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Old 10-15-2018, 12:08 AM
 
Location: north narrowlina
765 posts, read 469,048 times
Reputation: 3195

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LOL LOL LOL. I'm old. DA*N OLD!!!!! PLUS? I'm retired. AND?? I drive a banging brand new Jeep every year. I also don't give a fweet if any man can fix a leaky faucet, a drafty window or a car.... hopefully he can fix his own nasty nose and ear hairs!!!!!! Any woman worth her salt isn't looking at a guy for income, for "handyman superiority"..... hello? It's the TWENTY-FIRST CENTURY AND WE'VE COME A LONG LONG LONG WAY THANK YOU VERY MUCH !!!!

p.s. .... what the hey is a static product?????? OH Mrs. Malaprop, do tell!!!!

Last edited by ceiligrrl; 10-15-2018 at 12:17 AM..

 
Old 10-15-2018, 12:25 AM
 
Location: Garbage, NC
3,125 posts, read 2,995,613 times
Reputation: 8235
Quote:
Originally Posted by ceiligrrl View Post
LOL LOL LOL. I'm old. DA*N OLD!!!!! PLUS? I'm retired. AND?? I drive a banging brand new Jeep every year. I also don't give a fweet if any man can fix a leaky faucet, a drafty window or a car.... hopefully he can fix his own nasty nose and ear hairs!!!!!! Any woman worth her salt isn't looking at a guy for income, for "handyman superiority"..... hello? It's the TWENTY-FIRST CENTURY AND WE'VE COME A LONG LONG LONG WAY THANK YOU VERY MUCH !!!!

p.s. .... what the hey is a static product?????? OH Mrs. Malaprop, do tell!!!!
I know that's right.

It's pretty sweet that you get a new Jeep every year. I like Jeeps. I used to have one named Jeepy. My boyfriend at the time had a POS Ford truck that was always breaking down, so he always asked to drive my Jeep. He spent all of his money on "experiences" like concerts and trips to the strip club with his "boys," so he couldn't afford a car payment OR for the parts for his POS truck.

Good thing I got rid of him. (The guy....not the Jeep. I kinda miss it.)
 
Old 10-15-2018, 07:07 AM
 
Location: Metro Detroit Michigan
6,975 posts, read 5,296,170 times
Reputation: 6416
Another topic that went way off topic happens every time people have to put in their 2 cents on stuff not even related to the topic at hand and then others just keep on piling it on.
 
Old 10-15-2018, 08:07 AM
 
4,717 posts, read 3,232,378 times
Reputation: 12122
Quote:
Originally Posted by handy99 View Post
I guess the women I know who work value their time and money much more than to be spending it on a vehicle that costs double what a sufficient one does...and is no safer. Men....also.

Still a lot of "cool factor" out there, but it's starting to be the guys (I think mostly men) who buy Teslas.
I haven't read the whole thread but I agree with this. I'm female, had the $$ to buy a car with an $800/month loan when I was working if I wanted to but it was more important to save for my retirement and travel. I bought my last new car in 1991, and realized that the "new car" thrill lasted about two weeks. Very expensive thrill. DH (when he was alive) and I bought reliable used cars; our last two were bought from Enterprise Rental. I've sold the older one but drive a 2012 Nissan Sentra. As with previous cars, I plan to maintain it and drive it till it's no longer reliable.

My brother the hotshot CPA (Dad thinks he might be pulling in $1 million/year) has a new Tesla. Slick car, enjoyed riding in it, but not my priority.
 
Old 10-15-2018, 10:19 AM
 
Location: Garbage, NC
3,125 posts, read 2,995,613 times
Reputation: 8235
I took a few minutes to do some research...it tells a very different story from what some are claiming here. And it's all backed up by actual research, not disgust for women.

Gender divide on the car lot: Women shop safety, men shop style - Los Angeles Times
Quote:
Women are more likely to prioritize safety and affordability in shopping for cars, while men appear to seek out cars based on exterior styling and "rugged" reputations.
https://www.cbsnews.com/news/car-buy...-a-gender-gap/
Quote:
The study found women seeking out a new car are looking more for safe and reliable transportation, while men tend to be more image-conscious about their vehicles.

Women also look at a car's practical benefits, factors like durability and affordability, as well as safety and reliability. Men are more drawn to a vehicle's design, layout and use of technology.
This is an Australian article, but still very interesting...
https://www.businessinsider.com.au/w...ey-pay-2017-10

Quote:
When it comes to spending habits, men and women are still vastly different, with very different priorities for their money.

When it comes to saving for the future, research shows that women focus more on lifestyle goals and being comfortable enough to spend without guilt. For men, making money is often about “making it big”, and being able to afford what they want.

When it comes to the bigger purchases in life, the trend continues.

In Australia, buying a car is a rite of passage, but one men and women approach very differently.

Women tend to be more worried about safety and reliability, whereas men are more image conscious, focusing on style and technology.

It’s no surprise that 93.6% of Ferrari purchases are made by men.


In the first quarter of this year, data from finance provider Savvy shows the average amount of finance women sought for a car purchase was $23,494 compared to $29,387 for men.
https://moneywise.com/a/ways-men-and...ey-differently
Quote:
According to an Experian study, men carry 4.3% more debt than women do and their mortgages are 5% higher. As a result, they are more likely to fall behind on mortgage payments than women and use more of their available credit. At the same time, women tend to “shy away from debt” and are twice as likely to seek credit counseling.
Quote:
Interestingly, although men spend more on nightlife and entertainment than women do, there isn’t a huge spending difference between the sexes in this category. While a single man spends $1,545 on going out, single women spend $1,432.
 
Old 10-15-2018, 10:55 AM
 
Location: Grosse Ile Michigan
30,701 posts, read 79,330,237 times
Reputation: 39408
I think it means you live in a neighborhood where a lot of women have new cars.


One explanation could be that there are more women than men in college. Car companies target college students for special offers on new cars. If lots of college students buy new cars, then lots of women will have new cars because the majority of college students are women.
 
Old 10-15-2018, 11:12 AM
 
Location: Knoxville, TN
2,516 posts, read 1,864,954 times
Reputation: 6371
I am an older woman. I drive a 2010 Prius. It has been a great car. Now that I am retired, I don't put as many daily miles on it, but I may do more distance driving. So, yes, I am thinking about getting a newer version next year in the interest of safety and reliability.
 
Old 10-15-2018, 11:22 AM
 
Location: Metro Detroit Michigan
6,975 posts, read 5,296,170 times
Reputation: 6416
Quote:
Originally Posted by Delahanty View Post
Anyone can have a bill in their garage--or parking spot.
So that effects your life in what way.
 
Old 10-15-2018, 11:55 AM
 
2,536 posts, read 4,010,225 times
Reputation: 3953
Quote:
Originally Posted by cyphorx View Post
This was pointed out to me during a conversation about how being "Mr.Fixit" is not as appealing to women as it was for previous generations like the old saying "if she don't find you handsome at least she can find you handy", anyway it was pointed out that most women drive new cars that Joe Shadetree can't work on beyond minor stuff. Well I actually thought about women I know, women I've dated(who had cars) and I starting just paying attention when I'm out driving or Cycling to the women driving or getting in and out of cars.



Well that guy was right for the most part, on average most women I see out and about are in cars no older than 2010ish, you see an 86 escort driving by 9 times out of 10 it's gonna be a guy driving it.


And while it seems the most high end cars are driven by men so are the vast majority of beaterz(2X4 as a bumper, coat hanger as a car antenna etc etc). Even lower income women(service workers, like fast food or waitress types) seem to have newer cars or they get rides to work but not much in between.



The only main exception I've noticed is older retired women.



Why do you guys think this is?
Safety. A woman at night with a broken-down car is at a higher risk than a man. Men typically have no idea how much women have to factor "safety" into every decision they make. Even if you can't really afford the newer, more reliable car, you might feel like you have to choose it over other things.
 
Old 10-15-2018, 03:25 PM
 
9,613 posts, read 6,843,050 times
Reputation: 6842
Quote:
Originally Posted by eddiehaskell View Post
”Car guy” is a pretty subjective term. Changing cars every 12 years may depress YOU, but that doesn’t mean it depresses everyone...especially those wanting to save money without sacrificing much. First world problems. What exactly makes a 12 year old car bad? In most cases after 12 years one will have a reliable and nice looking car as long as it’s maintained decently well.

What’s wrong with seeing a car as an appliance? Some people just want to get where they are going comfortably and don’t see the point in throwing money at newer cars. What - spend all the money so they can be considered “car guys”? And what about the person who buys a “driver’s car” and keeps it 12 years? Are they now out of the car guy club because they exacted a lot of value from their car by driving it 12 years? I guess I should tell the die hard ‘Vette or Miata guy that he’s not a car guy because he’s daily driving his 2007 model that he bought new 12 years ago.

What makes a 12 year old Kia a “POS”? At what point does a car become a POS? Is a 2010 Kia a POS because it’s almost 10 years old? What about a 2011 model? You have quite an arbitrary cutoff. I guess I should just tell everyone driving cars approaching 10 years old that a self proclaimed car guy online says their car is a POS. What’s the cutoff for homes, clothing, etc? All these folks living below their means and building wealth just aren’t living because more of their money isn’t going toward a depreciating trinket.

Of course your goal isn’t to retire young, wealthy and secure with a million dollar home and the ability to pursue whatever you desire (anything from feeding the hungry to training pet birds to YES using youre learnied skills to repair and beautify homes). You see, people with money often don’t follow the masses by buying crap that people with lesser means believe one should be buying. WHAT you mean millionaires will buy something like clothing on clearance at Target instead of paying $200 for a pair of designer jeans? Oh the horror. Morbidly depressing I must say.

Bottom line - being 12 years old doesn’t make a car unreliable and driving one doesn’t mean one is morbidly depressed.

Yes, a 100k+ mile car could have a breakdown, but the odds are tremendously in favor of the car being reliable and NOT breaking down. It’s simply foolish to think a perfectly running car with 100k miles will suddenly become unreliable when it will most likely go another 100k+ problem free miles. How many Civics or Accords for example run well but become problematic lemons as soon as they hit 100k miles? 1 or 2%? Hell, Toyota and Honda’s entire reputation was built on the volume of relatively problem free cars they have running to 200K+ miles. This isn’t the 70s where cars are lucky to make 90k miles.

A car payment is NOT a perpetutual thing. I’ve already gave you an example of how much more it cost to constantly have car payments vs driving a car 12 years. Over the course of 24 years we are talking about what amounts to A LOT of money for most. As I said, financial math like this is something kids should be learning in school.
You're obviously not a car guy. An example is pretty much everything you've listed is the complete opposite of what somebody who really enjoys cars would say. You see cars as an appliance, that's pretty clear. You can keep whining about it but basically the things you respect and envy, I clearly don't. Not that it should matter, so I'm not sure why you seem to be taking this so personal. You can drive a 12 year old car, but I'm not. I'll assume you're driving it because you're barely scraping by, but that shouldn't matter to you anyway.

What isn't subjective however is not considering a car payment a perpetual thing. Your car will wear out. It doesn't matter if you keep it well maintained and keep it for 50 years. It will need to be replaced. You can either finance it again, lease it, or dip into your crazy huge stacks of cash under your mattress from all those years of savings and pay cash for it. It will not last forever. You will one day have to say goodbye to your 2009 Kia and get something else. Whether you decide to replace it with a Ferrari or a bicycle is your preference and what you can afford, but it will be replaced and you will incur some kind of transportation cost.

Probably one of the worst pieces of financial advice I've ever heard anybody give is trying convince somebody without the means to use up all their cash on an old high mileage car, hope nothing goes wrong with it, then once it's paid off, pretend they'll never need to replace it. People then use up the car payment savings without earmarking it for the eventual replacement of the vehicle. Then it becomes a shock when they're faced with another car payment, they then get another busted old car, and start the process all over again. It's terrible advice.
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