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Old 10-11-2008, 04:15 PM
 
293 posts, read 796,630 times
Reputation: 35

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I understand.

I have been visiting many houses, several ones and I never paid so much attention to the other ones. Just the one I visited, and was thinking about what I could make better, inside and out. I did not feel that the other houses around had anything to do with the house I was buying for some reason. What's important is the quality inside, and what can be changed outside for what price. How much it will cost us to improve it with our tastes.

We just called the association for the house we want to buy. They told us that if we like the house to just buy it. Instead we told them we would buy the house only if we can make the change we hope for. If they really are there to secure the style and the value of houses, they really don't do well, because already they are just thinking of their own taste. We tell them we want to have an agreement for a pale yellow, and they say to bring a sample of the house. We live too far away, it is tqaking the ****. The property has been on the market for more than 6 months.

I don't think they are really there to help those selling, or those buying.

It is childish.

Valerie
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Old 10-11-2008, 04:50 PM
 
3,972 posts, read 11,062,958 times
Reputation: 1429
Valerie

You need to find another house. Homeowners Associations have a lot of power. It is a buyers market with a record number of homes on the market. Just move on. You will be happier in the end.
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Old 10-11-2008, 04:54 PM
 
13,161 posts, read 20,780,088 times
Reputation: 35417
And so will those living in the neighborhood you are looking to buy into.
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Old 10-11-2008, 05:04 PM
 
293 posts, read 796,630 times
Reputation: 35
Lastminutemom, that's right.

I don't think that they are really doing waht they say they do. I think they are just attracted by power and overpowering people. We had $700 000 for them, but eh!

We'll be looking elsewhere

Cheers,
Valerie
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Old 10-11-2008, 05:22 PM
 
31 posts, read 114,854 times
Reputation: 18
Default sorry....

Quote:
Originally Posted by neil0311 View Post
Sorry, but I personally don't understand your complaint. The associations are made up of homeowners, elected by homeowners. If you disagree with what the association is doing, and you can convince others to agree, then you can run for President of the HOA and make changes. This isn't some nebulous big brother making decisions....it's you and your neighbors.

As to making membership and making amenities voluntary, that's not workable. What if no one decides they want to pay? Does the pool rot? Do the common grounds grow weeds and never get mowed? What if one homeowner doesn't want to join? Do they get to paint their house purple and grow their weeds as high as the second story, while everyone else takes care of their property?

County/City taxes do pay for public property like roads and sewer. Your HOA doesn't pay for that infrastructure.

You buy into a subdivision and share the responsibility and the cost, or else buy a home outside of a subdivision and do what you want.
Sorry, but I beg to differ....

It isn't that easy to vote and/or serve on a board....and in a way HOAs can make up their own rules, because depending on how your by-laws and covenants are written, the board can vote to elect members and/or make changes to fees, by-laws bla bla if not enough people vote....

It happens all the time in my hood.....no one ever shows up for the meetings, so the board just does what the heck it wants....

and I believe that they can automatically increase the fees without a vote, but the amount they can increase it on is a minimal amount....

sorry, but it's not a bunch of "happy neighbors" giving each other "high-fives" and hugs and working to make their community a better place....it's often full of arrogant, ignorant, power-hungry people - who form their own little exclusive clicks.... and even if you get voted in, you gotta deal with the click...

and you have no way to account for the money you give them cuz they can cook the books...the only way you know if they are doing any good/wrong is to hire an independent accountant .....

sorry, but I'm all for houses painted X way, people keeping their places nice and tight, but sorry.....a lot of HOAs go to the extreme

and about city taxes....well, the HOAs seem to be the way the city puts the burden on "us" to police up our areas - although we pay taxes to the city...but, at the same turn of a coin, they don't have no laws to police the bad HOAs....

yes, there are literally no laws to help you when you have a bad HOA....you pretty much end up having to get a lawyer and fight them

if you really find a house of your dreams and there's a HOA....ask to read the covenants and by-laws and see if it's too much....not every HOA is the same...BUT BEWARE cuz even if you come under the community under X laws, those laws can change while you're there....

I say, get rid of HOAs and just pay taxes and have city people do the job for us....at least you'd have some accountability there....

you have to get people to
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Old 10-12-2008, 03:46 AM
 
293 posts, read 796,630 times
Reputation: 35
Gloria25, I think what you are saying makes a lot of sense.

You seem to have some experience about this and I can only trust what you are saying. I have the feeling that it is what happens too often unfortunately; all we want is to have peace when we are back home, and if our pleasure is to enjoy our house, during the only time we are free and together, we want to have a life a bit further than the boundaries of our home (the inside walls).

We have asked, as you suggested, to read the covenants. Having 2 cats it is for me imperative. Dogs must be left on a lead... I wonder why if people have fences...anyway, the problem with the HOA is that there is no rules for them as you said and they can change the fees as often as they want, for whatever reason and abuse as they wish by even taking people to court if they wish.

The only way is to take an accountant that is not a home owner in that subdivision. Ok, thanks for the advice. I am sure I could "enforce" that.

I also understand what you are saying about HOA for most of them being groups of people having pleasure to use their power over others. This is probably why not many home ownersd join the meetings. They just can't be bothered surely.

To me it sounds like having a bunch of bullies at the corner of my street and there is no way I can get rid of them.

It would be mad to let myself buy a house where all this can indeed happen, as there is absolutely no evidence that it cannot, and life would become hell, and no reliable laws to be protected against such abuse, so it is not a win-win situation.

Gloria25, thank you. I appreciated your comments.

Valerie
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Old 10-12-2008, 12:59 PM
 
513 posts, read 1,429,229 times
Reputation: 207
Val, you sure seem to want to find the negative in the situation. I've lived in my subdivision for 6 years now and the HOA members are not even close to being called bullies. I care about the look of my subdivision and wouldn't not trust someone who wants to be a free spirit just to be one. It's one thing to be 15-years-old and want to paint your hair pink and another to junk up a yard because it's your style. Look, I don't consider myself to be conservative in many matters, but when you are talking about a place that is such a large investment then you have to realize why it matters to some people that things don't look that much different from the other houses. Thank god there are people who don't want dogs running around barking all the time.

Go find a place with no HOA and be done with it.
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Old 10-12-2008, 01:52 PM
 
293 posts, read 796,630 times
Reputation: 35
We just don't want to have an association to decide of all our efforts regarding our house. Nothing more. We buy a house, we don't buy in all those convenants and people deciding for us. No HOA does not mean dogs barking or bad neighbours. I think it should be a choice to be a member of an HOA, no forced. This is the point I am making. I am not judging you because you are part of an HOA, I am just saying that asking authorisations for everything, even doing some DIY ourself in our house, or painting our house pale yellow and having to bring a sample to the community and belittling us. If I were renting, I would agree. When I buy, I don't. I am trying to understand how it works before we regret it, because after it would be to hard to sell the house if we did not like the way it works.

I think many people have voiced their opinion, a few saying that the HOA are ok, many saying that it is a pain, and the arguments of some are that not many owners attend the meetings.

I am just a little worried to put myself into that, but many of the houses we liked were attached to one.

We just want to feel free and we are now trying to find a house with no HOA, because we want our house to be ours, and we will take care of it ourself to make sure we will sell it at a later time much much more, with no asking permission to anyone.

I think it is nice to be aware or conscious how things work and in what we are buying. Nothing more.

Valerie
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Old 10-13-2008, 06:25 AM
 
513 posts, read 1,429,229 times
Reputation: 207
But you automatically assume an HOA is a bad thing. A group saying your paint color does not match the neighborhood is "belittling"? Really? That's silly. We chose a paint color for our home that was denied because it was too closely matching to the two houses next to us. Went with a slightly darker color and it was approved. Big deal. Never felt once I was being belittled. And what would be the point of an HOA if only some people in the subdivision were in it and others weren't? I'm sure the people who would choose NOT to be in one would be the very people who wouldn't give a crap that the neighborhood retain some balance.

Just go do the non-HOA thing. You sound like you'll be unhappy with any enforcement.
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Old 10-13-2008, 06:45 AM
 
Location: St Simons Island, GA
23,058 posts, read 35,012,419 times
Reputation: 15180
I lived in a neighborhood with an very active HOA prior to where I live now...overall it was a positive experience and helped to rein in the two or three "stragglers" that gave little to no importance to maintaining the exterior of their home (and IME every neighborhood has them). Yes, I've heard the horror stories...but generally I think they serve a positive purpose.
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