05-05-2011, 09:29 AM
Location: Texas
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Quote:
Originally Posted by
supadad33
We definitely don't feel a need to "keep up" with the Joneses. We're more curious about what they're doing / have done to afford such expensive houses. Are they just being stupid with their money (taking on too much debt and getting in over their heads)? Do they make ridiculous salaries ($500k+)? More likely, however, it sounds like quite a few of them may have accumulated wealth via equity gains of some form or another. Thus, it is not the salary that matters but rather the savings/investments.
There are a lot of people who make a lot of money. I used to wonder about the people in our neighborhood...how the heck everyone could afford these prices. I assumed people were just being dumb with their finances.
Then the info came out...the average household salary here is $360k...THAT is how they afford these homes and fancy cars, etc. They make a lot of money.
We afforded ours by saving a ton to put down (45%)...so now our monthly expenses are a manageable fraction of our income and we actually pay extra every month towards our mortgage.
05-05-2011, 09:42 AM
Location: Austin
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Quote:
Originally Posted by
stan4
Then the info came out...the average household salary here is $360k...THAT is how they afford these homes and fancy cars, etc. They make a lot of money.
That must be the average for a specific neighborhood. May I ask which one?
05-05-2011, 09:44 AM
Location: Texas
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Quote:
Originally Posted by
supadad33
That must be the average for a specific neighborhood. May I ask which one?
Not in Austin. In the Dallas area. Yes. A specific neighborhood.
The other point another poster made is good, too...many people bought here when the houses were $400k or $500k 20 years ago...now they are much more expensive and these people are just finishing paying them off...so they have equity AND they will soon have no house payment...cha-ching!
05-05-2011, 09:46 AM
Location: Austin
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Quote:
Originally Posted by
stan4
Not in Austin. In the Dallas area. Yes. A specific neighborhood.
Got it, thanks.
Speaking of cha-ching... what about property taxes on those home values that have doubled?
05-05-2011, 09:54 AM
Location: 78747
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Quote:
Originally Posted by
supadad33
Got it, thanks.
Speaking from the example I gave, the composite tax rate is 2.01678% for that specific neighborhood.
for a $1MM house, that's $21,678 tax bill.
Last edited by jobert; 05-05-2011 at 10:05 AM ..
05-05-2011, 10:03 AM
Location: Texas
44,254 posts, read
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Quote:
Originally Posted by
jobert
Speaking from the example I gave, the composite tax rate is 2.01678% for that specific neighborhood.
The thing is that there can be a big difference between market value and appraised tax value...especially since you don't have to report what you bought the house for.
So a $750k house can be $10k in taxes.
05-05-2011, 11:03 AM
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Another good question is-- where are those areas that will appreciate in coming years? It seems like all of the development near desirable areas has already happened. I buy houses to live in but do think about growth when I plan to stay for 20 years plus. Thoughts?
05-05-2011, 11:10 AM
Location: Round Rock, Texas
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Quote:
Originally Posted by
kiacook
Yes, you're the only good, non-materialistic person here.
I guess this post was directed at me? So to not care = being good and non-materialistic (or rather a dig of being holier than thou). I see. Ok, thx.
05-05-2011, 11:16 AM
Location: Round Rock, Texas
13,448 posts, read
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Reputation: 18992
Quote:
Originally Posted by
TurtleCreek80
This forum attracts a wide cross-section of backgrounds and incomes. I am sure it is difficult for someone - perhaps someone who grew up in a home where college wasn't a "given" or whose parents worked blue collar jobs or service industry jobs- to imagine how so many people are out looking for a $1M+ home when they've always rented or lived in a $100k home. I think it's natural to wonder about what kind of jobs or financial/family situations allow for people to have so much money to spend on a home, especially if that person has never been exposed to the world of big law attorneys, corporate executives, entrepreneurs/small business owners, etc.
Yes, and I am your average middle income Jane who works at a large law firm. My husband is a middle classed Joe working in corporate America. We were raised in middle classed neighborhoods all of our lives. We purchased an average priced home - in the 200s. And no, neither of us really care about why there are so many people purchasing 1mm homes..nor are we curious. More power to them, they probably have the jobs to sustain the lifestyle. If they don't, then I'll see them on the foreclosure list as I deal with Substitute Trustee Sales all the time. We like what we have, just like the people who make more money.
05-05-2011, 11:32 AM
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Quote:
Originally Posted by
riaelise
Yes, and I am your average middle income Jane who works at a large law firm. My husband is a middle classed Joe working in corporate America. We were raised in middle classed neighborhoods all of our lives. We purchased an average priced home - in the 200s. And no, neither of us really care about why there are so many people purchasing 1mm homes..nor are we curious . More power to them, they probably have the jobs to sustain the lifestyle. If they don't, then I'll see them on the foreclosure list as I deal with Substitute Trustee Sales all the time. We like what we have, just like the people who make more money.
I just have to ask.....if you don't care, why in the world did you open this thread and post in it??
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Urban houses (%)
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Most Common Occupations - Sales and related occupations (%)
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Most Common Occupations - Natural resources, construction, and maintenance occupations (%)
Most Common Occupations - Farming, fishing, and forestry occupations (%)
Most Common Occupations - Construction and extraction occupations (%)
Most Common Occupations - Installation, maintenance, and repair occupations (%)
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Most Common Occupations - Production occupations (%)
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People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
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Residents speaking English at home (%)
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Class of Workers - Employee of private company (%)
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Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
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Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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