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Old 12-02-2018, 02:36 AM
 
6,322 posts, read 2,614,324 times
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Quote:
Originally Posted by pnwguy2 View Post
You bring up a good point. Earthquake insurance, while expensive in areas like Anchorage, is only as good as the companies that offer it. There is always a possibility that an insurance company will not be able to pay out settlements depending on the severity of the event. I don't think this is the case with this particular quake, as most of the damage seems to be non-residential, if I am reading the media reports correctly. But there is always a slight risk with any insurance policy, no matter how air-tight it may seem to be.

But, yes, those without a specific Earthquake clause likely will have to fend for themselves. Fortunately, as I mentioned, it doesn't look there was too much residential damage other than some minor personal losses and clean-up.
This time, I cant even imagine the devastation to families if they had overwhelming damage that insurance did not cover and they could not live there. I am guessing that would be bankruptcy for many people.

Hopefully I dont have to file bankruptcy paper work in my life time and walk away from a property.
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Old 12-02-2018, 06:00 AM
 
Location: Planet Earth
2,780 posts, read 2,342,699 times
Reputation: 4973
Quote:
Originally Posted by AKStafford View Post
Our well got shaken so I had run the hose for a couple of hours to purge the well.
Roads: as far as I know they've been able to detour around the damaged roads. So it's slowing things down. The Monday morning commute into Anchorage could be interesting.
Slow even though it's an inconvenience, is something a person can deal with. The pictures look so scary, Glad you have running water.
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Old 12-02-2018, 07:58 AM
 
Location: Wonderland
41,775 posts, read 33,376,042 times
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So glad to talk with my aunt and cousins in Anchorage last night. Their house is a mess inside but apparently structurally OK. Everyone is safe.
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Old 12-02-2018, 02:47 PM
 
Location: on the wind
4,645 posts, read 1,766,160 times
Reputation: 16541
Quote:
Originally Posted by pnwguy2 View Post
You bring up a good point. Earthquake insurance, while expensive in areas like Anchorage, is only as good as the companies that offer it. There is always a possibility that an insurance company will not be able to pay out settlements depending on the severity of the event. I don't think this is the case with this particular quake, as most of the damage seems to be non-residential, if I am reading the media reports correctly. But there is always a slight risk with any insurance policy, no matter how air-tight it may seem to be.

But, yes, those without a specific Earthquake clause likely will have to fend for themselves. Fortunately, as I mentioned, it doesn't look there was too much residential damage other than some minor personal losses and clean-up.
You better believe I buy coverage for seismic as well as other "naturally occurring" events! In comparison to other sorts of insurance, homeowner's is cheap.
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Old 12-03-2018, 05:38 AM
 
Location: Bethel, Alaska
21,359 posts, read 32,476,385 times
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My parents live in Anchorage in the winter. They're coming back to Bethel this weekend to get some sleep for a while. They're elderly and are stressed to the max. My sisters and nephews and nieces are stressed, too.
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Old 12-06-2018, 04:47 PM
 
197 posts, read 114,858 times
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Quote:
Originally Posted by zugor View Post
I hope the aftershocks are few, mild and end soon. After the Loma Prieta quake in the SF Bay Area in 89 my nerves were a wreck for weeks due to worry about strong aftershocks. The fact that my normal route to and from work took me under the double decker freeway that had collapsed had something to do with it, although my route was permanently changed as a result.
I'm not sure at what point they stop being aftershocks, but we just had another 4.8 and 4.1 back to back an hour ago. I'm lucky in that they don't bother me, but I know a lot of people who are dealing with some significant anxiety.
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Old 12-06-2018, 05:53 PM
 
15 posts, read 9,468 times
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Quote:
Originally Posted by AlaskaAma View Post
I'm not sure at what point they stop being aftershocks, but we just had another 4.8 and 4.1 back to back an hour ago. I'm lucky in that they don't bother me, but I know a lot of people who are dealing with some significant anxiety.
Those two shook us pretty good in Palmer! It's my husband's first day back to work since the initial quake ( he took some time off to stay off the Glenn and out of traffic) and my dogs are way more reactive to the aftershocks without him here.

They're considered aftershocks until the level of activity drops to what it was before the initial quake.
This article explains it well - https://www.adn.com/alaska-news/2018...ew-earthquakes
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Old 12-06-2018, 07:15 PM
 
7,199 posts, read 2,818,302 times
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Prayers for all involved.

I am curious. Do Alaskans say "good" when they mean "bad", or "big"?
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Old 12-06-2018, 07:23 PM
 
20,677 posts, read 26,788,521 times
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Quote:
Originally Posted by ClaraC View Post
Prayers for all involved.

I am curious. Do Alaskans say "good" when they mean "bad", or "big"?
Most Alaskans are from somewhere else and tend to stick with whatever regional colloquialisms they grew up with.

Last edited by Metlakatla; 12-06-2018 at 08:49 PM..
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Old 12-06-2018, 08:39 PM
 
15 posts, read 9,468 times
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Quote:
Originally Posted by ClaraC View Post
Prayers for all involved.

I am curious. Do Alaskans say "good" when they mean "bad", or "big"?
I'm a Florida girl. Besides, I tend to put a positive spin on most things anyway, so I wouldn't say it shook us bad. We didn't get injured or have any major damage, so I'd say that's good!
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