Residents with income below the poverty level in 2007:
| This borough: | 9.5% | | Whole state: | 11.0% |
Residents with income below 50% of the poverty level in 2007:
| This borough: | 3.5% | | Whole state: | 5.1% |
Detailed information about poverty and poor residents in West Reading, PA
People in group quarters in West Reading
- 463 people in nursing homes
- 64 people in hospitals or wards for drug/alcohol abuse
- 4 people in religious group quarters
West Reading compared to Pennsylvania state average:
- Unemployed percentage below state average.
- Black race population percentage significantly below state average.
- Hispanic race population percentage above state average.
- Median age above state average.
- House age significantly above state average.
- Institutionalized population percentage significantly above state average.
- Percentage of population with a bachelor's degree or higher below state average.
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Banks with branches in West Reading (2009 data):
- Berkshire Bank: West Reading Branch at 555 Penn Av (West Reading Shopping Center), branch established on 2003-09-15. Info updated 2007-08-27: Bank assets: $131.8 mil, Deposits: $103.3 mil, headquarters in Wyomissing, PA, negative income in the last year, Commercial Lending Specialization, 5 total offices, Holding Company: Berkshire Bancorp, Inc.
School Enrollment by Level of School
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2004 Presidential Election results in Berks County Pennsylvania:
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Most commonly used house heating fuel:
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- Utility gas (52%)
- Fuel oil, kerosene, etc. (33%)
- Electricity (11%)
- Bottled, tank, or LP gas (2%)
- No fuel used (1%)
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Religion statistics for West Reading
| Name | Catholic Church | Evangelical Lutheran Church in America | United Church of Christ | United Methodist Church | Assemblies of God |
| Adherents | 40.0% | 26.3% | 18.2% | 4.1% | 1.4% |
| Congregations | 7.5% | 25.6% | 22.2% | 6.6% | 4.1% |
|---|
| Name | Mennonite Church USA | Episcopal Church | Presbyterian Church (USA) | Seventh-Day Adventist Church | Other religions |
| Adherents | 1.4% | 0.9% | 0.7% | 0.7% | 6.4% |
| Congregations | 6.9% | 2.2% | 1.3% | 2.5% | 21.3% |
|---|
Source: Jones, Dale E., et al. 2002. Congregations and Membership in the United States 2000. Nashville, TN: Glenmary Research Center. Tables represent county-level data.
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Local government employment and payroll (March 2007)
|
| Function |
Full-time employees |
Monthly full-time payroll |
Average yearly full-time wage |
Part-time employees |
Monthly part-time payroll |
| Financial Administration |
1 | $4,153 | $49,836 | 0 | $0 |
| Other Government Administration |
5 | $18,073 | $43,375 | 0 | $0 |
| Police Protection - Officers |
14 | $72,570 | $62,203 | 2 | $2,221 |
| Police - Other |
2 | $4,849 | $29,094 | 1 | $932 |
| Streets and Highways |
7 | $32,118 | $55,059 | 0 | $0 |
| Parks and Recreation |
1 | $2,236 | $26,832 | 0 | $0 |
| Totals for Government |
30 | $133,999 | $53,600 | 3 | $3,153 |
West Reading government finances in 2002:
- Bond Fund - Cash & Deposits: $2,791,000
- Charges - Sewerage: $786,000
Solid Waste Management: $260,000
All Other: $144,000
Parks & Recreation: $92,000
- Construction - Regular Highways: $682,000
Water Utilities: $186,000
Parks & Recreation: $32,000
- Current Operations - General - Other: $1,398,000
Police Protection: $698,000
Regular Highways: $592,000
Sewerage: $433,000
Water Utilities: $415,000
Solid Waste Management: $259,000
Parks & Recreation: $238,000
Central Staff Services: $208,000
Housing & Community Development: $143,000
Protective Inspection and Regulation, NEC: $103,000
Fire Protection: $87,000
Financial Administration: $68,000
Judicial and Legal Services: $41,000
General Public Buildings: $34,000
- Employee Retirement - Securities - Corporate Bonds (market): $1,131,000
Total Other Securities: $492,000
Total Federal Securities: $489,000
Securities - Corporate Bonds (market): $287,000
Total Cash & Deposits: $92,000
Interest Revenue: $89,000
Benefit Payments: $77,000
From Other Government: $68,000
From Local Government: $1,000
- Federal Intergovernmental - All Other: $52,000
- General - Interest on Debt: $413,000
- Local Intergovernmental - All Other: $97,000
- Long Term Debt Beginning Outstanding, NEC: $6,886,000
- Long Term Debt Issue, Unspecified - Other NEC: $1,865,000
- Long Term Debt Outstanding - Full Faith & Credit - Other, NEC: $6,710,000
- Long Term Debt Retired Unspecified - Other, NEC: $2,041,000
- Miscellaneous - Special Assessments: $135,000
Interest Earnings: $105,000
- Other Capital Outlay - Regular Highways: $340,000
Fire Protection: $90,000
Water Utilities: $39,000
Police Protection: $39,000
General - Other: $34,000
General Public Building: $20,000
- Other Funds - Cash & Deposits: $1,151,000
- Revenue - Water Utilities: $1,183,000
- State Intergovernmental - All Other: $103,000
Highways: $62,000
Housing & Community Development: $45,000
General Support: $4,000
- Tax - NEC: $737,000
Property: $517,000
Individual Income: $308,000
- Total Salaries & Wages: $1,146,000
4.49% of this county's 2006 resident taxpayers lived in other counties in 2005 ($42,285 average adjusted gross income) | Here: | 4.49% | | Pennsylvania average: | 4.99% |
0.07% of residents moved from foreign countries ($243 average AGI)| Berks County: | 0.07% | | Pennsylvania average: | 0.12% |
Top counties from which taxpayers relocated into this county between 2005 and 2006:
4.02% of this county's 2005 resident taxpayers moved to other counties in 2006 ($41,491 average adjusted gross income) | Here: | 4.02% | | Pennsylvania average: | 5.08% |
0.05% of residents moved to foreign countries ($460 average AGI)| Berks County: | 0.05% | | Pennsylvania average: | 0.05% |
Top counties to which taxpayers relocated from this county between 2005 and 2006:
Strongest AM radio stations in West Reading:
- WEEU (830 AM; 20 kW; READING, PA; Owner: WEEU BROADCASTING COMPANY)
- WIOV (1240 AM; 1 kW; READING, PA; Owner: REGENT BROADCASTING OF LANCASTER, INC.)
- WRAW (1340 AM; 1 kW; READING, PA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WWJZ (640 AM; 50 kW; MOUNT HOLLY, NJ; Owner: ABC, INC.)
- WVCH (740 AM; 50 kW; CHESTER, PA; Owner: WVCH COMMUNICATIONS, INC.)
- WZZD (990 AM; 50 kW; PHILADELPHIA, PA; Owner: PENNSYLVANIA MEDIA ASSOCIATES, INC.)
- KYW (1060 AM; 50 kW; PHILADELPHIA, PA; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WPEN (950 AM; 50 kW; PHILADELPHIA, PA; Owner: GREATER PHILADELPHIA RADIO, INC.)
- WNWR (1540 AM; 50 kW; PHILADELPHIA, PA)
- WPHT (1210 AM; 50 kW; PHILADELPHIA, PA; Owner: INFINITY BROADCASTING OPERATIONS, INC.)
- WWDB (860 AM; daytime; 10 kW; PHILADELPHIA, PA)
- WCBM (680 AM; 50 kW; BALTIMORE, MD; Owner: WCBM MARYLAND, INC.)
- WMCA (570 AM; 50 kW; NEW YORK, NY; Owner: SALEM MEDIA OF NEW YORK, LLC)
Strongest FM radio stations in West Reading:
- WRFY-FM (102.5 FM; READING, PA; Owner: CLEAR CHANNEL BROADCASTING LICENSES, INC.)
- WIOV-FM1 (105.1 FM; READING, PA; Owner: REGENT BROADCASTING OF LANCASTER, INC.)
- W253AC (98.5 FM; READING, PA; Owner: CITADEL BROADCASTING COMPANY)
- WRTL (90.7 FM; EPHRATA, PA; Owner: TEMPLE UNIV OF COMMONWEALTH SYSTEM)
- WIOV-FM (105.1 FM; EPHRATA, PA; Owner: REGENT BROADCASTING OF LANCASTER, INC.)
- WBMP (88.1 FM; WARWICK, PA; Owner: FOUR RIVERS COMMUNITY BROADCASTING CORP.)
- WBYN (107.5 FM; BOYERTOWN, PA; Owner: WDAC RADIO COMPANY)
- WLEV (100.7 FM; ALLENTOWN, PA; Owner: CITADEL BROADCASTING COMPANY)
- W290AC (105.9 FM; PALMERTON, PA; Owner: FAMILY STATIONS, INC.)
- W249AT (97.7 FM; READING, ETC., PA; Owner: TEMPLE UNIV OF THE COMMONWEALTH,ETC)
- WARM-FM (103.3 FM; YORK, PA; Owner: WSBA LICO, INC.)
- WROZ (101.3 FM; LANCASTER, PA; Owner: HALL COMMUNICATIONS, INC.)
- WPLY (100.3 FM; MEDIA, PA; Owner: RADIO ONE LICENSES, LLC)
- W280CQ (103.9 FM; SHILLINGTON, PA; Owner: WDAC RADIO COMPANY)
- WDIY (88.1 FM; ALLENTOWN, PA; Owner: LEHIGH VALLEY COMMUNITY BR/CST ASSOC)
- WJCS (89.3 FM; ALLENTOWN, PA; Owner: BEACON BROADCASTING CORPORATION)
- W207AE (89.3 FM; READING, PA; Owner: FAMILY STATIONS, INC.)
- WCAT-FM (106.7 FM; HERSHEY, PA; Owner: CITADEL BROADCASTING COMPANY)
- WMWX (95.7 FM; PHILADELPHIA, PA; Owner: GREATER PHILADELPHIA RADIO, INC.)
- WMGK (102.9 FM; PHILADELPHIA, PA; Owner: GREATER PHILADELPHIA RADIO, INC.)
TV broadcast stations around West Reading:
- WTVE (Channel 51; READING, PA; Owner: READING BROADCASTING, INC.)
- W24CS (Channel 24; READING, PA; Owner: WITF, INC.)
- WLYH-TV (Channel 15; LANCASTER, PA; Owner: TELEVISION STATION GROUP LICENSE SUBSIDIARY, LLC)
- KYW-TV (Channel 3; PHILADELPHIA, PA; Owner: CBS BROADCASTING INC.)
- WPHL-TV (Channel 17; PHILADELPHIA, PA; Owner: TRIBUNE TELEVISION COMPANY)
- WPPX (Channel 61; WILMINGTON, DE; Owner: PAXSON PHILADELPHIA LICENSE, INC.)
- WPVI-TV (Channel 6; PHILADELPHIA, PA; Owner: ABC, INC.)
- WPSG (Channel 57; PHILADELPHIA, PA; Owner: VIACOM STATIONS GROUP OF PHILADELPHIA INC.)
- WCAU (Channel 10; PHILADELPHIA, PA; Owner: NBC SUBSIDIARY (WCAU-TV), L.P.)
- WGTW (Channel 48; BURLINGTON, NJ; Owner: BRUNSON COMMUNICATIONS, INC.)
- WYBE (Channel 35; PHILADELPHIA, PA; Owner: INDEPENDENCE PUBLIC MEDIA OF PHILADELPHIA, INC.)
- WFMZ-TV (Channel 69; ALLENTOWN, PA; Owner: MARANATHA BROADCASTING COMPANY, INC.)
- WPMT (Channel 43; YORK, PA; Owner: TRIBUNE TELEVISION COMPANY)
- WHYY-TV (Channel 12; WILMINGTON, DE; Owner: WHYY, INC.)
- WTXF-TV (Channel 29; PHILADELPHIA, PA; Owner: FOX TV STATIONS OF PHILADELPHIA)
- WLVT-TV (Channel 39; ALLENTOWN, PA; Owner: LEHIGH VALLEY PUBLIC TELECOMMUNICATIONS CORP.)
- WBPH-TV (Channel 60; BETHLEHEM, PA; Owner: SONSHINE FAMILY TELEVISION CORPORATION)
Fatal accident statistics for 1975 - 2008 (per 100,000 population)
West Reading, Pennsylvania:
- Fatal accident count: 19
- Vehicles involved in fatal accidents: 23
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 19
- Persons involved in fatal accidents: 36
- Pedestrians involved in fatal accidents: 3
Pennsylvania average:
- Fatal accident count: 85
- Vehicles involved in fatal accidents: 123
- Fatal accidents caused by drunken drivers: 26
- Fatalities: 91
- Persons involved in fatal accidents: 215
- Pedestrians involved in fatal accidents: 16
See more detailed statistics of West Reading fatal car crashes and road traffic accidents for 1975 - 2008 here
National Bridge Inventory (NBI) Statistics
Number of bridges: 5
Total length: 36 meters (118ft)
Total costs: $2,946,000
Total average daily traffic: 184,497
Total average daily truck traffic: 16,100
FCC Registered Antenna Towers: 1- Rodrigo Enciso, Old Wyomissing Road/Summit Chase Drive, Type: Tower, Structure height: 55.5 m, Overall height: 56.4 m
Registrant: Gardner, Carton & Douglas, 1301 K Street, N.W., Suite 900 East, Washington, DC 20005, Phone: (202) 408-7221, Email:
FCC Registered Private Land Mobile Towers: 2- Reading Hosp & Medical Ctr 6th And Spruce Sts, Call Sign: KXB728, Licensee ID: L00050829
Assigned Frequencies : 155.220 MHz, 155.340 MHz Grant Date: 02/09/2000, Expiration Date: 03/27/2005, Cancelation Date: 05/28/2005
Registrant: Reading Hospital & Medical Center, 6th & Spruce St, West Reading, PA 19602, Phone: (215) 378-6256 - 6th & Spruce Street, Type: Mast, Structure height: 22.8 m, Overall height: 26.4 m, Call Sign: WQES210
Assigned Frequencies : 72.3800 MHz Grant Date: 03/31/2006, Expiration Date: 03/31/2016, Certifier: Mike Rubendall
Registrant: Primex Wireless, Inc., 965 Wells St, Lake Geneva, WI 53147, Phone: (800) 537-0464
FCC Registered Amateur Radio Licenses: 5- Call Sign: N3OEO, Previous Call Sign: , Licensee ID: L00590934
Grant Date: 11/05/2002, Expiration Date: 02/02/2013
Registrant: Edward J Barchie, 519 Chestnut St, West Reading, PA 19611 - Call Sign: N4WXM, Previous Call Sign: , Licensee ID: L00392746
Grant Date: 07/09/2003, Expiration Date: 09/29/2012, Certifier: Michael M Fesh
Registrant: Michael M Fesh, 341 Sunset Rd, West Reading, PA 19611-1305 - Call Sign: W3GRE, Previous Call Sign: , Licensee ID: L01218311
Grant Date: 11/29/2006, Expiration Date: 12/24/2016, Certifier: Robert H Ischinger
Registrant: Robert H Ischinger, 160 Tulpehocken Ave, West Reading, PA 19611 - Call Sign: WA3QXO, Previous Call Sign: , Licensee ID: L01238291
Grant Date: 01/24/2007, Expiration Date: 04/04/2017, Certifier: Calvin H Zimmerman
Registrant: Calvin H Zimmerman, 204 Olive St, West Reading, PA 19611 - Call Sign: KB3LDJ, Previous Call Sign: , Licensee ID: L00859974
Grant Date: 05/07/2004, Expiration Date: 05/07/2014, Certifier: Oswald G Herbert
Registrant: Oswald G Herbert, 314 Reading Ave, West Reading, PA 19611
FAA Registered Aircrafts: 1- Aircraft: CESSNA 172N (Fixed wing single engine, Category: Land, Seats: 4, Weight: Up to 12,499 Pounds, Speed: 105 mph), Engine: LYCOMING 0-320 SERIES (180 HP) (Reciprocating)
N-Number: 6503D , Serial Number: 17272834, Year manufactured: 1979, Airworthiness Date: 06/05/1979
Registrant (Individual): John M Manubay, 410 Reading Ave, West Reading, PA 19611
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 1 full tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $120,778 | 72 | $98,903 | 63 | $86,810 | 19 | $25,737 | 2 | $425,500 | 26 | $99,577 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $81,286 | 14 | $85,857 | 2 | $9,500 | 0 | $0 | 7 | $88,571 |
| APPLICATIONS DENIED | 1 | $60,000 | 19 | $100,842 | 51 | $94,373 | 22 | $23,545 | 0 | $0 | 11 | $79,364 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 4 | $119,500 | 19 | $91,737 | 5 | $45,800 | 0 | $0 | 4 | $93,750 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 4 | $158,750 | 6 | $103,167 | 0 | $0 | 0 | $0 | 1 | $167,000 |
Aggregated Statistics For Year 2006 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $102,765 | 91 | $78,956 | 85 | $82,024 | 20 | $27,700 | 1 | $1,594,000 | 31 | $90,903 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $75,714 | 14 | $82,571 | 3 | $123,667 | 0 | $0 | 5 | $85,000 |
| APPLICATIONS DENIED | 1 | $119,000 | 10 | $75,700 | 76 | $76,737 | 31 | $21,387 | 0 | $0 | 11 | $26,182 |
| APPLICATIONS WITHDRAWN | 1 | $88,000 | 9 | $98,333 | 44 | $82,773 | 3 | $83,333 | 0 | $0 | 3 | $77,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $63,333 | 10 | $92,300 | 1 | $428,000 | 0 | $0 | 2 | $57,500 |
Aggregated Statistics For Year 2005 (Based on 1 full tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $91,600 | 75 | $75,333 | 82 | $67,659 | 23 | $16,174 | 3 | $1,090,667 | 24 | $66,583 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 7 | $89,857 | 20 | $79,550 | 4 | $25,000 | 0 | $0 | 5 | $56,200 |
| APPLICATIONS DENIED | 0 | $0 | 15 | $79,733 | 67 | $75,030 | 16 | $32,813 | 0 | $0 | 4 | $82,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $83,400 | 48 | $84,563 | 3 | $44,667 | 0 | $0 | 1 | $93,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $163,000 | 7 | $71,286 | 0 | $0 | 0 | $0 | 2 | $157,500 |
Aggregated Statistics For Year 2004 (Based on 1 full tract)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 4 | $116,500 | 62 | $64,242 | 95 | $60,768 | 19 | $37,737 | 1 | $1,450,000 | 31 | $56,129 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 4 | $79,500 | 20 | $56,600 | 2 | $6,000 | 0 | $0 | 8 | $60,625 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 8 | $100,500 | 94 | $76,596 | 13 | $14,077 | 1 | $315,000 | 9 | $51,111 | 2 | $14,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $75,000 | 72 | $74,583 | 2 | $62,000 | 0 | $0 | 3 | $67,000 | 1 | $68,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $5,000 | 5 | $81,600 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $77,067 | 65 | $68,754 | 124 | $65,290 | 20 | $20,050 | 29 | $56,483 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $44,000 | 21 | $71,381 | 3 | $10,333 | 1 | $129,000 |
| APPLICATIONS DENIED | 1 | $94,000 | 7 | $80,000 | 71 | $69,718 | 10 | $16,000 | 2 | $71,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $67,000 | 43 | $75,093 | 2 | $26,000 | 3 | $49,667 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 6 | $61,000 | 2 | $15,000 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 20 | $66,350 | 54 | $67,556 | 72 | $62,278 | 5 | $14,400 | 2 | $532,500 | 14 | $53,286 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $59,400 | 20 | $72,300 | 3 | $16,667 | 0 | $0 | 4 | $96,500 |
| APPLICATIONS DENIED | 0 | $0 | 6 | $63,500 | 42 | $62,452 | 6 | $15,000 | 0 | $0 | 3 | $52,667 |
| APPLICATIONS WITHDRAWN | 1 | $48,000 | 3 | $90,000 | 33 | $55,515 | 0 | $0 | 0 | $0 | 2 | $68,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $71,000 | 3 | $77,000 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $69,591 | 43 | $63,791 | 52 | $61,058 | 11 | $16,273 | 1 | $1,275,000 | 12 | $51,583 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $64,500 | 3 | $77,667 | 8 | $78,250 | 1 | $15,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $70,000 | 5 | $81,600 | 51 | $58,784 | 10 | $9,700 | 2 | $731,500 | 4 | $67,500 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $142,500 | 20 | $58,450 | 2 | $14,000 | 0 | $0 | 1 | $128,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $84,000 | 0 | $0 | 3 | $71,333 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $59,643 | 39 | $66,949 | 29 | $44,724 | 14 | $11,143 | 11 | $56,545 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 5 | $39,800 | 5 | $66,200 | 2 | $18,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 5 | $63,600 | 30 | $58,100 | 13 | $19,231 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $74,000 | 1 | $45,000 | 14 | $58,000 | 1 | $15,000 | 1 | $75,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 4 | $53,500 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $70,283 | 45 | $66,383 | 34 | $60,999 | 19 | $19,759 | 2 | $131,355 | 12 | $45,298 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $64,960 | 1 | $67,830 | 11 | $66,436 | 2 | $29,615 | 0 | $0 | 1 | $49,680 |
| APPLICATIONS DENIED | 1 | $73,560 | 6 | $56,840 | 30 | $61,712 | 16 | $9,732 | 0 | $0 | 2 | $69,260 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $39,487 | 11 | $73,211 | 1 | $14,330 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $62,090 | 2 | $57,795 | 0 | $0 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0112.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $121,789 | 4 | $102,000 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $129,250 | 2 | $107,000 | 1 | $167,000 |
| APPLICATIONS DENIED | 2 | $114,500 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $210,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $107,474 | 3 | $104,333 | 3 | $92,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $88,000 | 1 | $104,000 | 1 | $102,000 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $69,500 | 0 | $0 | 1 | $64,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $83,909 | 4 | $84,000 | 3 | $76,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $91,500 | 2 | $144,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $94,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $76,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $80,000 | 7 | $77,714 | 2 | $82,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $81,000 | 6 | $112,000 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $88,000 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $114,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 33 | $77,424 | 24 | $69,875 | 3 | $61,667 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $58,000 | 4 | $82,750 | 2 | $91,000 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $74,000 | 1 | $74,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $54,000 | 5 | $84,800 | 1 | $47,000 |
Aggregated Statistics For Year 2002 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $73,750 | 15 | $84,933 | 5 | $52,200 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $71,000 | 3 | $73,667 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $133,000 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $54,000 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $68,400 | 7 | $90,429 | 3 | $66,333 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $78,333 | 3 | $81,000 | 1 | $88,000 |
| APPLICATIONS DENIED | 1 | $32,000 | 1 | $71,000 | 1 | $32,000 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $71,526 | 4 | $66,500 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $54,500 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 1 | $65,000 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 full tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 32 | $65,856 | 5 | $65,916 | 3 | $48,403 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $61,140 | 2 | $66,395 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $64,960 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0112.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
2006 National Fire Incident Reporting System Incidents:- Fire: 22
- Hazardous Condition: 50
- Good Intent Call: 1
Incident types - West Reading
See Full 2006 National Fire Incident Reporting System Statistics for West Reading, PA
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