You're right Terrain is important. We lived in Manteca for years not far from Modesto. Lodi area too along the delta. Finally moved to valley springs also about an hour from Modesto...but it is rolling hills with oak trees and small towns. Love it. I was so tired of flat land, corn fields and crowded areas like Modesto and Stockton.
Houses are coming down in price. Will most likely continue to drop through winter. But still pretty expensive. Like the rest of CA. I know I've been working on a real estate magazine and I have been dropping the prices for realtors any where from 10,000 - 40,000...even dropped one down a whole million
It may be a buyers market for a while...but the market always goes back up. Only lost money on, one house out of five, in 26 years. I guess I should say "knock on wood"
Hoping to move to Idaho in the next year or two when the market goes back up here.
Izzy