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06-10-2008, 10:03 PM
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Senior Member
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Join Date: Dec 2006
176 posts, read 212,343 times
Reputation: 55
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Scott & White HMO vs Blue Cross/Blue Shield PPO
Just wondering if I could hear anything from folks who participate in the Scott & White HMO, which is available in 23 counties in Texas.
My employer benefits allow me to choose between this HMO and Blue Cross/Blue Shield PPO. I went with the latter last year because I assumed that the HMO would be a problem if I traveled, in an emergency.
I have been disappointed in the Blue Cross service, and they are raising their copay prices, etc. But I have never heard of Scott & White before moving here, and I don't know what to think....
So, anyone out there use physicians and hospitals within the Scott & White HMO, with stories of good or bad?
It will soon be time to enroll in health coverage for the year, and we've recently relocated to Scott & White country. Wondering if we should switch. Their prices, in many cases, are better: outpatient surgery, for example, is a flat $100, whereas BC/BS charges $100 PLUS 20% of the total bill.
Unless I misunderstand.....
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06-12-2008, 04:12 PM
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Senior Member
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Join Date: Dec 2006
176 posts, read 212,343 times
Reputation: 55
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come on, people! does nobody use Scott and White? I know you're out there!
good or bad?
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06-12-2008, 04:18 PM
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Senior Member
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Join Date: Sep 2007
Location: Great State of Texas
9,986 posts, read 3,601,908 times
Reputation: 2024
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I use a PPO and would not use an HMO. With a PPO you can still use out of network doctors/hospitals.
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03-03-2009, 05:31 PM
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Junior Member
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Join Date: Oct 2008
3 posts, read 2,209 times
Reputation: 10
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I was about to post a similar question. Maybe bumping this will get responses.
Anyone have any experience with Scott & White Health Plans and/or care?
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03-03-2009, 06:01 PM
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Senior Member
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Join Date: Jul 2006
Location: Leander, Tx a nw suburb of Austin by way of San Antonio!
1,278 posts, read 1,566,088 times
Reputation: 161
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I have heard good and bad stories about them...yes the price is good but any extras that a regular insurance might pay from what i hear they don't even after the appeal process ie extra OT or Pt
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03-04-2009, 08:13 AM
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Thong Guy in SW Austin
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Join Date: Feb 2007
1,471 posts, read 1,424,435 times
Reputation: 356
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I've never used S&W but I've always been under the impression that with their insurance you can only use S&W hospitals or clinics...with the closest being in Temple it's not exactly convenient. I don't know that for fact though.
/Edit: i guess there's one in RR now.
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03-04-2009, 08:45 AM
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Senior Member
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Join Date: Jul 2006
Location: Leander, Tx a nw suburb of Austin by way of San Antonio!
1,278 posts, read 1,566,088 times
Reputation: 161
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All my friends that need to use a specialist of some type usually have to drive to Temple..the RR location is good to have they said be its sort of just getting to it feet so they say..
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09-09-2009, 11:28 AM
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Junior Member
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Join Date: Sep 2009
Reputation: 10
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Does anyone know how Scott and White Health insurance in Austin is for maternity?
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09-09-2009, 07:07 PM
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Senior Member
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Join Date: Jul 2009
Location: Texas
106 posts, read 20,242 times
Reputation: 32
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I was told by my Doc that HMO rip off patients. PPO rip off the Docs. So I guess you should pick...?
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