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Notable locations in Waterloo: Red Carpet Golf Course (A), Lost Island Adventure Park (B), Sunnyside Golf Course (C), Sunnyside Country Club (D), South Hills Golf Course (E), Silos and Smokestacks National Heritage Area (F), Waterloo (G), Irv Warren Memorial Golf Course (H), Evansdale (I), Straub Field (J), Gates Park Golf Course (K), Gerard Hall (L), Butler Hall (M), Russell Rensselaer House Museum (N), McBride Auditorium (O), Grout Museum of History and Science (P), Grundy Hall (Q), Hawkeye Center (R), Hawkeye Community College Library (S), Barrett Forum (T). Display/hide their locations on the map
Shopping Centers: Midway Mall (1), Crossroads Center Mall (2). Display/hide their locations on the map
Churches in Waterloo include: Seventh Day Adventist Church (A), Our Saviors Lutheran Church (B), The Church of Jesus Christ of Latter Day Saints (C), Lord of Life Lutheran Church (D), Savior Baptist Church (E), Ambassadors for Christ Church (F), Salvation Army Church (G), Faith Lutheran Church (H), Faith Temple Baptist Church (I). Display/hide their locations on the map
Cemeteries: Orange Township Cemetery (1), Sons of Jacob Cemetery (2), Muslim Cemetery (3), Mount Olivet Cemetery (4), Turner Cemetery (5), Calvary Cemetery (6), Waterloo Memorial Park (7). Display/hide their locations on the map
Reservoirs: East Lake (A), Martin Lake (B). Display/hide their locations on the map
Creeks: Prescotts Creek (A), Black Hawk Creek (B), Virden Creek (C). Display/hide their locations on the map
Parks in Waterloo include: Reed Park (1), Cedar River Park (2), Deistelmeier Complex (3), Lou Henry Hoovers Birthplace Historical Marker (4), Devonshire Park (5), Touchae Park (6), Lincoln Park (7), Lafayette Park (8), Tibbitts Park (9). Display/hide their locations on the map
Post office: Waterloo Post Office (A). Display/hide its location on the map
Tourist attractions: Aahc Museum (501 Sycamore Street Bsmt) (1), Imaginarium (Museums; 322 Washington Street) (2), Grout Museum of History & Science (503 South Street) (3), Rensselaer Russell House Museum (Cultural Attractions- Events- & Facilities; 520 West 3rd Street) (4), Iowa Literacy Resource Center (Cultural Attractions- Events- & Facilities; 415 Commercial Street) (5), Cedar Valley Aboretum & Botanic Gardens (Nature Centers; 3641 Kimball Avenue) (6), Ace Amusements (Amusement & Theme Parks; 867 Lynkaylee Drive) (7), Automatic Amusement Inc (Amusement & Theme Parks; 842 Rainbow Drive) (8), Silos & Smokestacks (501 Sycamore Street Suite 730) (9). Display/hide their approximate locations on the map
Hotels: Washington Street Cafe (214 Washington Street) (1), Country Inn-Suites Waterloo (4025 Hammond Avenue) (2), Quality Inn & Suites (226 West 5th Street) (3), Pine Tree Motel (1515 Laporte Road) (4), The Grand Hotel (300 West Mullan Avenue) (5), Motel 6 (2343 Logan Avenue) (6), Best Western Starlite Village (214 Washington Street) (7), Airline Motel & Kitchenettes (3926 West Airline Highway) (8), Four Seasons Tree Service (364 East Airline Highway) (9). Display/hide their approximate locations on the map
Courts: Iowa State - Clerk Of Court Wloo- Civil Probate (316 East 5th Street) (1), Federal Bureau Of Investigation - Waterloo Resident Office (501 Sycamore Street Suite 614) (2), Iowa State - Public Defender- Adult Division (304 Sycamore Street) (3), Black Hawk County - Other Black Hawk County Agencies- Juvenile Court Serv (818 Lafayette Street) (4), Iowa State - District Court Wloo- Court Administration- Court Atten (Floor 3) (5). Display/hide their approximate locations on the map
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Air pollution trends in Waterloo
Pollutant: Particulate Matter (PM2.5): 12.2 µ/m3 in 2005 (it was 11.4 µ/m3 in 2000).
Drinking water stations with addresses in Waterloo and their reported violations in the past:
ACKLEY MUNICIPAL WATER WORKS (Address: 3336 KIMBALL AVE, Population served: 1809, Groundwater):
Past health violations:
- MCL, Monthly (TCR) - In MAY-1997, Contaminant: Coliform. Follow-up actions: St Public Notif requested (MAY-12-1997), St Formal NOV issued (MAY-12-1997), St Public Notif received (MAY-23-1997), St Compliance achieved (NOV-07-1997)
ELKADER MUNI WATER DEPT (Address: 3336 KIMBALL AVE, Population served: 1465, Groundwater):
Past monitoring violations:
- 17 regular monitoring violations
WINNEBAGO SCOUT RESERVATION (Address: 2929 AIRPORT BLVD, Population served: 300, Groundwater):
Past monitoring violations:
- One regular monitoring violation
Drinking water stations with addresses in Waterloo that have no violations reported:
- ANDREW WATER SUPPLY (Population served: 460, Primary Water Source Type: Groundwater)
- HICKORY ACRES (Population served: 139, Primary Water Source Type: Groundwater)
Detailed information about poverty and poor residents in Waterloo, IA
People in group quarters in Waterloo
- 492 people in other noninstitutional group quarters
- 413 people in nursing homes
- 151 people in halfway houses
- 118 people in other nonhousehold living situations
- 105 people in hospitals or wards for drug/alcohol abuse
- 103 people in local jails and other confinement facilities (including police lockups)
- 97 people in homes for the mentally retarded
- 30 people in orthopedic wards and institutions for the physically handicapped
- 16 people in unknown juvenile institutions
- 10 people in agriculture workers' dormitories on farms
- 6 people in homes or halfway houses for drug/alcohol abuse
- 5 people in religious group quarters
- 4 people in homes for the physically handicapped
Waterloo compared to Iowa state average:
- Median house value below state average.
- Black race population percentage significantly above state average.
- Hispanic race population percentage significantly above state average.
- Foreign-born population percentage above state average.
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Arena or stadium:
- McElroy Auditorium. Capacity: 7,000.
Banks with most branches in Waterloo (2009 data):
- Regions Bank: The Logan Plaza Branch, 100 East Park Avenue Branch, The National Plaza Branch, Lafayette At Park Branch. Info updated 2009-02-09: Bank assets: $142,084.0 mil, Deposits: $95,926.0 mil, headquarters in Birmingham, AL, negative income in the last year, Commercial Lending Specialization, 1946 total offices, Holding Company: Regions Financial Corporation
- Community National Bank: Waterloo Branch at 11 Tower Park Drive, branch established on 1998-08-17; at 422 Commercial Street, branch established on 1997-08-18. Info updated 2006-11-03: Bank assets: $250.9 mil, Deposits: $202.4 mil, local headquarters, negative income in the last year, Commercial Lending Specialization, 7 total offices, Holding Company: Community National Bancorporation
- BankIowa of Cedar Rapids: Kimball Branch at 3222 Kimball Avenue, branch established on 2002-02-19; Downtown Waterloo at 330 East 4th Street, branch established on 2007-04-23. Info updated 2006-11-03: Bank assets: $429.9 mil, Deposits: $347.7 mil, headquarters in Cedar Rapids, IA, positive income, Commercial Lending Specialization, 11 total offices, Holding Company: Fidelity Ban Corporation
- U.S. Bank National Association: Waterloo Branch at 425 Cedar Street, branch established on 1998-11-13; Kimball Avenue Branch at 3130 Kimball Avenue, branch established on 1970-03-09. Info updated 2008-11-25: Bank assets: $261,775.6 mil, Deposits: $171,980.0 mil, headquarters in Cincinnati, OH, positive income, Commercial Lending Specialization, 2849 total offices, Holding Company: U.S. Bancorp
- Wells Fargo Bank, National Association: Kimball Branch at 3065 Kimball Avenue, branch established on 1968-01-02; Waterloo Branch at 191 West Fifth Street, branch established on 1943-10-01. Info updated 2009-03-16: Bank assets: $538,958.0 mil, Deposits: $346,850.0 mil, headquarters in Sioux Falls, SD, positive income, Commercial Lending Specialization, 3392 total offices, Holding Company: Wells Fargo & Company
- Lincoln Savings Bank: Tower Park Branch at 242 Tower Park Drive, branch established on 2002-03-26. Info updated 2006-11-03: Bank assets: $495.0 mil, Deposits: $385.5 mil, headquarters in Cedar Falls, IA, positive income, Agricultural Specialization, 14 total offices, Holding Company: Lincoln Bancorp
- First Security State Bank: Waterloo Branch at 1225 W. Ridgeway Ave, branch established on 1984-10-01. Info updated 2006-11-03: Bank assets: $89.0 mil, Deposits: $73.7 mil, headquarters in Evansdale, IA, positive income, Commercial Lending Specialization, 3 total offices, Holding Company: Evans Bancshares, Inc.
- MidWestOne Bank: Waterloo Branch at 3110 Kimball Avenue, branch established on 1997-11-03. Info updated 2008-09-04: Bank assets: $1,521.0 mil, Deposits: $1,137.0 mil, headquarters in Iowa City, IA, positive income, Commercial Lending Specialization, 32 total offices, Holding Company: Midwestone Financial Group, Inc
- Farmers State Bank: at 1009 People Square, branch established on 1903-06-25. Info updated 2006-11-03: Bank assets: $208.6 mil, Deposits: $170.2 mil, local headquarters, positive income, Commercial Lending Specialization, 5 total offices, Holding Company: Fsb Financial Services, Inc
Fire-safe hotels and motels in Waterloo, Iowa
- Travel Inn, 3350 University Ave, Waterloo, IA 50701, Phone: (319) 235-2165, Fax: (319) 235-7175
- Heartland Inn, 1809 Laporte Rd, Waterloo, IA 50702, Phone: (319) 235-4461, Fax: (319) 235-0907
- Waterloo Holiday Inn Civic Center, 4TH & Commercial St, Waterloo, IA 50704, Phone: (319) 233-7560
- Fairfield Inn By Marriott Waterloo, 2011 Ln Porte Rd, Waterloo, IA 50702, Phone: (319) 234-5452, Fax: (319) 234-5452
- Starlite Village, 214 Washington St, Waterloo, IA 50701, Phone: (319) 235-0321
- Heartland Inn, 3052 Marnie Rd, Waterloo, IA 50701, Phone: (319) 232-7467, Fax: (319) 232-0403
- Ramada Inn Convention Center, 205 W 4TH St, Waterloo, IA 50701, Phone: (319) 233-7560, Fax: (319) 236-9590
- Wellington Bed & Breakfast, 800 W 4TH St, Waterloo, IA 50702, Phone: (319) 234-2993
- 9 other hotels and motels
All 17 fire-safe hotels and motels in Waterloo, Iowa
School Enrollment by Level of School
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2004 Presidential Election results in Black Hawk County Iowa:
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Most commonly used house heating fuel:
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- Utility gas (83%)
- Electricity (14%)
- Bottled, tank, or LP gas (1%)
- Fuel oil, kerosene, etc. (1%)
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Religion statistics for Waterloo
| Name | Catholic Church | Evangelical Lutheran Church in America | United Methodist Church | Lutheran Church | The Wesleyan Church |
| Adherents | 33.6% | 19.0% | 8.9% | 6.0% | 4.7% |
| Congregations | 11.1% | 12.6% | 11.9% | 5.9% | 4.4% |
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| Name | Presbyterian Church (USA) | Reformed Church in America | General Association of Regular Baptist Churches | Non-Charismatic Churches Independent | Other religions |
| Adherents | 4.4% | 2.8% | 2.4% | 1.8% | 16.3% |
| Congregations | 7.4% | 2.2% | 3.7% | 1.5% | 39.3% |
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Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
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Local government employment and payroll (March 2007)
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| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
4 | $18,119 | $54,357 | 0 | $0 |
| Other Government Administration |
31 | $90,851 | $35,168 | 1 | $850 |
| Judicial and Legal |
2 | $7,970 | $47,820 | 0 | $0 |
| Police Protection - Officers |
120 | $557,375 | $55,738 | 0 | $0 |
| Police - Other |
11 | $33,454 | $36,495 | 0 | $0 |
| Firefighters |
112 | $492,642 | $52,783 | 0 | $0 |
| Fire - Other |
6 | $21,449 | $42,898 | 4 | $5,668 |
| Streets and Highways |
70 | $256,359 | $43,947 | 0 | $0 |
| Airports |
6 | $21,420 | $42,840 | 0 | $0 |
| Solid Waste Management |
12 | $39,967 | $39,967 | 0 | $0 |
| Sewerage |
32 | $128,492 | $48,185 | 0 | $0 |
| Parks and Recreation |
38 | $132,371 | $41,801 | 93 | $26,424 |
| Housing and Community Development(Local) |
18 | $64,760 | $43,173 | 0 | $0 |
| Natural Resources |
6 | $19,762 | $39,524 | 0 | $0 |
| Water Supply |
34 | $132,298 | $46,693 | 1 | $2,148 |
| Local Libraries |
15 | $51,918 | $41,534 | 25 | $37,744 |
| Other and Unallocable |
33 | $124,389 | $45,232 | 0 | $0 |
| Totals for Government |
550 | $2,193,596 | $47,860 | 124 | $72,834 |
Waterloo government finances in 2006:
- Bond Funds - Cash and Securities: $18,096,000
- Charges - Sewerage: $9,904,000
Solid Waste Management: $4,254,000
All Other: $2,953,000
Parks and Recreation: $1,919,000
Parking Facilities: $537,000
Air Transportation: $415,000
Housing and Community Development: $103,000
Regular Highways: $38,000
- Construction - Regular Highways: $9,735,000
General - Other: $4,779,000
Air Transportation: $2,282,000
General Public Buildings: $1,426,000
Parks and Recreation: $1,219,000
Sewerage: $1,132,000
Water Utilities: $628,000
Housing and Community Development: $85,000
Libraries: $33,000
- Current Operations - Police Protection: $12,188,000
Local Fire Protection: $9,332,000
Housing and Community Development: $8,912,000
Regular Highways: $7,356,000
General - Other: $4,978,000
Sewerage: $4,782,000
Parks and Recreation: $4,701,000
Water Utilities: $2,998,000
Solid Waste Management: $2,902,000
Libraries: $2,063,000
Health - Other: $1,517,000
Air Transportation: $1,272,000
Central Staff Services: $861,000
Financial Administration: $858,000
Protective Inspection and Regulation, NEC: $804,000
General Public Buildings: $413,000
Public Welfare - Other: $345,000
Parking Facilities: $323,000
Judicial and Legal Services: $249,000
Miscellaneous Commercial Activities, NEC: $45,000
- DISCONTINUED for 2005 (Formerly: Long Term Debt Outstanding Nonguaranteed - Industrial Revenue): $32,144,000
- Employee Retirement - Other Investments - Other: $528,000
Earnings on Investments (calculated): $365,000
Benefit Payments: $283,000
Total Cash and Deposits: $243,000
From Parent Local Government: $50,000
- Employee Retirement – Corporate Stocks: $2,751,000
- Federal Intergovernmental - Housing and Community Development: $8,945,000
All Other: $5,958,000
- General - Interest on Debt: $6,221,000
- Local Intergovernmental - All Other: $1,272,000
- Long Term Debt Beginning Outstanding - Public Debt for Private Purpose: $34,522,000
- Long Term Debt Retired Nonguaranteed - Public Debt for Private Purpose: $2,378,000
- Long Term Debt Retired Unspecified Public Purpose: $9,305,000
- Miscellaneous - Interest Earnings: $4,116,000
General Revenue, NEC: $1,565,000
Rents: $915,000
Fines and Forfeits: $283,000
Special Assessments: $90,000
- NEW for 2005 - Long Term Debt Outstanding Unspecified Public Purpose: $94,158,000
Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $92,400,000
Long Term Debt Issue, Unspecified Public Purpose: $11,063,000
- Other Capital Outlay - Police Protection: $387,000
Solid Waste Management: $306,000
Sewerage: $183,000
Housing and Community Development: $113,000
Local Fire Protection: $82,000
Regular Highways: $78,000
Water Utilities: $59,000
Central Staff Services: $21,000
- Other Funds - Cash and Securities: $35,828,000
- Revenue - Water Utilities: $4,182,000
- Short Term Debt Outstanding - End of Fiscal Year: $250,000
Beginning: $150,000
- Sinking Funds - Cash and Securities: $34,966,000
- State Intergovernmental - Highways: $5,756,000
All Other: $2,137,000
General Local Government Support: $1,077,000
Health and Hospitals: $259,000
- Tax - Property: $34,673,000
General Sales and Gross Receipts: $8,616,000
Public Utilities Sales: $2,402,000
Other License: $1,217,000
Other Selective Sales: $841,000
- Total Salaries and Wages: $27,155,000
- Water Utilities - Interest on Debt: $31,000
5.77% of this county's 2006 resident taxpayers lived in other counties in 2005 ($34,300 average adjusted gross income) | Here: | 5.77% | | Iowa average: | 6.30% |
0.16% of residents moved from foreign countries ($400 average AGI)| Black Hawk County: | 0.16% | | Iowa average: | 0.10% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
6.18% of this county's 2005 resident taxpayers moved to other counties in 2006 ($38,692 average adjusted gross income) | Here: | 6.18% | | Iowa average: | 6.47% |
0.05% of residents moved to foreign countries ($309 average AGI)| Black Hawk County: | 0.05% | | Iowa average: | 0.03% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in Waterloo:
- KWLO (1330 AM; 5 kW; WATERLOO, IA; Owner: KXEL BROADCASTING COMPANY, INC.)
- KCNZ (1250 AM; 10 kW; CEDAR FALLS, IA; Owner: FIFE COMMUNICATION COMPANY, L.C.)
- KDNZ (1650 AM; 10 kW; CEDAR FALLS, IA; Owner: FIFE COMMUNICATIONS CO., LLC)
- KXEL (1540 AM; 50 kW; WATERLOO, IA; Owner: KXEL BROADCASTING COMPANY, INC.)
- KNWS (1090 AM; daytime; 1 kW; WATERLOO, IA; Owner: NORTHWESTERN COLLEGE)
- KWOF (850 AM; daytime; 1 kW; WATERLOO, IA; Owner: FRIENDSHIP COMMUNICATIONS,INC.)
- KKHQ (950 AM; 5 kW; OELWEIN, IA; Owner: CUMULUS LICENSING CORP.)
- WHO (1040 AM; 50 kW; DES MOINES, IA; Owner: CITICASTERS LICENSES, L.P.)
- WMT (600 AM; 5 kW; CEDAR RAPIDS, IA; Owner: CITICASTERS LICENSES, L.P.)
- KWAY (1470 AM; 1 kW; WAVERLY, IA; Owner: AEL SUHR ENTERPRISES, INC.)
- KFAN (1130 AM; 50 kW; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
- WCTS (1030 AM; 50 kW; MAPLEWOOD, MN; Owner: CNTL. BAPT. THEO/AL SEMI MINNEAPOLIS)
- WTMJ (620 AM; 50 kW; MILWAUKEE, WI; Owner: JOURNAL BROADCAST CORPORATION)
Strongest FM radio stations in Waterloo:
- KOEL (98.5 FM; CEDAR FALLS, IA; Owner: CUMULUS LICENSING CORP.)
- KBBG (88.1 FM; WATERLOO, IA; Owner: AFRO AMERICAN COMMUNITY B/CSTING,INC)
- KOKZ (105.7 FM; WATERLOO, IA; Owner: KXEL BROADCASTING COMPANY, INC.)
- KHKE (89.5 FM; CEDAR FALLS, IA; Owner: UNIVERSITY OF NORTHERN IOWA)
- KOEL-FM (92.3 FM; OELWEIN, IA; Owner: CUMULUS LICENSING CORP.)
- KFMW (107.9 FM; WATERLOO, IA; Owner: KXEL BROADCASTING COMPANY, INC.)
- KNWS-FM (101.9 FM; WATERLOO, IA; Owner: NORTHWESTERN COLLEGE)
- KUNI (90.9 FM; CEDAR FALLS, IA; Owner: UNIVERSITY OF NORTHERN IOWA)
- KCVM (96.1 FM; HUDSON, IA; Owner: FIFE COMMUNICATION COMPANY, L.C.)
- KDAT (104.5 FM; CEDAR RAPIDS, IA; Owner: CUMULUS LICENSING CORP.)
- KQMG-FM (95.3 FM; INDEPENDENCE, IA; Owner: KEENE OF IOWA, INC.)
- KWAY-FM (99.3 FM; WAVERLY, IA; Owner: AEL SUHR ENTERPRISES, INC.)
TV broadcast stations around Waterloo:
- K44FK (Channel 44; WATERLOO, IA; Owner: TRINITY BROADCASTING NETWORK)
- KWWL (Channel 7; WATERLOO, IA; Owner: RAYCOM AMERICA, INC.)
- KGAN (Channel 2; CEDAR RAPIDS, IA; Owner: KGAN LICENSEE, LLC)
- KCRG-TV (Channel 9; CEDAR RAPIDS, IA; Owner: CEDAR RAPIDS TELEVISION CO.)
- KRIN (Channel 32; WATERLOO, IA; Owner: IOWA PUBLIC BROADCASTING BOARD)
- KPXR (Channel 48; CEDAR RAPIDS, IA; Owner: PAXSON COMMUNICATIONS LICENSE COMPANY, LLC)
- KFXA (Channel 28; CEDAR RAPIDS, IA; Owner: SECOND GENERATION OF IOWA, LTD.)
Fatal accident count (per 100,000 population)
See more detailed statistics of Waterloo fatal car crashes and road traffic accidents for 1975 - 2008 here
FCC Registered Cell Phone Towers: 7 (See the full list of FCC Registered Cell Phone Towers in Waterloo)
FCC Registered Antenna Towers: 34 (See the full list of FCC Registered Antenna Towers)
FCC Registered Commercial Land Mobile Towers: 4 (See the full list of FCC Registered Commercial Land Mobile Towers in Waterloo, IA)
FCC Registered Private Land Mobile Towers: 55 (See the full list of FCC Registered Private Land Mobile Towers)
FCC Registered Broadcast Land Mobile Towers: 15 (See the full list of FCC Registered Broadcast Land Mobile Towers)
FCC Registered Microwave Towers: 38 (See the full list of FCC Registered Microwave Towers in this town)
FCC Registered Paging Towers: 15 (See the full list of FCC Registered Paging Towers)
FCC Registered Maritime Coast & Aviation Ground Towers: 4 (See the full list of FCC Registered Maritime Coast & Aviation Ground Towers)
FCC Registered Amateur Radio Licenses: 132 (See the full list of FCC Registered Amateur Radio Licenses in Waterloo)
FAA Registered Aircraft Manufacturers and Dealers: 2 (See the full list of FAA Registered Manufacturers and Dealers in Waterloo)
FAA Registered Aircrafts: 93 (See the full list of FAA Registered Aircrafts)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 19 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 110 | $88,886 | 1,038 | $86,043 | 781 | $76,661 | 160 | $31,648 | 22 | $714,633 | 271 | $59,191 | 7 | $31,157 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $75,645 | 122 | $84,313 | 161 | $91,301 | 28 | $52,887 | 0 | $0 | 20 | $55,862 | 4 | $32,688 |
| APPLICATIONS DENIED | 27 | $87,823 | 142 | $67,530 | 553 | $81,765 | 190 | $32,087 | 2 | $1,012,500 | 43 | $51,933 | 28 | $26,083 |
| APPLICATIONS WITHDRAWN | 8 | $109,354 | 70 | $88,258 | 255 | $85,049 | 17 | $52,729 | 0 | $0 | 19 | $48,809 | 2 | $78,080 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $77,070 | 28 | $77,754 | 63 | $104,362 | 7 | $42,494 | 0 | $0 | 9 | $55,001 | 2 | $37,755 |
Aggregated Statistics For Year 2006 (Based on 19 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 103 | $96,515 | 1,255 | $79,668 | 944 | $76,217 | 193 | $38,706 | 22 | $583,137 | 354 | $59,556 | 10 | $23,314 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $82,063 | 104 | $69,211 | 205 | $79,656 | 32 | $42,338 | 1 | $65,000 | 24 | $58,028 | 14 | $38,520 |
| APPLICATIONS DENIED | 11 | $96,590 | 214 | $63,670 | 708 | $74,447 | 190 | $27,759 | 0 | $0 | 73 | $48,586 | 42 | $21,865 |
| APPLICATIONS WITHDRAWN | 7 | $98,470 | 111 | $88,969 | 355 | $80,813 | 29 | $45,417 | 0 | $0 | 31 | $60,869 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $136,000 | 34 | $90,674 | 137 | $89,668 | 5 | $37,400 | 0 | $0 | 15 | $56,069 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 19 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 64 | $86,564 | 1,445 | $78,863 | 1,191 | $74,994 | 200 | $30,830 | 23 | $681,495 | 408 | $60,765 | 20 | $40,307 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $84,600 | 110 | $82,942 | 194 | $70,360 | 32 | $46,711 | 2 | $736,555 | 22 | $59,088 | 11 | $51,419 |
| APPLICATIONS DENIED | 7 | $86,589 | 219 | $65,013 | 753 | $73,102 | 202 | $27,372 | 3 | $821,333 | 80 | $50,178 | 41 | $35,145 |
| APPLICATIONS WITHDRAWN | 9 | $76,164 | 159 | $74,863 | 454 | $79,011 | 48 | $61,547 | 0 | $0 | 40 | $69,920 | 7 | $32,287 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $65,000 | 38 | $125,073 | 148 | $83,125 | 4 | $50,570 | 0 | $0 | 8 | $163,088 | 1 | $118,880 |
Aggregated Statistics For Year 2004 (Based on 19 full and 5 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $84,747 | 1,298 | $77,328 | 1,231 | $74,955 | 151 | $28,597 | 42 | $383,619 | 346 | $58,148 | 17 | $34,671 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $77,500 | 92 | $70,631 | 263 | $69,616 | 17 | $40,184 | 0 | $0 | 12 | $44,058 | 16 | $39,789 |
| APPLICATIONS DENIED | 25 | $75,882 | 200 | $75,666 | 744 | $67,282 | 135 | $23,225 | 1 | $224,000 | 52 | $118,215 | 45 | $25,042 |
| APPLICATIONS WITHDRAWN | 12 | $65,671 | 143 | $75,681 | 373 | $70,058 | 35 | $42,375 | 0 | $0 | 28 | $52,735 | 2 | $26,795 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $58,573 | 22 | $75,342 | 93 | $85,224 | 5 | $32,500 | 0 | $0 | 5 | $48,598 | 1 | $28,000 |
Aggregated Statistics For Year 2003 (Based on 19 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 130 | $71,273 | 1,118 | $76,170 | 2,583 | $76,812 | 172 | $18,543 | 24 | $204,772 | 266 | $64,078 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $72,644 | 73 | $70,171 | 237 | $69,123 | 18 | $20,539 | 0 | $0 | 13 | $71,208 |
| APPLICATIONS DENIED | 13 | $72,996 | 139 | $58,505 | 793 | $61,603 | 108 | $15,185 | 2 | $94,500 | 39 | $53,593 |
| APPLICATIONS WITHDRAWN | 26 | $67,204 | 140 | $67,677 | 562 | $65,736 | 13 | $21,292 | 0 | $0 | 27 | $66,197 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $69,000 | 26 | $79,023 | 88 | $70,286 | 6 | $33,463 | 0 | $0 | 3 | $34,020 |
Aggregated Statistics For Year 2002 (Based on 19 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 181 | $67,777 | 1,101 | $73,342 | 1,564 | $73,880 | 177 | $16,840 | 17 | $315,898 | 172 | $50,232 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $67,333 | 79 | $60,652 | 233 | $62,027 | 22 | $21,516 | 0 | $0 | 11 | $50,312 |
| APPLICATIONS DENIED | 30 | $59,103 | 231 | $48,419 | 738 | $52,224 | 111 | $14,954 | 1 | $731,000 | 52 | $36,685 |
| APPLICATIONS WITHDRAWN | 22 | $64,657 | 91 | $63,278 | 453 | $62,260 | 19 | $14,421 | 0 | $0 | 19 | $38,520 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 18 | $78,532 | 60 | $79,579 | 1 | $3,000 | 0 | $0 | 1 | $49,000 |
Aggregated Statistics For Year 2001 (Based on 19 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 269 | $68,045 | 1,021 | $66,722 | 1,593 | $65,715 | 217 | $14,730 | 20 | $193,000 | 141 | $45,119 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $63,362 | 69 | $59,136 | 141 | $59,967 | 21 | $20,919 | 0 | $0 | 6 | $49,495 |
| APPLICATIONS DENIED | 26 | $60,948 | 210 | $40,394 | 726 | $49,724 | 137 | $15,045 | 0 | $0 | 23 | $42,572 |
| APPLICATIONS WITHDRAWN | 25 | $59,620 | 90 | $58,679 | 518 | $52,588 | 14 | $31,719 | 0 | $0 | 13 | $42,262 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $42,460 | 17 | $71,899 | 47 | $55,524 | 5 | $39,250 | 0 | $0 | 2 | $36,345 |
Aggregated Statistics For Year 2000 (Based on 19 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 227 | $59,957 | 910 | $60,262 | 720 | $48,423 | 260 | $14,653 | 5 | $341,400 | 124 | $42,276 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $75,615 | 78 | $40,413 | 129 | $43,099 | 39 | $18,131 | 0 | $0 | 12 | $28,248 |
| APPLICATIONS DENIED | 32 | $55,834 | 307 | $36,543 | 427 | $40,538 | 200 | $12,711 | 0 | $0 | 47 | $36,878 |
| APPLICATIONS WITHDRAWN | 20 | $55,962 | 81 | $53,294 | 259 | $49,729 | 11 | $16,865 | 1 | $82,000 | 12 | $36,929 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $54,204 | 26 | $59,753 | 0 | $0 | 0 | $0 | 1 | $32,110 |
Aggregated Statistics For Year 1999 (Based on 19 full and 5 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 356 | $55,665 | 969 | $58,843 | 1,105 | $50,454 | 319 | $12,009 | 21 | $218,000 | 146 | $37,756 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $42,750 | 103 | $44,800 | 206 | $41,482 | 37 | $21,022 | 0 | $0 | 16 | $29,668 |
| APPLICATIONS DENIED | 40 | $50,291 | 233 | $32,083 | 505 | $40,501 | 157 | $9,069 | 1 | $80,000 | 23 | $29,557 |
| APPLICATIONS WITHDRAWN | 19 | $51,036 | 66 | $56,953 | 290 | $45,966 | 10 | $18,082 | 0 | $0 | 16 | $25,874 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $60,000 | 11 | $40,889 | 53 | $55,219 | 4 | $36,928 | 0 | $0 | 3 | $23,983 |
Detailed mortgage data for all 24 tracts in Waterloo, IA
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 19 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 458 | $92,789 | 111 | $101,598 | 31 | $58,443 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 54 | $86,234 | 17 | $101,044 | 10 | $43,866 |
| APPLICATIONS DENIED | 9 | $77,270 | 0 | $0 | 2 | $53,395 |
| APPLICATIONS WITHDRAWN | 22 | $94,312 | 4 | $75,338 | 2 | $66,500 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $88,453 | 3 | $110,107 | 1 | $25,360 |
Aggregated Statistics For Year 2006 (Based on 19 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 378 | $85,328 | 96 | $100,306 | 48 | $55,039 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 38 | $88,401 | 37 | $99,339 | 10 | $59,719 |
| APPLICATIONS DENIED | 3 | $78,333 | 1 | $60,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 18 | $83,280 | 13 | $93,823 | 5 | $64,276 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $135,980 | 2 | $67,500 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 19 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 387 | $81,039 | 121 | $95,212 | 55 | $48,567 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 28 | $101,939 | 37 | $71,664 | 7 | $73,886 |
| APPLICATIONS DENIED | 3 | $66,673 | 1 | $97,000 | 2 | $66,285 |
| APPLICATIONS WITHDRAWN | 17 | $75,227 | 7 | $68,857 | 6 | $55,347 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $85,000 | 1 | $77,000 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 19 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 360 | $76,329 | 145 | $83,767 | 63 | $55,469 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 33 | $89,358 | 46 | $72,117 | 4 | $52,840 |
| APPLICATIONS DENIED | 5 | $71,192 | 2 | $144,765 | 3 | $107,987 |
| APPLICATIONS WITHDRAWN | 20 | $76,818 | 12 | $102,919 | 1 | $42,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $105,000 | 1 | $77,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 19 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 296 | $78,883 | 294 | $87,439 | 27 | $49,889 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 39 | $79,058 | 56 | $82,502 | 5 | $34,520 |
| APPLICATIONS DENIED | 3 | $69,667 | 3 | $99,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 13 | $75,231 | 14 | $73,550 | 5 | $95,722 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 19 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 298 | $74,147 | 164 | $81,151 | 21 | $52,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 34 | $77,688 | 36 | $79,813 | 5 | $71,130 |
| APPLICATIONS DENIED | 2 | $93,000 | 2 | $58,610 | 1 | $67,120 |
| APPLICATIONS WITHDRAWN | 9 | $87,000 | 14 | $69,406 | 2 | $61,000 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $98,650 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 19 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 250 | $74,465 | 123 | $82,190 | 9 | $42,011 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 35 | $65,581 | 18 | $80,629 | 2 | $48,000 |
| APPLICATIONS DENIED | 6 | $56,288 | 6 | $77,792 | 1 | $31,090 |
| APPLICATIONS WITHDRAWN | 1 | $25,400 | 5 | $72,400 | 1 | $50,000 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $85,000 | 1 | $148,000 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 19 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 240 | $68,896 | 59 | $58,423 | 9 | $51,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $65,901 | 5 | $66,188 | 2 | $38,000 |
| APPLICATIONS DENIED | 15 | $66,257 | 3 | $35,163 | 3 | $39,000 |
| APPLICATIONS WITHDRAWN | 6 | $44,837 | 1 | $55,000 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $65,000 | 1 | $43,000 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 19 full and 5 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 228 | $63,585 | 58 | $71,862 | 2 | $22,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 11 | $64,129 | 9 | $77,398 | 0 | $0 |
| APPLICATIONS DENIED | 10 | $40,591 | 2 | $45,880 | 2 | $38,500 |
| APPLICATIONS WITHDRAWN | 4 | $53,240 | 2 | $83,450 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $78,000 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 7
- Hazardous Condition: 2
- Good Intent Call: 2
Incident types - Waterloo
See Full 2006 National Fire Incident Reporting System Statistics for Waterloo, IA
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