Home Owner's insurance ?

[tibbar]

My house is valued at just under $200,000 and taxes last year were $3600. (down from the $4300 the year before) Insurance was around $800 with farmers and around $700 for the same coverage with USAA.

[faithr]

Tibbar,
That is very helpful!! Thank you so much.

[PeacePlease]

I live in Steiner and we get two bills every year. One for property tax and one for school tax. Total on a $375k house is about $7800/yr or so....

[achtungpv]

Originally Posted by austifornian

Another trick they will pull when they see a house has been sold is to appraise high. This happened to me personally and I had to use my HUD statement to justify the lower appraisal value that I wanted.

I never thought about that but I guess that happened with our first house. We paid $174K and 4 months later the appraisal came in at $201K. I sent in a copy our mortgage contract so they'd adjust the appraisal down. It sure as hell didn't appreciate like that since we had to sell at a loss ($160K) 3 years later so it must've been a trick!