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Old 05-19-2010, 12:58 PM
 
3 posts, read 3,169 times
Reputation: 10

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Hello All,
I am new to this forum. I live in Ohio. I have a daughter who has lived in Buckhead for eight months, single, and employed fulltime. Last week she was hit by another car and the other person at fault. Her car a Jeep is totaled. Since my husband and I live in Ohio- and did the auto shopping with her when she lived here-she is 24- I was wondering if anyone can recommend an auto company that is reliable and honest My daughter wants another Jeep .
She does not want to drive too far away as she is recovering from the accident and does not know the area.
Any help you could provide that we can pass on to her would be great.
I have read the Atlanta forum before she moved and the advice for a newcomer has been helpful.

By the way for a young woman alone after an accident the police and ambulance people were so very helpful with her. One policeman held the phone while she was on the stretcher talking with me. He encouraged her to talk, so your mom knows you will be okay.

ThankYou
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Old 05-19-2010, 01:43 PM
 
2,678 posts, read 5,082,443 times
Reputation: 920
If your buying new neogotiate everything before you set foot at the dealership.

If used from a dealer, CarMax has received good reviews.
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Old 05-19-2010, 03:09 PM
 
Location: Georgia native in McKinney, TX
6,920 posts, read 9,619,681 times
Reputation: 5347
She needs to do an online search thru any of a number of car search sites. She could go directly to the Jeep website, enter her info and that info will be sent to several Jeep dealerships within a close drive of her zip code. Since each of those internet sales departments will know she is getting multiple quotes, she will get very competitive quotes. She can even print out the lowest quote and take it to the nearest dealer and say "beat this or I am driving to this other dealer."

Also, I recommend she go to her bank or credit union and get a pre qualification before she ever goes to a dealership. Go armed with a rate in hand and have the dealership work to beat it significantly to sign on with the company's financing. The Jeep website should list the specials available for the model she is driving.

I would be as concerned if not moreso with what will happen in the finance office being she is a young lady, than what the salesman will do on the sales floor. Work for a good price but also a good rate. Make sure the rate she is told does calculate to a the payment they have her sign up on.

A good rule of thumb when buying. At a 60 month purchase, each $5,000 financed will equal $100 in monthly payment, so financing $15k = $300, $20k = $400, $25k = $500 and so on. This is using 6.9% rate, if her credit is good, the rates should be lower, so her payment will be even less, but this is a good ballpark to use because the math is easy. At 60 months, a percentage point equals about $8 a month, so if she got a rate at say, 2.9%, her payment should be about $32 less than this guidepost.

Also, read the fine print in any add or in any internet pricing. Sometimes the price will not include dealer added extras like tinted windows, wheel locks, etc. Tax, title and license aren't included either. Some adds will say 0%, but then that can't be used in conjunction with some rebates, so just be aware. It is sales, sales ads are designed to drive traffic in the door, just don't believe everything at face value, look to see the whole picture.

As a salesman, I like working with educated customers. Just have her be nice, most people selling cars are working hard hours and aren't making a killing. I will work harder and go the extra mile for someone who appreciates what I do. Being educated about a car purchase is one thing, coming in with an "you are all crooks and are here to rip me off so I'm going to be a royal ass" attitude doesn't help anyone get a better car deal.
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