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Old 11-16-2010, 08:33 PM
4,925 posts, read 7,094,154 times
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I've done it a couple of times through my credit union and have had zero problem. Better rates than quoted by a dealer for a like car both times.

If I remember, all I provided my credit union was the make, model, VIN, and mileage. I'm sure they checked to see that the loan to value was there, but otherwise, I don't know why it would matter to them as to where you got a used car...from a dealer or individual.
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Old 11-17-2010, 08:06 AM
Location: Pikesville, MD
5,231 posts, read 7,257,303 times
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Originally Posted by PHX2DCA View Post
I'm not sure where the folks in this thread obtained their information.
From buying cars, duh. Capital One still does it for private parties, as well. What they switched on was no longer dealing with cars older than 7 years or 70k miles. But credit unions have no problems with it, and the rates are quite competetive.
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