![]() |
![]() |
![]() |
![]() |
|
|||||||
Welcome to City-Data.com forum! Make sure to register - it's free and very quick! You have to register before you can post and participate in our discussions with 400,000 other registered members. User profiles and some forums can only be seen by registered members. After you create your free account you will be able to customize many options, you will have the full access to over 14,000 posts/day about local topics and you will see fewer ads. Within the last few months our forum was cited in an article in 15 newspaper and in a story on AOL's homepage.| Search our forums (advanced): |
![]() |
|
|
|
|
|||
|
|||
|
I know that property taxes are high in Austin but what about Home Owners Insurance? I have read on this board that Insurance tends to be high but I can't find anyone posting actual numbers. Anyone care to give me some general numbers as to what to expect?
Here in NJ, we are used to high property tax but my Insurance is under $1000 for a $400000 house. What can I expect to pay in Austin for a $300K-$350K house for Home owners insurance? Thanks. |
|
|
|||
|
|||
|
My insurance is $723.00
|
|
|
|||
|
|||
|
As of Dec. 2007, Texas had the highest insurance premiums in the US. I can't find any current data on this. I would imagine we still hold this wonderful title.
Texas homeowners insurance premiums still highest in United States | Dallas Morning News | News for Dallas, Texas | Latest News |
|
|
|||
|
|||
|
I think it is regional, though, with higher premiums down at the coast. We are paying right around 0.4% the value of the house.
__________________
TrainWreck |
|
|
|||
|
|||
|
It can vary quite a bit, but I'd say for a $400K house it will be in the range of $700-$1300 per year. Factors include zip code, construction of house, value/age of the construction, previous water damage claims on the property, roof type, etc. In central Austin, a $400K house could be a $100K structure on a $300K lot, which may make the homeowners insurance on the low end. In other areas, it could be a $300K structure on a $100K lot, that would cost more on the high end insurance wise...
Anyway, it's very easy to call an insurance company and give them the address to get a ballpark quote. |
|
|
|||
|
|||
|
I had been told to expect my insurance to double moving from NoVa to Austin.
It ended up increasing about $100 to $884 for a 600k house. Faith |
|
Please register to post and access all features of our very popular forum. It's free and quick. Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com. |
![]() |
| Thread Tools | Search this Thread |
| Display Modes | |
|
|