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Old 03-14-2010, 07:32 AM
 
Location: Brooklyn/Atlanta
59 posts, read 106,766 times
Reputation: 38

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I just moved from Smyrna back to Brooklyn, NY due to a new job. I have a GA license and plates, the thing is I don't see myself staying in NY for good and I'm kind of attached to having GA plates. (got the one with the bird). We had such a hard time transfering the NY stuff to GA I can't imagine going trough it again and I wouldn't be opposed to moving to GA again if a job opened up. What should I do? Any advice? Can I get in trouble? Even if I'm here for a short time???
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Old 03-14-2010, 07:42 AM
 
Location: cemetary
363 posts, read 893,472 times
Reputation: 207
In trouble - no not really. The last time I was in the Apple - there were people living in there with Fla, SC, Ga, CO and MT plates. Big cities won't crack down unless your neighbor turns you in. I lived in FL for many years with a SD plate - got the advantage of the lower fees and insurance.
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Old 03-14-2010, 07:55 AM
 
Location: Marietta, GA
7,846 posts, read 14,880,588 times
Reputation: 3510
Law in all states is you have to switch your license plates, license, and insurance within 30 days of establishing residence. Sounds like you plan to break the law and want permission from the folks on the forum to make you feel better about doing it.

Obviously, in a city like NY, no one will bother you, EXCEPT if you get pulled over or in an accident. The cops may ticket you for not switching plates if it's obvious that you live in NYC, and more importantly for you, if you get in a serious accident where lawyers and insurance companies are involved, your insurance may not cover you due to you applying for and keeping your policy under fraudulent conditions. Just something for you to consider.

Just following the law because it's the right thing to do doesn't seem to be on your list of choices. That would be my advice.
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Old 03-14-2010, 12:57 PM
 
Location: East Cobb
2,206 posts, read 6,074,541 times
Reputation: 912
Quote:
Originally Posted by neil0311 View Post
Obviously, in a city like NY, no one will bother you, EXCEPT if you get pulled over or in an accident. The cops may ticket you for not switching plates if it's obvious that you live in NYC, and more importantly for you, if you get in a serious accident where lawyers and insurance companies are involved, your insurance may not cover you due to you applying for and keeping your policy under fraudulent conditions. Just something for you to consider.
Right. What's the use of buying insurance at all, if you obtain it fraudulently so that you may not be covered if you actually need it?
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Old 03-14-2010, 01:36 PM
 
Location: cemetary
363 posts, read 893,472 times
Reputation: 207
Your insurance company will cover you no matter where you are. They will treat it as an accident just as if you were on a road trip. Unless someone turns you in, you'll not be caught.
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Old 03-14-2010, 01:38 PM
 
Location: cemetary
363 posts, read 893,472 times
Reputation: 207
Quote:
Originally Posted by neil0311 View Post
Law in all states is you have to switch your license plates, license, and insurance within 30 days of establishing residence.
Not true! In Wyoming you only need to swap licenses and plates 90 days after establishing residency. Montana is pretty much the same way.
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Old 03-14-2010, 03:01 PM
 
115 posts, read 375,724 times
Reputation: 53
You have 30 days to re-register your car in NY. NYS DMV - Vehicle Registration and Certificate of Title (http://www.nydmv.state.ny.us/register.htm - broken link). But I am sure it does vary from state to state, each state is free to set its own rules.

If you don't change your license plates and don't report the move to your insurance company, you could be covered, but if it is a big accident and the insurance company is looking for a reason not to cover you, they may find that you didn't have your car registered properly and deny coverage. Also, if you're in an accident or caught speeding, you can certainly get a ticket for not changing your registration. No one can tell you that you won't be caught...probably won't be, but it's not a certainty.
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Old 03-14-2010, 06:13 PM
 
109 posts, read 343,827 times
Reputation: 36
Remember in GA you pay property taxes on automobiles whereas in NY I'm almost certain you don't. So where is your tax bill going to go?

We have changed our insurance to our new residences as soon as we have moved before we got new plates.
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Old 03-14-2010, 06:17 PM
 
Location: Jonquil City (aka Smyrna) Georgia- by Atlanta
16,248 posts, read 21,318,240 times
Reputation: 3587
Quote:
Originally Posted by Boonieboy View Post
I just moved from Smyrna back to Brooklyn, NY due to a new job. I have a GA license and plates, the thing is I don't see myself staying in NY for good and I'm kind of attached to having GA plates. (got the one with the bird). We had such a hard time transfering the NY stuff to GA I can't imagine going trough it again and I wouldn't be opposed to moving to GA again if a job opened up. What should I do? Any advice? Can I get in trouble? Even if I'm here for a short time???
Technically you are supposed to get NY plates if you are a "resident" there but nobody really cares.
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Old 03-14-2010, 07:31 PM
 
Location: East Cobb
2,206 posts, read 6,074,541 times
Reputation: 912
Quote:
Originally Posted by plainsman48 View Post
Your insurance company will cover you no matter where you are. They will treat it as an accident just as if you were on a road trip. Unless someone turns you in, you'll not be caught.
Insurance companies have different rates based on where you live. So if you tell them you reside in low-risk/low-premium location A, but are actually residing and doing most of your driving in high-risk/high-premium location B, and you have an accident, the insurance company will just cheerfully pay up? Wow, if that were true, we should all be renting mailing addresses in North Dakota to insure our cars.

More likely, your key point is in your last sentence.

Is it worth it? If you don't practice deceit, you don't have to worry about anyone turning you in. The old saying, honesty is the best policy, seems apt.
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