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05-11-2009, 02:13 PM
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Member
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Join Date: Apr 2009
Location: Atlanta
25 posts, read 13,969 times
Reputation: 18
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renter's insurance
Who provides cheap renters insurance? This is my first time and really don't know much about it...
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05-11-2009, 02:17 PM
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Senior Member
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Join Date: Dec 2007
Location: Atlanta
223 posts, read 164,263 times
Reputation: 36
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Quote:
Originally Posted by sayforee
Who provides cheap renters insurance? This is my first time and really don't know much about it...
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I would start by checking with whoever you have auto insurance with. |
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05-11-2009, 02:39 PM
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Senior Member
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Join Date: May 2007
108 posts, read 92,198 times
Reputation: 24
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I use Geico and I think they have competitive rates for auto and renters'/homeowners' insurance.
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05-11-2009, 04:01 PM
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Senior Member
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Join Date: Jan 2007
782 posts, read 413,184 times
Reputation: 107
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Most companies should provide a decent rate, generally $15-25 a month for renters insurance. As mentioned check with your auto insurer.
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05-11-2009, 05:17 PM
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Senior Member
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Join Date: Apr 2008
Location: Cobb County, Georgia
588 posts, read 335,757 times
Reputation: 145
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Yeah check with your auto insurance company, alot of times you get discounts for having more policies.
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05-11-2009, 07:01 PM
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Senior Member
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Join Date: Mar 2009
254 posts, read 116,385 times
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GEICO doesn't have Renter's directly but they deal through Traveler's and they still provide some discount. The policy on my rented condo is $178/yr for 30k in coverage. It was a bit cheaper when I was renting a room in a house b/c there were a lot fewer units. When I had a standard apt I think it was $125/yr for ~15k in coverage.
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05-11-2009, 11:26 PM
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Moderator
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Join Date: May 2006
Location: West Cobb County, GA (Atlanta metro)
6,118 posts, read 5,876,236 times
Reputation: 1912
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Regardless of who you go with, DO get it. Far too many people do not carry it, and every-other day you hear about apartment fires anymore. An average of $20 a month is well worth the peace of mind that if someone else's kid decides to play with matches in the apartment next to yours, you will at least be able to replace your stuff.
Note, if you have a security alarm system, you usually get a discount on renter's insurance, too. Make sure to ask the agent about it.
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05-12-2009, 01:47 PM
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Member
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Join Date: Apr 2009
Location: Atlanta
25 posts, read 13,969 times
Reputation: 18
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Thanks for everyones advice. I went with Progressive (my car insurance provider) and got renter's insurance for $206 for the entire year...Not too bad for that type of coverage.
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05-12-2009, 05:32 PM
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Senior Member
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Join Date: Oct 2007
481 posts, read 286,186 times
Reputation: 73
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Hold up....
Renters insurance is less than $25 a month and folks don't have it? Are you serious?
Its cheaper than Metro PCS or a cable bill....
Whoa...
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05-12-2009, 09:34 PM
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Moderator
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Join Date: May 2006
Location: West Cobb County, GA (Atlanta metro)
6,118 posts, read 5,876,236 times
Reputation: 1912
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Quote:
Originally Posted by PKCorey
Hold up....
Renters insurance is less than $25 a month and folks don't have it? Are you serious?
Its cheaper than Metro PCS or a cable bill....
Whoa...
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I can't remember the exact stats, but I do remember when an apartment building went up in flames once near Norcross, the reporter said that in the Atlanta area at that time, it was estimated that 90% of apartment renters do not have renter's insurance. Yep. Fer real. Scary. |
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