I would encourage anyone to attend some of the programs put on by HomeFreeUSA (
HomeFree-USA ). They provide education and counseling services to prospective homeowners. Clark Howard has mentioned them a few times and they are one of the education providers for HOME Atlanta. I attended the free Homeownership Program they offer and learned alot. Mr. Purcell is a great speaker, by the way.
In case anyone is planning to buy a place and rehab it, know that HOME Atlanta only assists with "move-in ready" houses. I'd love to know of any programs that assist with rehabs.