What skill should I get if I plan on moving to here? (condo, mortgages)

[Metlakatla]

Actually, rrpearso; I do know a little something about college tuition rates today as opposed to the stone age.

[juneaubound]

I think that college experiences (and job offers after graduation) vary from person to person. Getting a job in your field of study depends on so many variables - your specific degree, the market when you graduate, your location, and at the end of the day a whole lot of luck.

My son graduated in May last year with a Masters in Athletic Training. He had a job at a university medical center by the time he graduated. His wife has a undergrad teaching degree - subbed for the first year and finally secured a permanent teaching job this past year.

I payed for my son's education for the first 4 years, and he payed for the rest. He'll be paying it off for the next 3 or 4 years (they are busting their asses right now to get the loans paid off as quickly as possible so that they can move ahead with their lives).

I felt bad at the time that I couldn't help him out more, but when both boys were in school I was pretty much tapped out. But I also realized that I had done as much as I could to help my son out - and that my job as his mother had been to instill a desire in him for education, not necessarily to pay his entire way.

My youngest son wanted to join the military right out of high school and I talked him out of it. I pressured him to go on to higher education and he did. He pretty much dicked around lost and unhappy on campus for two years before he called me from a recruiting center one day and told me that he was ready to sign up. I didn't try to talk him out of it this time (although I think he called me to test out the waters). I just asked him to drop by my office after he was done, so I could take him out for lunch and we could talk.

Kyle - you may not know it or feel it right now, but somewhere down the road that education will (as Met said) serve you well. Life has a way of sending you in directions you couldn't possibly predict ahead of time.

[Metlakatla]

Originally Posted by Teak

That's what I thought. When I went to University, Federally-insured student loans were easy to get, and could be deferred post-graduation until work was obtained. But when I encouraged my son to apply for such a student loan, what he ended up with was a bank loan that required him to start repaying right away, even while still studying! This is part of the predatory lending practices that people have begun to get angry about. He thought he was getting a federally-insured student loan, and they gave him a bank loan instead.

Yes, there's a type of student loan that does this and sometimes the fine print between those that do and those that don't is really easy to miss.

Kyle...I think that your associate's in Criminal Justice will likely end up being worth it down the road; it might give you the edge you need to get into the academy in Sitka.

[blueflames50]

Originally Posted by rppearso

Yea we get it debbie, thoes with loans owe on the debt, the point is college was ..

hahaha doesn't even know your correct name Met!!! just as well!

Originally Posted by Metlakatla

Actually, rrpearso; I do know a little something about college tuition rates today as opposed to the stone age.

but he KNOWS it all...he's a "real engineer" hahahaha my gosh fella get over it!

[Metlakatla]

It also wasn't unusual during the stone age for recent graduates to work at low paying jobs for a time and I'm sure that some of them felt resentment over that. A degree isn't a guarantee of instant success; it never was.

Anyway I agree with the advice offered to the OP to look into welding.

[rppearso]

Originally Posted by Metlakatla

It also wasn't unusual during the stone age for recent graduates to work at low paying jobs for a time and I'm sure that some of them felt resentment over that. A degree isn't a guarantee of instant success; it never was.

Anyway I agree with the advice offered to the OP to look into welding.

Its one thing to know about new graduate debt and another thing to be shelling out every month, student loan burden back in the day was way less than it is now.

Blue flames: Also the name reference is to debbie downer because she was rubbing the OP's nose in it, so I guess the jokes on you, im way smarter than you are so your antics are entertaining.

[NomadicBear]

Originally Posted by Teak

That's what I thought. When I went to University, Federally-insured student loans were easy to get, and could be deferred post-graduation until work was obtained.But when I encouraged my son to apply for such a student loan, what he ended up with was a bank loan that required him to start repaying right away, even while still studying! This is part of the predatory lending practices that people have begun to get angry about. He thought he was getting a federally-insured student loan, and they gave him a bank loan instead.

This is more of the "victim" talk that is so prevalent these days, and which I'm sick and tired of hearing. He did not "end up" with that loan. He SIGNED UP for it. It's all there in writing. If not, then sue the bank. It's unfortunate that you were not there to read the loan documents with him prior to him entering into such an agreement. Call me callous, but I cannot feel sorry for people who don't read or understand contracts they sign. If they're not mature or smart enough, then they have no business doing it in the first place. It's no different than all of the people who signed up for $500,000 houses on option ARM loans when they were making less than $50k per year, then cried because their payment adjusted and they could no longer afford the payment. Now, they expect the government and taxpayers to make their house affordable. Cry me a river (them, not you). I'm sorry your son feels duped, but these are the hard lessons in life which we learn from. I'd be willing to bet he'll think twice before signing financial documents again. Best of luck to him.

A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain.

~Mark Twain

[Metlakatla]

Originally Posted by rppearso

Its one thing to know about new graduate debt and another thing to be shelling out every month, student loan burden back in the day was way less than it is now.

Blue flames: Also the name reference is to debbie downer because she was rubbing the OP's nose in it, so I guess the jokes on you, im way smarter than you are so your antics are entertaining.

Trust me, Ron, college tuition these days is far more expensive than it was back in the stone age also.

And I'm not rubbing the OP's nose in anything. I just disagree with him that his education is wasted. He wants to go into a fairly competitive field and he already has an edge that he wouldn't have if he'd stopped at high school.

[Lawman_Kyle]

FWIW, I'm not the OP folks

I just hikacked the thread....that is all.

[Metlakatla]

Originally Posted by Lawman_Kyle

FWIW, I'm not the OP folks

I just hikacked the thread....that is all.

Whoops.