What is the easiest insurance to sell? (medical insurance, commission, percentage)

[tallandbuff]

Property? Are the insurance exams hard? I got 63 percent on life.

[neil0311]

I'm not an expert, but I would guess auto, given that it's mandated by almost all states and losses are less unpredictable than homeowners insurance.

[Art Lover]

Yes, auto is the easiest since we all need it if you own a car. If you study for the exam you will do fine. I had to take it in 3 different states that I lived in and passed it the first time, (I did studied everyday.) I found Life & Health exam to be the easiest, but you still need to study. Best of luck to you!

[Hoosier]

I believe Life, Health and Accident are by far the easiest. As far as easiest insurance to sell? I'd say Aflac. It's a gap insurance and pays money to the policyowner versus the doctors. People actually make money and can use it however they'd like.

[wehotex]

Originally Posted by Hoosier

I believe Life, Health and Accident are by far the easiest. As far as easiest insurance to sell? I'd say Aflac. It's a gap insurance and pays money to the policyowner versus the doctors. People actually make money and can use it however they'd like.

Aflac is NOT easy to sell! It requires too many visits to different ppl to make the sale. First you must go to the HR rep, then the actual owner of the business, then a Group presentation, and finally the one-on-one! Then if there is a "broker" that the business goes through, they will demand a hefty percentage of your commission for doing practically nothing. In fact, the broker might even try to undermine you and use his or her own Aflac rep. Aflac hierarchy are also very greedy and backstabbing. Please don't let anyone tell you that selling Aflac is easy. it is not.

[Hoosier]

Originally Posted by wehotex

Aflac is NOT easy to sell! It requires too many visits to different ppl to make the sale. First you must go to the HR rep, then the actual owner of the business, then a Group presentation, and finally the one-on-one! Then if there is a "broker" that the business goes through, they will demand a hefty percentage of your commission for doing practically nothing. In fact, the broker might even try to undermine you and use his or her own Aflac rep. Aflac hierarchy are also very greedy and backstabbing. Please don't let anyone tell you that selling Aflac is easy. it is not.

You have had an entirely different experience than me. I have not found it to be backstabbing or greedy. Sure, there are people out there that are like that, but not everyone is that way. You've also made the process much more detailed than it really is. You don't have to go through every step like you've mentioned.

In times like these when insurance costs are skyrocketing and employers are dropping medical insurance for employees, they need somewhere to turn for gap insurance. It's especially important in today's economy.

[BLAZER PROPHET]

Cheap insurance is the easiest to sell.

[oleo]

Originally Posted by blazer prophet

cheap insurance is the easiest to sell.

+1

[runningncircles1]

Auto... it's required for all drivers.