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Old 01-13-2014, 08:56 PM
 
Location: 4222'55.2"N 7124'46.8"W
4,837 posts, read 9,024,828 times
Reputation: 2874

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I am thinking of leasing a car for my mother. I live in MA and she lives in PA. Has anyone ever done something like this? She's approaching an age where this will be her last car, so I want to get her a Lexus since she's never had a luxury car before. I'd like to handle all the paperwork and payments so she doesn't have to deal with it. I figure she can drive it 2 or 3 years and then I have the option of buying the car at the end of the lease if I think it's a good deal. She will only be putting a couple thousand miles a year on it since my dad does most of the driving. Should I lease it in my name or hers? Should I do it at a dealer in MA or PA? I'm looking for advice on the best way to handle this transaction.
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Old 01-13-2014, 09:05 PM
 
Location: Fairfield, CT
5,402 posts, read 7,977,710 times
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If it's I'm your name, then you have to insure it and can be legally liable if she has an accident. Even if you're going to pay for it, I would put it in her name.
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Old 01-13-2014, 09:26 PM
 
Location: We_tside PNW (Columbia Gorge) / CO / SA TX / Thailand
19,804 posts, read 36,150,673 times
Reputation: 19344
Good intention , but through this .

Go talk to your insurance guy and listen to the horror stories. (I made an appointment and sent my kids to the insurance office EVERY year to listen to the 'stories' of careless kids)

You don't want this to be her LAST car, (as in the one that takes her and someone else to their grave).

I don't think you want any part of 'elder' driving risk. It just takes a second of lapsed judgement / medical impairment and they can wipe out a family or school bus. It happens frequently.

Even if you had THEM pay / manage the lease... YOU should not have ANY association with THEIR vehicle, or your liability shield will be PIERCED by a decent attorney.

No more retirement money / checking / savings / house / business / first born...
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Old 01-14-2014, 06:55 AM
 
15,616 posts, read 16,251,213 times
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Have them buy the car in their name insure it etc and you can simply make the payments but you're taking on a huge liability. I won't let anyone drive my vehicles not even family
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Old 01-14-2014, 07:06 AM
 
Location: 4222'55.2"N 7124'46.8"W
4,837 posts, read 9,024,828 times
Reputation: 2874
Good points made here - thanks everyone. I will go to PA and shop with her to make the transaction as simple as possible and then make the payments online.
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Old 01-14-2014, 07:57 AM
 
14,764 posts, read 33,695,192 times
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Quote:
Originally Posted by Parsec View Post
Good points made here - thanks everyone. I will go to PA and shop with her to make the transaction as simple as possible and then make the payments online.
That's the way to do it. Everyone is covered that way.
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