Quote:
Originally Posted by Pyewackette
There was another thread last fall about this subject. There were some people on it who recommended getting two plans that allegedly would both pay out.
Delta Dental: https://www.deltadentalins.com/shopp...suerCode=DELTA
844-847-9516
Spirit Dental: https://www.spiritdental.com/
844-833-8440
My son was supposed to call them LAST OCTOBER to see if what I had read on that thread was true. He still hasn't done it, and now says *I* should do it. Whereas before he said he would do it because of my crappy memory and inability to make a decision, among other variable cognitive deficits.
I keep forgetting.
Sometimes my whole face hurts.
I won't be surprised if dental infection spreads and kills me.
I was hoping this was that other thread brought back to life. Unlike that thread, there has been little or no useful information of value for someone seeking dental help.
Dental issues ARE health issues.
https://well.blogs.nytimes.com/2013/...pitalizations/
I've gone the dental school / low income clinic route in the past. The botched jobs those places did are the main reason I now have continuing serious dental issues. |
I posted about Spirit and Denali, I don't think Delta is as good. Both Spirit and Denali cover major work from day 1. Initially Spirit pays 25% and Denali pays 30% so your copay is 45%, but at the end of the first calendar year Spirit goes to 50%. Denali goes to 50% 12 months after you buy your policy.
I got the most expensive plan with each, it comes with $3500 annual coverage. Your dentist bills both plans and they both pay just so their coverage doesn't exceed 100% of the cost of the work. Since I bought the policies in July of 2017 I've had two bridges and 7 crowns replaced and a root canal. I just cancelled Spirit because I had maxed out the benefits and I've had all the major work I will need done in the foreseeable future but I will be keeping Denali. Both of the plans have a $100 annual deductible and cover 3 cleanings a year. It's well worth it if you have a lot of work that needs to be done and they both cover implants too.
Spirit Dental https://www.spiritdental.com/?gclid=...8aApytEALw_wcB
Denali Dental https://denalidental.com/