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Old 07-20-2015, 10:28 PM
 
1 posts, read 1,696 times
Reputation: 10

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while stopped and awaiting a red light I hit the car in front!! NO damage was done to my car or his car but he filed a claim with my insurance!!! is this legal or frivolous?? I couldn't believe it!!

I got a letter from my INS comp that he has filed for a claim more that what I have coverage for! I called the claim dep and expressed that they should examine my car and his car to see NO damage / NONE was done and how frivolous/ridiculous this was!!!

Any ideas or comments on this please, its beyond me!!!
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Old 07-20-2015, 10:44 PM
 
Location: West Hollywood
3,190 posts, read 3,184,669 times
Reputation: 5262
If you were stopped then you couldn't have hit the car in front of you. Own up to your mistakes and go through the proper insurance claim process.
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Old 07-20-2015, 11:11 PM
 
Location: Retired in Malibu/La Quinta/Flagstaff
1,607 posts, read 1,944,063 times
Reputation: 6029
I'm glad I didn't have to take the accident report on this one!
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Old 07-20-2015, 11:33 PM
 
8,924 posts, read 5,625,222 times
Reputation: 12560
The days of hitting someone's bumper and not doing damage is over. Bumpers seem to take only a light hit and even then a lot could go wrong. New and expensive cars have sensors in the bumpers and a hit may knock them out. Just looking and not seeing damage means nothing.
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Old 07-21-2015, 05:46 AM
 
Location: Vallejo
21,863 posts, read 25,129,659 times
Reputation: 19070
How'd you manage to hit someone while stopped?
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Old 07-21-2015, 06:05 AM
 
35,309 posts, read 52,292,554 times
Reputation: 30999
Quote:
Originally Posted by Malloric View Post
How'd you manage to hit someone while stopped?
Obviously some one wasnt stopped,either the person in front of our op decided to back up or a more likely scenario being our op didnt stop and just carelessly bashed into the car in front and is now looking to blame his actions on any one but himself.
.
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Old 07-21-2015, 06:13 AM
 
Location: Southwestern, USA, now.
21,020 posts, read 19,375,370 times
Reputation: 23666
Quote:
Originally Posted by Tominftl View Post
The days of hitting someone's bumper and not doing damage is over. Bumpers seem to take only a light hit and even then a lot could go wrong.
New and expensive cars have sensors in the bumpers and a hit may knock them out.
Just looking and not seeing damage means nothing.
Exactly. Cars are not like the 40s-70s anymore!

Also, a light tap can give the person a whiplash....I have seen it MANY times...they don't
even realize it for 2 days.
Symptoms: You get a headache and afterwards a stiff neck, you think will go away ..Haha,
then it doesn't!

Guys in particular will 'tough it out'...go to the gym....6 months later when their friends
tell them all they do is complain about their neck ...they finally see someone!

So don't be surprised if he sees a Chiro or Phys Ther for weeks!

So sorry. But, these things teach us in the end to be more careful..many of us
have done these things.
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Old 07-21-2015, 06:24 AM
 
Location: NC
6,032 posts, read 9,210,341 times
Reputation: 6378
Why didn't you get out and take pictures and document!
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Old 07-21-2015, 06:29 AM
 
Location: Texas
38,859 posts, read 25,531,346 times
Reputation: 24780
Quote:
Originally Posted by desireppl View Post
while stopped and awaiting a red light I hit the car in front!! NO damage was done to my car or his car but he filed a claim with my insurance!!! is this legal or frivolous?? I couldn't believe it!!

I got a letter from my INS comp that he has filed for a claim more that what I have coverage for! I called the claim dep and expressed that they should examine my car and his car to see NO damage / NONE was done and how frivolous/ridiculous this was!!!

Any ideas or comments on this please, its beyond me!!!

So is keeping your foot on the brake, obviously.

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Old 07-21-2015, 06:46 AM
 
Location: City Data Land
17,156 posts, read 12,957,599 times
Reputation: 33184
Quote:
Originally Posted by MordinSolus View Post
If you were stopped then you couldn't have hit the car in front of you. Own up to your mistakes and go through the proper insurance claim process.
Actually OP could have, but only if someone rear ended him/her. Somehow I suspect a cell phone was involved in this wreck
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