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Hi Chicago Carol-
Both cities have plenty of pros & cons. I think it really depends on the lifestyle you and your husband are looking for. Mesa has more to offer with regard to retirement living, varied environments i.e., midwest feel (green, lush yards) desert & mountain topography, etc. Although Mesa has some very nice newer areas, Gilbert is booming!..new malls, hospitals, housing subdivisions, freeway access and the like. Gilbert at one time was the hay capitol of the world (honestly) and that can only mean lot's of flat former farm land so there isn't allot of varied topography.
Gilbert homes have been known to suffer from settling cracks due to expansive soil but SOME builders in the past 4-5 years have resorted to a "post-tensioning" system when laying the foundation to minimize settling issues.
I am an Arizona native and have lived in Gilbert for the past 12 years. We have had some minor settling issues but it hasn't been a big deal at all.
Property taxes for a home valued in the price range you are looking for should be under $2,000/year.
Hope this little bit of info from a "lifer" is of some value to you. Please ask if there is anything else I can help with!
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