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If it's a young relative, you may want to teach them a lesson....LOL.
I've watched Judge Judy and she is one tough cookie!
They always say, never lend money to family and friends unless it's money you don't need. Most cases they will never pay you back, you'll get excuse after excuse and your friendship will be ruined or your family will be broken up.
Years ago, my older brother wanted to use my credit card to charge his g/f engagement ring. I knew to say NO. The relationship didn't work out and he has since been working/fired/working/fired etc......
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