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Old 12-19-2008, 10:46 AM
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Default Banks/CU in Austin with low used auto loan rates?

Any recommendations for Bank or Credit Unions with low used car rates?

Thanks.
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Old 12-19-2008, 11:26 AM
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I have used UFCU in the past, and have found that they have very competitive rates provided you have good credit. I got my used car when the interest rate environment was very similar a few years ago for 4.5%.
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Old 12-19-2008, 11:30 AM
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I use Randolph Brooks FCU. You get an additional 0.25% off the APR when you do online payments. When I bought my last vehicle from Toyota, they wanted to see if they could beat my financing and when I told them it was from RBFCU they said there was no way Toyota could match their rates...so I guess they're pretty good.
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Old 12-20-2008, 05:03 PM
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Thank you for your recommendations. This is really useful!
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Old 12-22-2008, 12:45 PM
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My brother uses United Heritage Credit Union, in Cedar Park, he claims they have good rates as well.
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