Question about home insurance for the house on sale (real estate, mortgage)

[sandia]

Hi,

I've put my house on the market for a while and I moved out of state, my home insurance expires recently and the insurer refuses to renew the policy since the house is vacant.

I checked some national insurance companies and my mortgage company, they either refuse to insure or charge a huge premium.

I see so many vacant houses on the market right now, I am wondering how such situation is handled in general?

[WasSoggyInSeattle]

There's a real estate forum here on City-Data - you might try posting this there as well. Might get a better response...