daytime; 5 kW; PITTSFIELD, MA; Owner: WEINER BROADCASTING, INC.)
Strongest FM radio stations in Waterford:
- WZEC (97.5 FM; HOOSICK FALLS, NY; Owner: GREAT NORTHERN RADIO, LLC)
- WRPI (91.5 FM; TROY, NY; Owner: RENSSELAER POLYTECHNIC INSTITUTE)
- WAMC-FM (90.3 FM; ALBANY, NY; Owner: WAMC)
- WAJZ (96.3 FM; VOORHEESVILLE, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WYJB (95.5 FM; ALBANY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WEQX (102.7 FM; MANCHESTER, VT; Owner: NORTHSHIRE COMMUNICATIONS, INC.)
- WGNA-FM (107.7 FM; ALBANY, NY; Owner: REGENT LICENSEE OF MANSFIELD, INC.)
- WJAN (95.1 FM; SUNDERLAND, VT; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WZMR (104.9 FM; ALTAMONT, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WRVE (99.5 FM; SCHENECTADY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WHRL (103.1 FM; ALBANY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WMHT-FM (89.1 FM; SCHENECTADY, NY; Owner: WMHT EDUCATIONAL TELECOMMUNICATIONS)
- WPYX (106.5 FM; ALBANY, NY; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
- WABT (104.5 FM; MECHANICVILLE, NY; Owner: REGENT LICENSEE OF MANSFIELD, INC.)
- WVCR-FM (88.3 FM; LOUDONVILLE, NY; Owner: SIENA COLLEGE)
- WFLY (92.3 FM; TROY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WKKF (102.3 FM; BALLSTON SPA, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WKLI-FM (100.9 FM; ALBANY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
- WDCD-FM (96.7 FM; CLIFTON PARK, NY; Owner: KIMTRON, INC.)
- WQAR (101.3 FM; STILLWATER, NY; Owner: ANASTOS MEDIA GROUP, INC.)
TV broadcast stations around Waterford:
- WRGB (Channel 6; SCHENECTADY, NY; Owner: FREEDOM BROADCASTING OF NEW YORK, INC)
- WNYT (Channel 13; ALBANY, NY; Owner: WNYT-TV, LLC)
- WTEN (Channel 10; ALBANY, NY; Owner: YOUNG BROADCASTING OF ALBANY, INC.)
- WMHT (Channel 17; SCHENECTADY, NY; Owner: WMHT EDUCATIONAL TELECOMMUNICATIONS)
- WEWB-TV (Channel 45; SCHENECTADY, NY; Owner: WEWB, L.L.C.)
- WYPX (Channel 55; AMSTERDAM, NY; Owner: PAXSON ALBANY LICENSE, INC.)
- WNGN-LP (Channel 26; TROY, NY; Owner: BRIAN A. LARSON)
- WXXA-TV (Channel 23; ALBANY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WNYA-CA (Channel 39; EASTON, ETC., NY; Owner: VENTURE TECHNOLOGIES GROUP, LLC)
Fatal road traffic accident statistics for 1975 - 2009 (per 100,000 population)
Waterford, New York:
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 8
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 4
- Persons involved in fatal accidents: 9
- Pedestrians involved in fatal accidents: 1
New York average:
- Fatal accident count: 73
- Vehicles involved in fatal accidents: 106
- Fatal accidents caused by drunken drivers: 19
- Fatalities: 79
- Persons involved in fatal accidents: 184
- Pedestrians involved in fatal accidents: 11
Waterford fatal accident list:
Aug 16, 2007 03:52 AM, Canvasback Ridge, Lat: 42.811328, Lon: -73.713686, Vehicles: 2, Fatalities: 1, Drunken drivers: Inconsistent data
Nov 21, 2002 05:37 PM, Sr-4 And 32, Vehicles: 1, Persons: 2, Pedestrians: 1, Fatalities: 1
Aug 15, 1999 08:59 AM, Cr-96, Vehicles: 2, Persons: 2, Fatalities: 1
Dec 21, 1997 05:14 PM, 32, Vehicles: 3, Persons: 5, Fatalities: 1
National Bridge Inventory (NBI) Statistics
Number of bridges: 9
Total length: 46 meters (151ft)
Total costs: $16,572,000
Total average daily traffic: 45,237
Total average daily truck traffic: 3,193
FCC Registered Private Land Mobile Towers: 8 ( See the full list of FCC Registered Private Land Mobile Towers in Waterford, NY)
FCC Registered Maritime Coast & Aviation Ground Towers: 6 - Gg2 Flight Rd (Lat: 42.804806 Lon: -73.714000), Type: Building, Overall height: 4 m, Call Sign: WHV331
Assigned Frequencies: 156.450 MHz, 156.650 MHz, 156.800 MHz Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
- Lock 6e Flight Rd (Lat: 42.802861 Lon: -73.702056), Type: Building, Overall height: 4 m, Call Sign: WHV333
Assigned Frequencies: 156.450 MHz, 156.650 MHz, 156.800 MHz Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
- Lock 1c Hudson River Rd (Lat: 42.823417 Lon: -73.664556), Type: Building, Overall height: 4 m, Call Sign: WHV397
Assigned Frequencies: 156.450 MHz, 156.650 MHz, 156.800 MHz Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
- Lock 2e Broad St (Lat: 42.789250 Lon: -73.681500), Type: Building, Overall height: 4 m, Call Sign: WHV412
Assigned Frequencies: 156.450 MHz, 156.650 MHz, 156.800 MHz Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
- Lock 4e Flight Rd (Lat: 42.800639 Lon: -73.690389), Type: Building, Overall height: 4 m, Call Sign: WHV416
Assigned Frequencies: 156.450 MHz, 156.650 MHz, 156.800 MHz Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
- Lock 3e Washington Ave (Lat: 42.795083 Lon: -73.686778), Type: Building, Overall height: 4 m, Call Sign: WHV420
Assigned Frequencies: 156.450 MHz, 156.650 MHz, 156.800 MHz Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
FCC Registered Amateur Radio Licenses: 36 ( See the full list of FCC Registered Amateur Radio Licenses in Waterford)
FAA Registered Aircraft: 2 - Aircraft: CESSNA 177 (Category: Land, Seats: 4, Weight: Up to 12,499 Pounds, Speed: 108 mph), Engine: LYCOMING 0-320 SERIES (180 HP) (Reciprocating)
N-Number: 3345T , Serial Number: 17700645, Year manufactured: 1967, Airworthiness Date: 01/05/1968
Registrant (Individual): Joseph K Clark, 11 1st St, Waterford, NY 12188 - Aircraft: NORTH AMERICAN T-28A (Category: Land, Seats: 2, Weight: Up to 12,499 Pounds, Speed: 208 mph), Engine: WRIGHT C7BA SERIES (800 HP) (Reciprocating)
N-Number: 3670G , Serial Number: 491510, Year manufactured: 1949
Registrant (Individual): Michael J Madden, Rd 1, Waterford, NY 12188
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 1 full tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $158,250 | 12 | $93,833 | 15 | $111,467 | 1 | $110,000 | 4 | $89,250 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $41,000 | 3 | $116,000 | 0 | $0 | 1 | $41,000 |
| APPLICATIONS DENIED | 2 | $126,000 | 1 | $81,000 | 23 | $109,565 | 6 | $75,167 | 2 | $110,000 |
| APPLICATIONS WITHDRAWN | 1 | $71,000 | 1 | $90,000 | 8 | $102,500 | 0 | $0 | 1 | $75,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 1 | $125,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 1 full tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $110,400 | 8 | $101,000 | 16 | $118,813 | 4 | $10,250 | 0 | $0 | 1 | $59,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $121,500 | 7 | $80,714 | 2 | $22,000 | 0 | $0 | 2 | $39,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $138,000 | 4 | $75,500 | 12 | $123,833 | 5 | $12,600 | 0 | $0 | 1 | $129,000 | 1 | $49,000 |
| APPLICATIONS WITHDRAWN | 3 | $137,333 | 1 | $75,000 | 4 | $150,250 | 1 | $3,000 | 1 | $117,000 | 0 | $0 | 1 | $3,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $100,000 | 5 | $166,400 | 0 | $0 | 0 | $0 | 1 | $80,000 | 0 | $0 |
Aggregated Statistics For Year 2007 (Based on 1 full tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 1 | $204,000 | 15 | $122,600 | 30 | $114,700 | 9 | $37,111 | 8 | $114,500 | 1 | $27,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $151,000 | 4 | $107,500 | 5 | $106,000 | 2 | $15,000 | 3 | $83,333 | 1 | $35,000 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $113,250 | 24 | $111,792 | 11 | $31,818 | 6 | $56,667 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $96,250 | 19 | $107,842 | 2 | $7,000 | 5 | $97,200 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $75,000 | 3 | $91,667 | 1 | $10,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $148,250 | 22 | $94,818 | 28 | $108,643 | 13 | $34,385 | 0 | $0 | 12 | $97,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $89,000 | 4 | $105,250 | 1 | $14,000 | 0 | $0 | 5 | $86,200 |
| APPLICATIONS DENIED | 0 | $0 | 4 | $149,250 | 18 | $121,167 | 9 | $61,889 | 1 | $340,000 | 1 | $128,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $134,000 | 19 | $108,263 | 2 | $53,000 | 0 | $0 | 2 | $120,500 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $140,000 | 7 | $116,714 | 0 | $0 | 0 | $0 | 2 | $107,500 |
Aggregated Statistics For Year 2005 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $118,000 | 30 | $83,867 | 43 | $106,977 | 12 | $46,083 | 0 | $0 | 12 | $101,167 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 6 | $75,500 | 9 | $92,000 | 0 | $0 | 1 | $160,000 | 2 | $138,000 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $79,875 | 26 | $97,962 | 6 | $49,167 | 0 | $0 | 3 | $95,667 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $37,500 | 25 | $107,480 | 2 | $129,000 | 0 | $0 | 2 | $113,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $119,000 | 7 | $97,571 | 0 | $0 | 0 | $0 | 1 | $70,000 |
Aggregated Statistics For Year 2004 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $105,000 | 26 | $85,346 | 44 | $90,205 | 12 | $26,167 | 7 | $87,857 | 1 | $68,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $61,000 | 10 | $102,000 | 2 | $17,500 | 4 | $106,750 | 1 | $31,000 |
| APPLICATIONS DENIED | 1 | $161,000 | 8 | $77,000 | 35 | $76,600 | 14 | $24,357 | 11 | $71,091 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $125,500 | 8 | $102,750 | 32 | $83,500 | 2 | $58,000 | 7 | $90,571 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $57,500 | 5 | $63,200 | 1 | $86,000 | 2 | $57,500 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $85,917 | 16 | $65,250 | 42 | $74,595 | 3 | $31,000 | 0 | $0 | 5 | $71,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 16 | $85,625 | 0 | $0 | 0 | $0 | 3 | $74,667 |
| APPLICATIONS DENIED | 1 | $87,000 | 3 | $68,667 | 25 | $91,520 | 4 | $32,750 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $73,667 | 21 | $91,333 | 2 | $13,000 | 1 | $45,000 | 4 | $87,500 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $74,000 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 11 | $93,364 | 7 | $58,429 | 25 | $82,000 | 3 | $19,333 | 5 | $74,600 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $67,000 | 0 | $0 | 9 | $77,778 | 1 | $30,000 | 1 | $44,000 |
| APPLICATIONS DENIED | 1 | $98,000 | 1 | $175,000 | 16 | $64,750 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $64,000 | 13 | $69,462 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $90,000 | 1 | $44,000 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $74,571 | 7 | $78,000 | 26 | $70,077 | 5 | $13,000 | 0 | $0 | 3 | $54,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $54,000 | 2 | $117,500 | 7 | $65,143 | 1 | $60,000 | 1 | $123,000 | 3 | $62,667 |
| APPLICATIONS DENIED | 1 | $83,000 | 6 | $46,833 | 22 | $72,636 | 5 | $5,800 | 0 | $0 | 1 | $23,000 |
| APPLICATIONS WITHDRAWN | 2 | $70,000 | 0 | $0 | 12 | $59,000 | 1 | $5,000 | 0 | $0 | 1 | $95,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $67,000 | 6 | $63,833 | 1 | $41,000 | 0 | $0 | 1 | $67,000 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $86,667 | 4 | $84,000 | 8 | $61,500 | 5 | $9,600 | 1 | $96,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $86,000 | 4 | $62,250 | 1 | $30,000 | 1 | $65,000 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $95,000 | 15 | $71,600 | 4 | $6,250 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $65,000 | 2 | $62,000 | 11 | $71,182 | 0 | $0 | 1 | $104,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 3 | $86,667 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $90,474 | 10 | $66,627 | 19 | $71,964 | 4 | $11,210 | 2 | $70,015 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $82,370 | 1 | $60,400 | 4 | $40,270 | 1 | $12,810 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $59,945 | 17 | $60,888 | 7 | $13,990 | 2 | $36,150 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 6 | $57,505 | 1 | $72,300 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 2 | $56,285 | 0 | $0 | 1 | $54,910 |
Detailed HMDA statistics for the following Tracts:
0628.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 1 full tract)
|
| B) Refinancings
|
| Number | Average Value |
| LOANS ORIGINATED | 1 | $122,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 1 | $126,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2008 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $110,667 | 1 | $158,000 | 1 | $59,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $64,000 | 2 | $149,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2007 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 3 | $144,667 | 1 | $162,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $107,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $127,250 | 1 | $140,000 | 1 | $114,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 2 | $149,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $140,167 | 1 | $101,000 | 1 | $149,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $126,500 | 0 | $0 | 1 | $100,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $130,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $108,800 | 0 | $0 | 2 | $105,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $64,500 | 1 | $142,000 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $76,444 | 7 | $81,714 | 1 | $74,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $64,500 | 1 | $72,000 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $74,000 | 0 | $0 | 2 | $74,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 0 | $0 | 7 | $96,429 | 1 | $103,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $67,000 | 0 | $0 | 1 | $67,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $88,750 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 1 | $45,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $135,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $84,000 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $32,945 | 2 | $71,845 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $44,840 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $82,370 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0628.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:
Incident types - Waterford
See full 2006 National Fire Incident Reporting System statistics for Waterford, NY
Businesses in Waterford, NY
- Curves: 1
- FedEx: 1
- McDonald's: 1
- #28 on the list of "Top 100 safest cities (lowest city-data.com crime index) (pop. 5,000+)"
- #37 on the list of "Top 100 cities with oldest houses"
- #45 on the list of "Top 100 cities with old houses but young residents"
- #44 on the list of "Top 101 counties with the smallest number of children under 18 without health insurance coverage in 2000"
- #52 on the list of "Top 101 counties with highest percentage of residents voting for 3rd party candidates in the 2004 Presidential Election, pop. 50,000+"
- #65 on the list of "Top 101 counties with the smallest number of people without health insurance coverage in 2000"
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