Waterford, New York

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Saratoga County

Population in July 2008: 2,119. Population change since 2000: -3.9%

Males: 1,008	(47.6%)
Females: 1,111	(52.4%)

Median resident age:	35.5 years
New York median age:	35.9 years

Zip codes: 12188.

Estimated median household income in 2007: $43,306 (it was $34,135 in 2000)

Waterford:	$43,306
New York:	$53,514

Estimated per capita income in 2007: $23,130

Waterford:	$23,130
New York:	$29,885

Estimated median house or condo value in 2007: $171,522 (it was $92,100 in 2000)

Waterford:	$171,522
New York:	$311,000

Mean prices in 2007: All housing units: $181,577; Detached houses: $169,554; Townhouses or other attached units: $140,098; In 2-unit structures: $192,561; In 3-to-4-unit structures: $179,516; In 5-or-more-unit structures: $1,510,241
Recent home sales, real estate maps, and home value estimator for zip code 12188

Waterford, NY residents, houses, and apartments details

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Races in Waterford:

White Non-Hispanic (95.8%)
Two or more races (1.4%)
Black (0.8%)
Other Asian (0.7%)
American Indian (0.6%)

2008 cost of living index in Waterford: 90.9 (less than average, U.S. average is 100)

Recent posts about Waterford, New York on our local forum with over 700,000 registered users. Waterford is mentioned 49 times on our forum:

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Latest news from Waterford, NY collected exclusively by city-data.com from local newspapers, TV, and radio stations

Ancestries: Irish (27.2%), Italian (21.8%), French (19.9%), German (13.2%), English (7.8%), Dutch (6.3%).

Current Local Time: EST time zone

Incorporated in 1794

Land area: 0.29 square miles.

Population density: 7433 people per square mile

(high).

Waterford,NY real estate house value index trend

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For population 25 years and over in Waterford

High school or higher: 83.4%
Bachelor's degree or higher: 14.1%
Graduate or professional degree: 4.0%
Unemployed: 5.7%
Mean travel time to work: 19.9 minutes

For population 15 years and over in Waterford village

Never married: 30.4%
Now married: 47.4%
Separated: 4.2%
Widowed: 7.6%
Divorced: 10.3%

54 residents are foreign born (1.0% Europe, 0.8% Asia, 0.7% Latin America).

This village:	2.5%
New York:	20.4%

According to our research there were 4 registered sex offenders living in Waterford, New York in early 2007.
The ratio of number of residents in Waterford to the number of sex offenders is 530 to 1.

Median real estate property taxes paid for housing units in 2000:

Waterford:	1.8% ($1,686)
New York:	1.9% ($2,847)

Nearest city with pop. 50,000+: Colonie, NY (6.9 miles , pop. 79,258).

Nearest city with pop. 200,000+: Bronx, NY (134.9 miles , pop. 1,332,650).

Nearest cities: Cohoes, NY (1.3 miles ), Green Island, NY (1.8 miles ), Troy, NY (1.9 miles ), Brunswick, NY (2.1 miles ), Watervliet, NY (2.2 miles ), Halfmoon, NY (2.4 miles ), Schaghticoke, NY (2.6 miles ).

Single-family new house construction building permits:

1996: 0 buildings
1998: 0 buildings
2000: 0 buildings
2005: 2 buildings, average cost: $78,000
2008: 12 buildings, average cost: $188,600

Number of permits per 10,000 residents

Average cost (in $1000s)

Latitude: 42.79 N, Longitude: 73.68 W

Area code commonly used in this area: 518

Population change in the 1990s: -245 (-10.0%).

Most common industries for males (%):

Public administration (9%)
Construction (7%)
Professional, scientific, and technical services (6%)
Accommodation and food services (6%)
Utilities (5%)
Food and beverage stores (5%)
Chemicals (4%)

Most common industries for females (%):

Health care (20%)
Educational services (10%)
Public administration (10%)
Accommodation and food services (8%)
Finance and insurance (7%)
Food and beverage stores (7%)
Professional, scientific, and technical services (5%)

Most common occupations for males (%)

Other production occupations including supervisors (11%)
Other sales and related workers including supervisors (6%)
Building and grounds cleaning and maintenance occupations (5%)
Retail sales workers except cashiers (5%)
Other management occupations except farmers and farm managers (4%)
Cooks and food preparation workers (4%)
Driver/sales workers and truck drivers (4%)

Most common occupations for females (%)

Secretaries and administrative assistants (17%)
Other office and administrative support workers including supervisors (8%)
Cashiers (5%)
Nursing, psychiatric, and home health aides (4%)
Food and beverage serving workers except waiters/waitresses (4%)
Health technologists and technicians (4%)
Other sales and related workers including supervisors (4%)

Full-time Law Enforcement Employees in 2006: 13 (10 officers).

Officers per 1,000 residents here:	4.72
US city average:	3.00

Average climate in Waterford, New York

Based on data reported by over 4,000 weather stations

Waterford, New York average temperatures

Waterford, New York average precipitation

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Waterford-area historical tornado activity is above New York state average. It is 19% smaller than the overall U.S. average.

On 8/28/1973, a category 4 (max. wind speeds 207-260 mph) tornado 28.9 miles away from the Waterford village center killed 4 people and injured 36 people and caused between $5,000,000 and $50,000,000 in damages.

On 6/24/1960, a category 3 (max. wind speeds 158-206 mph) tornado 9.3 miles away from the village center injured 9 people and caused between $5,000,000 and $50,000,000 in damages.

Waterford-area historical earthquake activity is near New York state average. It is 88% smaller than the overall U.S. average.

On 10/7/1983 at 10:18:46, a magnitude 5.3 (5.1 MB, 5.3 LG, 5.1 ML, Class: Moderate, Intensity: VI - VII) earthquake occurred 87.0 miles away from Waterford center
On 6/17/1991 at 08:53:16, a magnitude 4.1 (4.0 MB, 4.0 LG, Depth: 3.1 mi, Class: Light, Intensity: IV - V) earthquake occurred 51.9 miles away from the city center
On 4/20/2000 at 08:46:55, a magnitude 4.0 (4.0 LG, 3.8 ML, Depth: 3.1 mi) earthquake occurred 85.2 miles away from the city center
On 10/2/1994 at 11:27:22, a magnitude 3.7 (3.5 LG, 3.7 LG, Depth: 6.2 mi, Class: Light, Intensity: II - III) earthquake occurred 77.8 miles away from Waterford center
On 6/16/2000 at 04:02:53, a magnitude 3.3 (3.3 LG, Depth: 6.1 mi) earthquake occurred 64.9 miles away from the city center
On 7/24/2007 at 01:56:48, a magnitude 3.1 (3.1 MD, 2.7 LG, Depth: 9.3 mi) earthquake occurred 25.8 miles away from Waterford center
Magnitude types: regional Lg-wave magnitude (LG), body-wave magnitude (MB), duration magnitude (MD), local magnitude (ML)

Waterford topographic map

Hospitals/medical centers near Waterford:

ALBANY MEMORIAL HOSPITAL (about 9 miles; ALBANY, NY)
SAMARITAN HOSPITAL (about 9 miles; TROY, NY)
SETON HEALTH SYSTEMS INC (about 9 miles; TROY, NY)

Political contributions by individuals in Waterford, NY

Amtrak stations near Waterford:

11 miles: ALBANY-RENSSELAER (RENSSELAER, 555 EAST ST.). Services: ticket office, partially wheelchair accessible, enclosed waiting area, public restrooms, public payphones, snack bar, ATM, free short-term parking, free long-term parking, call for car rental service, taxi stand, public transit connection.
14 miles: SCHENECTADY (332 ERIE BLVD.). Services: ticket office, fully wheelchair accessible, enclosed waiting area, public restrooms, public payphones, vending machines, ATM, free short-term parking, free long-term parking, call for car rental service, taxi stand, public transit connection.

Colleges/universities with over 2000 students nearest to Waterford:

SIENA COLLEGE (about 8 miles; LOUDONVILLE, NY; Full-time enrollment: 3,001)
RENSSELAER POLYTECHNIC INSTITUTE (about 9 miles; TROY, NY; FT enrollment: 7,150)
HUDSON VALLEY COMMUNITY COLLEGE (about 9 miles; TROY, NY; FT enrollment: 6,337)
SUNY AT ALBANY (about 11 miles; ALBANY, NY; FT enrollment: 14,168)
EXCELSIOR COLLEGE (about 11 miles; ALBANY, NY; FT enrollment: 7,096)
THE COLLEGE OF SAINT ROSE (about 11 miles; ALBANY, NY; FT enrollment: 3,116)
UNION COLLEGE (about 13 miles; SCHENECTADY, NY; FT enrollment: 2,315)

Public high school in Waterford:

WATERFORD HIGH SCHOOL (Students: 280; Location: 125 MIDDLETOWN RD; Grades: 9-12; Our rating: 46)

Public elementary/middle schools in Waterford:

WATERFORD ELEMENTARY SCHOOL (Students: 326; Location: 125 MIDDLETOWN RD; Grades: K-4; Our rating: 44)
WATERFORD MIDDLE SCHOOL (Students: 290; Location: 125 MIDDLETOWN RD; Grades: 5-8, US; Our rating: 45)

Private elementary/middle school in Waterford:

WATERFORD CENTRAL CATH SCHOOL (Students: 291; Location: 12 SIXTH STREET; Grades: KG - 8)

See full list of schools located in Waterford

Library in Waterford:

WATERFORD PUBLIC LIBRARY (Operating income: $179,032; Location: 117 THIRD STREET; 33,288 books; 1,220 audio materials; 654 video materials; 95 serial subscriptions)

Click to draw/clear village borders

Drinking water stations with addresses in Waterford and their reported violations in the past:

BATTLEFIELD TRAILER PARK (Address: 466 HUDSON RIVER ROAD, Population served: 30, Groundwater):

Past monitoring violations:

Monitoring and Reporting Stage 1 - Between JAN-2004 and DEC-2004, Contaminant: TTHM. Follow-up actions: St Public Notif requested (FEB-11-2005), St Formal NOV issued (FEB-11-2005), St Public Notif received (MAY-31-2005), St Compliance achieved (AUG-09-2005)

Monitoring and Reporting Stage 1 - Between JAN-2004 and DEC-2004, Contaminant: Total Haloacetic Acids (HAA5). Follow-up actions: St Public Notif requested (FEB-11-2005), St Formal NOV issued (FEB-11-2005), St Public Notif received (MAY-31-2005), St Compliance achieved (AUG-09-2005)

Average household size:

This village:	2.3 people
New York:	2.6 people

Percentage of family households:

This village:	57.2%
Whole state:	65.7%

Percentage of households with unmarried partners:

This village:	6.5%
Whole state:	5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Lesbian couples: 0.3% of all households
Gay men: 0.2% of all households

Residents with income below the poverty level in 2007:

This village:	12.6%
Whole state:	14.6%

Residents with income below 50% of the poverty level in 2007:

This village:	3.6%
Whole state:	7.4%

Detailed information about poverty and poor residents in Waterford, NY

People in group quarters in Waterford

12 people in hospitals/wards and hospices for chronically ill
12 people in hospices or homes for chronically ill
3 people in religious group quarters

Waterford compared to New York state average:

Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Foreign-born population percentage below state average.
Renting percentage above state average.
Number of college students below state average.
Percentage of population with a bachelor's degree or higher below state average.

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Banks with branches in Waterford (2009 data):

Pioneer Savings Bank: Waterford Branch at 142 Saratoga Avenue, branch established on 2002-09-05. Info updated 2006-12-06: Bank assets: $703.6 mil, Deposits: $610.0 mil, headquarters in Troy, NY, negative income in the last year, Mortgage Lending Specialization, 15 total offices
Keybank National Association: Waterford Branch at 74 Broad Street, branch established on 1957-12-23. Info updated 2008-03-03: Bank assets: $101,868.6 mil, Deposits: $70,142.2 mil, headquarters in Cleveland, OH, negative income in the last year, Commercial Lending Specialization, 1003 total offices, Holding Company: Keycorp

Educational Attainment

School Enrollment by Level of School

Waterford mode of transportation to work chart

2004 Presidential Election results in Saratoga County New York:

Most commonly used house heating fuel:
	Utility gas (80%) Fuel oil, kerosene, etc. (11%) Electricity (5%) Bottled, tank, or LP gas (3%)

Religion statistics for Waterford

Adherents

Name	Catholic Church	United Methodist Church	Episcopal Church	Evangelical Lutheran Church in America	Presbyterian Church (USA)
Adherents	65.9%	12.7%	4.8%	2.1%	2.1%
Congregations	8.6%	19.8%	7.8%	2.6%	7.8%

Name	Christian and Missionary Alliance	American Baptist Churches in the USA	Reformed Church in America	Lutheran Church	Other religions
Adherents	1.8%	1.6%	1.2%	1.0%	6.7%
Congregations	2.6%	6.0%	3.4%	0.9%	40.5%

Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.

Local government employment and payroll (March 2007)
Function	Full-time employees	Monthly full-time payroll	Average yearly full-time wage	Part-time employees	Monthly part-time payroll
Financial Administration	0	$0		2	$387
Other Government Administration	0	$0		6	$2,800
Streets and Highways	0	$0		2	$825
Other and Unallocable	0	$0		1	$210
Totals for Government	0	$0		11	$4,222

Waterford government finances in 2002:

Charges - Parks & Recreation: $8,000
All Other: $8,000
Current Operations - Welfare, Cash Assistance - Other: $257,000
Regular Highways: $194,000

Solid Waste Management: $101,000

Fire Protection: $66,000

Parks & Recreation: $49,000

Central Staff Services: $32,000

Financial Administration: $17,000

General - Other: $17,000

Sewerage: $9,000

Judicial and Legal Services: $5,000

General Public Buildings: $5,000

Protective Inspection and Regulation, NEC: $1,000
Federal Intergovernmental - Public Welfare: $257,000
General - Interest on Debt: $24,000
Local Intergovernmental - General Support: $148,000
All Other: $131,000
Long Term Debt Beginning Outstanding, NEC: $404,000
Long Term Debt Outstanding - Full Faith & Credit - Other, NEC: $368,000
Long Term Debt Retired Unspecified - Other, NEC: $36,000
Miscellaneous - General Revenue, NEC: $22,000
Interest Earnings: $6,000
Other Capital Outlay - Fire Protection: $32,000
Parks & Recreation: $14,000
Other Funds - Cash & Deposits: $278,000
Short Term Debt Outstanding - Beginning: $70,000
End of Fiscal Year: $28,000
State Intergovernmental - General Support: $54,000
Highways: $17,000

All Other: $1,000
Tax - Property: $227,000
Public Utilities: $11,000

NEC: $9,000
Total Salaries & Wages: $42,000

7.50% of this county's 2006 resident taxpayers lived in other counties in 2005 ($47,124 average adjusted gross income)

Here:	7.50%
New York average:	5.41%

0.09% of residents moved from foreign countries ($461 average AGI)
Saratoga County: 0.09%
New York average: 0.24%

Top counties from which taxpayers relocated into this county between 2005 and 2006:

from Albany County, NY	1.27% ($49,530 average AGI)
from Schenectady County, NY	0.70% ($49,152)
from Rensselaer County, NY	0.60% ($40,801)

7.39% of this county's 2005 resident taxpayers moved to other counties in 2006 ($44,899 average adjusted gross income)

Here:	7.39%
New York average:	6.26%

0.08% of residents moved to foreign countries ($368 average AGI)
Saratoga County: 0.08%
New York average: 0.10%

Top counties to which taxpayers relocated from this county between 2005 and 2006:

to Albany County, NY	1.14% ($40,884 average AGI)
to Schenectady County, NY	0.70% ($45,352)
to Warren County, NY	0.63% ($36,567)

Strongest AM radio stations in Waterford:

WHAZ (1330 AM; 1 kW; TROY, NY; Owner: CAPITAL MEDIA CORPORATION)
WPTR (1540 AM; 50 kW; ALBANY, NY; Owner: KIMTRON, INC.)
WGY (810 AM; 50 kW; SCHENECTADY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WOFX (980 AM; 5 kW; TROY, NY)
WABY (1160 AM; 5 kW; MECHANICVILLE, NY; Owner: ANASTOS MEDIA GROUP, INC.)
WROW (590 AM; 5 kW; ALBANY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
WDDY (1460 AM; 5 kW; ALBANY, NY)
WTMM (1300 AM; 5 kW; RENSSELAER, NY; Owner: REGENT LICENSEE OF MANSFIELD, INC.)
WNNZ (640 AM; 50 kW; WESTFIELD, MA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WAMC (1400 AM; 1 kW; ALBANY, NY; Owner: WAMC)
WTIC (1080 AM; 50 kW; HARTFORD, CT; Owner: INFINITY RADIO OPERATIONS INC.)
WCRN (830 AM; 50 kW; WORCESTER, MA; Owner: CARTER BROADCASTING CORPORATION)
WUHN (1110 AM; daytime; 5 kW; PITTSFIELD, MA; Owner: WEINER BROADCASTING, INC.)

Strongest FM radio stations in Waterford:

WZEC (97.5 FM; HOOSICK FALLS, NY; Owner: GREAT NORTHERN RADIO, LLC)
WRPI (91.5 FM; TROY, NY; Owner: RENSSELAER POLYTECHNIC INSTITUTE)
WAMC-FM (90.3 FM; ALBANY, NY; Owner: WAMC)
WAJZ (96.3 FM; VOORHEESVILLE, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
WYJB (95.5 FM; ALBANY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
WEQX (102.7 FM; MANCHESTER, VT; Owner: NORTHSHIRE COMMUNICATIONS, INC.)
WGNA-FM (107.7 FM; ALBANY, NY; Owner: REGENT LICENSEE OF MANSFIELD, INC.)
WJAN (95.1 FM; SUNDERLAND, VT; Owner: 6 JOHNSON ROAD LICENSES, INC.)
WZMR (104.9 FM; ALTAMONT, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
WRVE (99.5 FM; SCHENECTADY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WHRL (103.1 FM; ALBANY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WMHT-FM (89.1 FM; SCHENECTADY, NY; Owner: WMHT EDUCATIONAL TELECOMMUNICATIONS)
WPYX (106.5 FM; ALBANY, NY; Owner: CAPSTAR TX LIMITED PARTNERSHIP)
WABT (104.5 FM; MECHANICVILLE, NY; Owner: REGENT LICENSEE OF MANSFIELD, INC.)
WVCR-FM (88.3 FM; LOUDONVILLE, NY; Owner: SIENA COLLEGE)
WFLY (92.3 FM; TROY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
WKKF (102.3 FM; BALLSTON SPA, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WKLI-FM (100.9 FM; ALBANY, NY; Owner: 6 JOHNSON ROAD LICENSES, INC.)
WDCD-FM (96.7 FM; CLIFTON PARK, NY; Owner: KIMTRON, INC.)
WQAR (101.3 FM; STILLWATER, NY; Owner: ANASTOS MEDIA GROUP, INC.)

TV broadcast stations around Waterford:

WRGB (Channel 6; SCHENECTADY, NY; Owner: FREEDOM BROADCASTING OF NEW YORK, INC)
WNYT (Channel 13; ALBANY, NY; Owner: WNYT-TV, LLC)
WTEN (Channel 10; ALBANY, NY; Owner: YOUNG BROADCASTING OF ALBANY, INC.)
WMHT (Channel 17; SCHENECTADY, NY; Owner: WMHT EDUCATIONAL TELECOMMUNICATIONS)
WEWB-TV (Channel 45; SCHENECTADY, NY; Owner: WEWB, L.L.C.)
WYPX (Channel 55; AMSTERDAM, NY; Owner: PAXSON ALBANY LICENSE, INC.)
WNGN-LP (Channel 26; TROY, NY; Owner: BRIAN A. LARSON)
WXXA-TV (Channel 23; ALBANY, NY; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
WNYA-CA (Channel 39; EASTON, ETC., NY; Owner: VENTURE TECHNOLOGIES GROUP, LLC)

Fatal accident statistics for 1975 - 2008 (per 100,000 population)

Waterford, New York:

Fatal accident count: 4
Vehicles involved in fatal accidents: 8
Fatal accidents caused by drunken drivers: 0
Fatalities: 4
Persons involved in fatal accidents: 9
Pedestrians involved in fatal accidents: 1

New York average:

Fatal accident count: 71
Vehicles involved in fatal accidents: 103
Fatal accidents caused by drunken drivers: 19
Fatalities: 77
Persons involved in fatal accidents: 178
Pedestrians involved in fatal accidents: 10

Waterford fatal accident list:
Aug 16, 2007 08:52 AM, Canvasback Ridge, Lat: 42.811328, Lon: -73.713686, Vehicles: 2, Fatalities: 1, Drunken drivers: Inconsistent data
Nov 21, 2002 11:37 AM, Sr-4 And 32, Vehicles: 1, Persons: 2, Pedestrians: 1, Fatalities: 1
Aug 15, 1999 08:59 AM, Cr-96, Vehicles: 2, Persons: 2, Fatalities: 1
Dec 21, 1997 12:14 AM, 32, Vehicles: 3, Persons: 5, Fatalities: 1

National Bridge Inventory (NBI) Statistics
Number of bridges: 9
Total length: 46 meters (151ft)
Total costs: $13,611,000
Total average daily traffic: 50,585
Total average daily truck traffic: 3,469

FCC Registered Private Land Mobile Towers: 8 (See the full list of FCC Registered Private Land Mobile Towers in Waterford, NY)
FCC Registered Maritime Coast & Aviation Ground Towers: 6

Gg2 Flight Rd, Type: Building, Overall height: 4 m, Call Sign: WHV331
Assigned Frequencies : 156.450 MHz, 156.650 MHz, 156.800 MHz
Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
Lock 6e Flight Rd, Type: Building, Overall height: 4 m, Call Sign: WHV333
Assigned Frequencies : 156.450 MHz, 156.650 MHz, 156.800 MHz
Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
Lock 1c Hudson River Rd, Type: Building, Overall height: 4 m, Call Sign: WHV397
Assigned Frequencies : 156.450 MHz, 156.650 MHz, 156.800 MHz
Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
Lock 2e Broad St, Type: Building, Overall height: 4 m, Call Sign: WHV412
Assigned Frequencies : 156.450 MHz, 156.650 MHz, 156.800 MHz
Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
Lock 4e Flight Rd, Type: Building, Overall height: 4 m, Call Sign: WHV416
Assigned Frequencies : 156.450 MHz, 156.650 MHz, 156.800 MHz
Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:
Lock 3e Washington Ave, Type: Building, Overall height: 4 m, Call Sign: WHV420
Assigned Frequencies : 156.450 MHz, 156.650 MHz, 156.800 MHz
Grant Date: 06/30/2004, Expiration Date: 09/22/2014
Registrant: New York State Thruway Authority, 200 Southern Blvd. , Bldg. 11, Albany, NY 12209, Phone: (518) 436-2989, Email:

FCC Registered Amateur Radio Licenses: 33 (See the full list of FCC Registered Amateur Radio Licenses in Waterford)

FAA Registered Aircrafts: 2

Aircraft: NORTH AMERICAN T-28A (Fixed wing single engine, Category: Land, Seats: 2, Weight: Up to 12,499 Pounds, Speed: 208 mph), Engine: WRIGHT C7BA SERIES (800 HP) (Reciprocating)
N-Number: 3670G , Serial Number: 491510, Year manufactured: 1949
Registrant (Individual): Michael J Madden, Rd 1, Waterford, NY 12188
Aircraft: CESSNA 150K (Fixed wing single engine, Category: Land, Seats: 2, Weight: Up to 12,499 Pounds, Speed: 90 mph), Engine: CONT MOTOR 0-200 SERIES (100 HP) (Reciprocating)
N-Number: 6107G , Serial Number: 15071607, Year manufactured: 1969, Airworthiness Date: 12/11/1969
Registrant (Individual): Joseph K Clark, 11 1st St, Waterford, NY 12188

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 1 full tract)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$204,000	15	$122,600	30	$114,700	9	$37,111	8	$114,500	1	$27,000
APPLICATIONS APPROVED, NOT ACCEPTED	1	$151,000	4	$107,500	5	$106,000	2	$15,000	3	$83,333	1	$35,000
APPLICATIONS DENIED	0	$0	4	$113,250	24	$111,792	11	$31,818	6	$56,667	0	$0
APPLICATIONS WITHDRAWN	0	$0	4	$96,250	19	$107,842	2	$7,000	5	$97,200	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	2	$75,000	3	$91,667	1	$10,000	0	$0	0	$0

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0628.00

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 1 full tract)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$144,667	1	$162,000
APPLICATIONS APPROVED, NOT ACCEPTED	2	$107,000	0	$0
APPLICATIONS DENIED	0	$0	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0628.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

2006 National Fire Incident Reporting System Incidents:

Fire: 40
Hazardous Condition: 40
Good Intent Call: 4

Incident types - Waterford

See Full 2006 National Fire Incident Reporting System Statistics for Waterford, NY

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