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That GTS you've got there is the best looking Viper I think they ever made IMO.
I agree. Love the look of the GTS. You can't see it but it has silver stripes. Night and day from the Supra as far as drive though. Prefer the Supra by far. Contemplating selling the GTS and getting a G but just can't bring myself to do it (yet).
The Supra, that one will never get sold. Bought in 98' and love it too much to ever sell it.
Do you think most people who drive very expensive card can truly afford them? Granted I know many are leased and these payments are a bit less. Just wondering what percentage can really afford it vs just trying to impress.
You should NEVER have a car payment unless you are truly destitute.
Funny you mention that. There are used auto dealers called "buy here pay here" which serve a consumer segment who have limited funds and/or poor credit. And they charge rather usurious interest rates.
Austin Texas has many people that drive luxury brands and high end brands. Most of the people I know that drive these kinds of cars/vehicles can afford them, whether leased or purchased. I think some people, in the young professional demographic, spend a disproportionate amount of income on cars. These are the people that drive 3-series.
I think lots of these drivers are lifestyle drivers - and they lease a new German car every three years. That's usually the cheapest way to never drive anything older than three years.
I hate that this is the stigma of a young professional driving a 3-series. I'm 28, drive a 2006 330xi which is owned by me, not the bank, and I drive it because I love how it drives. I would say, though, that the total cost of the car is not a disproportionate amount of my income...
This is probably the main reason my next car will be a used CR-V or Accord, and I'll buy something older that is still fun to drive as a weekend car.
You should NEVER have a car payment unless you are truly destitute.
Well, that's stupid. Saving up for a car or making car payments are exactly the same thing for your budget. The only difference is when you get to use your car.
Well, that's stupid. Saving up for a car or making car payments are exactly the same thing for your budget. The only difference is when you get to use your car.
Not making car payments will put you way ahead of the game.
Not making car payments will put you way ahead of the game.
If you're putting $300-400 aside each month to save up for a car, your budget is exactly the same as if you are making $300-400 in car payments. Seriously. Your budget doesn't care why that money is being set aside, only that it is.
I've paid for cars in cash, I've financed them with loans and I've leased them. The budget does NOT care either way. In fact, in some ways, car payments are better due to not tying up all your cash assets in one spot. If you have $10-20k in cash, keep that cash as liquid assets and make payments instead.
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