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Old 03-25-2009, 07:48 PM
 
2 posts, read 2,613 times
Reputation: 10

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Hello People!!

Today first time I have met with an Accident. The front car just stop on red light and I hit the car from back not so badly my number plate nut bolt made one little paint scratch on front car. The Guy start yelling at me even he started arguing with Police too. Because the front car damage is less than $1000 so police had not made any complaint.

Now the party is asking for $140 to fix the small scratch plus if the rentle car if the car will be in garage for a day.

Please some advice me what should I do. Should I pay or talk to my insurace people first.
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Old 03-25-2009, 08:51 PM
 
Location: Nashville, TN
624 posts, read 3,067,114 times
Reputation: 338
Pay the guy $140 with a check and have him sign something saying he releases you from all liability. That's what I would do. That will teach you to follow so closely.

"front car just stop on red light"...yep, that's what they tend to do alright.
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Old 03-25-2009, 09:21 PM
 
Location: Middleton, Wisconsin
4,234 posts, read 11,644,455 times
Reputation: 2205
I hope people stop at a red light. Even in small town Wisconsin I've had to many close calls with red light runners.

I'd do as Scott says, Pay by check and have him sign a waiver that releases you from liability.
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Old 03-26-2009, 08:35 AM
 
3,689 posts, read 7,913,309 times
Reputation: 2598
I agree with Scott. Pay him the $140 and have him sign a receipt. As to a rental car, that's tricky. He may very well ask you to pay the CDW, but I would refuse as his insurance covers the rental.
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Old 03-26-2009, 10:14 AM
 
Location: On the East Coast
46,793 posts, read 7,387,024 times
Reputation: 72259
Pay the $140 and get a receipt with a copy of the repair he had done. A couple months back an out of state trucker knocked off my side view mirror and even though the cops came out we handled it ourselves. The trucker was very apologetic and sent me a cashier's check overnite express with a few extra bucks for my inconvenience which was not expected. See, there still are some decent humans out there. Good luck.
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Old 03-26-2009, 02:22 PM
 
Location: Victoria TX
40,876 posts, read 45,464,683 times
Reputation: 31973
And do NOT tell your insurance company that this happened.
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Old 03-26-2009, 02:29 PM
 
Location: Apple Valley Calif
7,443 posts, read 13,516,172 times
Reputation: 5293
Any small scratch, no matter how small, will cost at least $500 to have repaired properly at a quality body shop. You can't just paint a scratch, you have to paint the whole panel and blend it in. That is a lot of time and skilled labor. I'd pay the $140 as quickly as I could, and have him sign off on it, before he finds out it's gonna cost a whole lot more...
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Old 04-09-2009, 09:20 PM
 
2 posts, read 2,613 times
Reputation: 10
Thank you very much for giving me good and right advise. When we met the guy he asked for $480 but when I told him to come to my garage person and I will fix the car for him he agreed on $140 so I get signed the paper that every thing is settled for this minor accident and no claim will be made in future. I am so stressed free now.
Thank you very much!!
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Old 04-09-2009, 10:41 PM
 
Location: Yucaipa, California
8,527 posts, read 11,918,026 times
Reputation: 4888
You got off easy.Body shops are VERY expensive.Be thankful but DONT follow so close behind a car next time.Use the 2 second rule when behind a car.I always do.Im sure other people know what i mean with the 2 second rule.Be a safe & aware driver at ALL times.Their are LOTS of lousey drivers on our roads & its sucks.
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