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There is low income housing, and then there is senior housing. Sometimes they're the same, sometimes they're different things. Don't overlook senior mobile home parks either. That is your lowest monthly outlay, but you need the cash to purchase the home up front. That can run from approx $10,000 for a small, older 1 bdrm and go up from there. I know people who have bought them on a credit card w/ Paypal or something like that, and avoided the high cash advance fees of a credit card. Lot rents can be $300 a month and up. Mine is just $296 a month in St Pete, Fl, and that includes water and lawn maintenance. For whatever reason, compared to other cities it's size, the stock of senior housing in Albuquerque is sorta low, so there are not that many to choose from. Read the resident reviews carefully! This is a problem all over w/ senior housing.
The website below is great for senior mobile home parks (note: be sure to ck the "55+" part once you pick your city and mobile home parks or you will be looking at all age-parks, and you don't want to live there). People often say that your home will depreciate, but that depends on what park you buy it in. I am on my third park, and sold the first two homes for more than I paid. They are often fully furnished w/ TV, sheets, pots and pans, dishes, etc.
It does get cold in Albuquerque. That is what ran me out. The summers are fine, but like all high desert it can, and will, drop into the 20's and teens in the mornings, and you will get snow and ice occasionally. For Minnesota Yankees, Albuquerque winters are mild. For this Southerner, they were WAY more than I was willing to deal with. Some winter days will be 60's and 70's, some will be 30 and 40. Not bike riding weather, and no fun if you're standing at a bus stop if you don't drive. Mornings and late nights will be colder.
Smarino, you are a life saver. I would like living in a mobile home park. I dm'd you about that.
I want to make sure where I land is where I'll stay. Hence, my looking at recommendations from the CD retirement forum. I don't really relish the traveling I'm going to do come spring but want to make sure I find my 'forever' home.
The thing I miss most about the senior building I live in is that you can't have pets. I want a cat so bad it hurts.
Location: In my cat's house, until she finds a better human servant
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A few years ago I was doing a craft show at one of the senior living facilities (everyone had their own apartment, it wasn't a 'nursing home') and one tenant had her cat in one of those pet strollers, so they must have been ok with cats. But I think a senior mobile home park probably sounds better and I bet you could have a cat (I love my cat so I totally understand)
I think most of the 55+ places here are pet friendly.
I also forgot a couple. Three Fountains off of Menaul, older complex but grounds have been maintained nicely and folks are friendly. I haven't seen inside a unit though, when I went to look there were no units to show. Walking distance to some restaurants/stores and accessible to a couple of bus lines.
Over on the Westside by Cottonwood Mall - La Cantera on Old Airport Rd. These were fairly new when I moved here in 2008, they may have just opened. Walking distance to the mall and shopping, access to a Rapid Ride line and several other bus routes.
All of the complexes I've posted are pet friendly by the way. The whole city is pretty pet friendly.
Hmmm, this is the type of attitude I encountered all those years ago.
Why Albuquerque? Because people have been mentioning it in the retirement forum. But yours is the attitude I encountered last time & hey, no problem. I'll look elsewhere.
I don't consider myself a poor person as much as a frugal person. I worked from age 16 to 62. I would like to have some of that investment in time for good food & maybe a few extras.
I was simply suggesting there may be other southwest cities that might be more friendly on a limited income. But of course Albuquerque is very affordable and if it is where you choose to retire, I think you will find it enjoyable as thousands of other retirees do. No offense intended.
But you're looking for someone else to subsidize your housing costs for you?
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