Banks County, Georgia (GA)

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County population in 2005: 16,055 (5% urban, 95% rural)
County owner-occupied houses and condos: 4,347
Renter-occupied apartments: 1,017

% of renters here:	19%
State:	33%

Land area: 234 sq. mi.
Water area: 0.2 sq. mi.

Population density: 69 people per square mile

(average).

Residents with income below the poverty level in 1999:

This county:	12.5%
Whole state:	13.0%

Residents with income below 50% of the poverty level in 1999:

This county:	4.6%
Whole state:	6.1%

2008 cost of living index in Banks County: 79.1 (low, U.S. average is 100)

Industries providing employment: Manufacturing (23.7%), Educational,health and social services (13.5%), Retail trade (12.8%), Construction (12.0%).

Type of workers:

Private wage or salary: 76%
Government: 14%
Self-employed, not incorporated: 10%
Unpaid family work: 0%

Banks County, Georgia business data: stores, dealers, real estate agents, wholesalers, restaurants...

Races in Banks County, Georgia:

White Non-Hispanic (91.9%)
Hispanic (3.4%)
Black (3.2%)
Other race (2.0%)
Two or more races (0.7%)
American Indian (0.7%)

(Total can be greater than 100% because Hispanics could be counted in other races)

Median resident age:	35.2 years
Georgia median age:	33.4 years

Males: 7,283	(50.5%)
Females: 7,139	(49.5%)

Average wage per job in 2003: $21,190
County population in 2003: 15,440
Jobs in 2003: 3,339

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Banks County,GA real estate house value trend

Total labor force in 2004: 8,662
Unemployment rate in 2004: 3.4%

Average household size:

Banks County:	2.7 people
Georgia:	2.6 people

Estimated median household income in 2005: $41,402 ($38,523 in 2000)

This county	$41,402
Georgia:	$45,604

Estimated median house/condo value in 2005: $135,477

Banks County	$135,477
Georgia:	$147,500

Median monthly rent in 2000: $424
Median monthly costs for houses with a mortgage in Banks County in 2000: $839

Banks County races chart

2004 Presidential Election results in Banks County Georgia:

Bush/Cheney (Republican): 78.9%
Kerry/Edwards (Democratic): 20.6%

Median real estate property taxes paid for housing units in 2000: $565 (0.6%)

Fair market rent in 2006 for a 1-bedroom apartment in Banks County is $427 a month.
Fair market rent for a 2-bedroom apartment is $473 a month.
Fair market rent for a 3-bedroom apartment is $575 a month.

Cities in this county include: Maysville, Homer, Alto, Gillsville, Davis Academy.

Neighboring counties: Franklin County , Habersham County , Hall County , Jackson County , Madison County , Stephens County .

Click to draw/clear county borders

Notable locations in this county outside city limits:

Notable locations in Banks County: Banks County Speedway (A), Wilson Shoals (B), Silver Shoal (C). Display/hide their locations on the map

Churches in Banks County include: Webb Creek Church (A), Words of Faith Church (B), Yonah Church (C), Antioch Church (D), Union Hill Church (E), Beaverdam Church (F), Bethany Church (G), Bethlehem Church (H), The Line Church (I). Display/hide their locations on the map

Cemeteries: Beaverdam Cemetery (1), Leatherwood Cemetery (2), Martin Cemetery (3), Thomas Cemetery (4), The Line Cemetery (5), Jordan Cemetery (6), McDonald Cemetery (7). Display/hide their locations on the map

Reservoirs and swamps: Turk Lake (A), Irvin Pond (B), Reservoir 30 (C), Sanders Lake (D), Reservoir Two (E), Harden Lake (F), Reservoir 15 (G), Reservoir 17 (H). Display/hide their locations on the map

Streams, rivers, and creeks: Brady Creek (A), Grove Creek (B), Nancy Town Creek (C), Mountain Creek (D), Wofford Creek (E), Hickory Level Creek (F), Black Creek (G), Tates Creek (H), Mill Creek (I). Display/hide their locations on the map

Beach: Garrison Shoals (A). Display/hide its location on the map

Unemployment in September 2007:

Here:	3.4%
Georgia:	4.6%

Unemployment by year (%)

County total employment by year

County average yearly wages by year ($)

Current college students: 328
People 25 years of age or older with a high school degree or higher: 65.4%
People 25 years of age or older with a bachelor's degree or higher: 8.6%

Number of foreign born residents: 305 (20% naturalized citizens)

Banks County:	2.1%
Whole state:	7.1%

Year of entry for the foreign-born population
	1995 to March 2000: 131 1990 to 1994: 62 1985 to 1989: 43 1980 to 1984: 22 1975 to 1979: 15 1970 to 1974: 18 1970 to 1974: 3 1965 to 1969: 11

Mean travel time to work: 30.1 minutes

Percentage of county residents living and working in this county: 24.8%

Housing units in structures:

One, detached: 3,409
One, attached: 16
Two: 37
3 or 4: 49
5 to 9: 14
10 to 19: 8
20 or more: 4
Mobile homes: 2,259
Boats, RVs, vans, etc.: 12

Housing units in Banks County with a mortgage: 1,106 (83 second mortgage, 115 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 676

Agriculture in Banks County
Average size of farms: 94 acres
Average value of agricultural products sold per farm: $168526
Average value of crops sold per acre for harvested cropland: $113.05
The value of nursery, greenhouse, floriculture, and sod as a percentage of the total market value of agricultural products sold: 0.19%
The value of livestock, poultry, and their products as a percentage of the total market value of agricultural products sold: 99.20%
Average total farm production expenses per farm: $116501
Harvested cropland as a percentage of land in farms: 12.72%
Irrigated harvested cropland as a percentage of land in farms: 1.54%
Average market value of all machinery and equipment per farm: $65010
The percentage of farms operated by a family or individual: 94.46%
Average age of principal farm operators: 55 years
Average number of cattle and calves per 100 acres of all land in farms: 26.73
Milk cows as a percentage of all cattle and calves: 0.84%
Corn for grain: 400 harvested acres
All wheat for grain: 286 harvested acres
Vegetables: 46 harvested acres
Land in orchards: 47 acres

Banks County historical area-adjusted tornado activity is above Georgia state average. It is 2.3 times above overall U.S. average.
Tornadoes in this county have caused 6 injuries recorded between 1950 and 2004.
On 2/29/1952, a category 2 (max. wind speeds 113-157 mph) tornado injured 3 people and caused between $50,000 and $500,000 in damages.

Class of Workers

Most common industries for males:

Construction (20%)
Textile mills and textile products (6%)
Public administration (6%)
Agriculture, forestry, fishing and hunting (5%)
Repair and maintenance (4%)
Metal and metal products (4%)
Food (4%)

Most common industries for females:

Educational services (12%)
Health care (11%)
Accommodation and food services (7%)
Public administration (7%)
Finance and insurance (5%)
Textile mills and textile products (5%)
Agriculture, forestry, fishing and hunting (4%)

Most common occupations for males

Other production occupations including supervisors (8%)
Metal workers and plastic workers (7%)
Electrical equipment mechanics and other installation, maintenance, and repair occupations including supervisors (7%)
Driver/sales workers and truck drivers (7%)
Vehicle and mobile equipment mechanics, installers, and repairers (5%)
Construction laborers (5%)
Building and grounds cleaning and maintenance occupations (4%)

Most common occupations for females

Other production occupations including supervisors (7%)
Cashiers (6%)
Other office and administrative support workers including supervisors (6%)
Retail sales workers except cashiers (5%)
Secretaries and administrative assistants (4%)
Textile, apparel, and furnishings workers (4%)
Other sales and related workers including supervisors (4%)

Most common places of birth for the foreign-born residents:

Mexico (75%)
Germany (6%)
Yugoslavia (5%)
Canada (3%)
Other Caribbean (3%)
Laos (2%)
Thailand (2%)

Most common first ancestries reported in Banks County:

United States or American (48%)
English (12%)
Irish (9%)
German (5%)
Scotch-Irish (2%)
Scottish (2%)
Dutch (1%)

Banks County mode of transportation to work chart

Means of transportation to work

Drove a car alone: 5,453 (79%)
Carpooled: 1,036 (15%)
Bus or trolley bus: 25 (0%)
Motorcycle: 9 (0%)
Walked: 84 (1%)
Other means: 69 (1%)
Worked at home: 252 (4%)

Average gross adjusted income of non-migrant taxpayers in this county in 2005 was $42,728.

11.24% of this county's 2006 resident taxpayers lived in other counties in 2005 ($31,091 average adjusted gross income)

Here:	11.24%
Georgia average:	10.98%

10 or fewer of this county's residents moved from foreign countries.
9.73% relocated from other counties in Georgia ($25,917 average AGI)
1.51% relocated from other states ($5,174 average AGI)
Banks County: 1.51%
Georgia average: 4.40%

Percentage of residents relocating from other counties or countries

Top counties from which taxpayers relocated into this county between 2005 and 2006:

from Habersham County, GA	2.24% ($34,108 average AGI)
from Jackson County, GA	1.98% ($25,226)
from Hall County, GA	1.66% ($28,910)
from Gwinnett County, GA	0.80% ($35,814)
from Franklin County, GA	0.39% ($31,762)
from Madison County, GA	0.34% ($21,778)
from Stephens County, GA	0.34% ($34,056)

10.11% of this county's 2005 resident taxpayers moved to other counties in 2006 ($27,148 average adjusted gross income)

Here:	10.11%
Georgia average:	9.55%

10 or fewer of this county's residents moved to foreign countries.
8.62% relocated to other counties in Georgia ($23,028 average AGI)
1.49% relocated to other states ($4,120 average AGI)
Banks County: 1.49%
Georgia average: 3.17%

Percentage of residents relocating to other counties or countries

Top counties to which taxpayers relocated from this county between 2005 and 2006:

to Habersham County, GA	2.17% ($25,096 average AGI)
to Jackson County, GA	1.80% ($31,063)
to Hall County, GA	1.25% ($27,364)
to Franklin County, GA	0.49% ($28,577)
to Madison County, GA	0.42% ($23,000)
to Barrow County, GA	0.38% ($43,950)
to Gwinnett County, GA	0.34% ($23,111)

Births per 1000 population from 1990 to 1999: 12.1
Births per 1000 population from 2000 to 2003: 12.2

Births per 1000 population in Banks County

Deaths per 1000 population from 1990 to 1999: 7.8
Deaths per 1000 population from 2000 to 2003: 7.3

Deaths per 1000 population in Banks County

Infant deaths per 1000 live births from 1990 to 1999: 9.6
Infant deaths per 1000 live births from 2000 to 2003: 4.5

Infant deaths per 1000 live births in Banks County

Persons enrolled in hospital insurance and/or supplemental medical insurance (Medicare) in July 1, 2003: 1,615 (1,229 aged, 386 disabled)
Population without health insurance coverage in 2000: 17%
Children under 18 without health insurance coverage in 2000: 16%

General practice office based MDs per 100,000 population in 2005: 1725.320
Medical specialist MDs per 100,000 population in 2005: 815.950

Total deaths per 100,000 population, July 2005 - July 2006: 24.91

Limited-service eating places per 100,000 population in 2005 : 6.23

Crimes per 100,000 population in 1996 : 1

Household type by relationship

Households: 14,422

In family households: 13,043 (3,373 male householders, 755 female householders)
3,582 spouses, 4,298 children (3,928 natural, 120 adopted, 250 stepchildren), 334 grandchildren, 117 brothers or sisters, 110 parents, 211 other relatives, 263 non-relatives
In nonfamily households: 1,379 (584 male householders (491 living alone)), 610 female householders (541 living alone)), 185 nonrelatives

Size of family households: 1,694 2-persons, 1,074 3-persons, 838 4-persons, 329 5-persons, 133 6-persons, 60 7-or-more-persons.

Size of nonfamily households: 1,032 1-person, 150 2-persons, 3 3-persons, 9 4-persons.

96.3% of residents of Banks County speak English at home.
3.3% of residents speak Spanish at home (43% speak English very well, 15% speak English well, 32% speak English not well, 10% don't speak English at all).
0.3% of residents speak other Indo-European language at home (93% speak English very well, 7% speak English well).
0.2% of residents speak Asian or Pacific Island language at home (17% speak English very well, 13% speak English well, 58% speak English not well, 13% don't speak English at all).

In fiscal year 2004:
Federal Government expenditure: $52,837,000 ($3369 per capita)
Department of Defense expenditure: $1,231,000
Federal direct payments to individuals for retirement and disability: $25,658,000
Federal other direct payments to individuals: $10,478,000
Federal direct payments not to individuals: $188,000
Federal grants: $15,302,000
Federal procurement contracts: $248,000 ($0,000 Department of Defense)
Federal salaries and wages: $963,000 ($0,000 Department of Defense)
Federal Government direct loans: $3,087,000
Federal guaranteed/insured loans: $7,637,000
Federal Government insurance: $247,000

Population change from April 1, 2000 to July 1, 2005:
Births: 1,077

Here:	67 per 1000 residents
State:	79 per 1000 residents

Deaths: 689

Here:	43 per 1000 residents
State:	38 per 1000 residents

Net international migration: +118

Here:	+7 per 1000 residents
State:	+21 per 1000 residents

Net internal migration: +1,153

Here:	+72 per 1000 residents
State:	+26 per 1000 residents

Population growth in Banks County

Total withdrawal of fresh water for public supply: 0.53 millions of gallons per day (8% from ground, 92% from surface)

Median number of rooms in houses and condos:

Here:	5.7
State:	6.2

Median number of rooms in apartments:

Here:	4.7
State:	4.2

Year house built:

1999 to March 2000: 311
1995 to 1998: 983
1990 to 1994: 643
1980 to 1989: 1,368
1970 to 1979: 910
1960 to 1969: 618
1950 to 1959: 267
1940 to 1949: 212
1939 or earlier: 496

Rooms in owner-occupied houses in Banks County, Georgia:
	1 room: 14 2 rooms: 24 3 rooms: 178 4 rooms: 581 5 rooms: 1,208 6 rooms: 1,121 7 rooms: 535 8 rooms: 406 9+ rooms: 280

Rooms in renter-occupied apartments in Banks County, Georgia:
	1 room: 15 2 rooms: 43 3 rooms: 108 4 rooms: 285 5 rooms: 323 6 rooms: 147 7 rooms: 60 8 rooms: 33 9+ rooms: 3

Bedrooms in owner-occupied houses and condos in Banks County:
	no bedroom: 21 1 bedroom: 102 2 bedrooms: 1,186 3 bedrooms: 2,501 4 bedrooms: 386 5+ bedrooms: 151

Bedrooms in renter-occupied apartments in Banks County:
	no bedroom: 15 1 bedroom: 117 2 bedrooms: 451 3 bedrooms: 385 4 bedrooms: 46 5+ bedrooms: 3

Cars and other vehicles available in Banks County in owner-occupied houses/condos:
	no vehicle: 219 1 vehicle: 782 2 vehicles: 1,728 3 vehicles: 1,041 4 vehicles: 358 5+ vehicles: 219

Cars and other vehicles available in Banks County in renter-occupied apartments
	no vehicle: 135 1 vehicle: 413 2 vehicles: 294 3 vehicles: 142 4 vehicles: 19 5+ vehicles: 14

62% of Banks County residents lived in the same house 5 years ago.
Out of people who lived in different houses, 33% lived in this county.
Out of people who lived in different counties, 86% lived in Georgia.

Banks County:	61.6%
State average:	50.8%

Place of birth for U.S.-born residents:

This state: 11622
Northeast: 310
Midwest: 542
South: 1408
West: 222

Median price asked for vacant for-sale houses in 2000: $29,200

Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 1%

Year Householders Moved Into Unit:

Most commonly used house heating fuel in houses and condos:
	Electricity (45%) Bottled, tank, or LP gas (39%) Utility gas (8%) Wood (7%) Fuel oil, kerosene, etc. (2%)

Most commonly used house heating fuel in apartments:
	Bottled, tank, or LP gas (50%) Electricity (24%) Utility gas (13%) Wood (9%) Fuel oil, kerosene, etc. (4%)

Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 86

Here:	5.2%
Georgia:	8.4%

Students in private schools in grades 9 to 12 (high school): 44

Here:	6.2%
Georgia:	8.5%

Students in private undergraduate colleges: 60

Here:	19.5%
Georgia:	22.9%

Educational Attainment

School Enrollment by Level of School

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)

Banks County government finances in 2002:

Charges - Solid Waste Management: $455,000
Sewerage: $288,000

All Other: $276,000

Parks & Recreation: $38,000
Construction - Water Utilities: $485,000
Sewerage: $323,000
Current Operations - General - Other: $1,463,000
Police Protection: $1,004,000

Regular Highways: $992,000

Water Utilities: $825,000

Judicial and Legal Services: $559,000

Sewerage: $550,000

Fire Protection: $428,000

Financial Administration: $262,000

Central Staff Services: $256,000

Health Services - Other: $241,000

Parks & Recreation: $225,000

General Public Buildings: $212,000

Welfare - Other: $178,000

Corrections - Other: $100,000

Libraries: $53,000

Protective Inspection and Regulation, NEC: $42,000

Solid Waste Management: $14,000

Natural Resources - Other: $4,000
General - Interest on Debt: $25,000
Intergovernmental to Local NEC - General: $405,000
Health: $121,000

Elementary and Secondary Education: $44,000
Long Term Debt Beginning Outstanding - Water Utilities: $992,000
Long Term Debt Beginning Outstanding, NEC: $419,000
Long Term Debt Issue, Unspecified - Other NEC: $5,511,000
Water Utilities: $110,000
Long Term Debt Outstanding - Full Faith & Credit - Other, NEC: $5,899,000
Long Term Debt Outstanding Nonguaranteed - Water Utilities: $1,035,000
Long Term Debt Retired Unspecified - Water Utilities: $67,000
Other, NEC: $31,000
Miscellaneous - General Revenue, NEC: $570,000
Interest Earnings: $187,000
Other Capital Outlay - General - Other: $914,000
Regular Highways: $292,000

Fire Protection: $62,000

Parks & Recreation: $40,000

Police Protection: $23,000

Protective Inspection & Regulation, NEC: $21,000

Financial Administration: $9,000

Health - Other: $1,000
Other Funds - Cash & Deposits: $7,315,000
Revenue - Water Utilities: $433,000
Sinking Fund - Cash & Deposits: $535,000
State Intergovernmental - Health & Hospitals: $122,000
Highways: $30,000

All Other: $20,000
Tax - Total General Sales: $4,570,000
Property: $2,924,000

Other Selective Sales: $607,000

NEC: $163,000

Alcoholic Beverage Sales: $131,000

Public Utilities: $5,000
Total Salaries & Wages: $2,051,000
Water Utilities - Interest on Debt: $64,000

Supplemental Security Income (SSI) - Total Number Of Recipients

Supplemental Security Income (SSI) - Number of aged recipients

Supplemental Security Income (SSI) - Number of blind and disabled recipients

Supplemental Security Income (SSI) - Number of recipients under 18

Supplemental Security Income (SSI) - Number of recipients between 18 and 64

Supplemental Security Income (SSI) - Number of recipients older than 64

Supplemental Security Income (SSI) - Number of recipients also receiving OASDI

Supplemental Security Income (SSI) - Amount of payments (thousands of dollars)

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