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Old 11-21-2010, 10:24 AM
58 posts, read 268,325 times
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Hello, my family and I are wanting to move to the Phoenix area. However, my Mom's credit score is low (570) but she is disabled and receives a monthly income. My twin brother has no credit history but he receives disability income on a monthly basis. My older brother Ricky has a low credit score (617). I have no credit history.

We have never been late on our month's rent the past FOUR years. Is there anyway we could calculate our credit history besides using our credit score number? Is there any special programs or anything we can do to get assistance to get a new home?

I prefer to rent, but in the end, owning a home would be better since the monthly would be lower and I would not have to worry about a landlord foreclosing on the property without me knowing.

Thanks for your help.
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