Waterloo, Iowa

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Black Hawk County

Population in July 2007: 66,387. Population change since 2000: -3.1%

Males: 31,852	(48.0%)
Females: 34,535	(52.0%)

Median resident age:	35.9 years
Iowa median age:	36.6 years

Zip codes: 50701, 50702, 50703, 50704, 50706, 50799.

Waterloo Zip Code Map

Estimated median household income in 2007: $37,820 (it was $34,092 in 2000)

Waterloo:	$37,820
Iowa:	$47,292

Estimated median house or condo value in 2007: $100,600 (it was $63,800 in 2000)

Waterloo:	$100,600
Iowa:	$117,900

Mean prices in 2007: All housing units: $114,143; Detached houses: $115,572; Townhouses or other attached units: $138,830; In 2-unit structures: $109,808; In 5-or-more-unit structures: $98,220; Mobile homes: $21,254

Median gross rent in 2007: $535.
Percentage of residents living in poverty in 2007: 19.8%

Recent home sales, real estate maps, and home value estimator for zip codes: 50701, 50702, 50703.

Waterloo, IA residents, houses, and apartments details

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Profiles of local businesses:
Waterloo Convention & Visitors Bureau
City & National Employment
Culpepper Investments

Races in Waterloo:

White Non-Hispanic (80.6%)
Black (13.9%)
Hispanic (2.6%)
Two or more races (2.0%)
Other race (1.4%)
American Indian (0.6%)

2008 cost of living index in Waterloo: 78.3 (low, U.S. average is 100)

Recent posts about Waterloo, Iowa on our local forum with over 600,000 registered users. Waterloo is mentioned 481 times on our forum:

	Moving to Waterloo-What should I look for or avoid? (24 replies)
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Latest news from Waterloo, IA collected exclusively by city-data.com from local newspapers, TV, and radio stations

Ancestries: German (32.0%), Irish (12.3%), English (7.6%), United States (5.8%), Norwegian (4.8%), French (2.3%).

Current Local Time: CST time zone

Incorporated on 07/1/1868

Elevation: 846 feet

Land area: 60.7 square miles.

Population density: 1093 people per square mile

(low).

Waterloo,IA real estate house value index trend

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For population 25 years and over in Waterloo

High school or higher: 83.8%
Bachelor's degree or higher: 19.4%
Graduate or professional degree: 7.1%
Unemployed: 6.0%
Mean travel time to work: 15.6 minutes

For population 15 years and over in Waterloo city

Never married: 27.4%
Now married: 52.8%
Separated: 1.4%
Widowed: 8.0%
Divorced: 10.4%

3,584 residents are foreign born (3.1% Europe, 1.0% Latin America, 0.8% Asia).

This city:	5.2%
Iowa:	3.1%

According to our research there were 154 registered sex offenders living in Waterloo, Iowa in early 2007.
The ratio of number of residents in Waterloo to the number of sex offenders is 431 to 1.

Median real estate property taxes paid for housing units with mortgages in 2007: $1,651 (1.5%)
Median real estate property taxes paid for housing units with no mortgage in 2007: $1,492 (1.7%)

Nearest city with pop. 200,000+: Madison, WI (155.1 miles , pop. 208,054).

Nearest city with pop. 1,000,000+: Chicago, IL (243.4 miles , pop. 2,896,016).

Nearest cities: Evansdale, IA (1.9 miles ), Elk Run Heights, IA (2.2 miles ), Cedar Falls, IA (2.4 miles ), Raymond, IA (2.6 miles ), Hudson, IA (2.8 miles ), Gilbertville, IA (2.9 miles ), Dunkerton, IA (3.3 miles ), Janesville, IA (3.5 miles ).

Single-family new house construction building permits:

1996: 54 buildings, average cost: $105,600
1997: 49 buildings, average cost: $110,400
1998: 44 buildings, average cost: $134,400
1999: 53 buildings, average cost: $106,300
2000: 89 buildings, average cost: $112,400
2001: 51 buildings, average cost: $115,600
2002: 57 buildings, average cost: $110,600
2003: 80 buildings, average cost: $117,100
2004: 136 buildings, average cost: $135,300
2005: 103 buildings, average cost: $149,500
2006: 90 buildings, average cost: $106,000
2007: 66 buildings, average cost: $130,700

Number of permits per 10,000 residents

Average cost (in 1000s)

Latitude: 42.49 N, Longitude: 92.35 W

Daytime population change due to commuting: +12,904 (+18.8%)
Workers who live and work in this city: 23,204 (73.7%)

Area code: 319

This city's Wikipedia profile

Waterloo, Iowa business and economic data: stores, dealers, real estate agents, wholesalers, restaurants...

Population change in the 1990s: +1,933 (+2.9%).

Unemployment in December 2008:

Here:	4.1%
Iowa:	3.5%

Unemployment by year (%)

Historical population

Historical housing units

Most common industries for males (%):

Machinery (11%)
Construction (11%)
Food (6%)
Accommodation and food services (5%)
Educational services (5%)
Health care (4%)
Administrative and support and waste management services (4%)

Most common industries for females (%):

Health care (18%)
Educational services (11%)
Finance and insurance (7%)
Accommodation and food services (6%)
Social assistance (5%)
Administrative and support and waste management services (5%)
Food (5%)

Most common occupations for males (%)

Other production occupations including supervisors (8%)
Metal workers and plastic workers (5%)
Driver/sales workers and truck drivers (5%)
Laborers and material movers, hand (4%)
Other sales and related workers including supervisors (4%)
Building and grounds cleaning and maintenance occupations (4%)
Material recording, scheduling, dispatching, and distributing workers (3%)

Most common occupations for females (%)

Other office and administrative support workers including supervisors (6%)
Secretaries and administrative assistants (5%)
Other sales and related workers including supervisors (5%)
Other production occupations including supervisors (4%)
Preschool, kindergarten, elementary and middle school teachers (4%)
Registered nurses (4%)
Customer service representatives (3%)

Waterloo races chart

Crime in Waterloo by Year
Type	1999	2000	2001	2002	2003	2004	2005	2006	2007
Murders	0	3	2	1	4	3	1	1	4
per 100,000	0.0	4.7	2.9	1.4	5.9	4.5	1.5	1.5	6.1
Rapes	35	32	33	37	47	41	36	41	53
per 100,000	54.8	50.0	48.1	53.6	69.2	60.9	53.7	61.3	80.8
Robberies	101	70	75	91	93	64	80	83	74
per 100,000	158.2	109.3	109.2	131.9	136.9	95.1	119.3	124.2	112.8
Assaults	176	216	218	197	182	216	243	217	302
per 100,000	275.6	337.3	317.4	285.5	268.0	321.0	362.5	324.7	460.3
Burglaries	965	937	1,057	1,064	922	856	825	907	952
per 100,000	1511.2	1463.0	1539.2	1542.2	1357.7	1272.1	1230.7	1357.1	1451.1
Thefts	2,563	2,398	2,563	2,604	2,543	2,238	2,242	2,035	2,072
per 100,000	4013.6	3744.2	3732.2	3774.3	3744.7	3325.9	3344.5	3044.8	3158.2
Auto thefts	240	270	244	251	242	206	184	115	164
per 100,000	375.8	421.6	355.3	363.8	356.4	306.1	274.5	172.1	250.0
Arson	46	41	36	31	33	49	21	39	29
per 100,000	72.0	64.0	52.4	44.9	48.6	72.8	31.3	58.4	44.2
City-data.com crime index (higher means more crime, U.S. average = 320.9)	442.8	435.5	426.0	430.5	435.2	397.0	396.1	384.8	450.6

(click on a table row to update graph)

Full-time Law Enforcement Employees in 2006: 125 (115 officers).

Officers per 1,000 residents here:	1.73
US city average:	3.00

Average climate in Waterloo, Iowa

Based on data reported by over 4,000 weather stations

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Waterloo-area historical tornado activity is above Iowa state average. It is 191% greater than the overall U.S. average.

On 5/15/1968, a category 5 (max. wind speeds 261-318 mph) tornado 24.5 miles away from the Waterloo city center killed 5 people and injured 156 people and caused between $5,000,000 and $50,000,000 in damages.

On 8/26/1965, a category 4 (max. wind speeds 207-260 mph) tornado 15.3 miles away from the city center killed one person and injured 17 people and caused between $500,000 and $5,000,000 in damages.

Birthplace of: Darren Sproles - 2005 NFL player (San Diego Chargers, born: Jun 20, 1983), David Barrett - 2005 NFL player (New York Jets, born: Dec 22, 1977), J.J. Moses - 2005 NFL player (Arizona Cardinals, born: Sep 12, 1979), Dan Gable - (born 1948), amateur wrestling champion, coach, Carlton Reed - College basketball player (Iowa Hawkeyes), Frashon McGee - College basketball player (Cleveland St. Vikings), Mike Henderson - College basketball player (Iowa Hawkeyes), Nathan Rausa - College football player (Northern Iowa Panthers).

Hospitals/medical centers in Waterloo:

ALLEN MEMORIAL HOSPITAL (1825 LOGAN AVENUE)
COVENANT MEDICAL CENTER (3421 WEST NINTH STREET)

Other hospitals/medical centers near Waterloo:

SARTORI MEMORIAL HOSPITAL (about 5 miles; CEDAR FALLS, IA)
WAVERLY MUNICIPAL HOSPITAL (about 19 miles; WAVERLY, IA)
MENTAL HEALTH INSTITUTE (about 24 miles; INDEPENDENCE, IA)

Political contributions by individuals in Waterloo, IA

Airports and Heliports located in Waterloo:

Waterloo Regional Airport (Runways: 3, Commercial Ops: 664, Air Taxi Ops: 4,500, Itinerant Ops: 18,778, Local Ops: 7,200, Military Ops: 2,697)
Flyers Airport (Runways: 1, Itinerant Ops: 200, Local Ops: 1,000)
Allen Memorial Hospital Heliport
Cmc At West Ninth Heliport
Iowa Army Natl Guard Heliport

See detailed data for Airports and Heliports located in Waterloo, IA

Local government website: www.wplwloo.lib.ia.us/waterloo

Colleges/Universities in Waterloo:

HAWKEYE COMMUNITY COLLEGE (Full-time enrollment: 3,292; Location: 1501 E ORANGE RD; Public; Website: www.hawkeye.cc.ia.us)
ALLEN COLLEGE (FT enrollment: 206; Location: 1990 HEATH ST; Private, not-for-profit; Website: www.allencollege.edu; Offers Master's degree)
COLLEGE OF HAIR DESIGN (FT enrollment: 21; Location: 722 WATER ST SQUIERS SQ STE 201; Private, for-profit)
IOWA REAL ESTATE SEMINAR (Location: 6 SILVER LAKE DR; Private, for-profit)

Other colleges/universities with over 2000 students near Waterloo:

UNIVERSITY OF NORTHERN IOWA (about 3 miles; CEDAR FALLS, IA; Full-time enrollment: 12,524)
KIRKWOOD COMMUNITY COLLEGE (about 33 miles; CEDAR RAPIDS, IA; FT enrollment: 7,991)
UPPER IOWA UNIVERSITY (about 39 miles; FAYETTE, IA; FT enrollment: 3,173)
NORTHEAST IOWA COMMUNITY COLLEGE-CALMAR (about 53 miles; CALMAR, IA; FT enrollment: 2,393)
LUTHER COLLEGE (about 63 miles; DECORAH, IA; FT enrollment: 2,566)
NORTH IOWA AREA COMMUNITY COLLEGE (about 64 miles; MASON CITY, IA; FT enrollment: 2,161)
IOWA STATE UNIVERSITY (about 66 miles; AMES, IA; FT enrollment: 24,473)

Public high schools in Waterloo:

West High School (Location: 425 E Ridgeway Ave; Grades: 9-12)
East High School (Location: 214 High St; Grades: 9-12)
Columbus High School (Location: 3231 West 9th Street; Grades: 9-12)
Expo High School (Location: 927 Franklin; Grades: 9-12)

Private high schools in Waterloo:

COLUMBUS HIGH SCHOOL (Students: 527; Location: 3231 WEST NINTH STREET; Grades: 9 - 12)
WALNUT RIDGE BAPTIST ACADEMY (Students: 334; Location: 1307 WEST RIDGEWAY; Grades: KG - 12)

Biggest public elementary/middle schools in Waterloo:

St Edward Elementary School (Students: 72; Location: 139 E Mitchell Avenue; Grades: PK-8)
Sonrise Christian School And Daycare (Students: 57; Location: 928 Jefferson Street; Grades: PK-5)
Blessed Sacrament Elementary School (Students: 45; Location: 600 Stephan Avenue; Grades: PK-8)
Immanuel Lutheran School (Students: 43; Location: 207 Franklin Street; Grades: KG-8)
Sacred Heart School (Students: 30; Location: 620 W 5th Street; Grades: PK-8)
Queen Of Peace (Students: 12; Location: 127 E Parker Street; Grades: PK-8)
Longfellow Elementary School (Location: 233 Edwards St; Grades: PK-5)
Lou Henry Elementary School (Location: 312 Rachael St; Grades: PK-5)
Central Middle School (Location: 1350 Katoski Dr; Grades: 6-8)
Hoover Middle School (Location: 630 Hillcrest; Grades: 6-8)

Private elementary/middle schools in Waterloo:

ST EDWARD ELEMENTARY SCHOOL (Students: 456; Location: 139 E MITCHELL AVE; Grades: PK - 8)
SACRED HEART SCHOOL (Students: 339; Location: 620 WEST 5TH ST; Grades: PK - 8)
ST. JOHN ST. NICHOLAS SCHOOL (Students: 253; Location: 1729 MULBERRY; Grades: PK - 8)
BLESSED SACRAMENT ELEM SCHOOL (Students: 248; Location: 600 STEPHAN AVENUE; Grades: PK - 8)
IMMANUEL LUTHERAN SCHOOL (Students: 210; Location: 207 FRANKLIN STREET; Grades: PK - 8)
ST MARYS SCHOOL (Students: 165; Location: 127 EAST PARKER; Grades: PK - 8)

See full list of schools located in Waterloo

Library in Waterloo:

WATERLOO PUBLIC LIBRARY (Operating income: $1,956,158; Location: 415 COMMERCIAL ST.; 167,557 books; 6,077 audio materials; 5,902 video materials; 371 serial subscriptions)

User submitted facts and corrections:

Add: Valley Lutheran High School to the private listing for high schools. Students: 20
Private primary/middle schools in Waterloo: ST EDWARD ELEMENTARY SCHOOL (Students: 456; Location: 139 E MITCHELL AVE; Grades: PK - 8) SACRED HEART SCHOOL (Students: 339; Location: 620 WEST 5TH ST; Grades: PK - 8) BLESSED SACRAMENT ELEM SCHOOL (Students: 248; Location: 600 STEPHAN AVENUE; Grades: PK - 8) IMMANUEL LUTHERAN SCHOOL (Students: 210; Location: 207 FRANKLIN STREET; Grades: PK - 8) QUEEN OF PEACE SCHOOL(Students: 165; Location: 127 EAST PARKER; Grades: PK - 8)
KWWF Channel 22 Waterloo,Iowa Owner: Equity Broadcasting Corporation
Lincoln Elementary has almost 490 students, making it the largest elementary in the district I believe. This area of your site, as well as the student counts for East, West, and Expo could use updating for accuracy. This is an important consideration for relocation, as I'm sure you know. Thanks! added by HS

Click to draw/clear city borders

Notable locations in Waterloo: Red Carpet Golf Course (A), Lost Island Adventure Park (B), Sunnyside Golf Course (C), Sunnyside Country Club (D), South Hills Golf Course (E), Silos and Smokestacks National Heritage Area (F), Waterloo (G), Irv Warren Memorial Golf Course (H), Evansdale (I), Straub Field (J), Gates Park Golf Course (K), Gerard Hall (L), Butler Hall (M), Russell Rensselaer House Museum (N), McBride Auditorium (O), Grout Museum of History and Science (P), Grundy Hall (Q), Hawkeye Center (R), Hawkeye Community College Library (S), Barrett Forum (T). Display/hide their locations on the map

Shopping Centers: Midway Mall (1), Crossroads Center Mall (2). Display/hide their locations on the map

Churches in Waterloo include: Seventh Day Adventist Church (A), Our Saviors Lutheran Church (B), The Church of Jesus Christ of Latter Day Saints (C), Lord of Life Lutheran Church (D), Savior Baptist Church (E), Ambassadors for Christ Church (F), Salvation Army Church (G), Faith Lutheran Church (H), Faith Temple Baptist Church (I). Display/hide their locations on the map

Cemeteries: Orange Township Cemetery (1), Sons of Jacob Cemetery (2), Muslim Cemetery (3), Mount Olivet Cemetery (4), Turner Cemetery (5), Calvary Cemetery (6), Waterloo Memorial Park (7). Display/hide their locations on the map

Reservoirs: East Lake (A), Martin Lake (B). Display/hide their locations on the map

Creeks: Prescotts Creek (A), Black Hawk Creek (B), Virden Creek (C). Display/hide their locations on the map

Parks in Waterloo include: Reed Park (1), Cedar River Park (2), Deistelmeier Complex (3), Lou Henry Hoovers Birthplace Historical Marker (4), Devonshire Park (5), Touchae Park (6), Lincoln Park (7), Lafayette Park (8), Tibbitts Park (9). Display/hide their locations on the map

Post office: Waterloo Post Office (A). Display/hide its location on the map

Tourist attractions: Aahc Museum (501 Sycamore Street Bsmt) (1), Imaginarium (Museums; 322 Washington Street) (2), Grout Museum of History & Science (503 South Street) (3), Rensselaer Russell House Museum (Cultural Attractions- Events- & Facilities; 520 West 3rd Street) (4), Iowa Literacy Resource Center (Cultural Attractions- Events- & Facilities; 415 Commercial Street) (5), Cedar Valley Aboretum & Botanic Gardens (Nature Centers; 3641 Kimball Avenue) (6), Ace Amusements (Amusement & Theme Parks; 867 Lynkaylee Drive) (7), Automatic Amusement Inc (Amusement & Theme Parks; 842 Rainbow Drive) (8), Silos & Smokestacks (501 Sycamore Street Suite 730) (9). Display/hide their approximate locations on the map

Hotels: Washington Street Cafe (214 Washington Street) (1), Country Inn-Suites Waterloo (4025 Hammond Avenue) (2), Quality Inn & Suites (226 West 5th Street) (3), Pine Tree Motel (1515 Laporte Road) (4), The Grand Hotel (300 West Mullan Avenue) (5), Motel 6 (2343 Logan Avenue) (6), Best Western Starlite Village (214 Washington Street) (7), Airline Motel & Kitchenettes (3926 West Airline Highway) (8), Four Seasons Tree Service (364 East Airline Highway) (9). Display/hide their approximate locations on the map

Courts: Iowa State - Clerk Of Court Wloo- Civil Probate (316 East 5th Street) (1), Federal Bureau Of Investigation - Waterloo Resident Office (501 Sycamore Street Suite 614) (2), Iowa State - Public Defender- Adult Division (304 Sycamore Street) (3), Black Hawk County - Other Black Hawk County Agencies- Juvenile Court Serv (818 Lafayette Street) (4), Iowa State - District Court Wloo- Court Administration- Court Atten (Floor 3) (5). Display/hide their approximate locations on the map

Air pollution trends in Waterloo

Pollutant: Particulate Matter (PM_2.5): 12.2 µ/m³ in 2005 (it was 11.4 µ/m³ in 2000).

Drinking water stations with addresses in Waterloo and their reported violations in the past:

ACKLEY MUNICIPAL WATER WORKS (Address: 3336 KIMBALL AVE, Population served: 1809, Groundwater):

Past health violations:

MCL, Monthly (TCR) - In MAY-1997, Contaminant: Coliform. Follow-up actions: St Public Notif requested (MAY-12-1997), St Formal NOV issued (MAY-12-1997), St Public Notif received (MAY-23-1997), St Compliance achieved (NOV-07-1997)

ELKADER MUNI WATER DEPT (Address: 3336 KIMBALL AVE, Population served: 1465, Groundwater):

Past monitoring violations:

17 regular monitoring violations

WINNEBAGO SCOUT RESERVATION (Address: 2929 AIRPORT BLVD, Population served: 300, Groundwater):

Past monitoring violations:

One regular monitoring violation

Drinking water stations with addresses in Waterloo that have no violations reported:

ANDREW WATER SUPPLY (Population served: 460, Primary Water Source Type: Groundwater)
HICKORY ACRES (Population served: 139, Primary Water Source Type: Groundwater)

Average household size:

This city:	2.4 people
Iowa:	2.5 people

Percentage of family households:

This city:	63.0%
Whole state:	67.0%

Percentage of households with unmarried partners:

This city:	6.1%
Whole state:	4.9%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Lesbian couples: 0.2% of all households
Gay men: 0.2% of all households

Detailed information about poverty and poor residents in Waterloo, IA

People in group quarters in Waterloo

492 people in other noninstitutional group quarters
413 people in nursing homes
151 people in halfway houses
118 people in other nonhousehold living situations
105 people in hospitals or wards for drug/alcohol abuse
103 people in local jails and other confinement facilities (including police lockups)
97 people in homes for the mentally retarded
30 people in orthopedic wards and institutions for the physically handicapped
16 people in unknown juvenile institutions
10 people in agriculture workers' dormitories on farms
6 people in homes or halfway houses for drug/alcohol abuse
5 people in religious group quarters
4 people in homes for the physically handicapped

Waterloo compared to Iowa state average:

Waterloo, Iowa environmental map by EPA

Map Legend

Median house value below state average.
Black race population percentage significantly above state average.
Hispanic race population percentage significantly above state average.
Foreign-born population percentage above state average.

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Arena or stadium:

McElroy Auditorium. Capacity: 7,000.

Banks with most branches in Waterloo (2009 data):

Regions Bank: The Logan Plaza Branch, 100 East Park Avenue Branch, The National Plaza Branch, Lafayette At Park Branch. Info updated 2009-02-09: Bank assets: $142,084.0 mil, Deposits: $95,926.0 mil, headquarters in Birmingham, AL, negative income in the last year, Commercial Lending Specialization, 1946 total offices, Holding Company: Regions Financial Corporation
Community National Bank: Waterloo Branch at 11 Tower Park Drive, branch established on 1998-08-17; at 422 Commercial Street, branch established on 1997-08-18. Info updated 2006-11-03: Bank assets: $250.9 mil, Deposits: $202.4 mil, local headquarters, negative income in the last year, Commercial Lending Specialization, 7 total offices, Holding Company: Community National Bancorporation
BankIowa of Cedar Rapids: Kimball Branch at 3222 Kimball Avenue, branch established on 2002-02-19; Downtown Waterloo at 330 East 4th Street, branch established on 2007-04-23. Info updated 2006-11-03: Bank assets: $429.9 mil, Deposits: $347.7 mil, headquarters in Cedar Rapids, IA, positive income, Commercial Lending Specialization, 11 total offices, Holding Company: Fidelity Ban Corporation
U.S. Bank National Association: Waterloo Branch at 425 Cedar Street, branch established on 1998-11-13; Kimball Avenue Branch at 3130 Kimball Avenue, branch established on 1970-03-09. Info updated 2008-11-25: Bank assets: $261,775.6 mil, Deposits: $171,980.0 mil, headquarters in Cincinnati, OH, positive income, Commercial Lending Specialization, 2849 total offices, Holding Company: U.S. Bancorp
Wells Fargo Bank, National Association: Kimball Branch at 3065 Kimball Avenue, branch established on 1968-01-02; Waterloo Branch at 191 West Fifth Street, branch established on 1943-10-01. Info updated 2009-03-16: Bank assets: $538,958.0 mil, Deposits: $346,850.0 mil, headquarters in Sioux Falls, SD, positive income, Commercial Lending Specialization, 3392 total offices, Holding Company: Wells Fargo & Company
Lincoln Savings Bank: Tower Park Branch at 242 Tower Park Drive, branch established on 2002-03-26. Info updated 2006-11-03: Bank assets: $495.0 mil, Deposits: $385.5 mil, headquarters in Cedar Falls, IA, positive income, Agricultural Specialization, 14 total offices, Holding Company: Lincoln Bancorp
First Security State Bank: Waterloo Branch at 1225 W. Ridgeway Ave, branch established on 1984-10-01. Info updated 2006-11-03: Bank assets: $89.0 mil, Deposits: $73.7 mil, headquarters in Evansdale, IA, positive income, Commercial Lending Specialization, 3 total offices, Holding Company: Evans Bancshares, Inc.
MidWestOne Bank: Waterloo Branch at 3110 Kimball Avenue, branch established on 1997-11-03. Info updated 2008-09-04: Bank assets: $1,521.0 mil, Deposits: $1,137.0 mil, headquarters in Iowa City, IA, positive income, Commercial Lending Specialization, 32 total offices, Holding Company: Midwestone Financial Group, Inc
Farmers State Bank: at 1009 People Square, branch established on 1903-06-25. Info updated 2006-11-03: Bank assets: $208.6 mil, Deposits: $170.2 mil, local headquarters, positive income, Commercial Lending Specialization, 5 total offices, Holding Company: Fsb Financial Services, Inc

Fire-safe hotels and motels in Waterloo, Iowa

Travel Inn, 3350 University Ave, Waterloo, IA 50701, Phone: (319) 235-2165, Fax: (319) 235-7175
Heartland Inn, 1809 Laporte Rd, Waterloo, IA 50702, Phone: (319) 235-4461, Fax: (319) 235-0907
Waterloo Holiday Inn Civic Center, 4TH & Commercial St, Waterloo, IA 50704, Phone: (319) 233-7560
Fairfield Inn By Marriott Waterloo, 2011 Ln Porte Rd, Waterloo, IA 50702, Phone: (319) 234-5452, Fax: (319) 234-5452
Starlite Village, 214 Washington St, Waterloo, IA 50701, Phone: (319) 235-0321
Heartland Inn, 3052 Marnie Rd, Waterloo, IA 50701, Phone: (319) 232-7467, Fax: (319) 232-0403
Ramada Inn Convention Center, 205 W 4TH St, Waterloo, IA 50701, Phone: (319) 233-7560, Fax: (319) 236-9590
Wellington Bed & Breakfast, 800 W 4TH St, Waterloo, IA 50702, Phone: (319) 234-2993
9 other hotels and motels

See all 17 fire-safe hotels and motels in Waterloo, Iowa

Educational Attainment

School Enrollment by Level of School

Waterloo mode of transportation to work chart

2004 Presidential Election results in Black Hawk County Iowa:

Most commonly used house heating fuel:
	Utility gas (83%) Electricity (14%) Bottled, tank, or LP gas (1%) Fuel oil, kerosene, etc. (1%)

Religon statistics for Waterloo

Adherents

Name	Catholic Church	Evangelical Lutheran Church in America	United Methodist Church	Lutheran Church	The Wesleyan Church
Adherents	33.6%	19.0%	8.9%	6.0%	4.7%
Congregations	11.1%	12.6%	11.9%	5.9%	4.4%

Name	Presbyterian Church (USA)	Reformed Church in America	General Association of Regular Baptist Churches	Non-Charismatic Churches Independent	Other religions
Adherents	4.4%	2.8%	2.4%	1.8%	16.3%
Congregations	7.4%	2.2%	3.7%	1.5%	39.3%

Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center.
Tables represent county-level data.

Local government employment and payroll (March 2007)
Function	Full-time employees	Monthly full-time payroll	Average yearly full-time wage	Part-time employees	Monthly part-time payroll
Financial Administration	4	$18,119	$54,357	0	$0
Other Government Administration	31	$90,851	$35,168	1	$850
Judicial and Legal	2	$7,970	$47,820	0	$0
Police Protection - Officers	120	$557,375	$55,738	0	$0
Police - Other	11	$33,454	$36,495	0	$0
Firefighters	112	$492,642	$52,783	0	$0
Fire - Other	6	$21,449	$42,898	4	$5,668
Streets and Highways	70	$256,359	$43,947	0	$0
Airports	6	$21,420	$42,840	0	$0
Solid Waste Management	12	$39,967	$39,967	0	$0
Sewerage	32	$128,492	$48,185	0	$0
Parks and Recreation	38	$132,371	$41,801	93	$26,424
Housing and Community Development(Local)	18	$64,760	$43,173	0	$0
Natural Resources	6	$19,762	$39,524	0	$0
Water Supply	34	$132,298	$46,693	1	$2,148
Local Libraries	15	$51,918	$41,534	25	$37,744
Other and Unallocable	33	$124,389	$45,232	0	$0
Totals for Government	550	$2,193,596	$47,860	124	$72,834

Waterloo government finances in 2006:

Bond Funds - Cash and Securities: $18,096,000
Charges - Sewerage: $9,904,000
Solid Waste Management: $4,254,000

All Other: $2,953,000

Parks and Recreation: $1,919,000

Parking Facilities: $537,000

Air Transportation: $415,000

Housing and Community Development: $103,000

Regular Highways: $38,000
Construction - Regular Highways: $9,735,000
General - Other: $4,779,000

Air Transportation: $2,282,000

General Public Buildings: $1,426,000

Parks and Recreation: $1,219,000

Sewerage: $1,132,000

Water Utilities: $628,000

Housing and Community Development: $85,000

Libraries: $33,000
Current Operations - Police Protection: $12,188,000
Local Fire Protection: $9,332,000

Housing and Community Development: $8,912,000

Regular Highways: $7,356,000

General - Other: $4,978,000

Sewerage: $4,782,000

Parks and Recreation: $4,701,000

Water Utilities: $2,998,000

Solid Waste Management: $2,902,000

Libraries: $2,063,000

Health - Other: $1,517,000

Air Transportation: $1,272,000

Central Staff Services: $861,000

Financial Administration: $858,000

Protective Inspection and Regulation, NEC: $804,000

General Public Buildings: $413,000

Public Welfare - Other: $345,000

Parking Facilities: $323,000

Judicial and Legal Services: $249,000

Miscellaneous Commercial Activities, NEC: $45,000
DISCONTINUED for 2005 (Formerly: Long Term Debt Outstanding Nonguaranteed - Industrial Revenue): $32,144,000
Employee Retirement - Other Investments - Other: $528,000
Earnings on Investments (calculated): $365,000

Benefit Payments: $283,000

Total Cash and Deposits: $243,000

From Parent Local Government: $50,000
Employee Retirement � Corporate Stocks: $2,751,000
Federal Intergovernmental - Housing and Community Development: $8,945,000
All Other: $5,958,000
General - Interest on Debt: $6,221,000
Local Intergovernmental - All Other: $1,272,000
Long Term Debt Beginning Outstanding - Public Debt for Private Purpose: $34,522,000
Long Term Debt Retired Nonguaranteed - Public Debt for Private Purpose: $2,378,000
Long Term Debt Retired Unspecified Public Purpose: $9,305,000
Miscellaneous - Interest Earnings: $4,116,000
General Revenue, NEC: $1,565,000

Rents: $915,000

Fines and Forfeits: $283,000

Special Assessments: $90,000
NEW for 2005 - Long Term Debt Outstanding Unspecified Public Purpose: $94,158,000
Long Term Debt Beginning Outstanding - Unspecified Public Purpose: $92,400,000

Long Term Debt Issue, Unspecified Public Purpose: $11,063,000
Other Capital Outlay - Police Protection: $387,000
Solid Waste Management: $306,000

Sewerage: $183,000

Housing and Community Development: $113,000

Local Fire Protection: $82,000

Regular Highways: $78,000

Water Utilities: $59,000

Central Staff Services: $21,000
Other Funds - Cash and Securities: $35,828,000
Revenue - Water Utilities: $4,182,000
Short Term Debt Outstanding - End of Fiscal Year: $250,000
Beginning: $150,000
Sinking Funds - Cash and Securities: $34,966,000
State Intergovernmental - Highways: $5,756,000
All Other: $2,137,000

General Local Government Support: $1,077,000

Health and Hospitals: $259,000
Tax - Property: $34,673,000
General Sales and Gross Receipts: $8,616,000

Public Utilities Sales: $2,402,000

Other License: $1,217,000

Other Selective Sales: $841,000
Total Salaries and Wages: $27,155,000
Water Utilities - Interest on Debt: $31,000

5.77% of this county's 2006 resident taxpayers lived in other counties in 2005 ($34,300 average adjusted gross income)

Here:	5.77%
Iowa average:	6.30%

0.16% of residents moved from foreign countries ($400 average AGI)
Black Hawk County: 0.16%
Iowa average: 0.10%

Top counties from which taxpayers relocated into this county between 2005 and 2006:

from Bremer County, IA	0.34% ($36,692 average AGI)
from Linn County, IA	0.27% ($28,040)
from Polk County, IA	0.24% ($26,464)

6.18% of this county's 2005 resident taxpayers moved to other counties in 2006 ($38,692 average adjusted gross income)

Here:	6.18%
Iowa average:	6.47%

0.05% of residents moved to foreign countries ($309 average AGI)
Black Hawk County: 0.05%
Iowa average: 0.03%

Top counties to which taxpayers relocated from this county between 2005 and 2006:

to Polk County, IA	0.48% ($31,587 average AGI)
to Bremer County, IA	0.41% ($42,726)
to Linn County, IA	0.35% ($35,775)

Strongest AM radio stations in Waterloo:

KWLO (1330 AM; 5 kW; WATERLOO, IA; Owner: KXEL BROADCASTING COMPANY, INC.)
KCNZ (1250 AM; 10 kW; CEDAR FALLS, IA; Owner: FIFE COMMUNICATION COMPANY, L.C.)
KDNZ (1650 AM; 10 kW; CEDAR FALLS, IA; Owner: FIFE COMMUNICATIONS CO., LLC)
KXEL (1540 AM; 50 kW; WATERLOO, IA; Owner: KXEL BROADCASTING COMPANY, INC.)
KNWS (1090 AM; daytime; 1 kW; WATERLOO, IA; Owner: NORTHWESTERN COLLEGE)
KWOF (850 AM; daytime; 1 kW; WATERLOO, IA; Owner: FRIENDSHIP COMMUNICATIONS,INC.)
KKHQ (950 AM; 5 kW; OELWEIN, IA; Owner: CUMULUS LICENSING CORP.)
WHO (1040 AM; 50 kW; DES MOINES, IA; Owner: CITICASTERS LICENSES, L.P.)
WMT (600 AM; 5 kW; CEDAR RAPIDS, IA; Owner: CITICASTERS LICENSES, L.P.)
KWAY (1470 AM; 1 kW; WAVERLY, IA; Owner: AEL SUHR ENTERPRISES, INC.)
KFAN (1130 AM; 50 kW; MINNEAPOLIS, MN; Owner: AMFM RADIO LICENSES, L.L.C.)
WCTS (1030 AM; 50 kW; MAPLEWOOD, MN; Owner: CNTL. BAPT. THEO/AL SEMI MINNEAPOLIS)
WTMJ (620 AM; 50 kW; MILWAUKEE, WI; Owner: JOURNAL BROADCAST CORPORATION)

Strongest FM radio stations in Waterloo:

KOEL (98.5 FM; CEDAR FALLS, IA; Owner: CUMULUS LICENSING CORP.)
KBBG (88.1 FM; WATERLOO, IA; Owner: AFRO AMERICAN COMMUNITY B/CSTING,INC)
KOKZ (105.7 FM; WATERLOO, IA; Owner: KXEL BROADCASTING COMPANY, INC.)
KHKE (89.5 FM; CEDAR FALLS, IA; Owner: UNIVERSITY OF NORTHERN IOWA)
KOEL-FM (92.3 FM; OELWEIN, IA; Owner: CUMULUS LICENSING CORP.)
KFMW (107.9 FM; WATERLOO, IA; Owner: KXEL BROADCASTING COMPANY, INC.)
KNWS-FM (101.9 FM; WATERLOO, IA; Owner: NORTHWESTERN COLLEGE)
KUNI (90.9 FM; CEDAR FALLS, IA; Owner: UNIVERSITY OF NORTHERN IOWA)
KCVM (96.1 FM; HUDSON, IA; Owner: FIFE COMMUNICATION COMPANY, L.C.)
KDAT (104.5 FM; CEDAR RAPIDS, IA; Owner: CUMULUS LICENSING CORP.)
KQMG-FM (95.3 FM; INDEPENDENCE, IA; Owner: KEENE OF IOWA, INC.)
KWAY-FM (99.3 FM; WAVERLY, IA; Owner: AEL SUHR ENTERPRISES, INC.)

TV broadcast stations around Waterloo:

K44FK (Channel 44; WATERLOO, IA; Owner: TRINITY BROADCASTING NETWORK)
KWWL (Channel 7; WATERLOO, IA; Owner: RAYCOM AMERICA, INC.)
KGAN (Channel 2; CEDAR RAPIDS, IA; Owner: KGAN LICENSEE, LLC)
KCRG-TV (Channel 9; CEDAR RAPIDS, IA; Owner: CEDAR RAPIDS TELEVISION CO.)
KRIN (Channel 32; WATERLOO, IA; Owner: IOWA PUBLIC BROADCASTING BOARD)
KPXR (Channel 48; CEDAR RAPIDS, IA; Owner: PAXSON COMMUNICATIONS LICENSE COMPANY, LLC)
KFXA (Channel 28; CEDAR RAPIDS, IA; Owner: SECOND GENERATION OF IOWA, LTD.)

Fatal accident count (per 100,000 population)

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 19 full and 5 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	110	$88,886	1,038	$86,043	781	$76,661	160	$31,648	22	$714,633	271	$59,191	7	$31,157
APPLICATIONS APPROVED, NOT ACCEPTED	8	$75,645	122	$84,313	161	$91,301	28	$52,887	0	$0	20	$55,862	4	$32,688
APPLICATIONS DENIED	27	$87,823	142	$67,530	553	$81,765	190	$32,087	2	$1,012,500	43	$51,933	28	$26,083
APPLICATIONS WITHDRAWN	8	$109,354	70	$88,258	255	$85,049	17	$52,729	0	$0	19	$48,809	2	$78,080
FILES CLOSED FOR INCOMPLETENESS	1	$77,070	28	$77,754	63	$104,362	7	$42,494	0	$0	9	$55,001	2	$37,755

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000 1999

See detailed mortgage data for all 24 tracts in Waterloo, IA

	A) Conventional Home Purchase Loans		B) Refinancings		C) Non-occupant Loans on < 5 Family Dwellings (A & B)
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 19 full and 5 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	458	$92,789	111	$101,598	31	$58,443
APPLICATIONS APPROVED, NOT ACCEPTED	54	$86,234	17	$101,044	10	$43,866
APPLICATIONS DENIED	9	$77,270	0	$0	2	$53,395
APPLICATIONS WITHDRAWN	22	$94,312	4	$75,338	2	$66,500
FILES CLOSED FOR INCOMPLETENESS	3	$88,453	3	$110,107	1	$25,360

Choose year: 2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

2006 National Fire Incident Reporting System Incidents:

Fire: 7
Hazardous Condition: 2
Good Intent Call: 2

Incident types - Waterloo

See Full 2006 National Fire Incident Reporting System Statistics for Waterloo, IA

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