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08-28-2008, 06:57 PM
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Member
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Join Date: Feb 2007
Location: CA
97 posts, read 101,492 times
Reputation: 28
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Tornado issues? Hurricanes? Other natural disasters?
How often do they occur? Other than being prepared for an emergency anything else?
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08-28-2008, 08:55 PM
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Intentionally Left Blank
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Join Date: Feb 2007
Location: Alabama!
3,279 posts, read 2,887,952 times
Reputation: 1102
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Tornadoes and hurricanes. Not much else. Well, maybe an occasional earthquake. We try to please everybody.  |
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08-28-2008, 09:19 PM
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Senior Member
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Join Date: Dec 2007
9,916 posts, read 4,900,384 times
Reputation: 6811
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Well, with hurricanes, you get several days' notice. Plenty of time to board up the house, buy bottled water, etc. Compared to Louisiana, Alabama is pretty much the model of efficiency when it comes to evacuation.
With tornados, pay attention when the weather feels unsettled. Keep close to a television or radio. If you live in the Birmingham market, tune into ABC 33/40. Our motto is, "When it's hitting the fan, watch James Spann."
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08-28-2008, 09:27 PM
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Member
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Join Date: Apr 2007
Location: Mobile, AL
69 posts, read 84,190 times
Reputation: 21
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I'll let you know after next week.   |
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08-28-2008, 11:15 PM
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Senior Member
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Join Date: Nov 2007
Location: Floribama
4,504 posts, read 3,004,418 times
Reputation: 1475
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Quote:
Originally Posted by Southlander
Tornadoes and hurricanes. Not much else. Well, maybe an occasional earthquake. We try to please everybody. |
I remember the earthquake back in '97, it was 4.9 magnitude. I was at work that night and remember the whole building moving, it was like a sliding feeling. Weird. |
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08-29-2008, 05:40 AM
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Senior Member
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Join Date: Jul 2006
Location: Hampton Cove, Huntsville, AL
11,399 posts, read 10,354,941 times
Reputation: 2896
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I bought earthquake insurance on our home in Huntsville. Wasn't that expensive. I think I went with a 10% deductable (2%, 5%, 10%, 15%, and 20% were available I think).
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08-31-2008, 06:55 PM
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Senior Member
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Join Date: Jul 2008
3,498 posts, read 1,349,730 times
Reputation: 1558
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In southern Alabama I went though too many hurricanes to count, endless tornadoes and wind storms, floods, etc.
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08-31-2008, 08:11 PM
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Senior Member
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Join Date: Jul 2006
Location: Hampton Cove, Huntsville, AL
11,399 posts, read 10,354,941 times
Reputation: 2896
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We just closed on a house two days ago. We are getting the earthquake insurance (as we wrote above) and also flood insurance and sink hole insurance. In addition, our homeowners insurance includes identity theft insurance up to I think $30K. Good thing to check into.
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09-01-2008, 10:20 AM
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Senior Member
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Join Date: Dec 2007
9,916 posts, read 4,900,384 times
Reputation: 6811
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Quote:
Originally Posted by Charles
I bought earthquake insurance on our home in Huntsville. Wasn't that expensive. I think I went with a 10% deductable (2%, 5%, 10%, 15%, and 20% were available I think).
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Earthquake insurance? Nobody in Alabama has earthquake insurance. |
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09-01-2008, 10:52 AM
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Senior Member
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Join Date: Jul 2006
Location: Hampton Cove, Huntsville, AL
11,399 posts, read 10,354,941 times
Reputation: 2896
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